JezzMoney's 50+ Financial Calculators: A Game-Changer for Distributors

Technology is transforming the business of mutual fund distributors. With fast calculators and accurate predictions, savings and investment-related information can now be accessed within seconds. Advanced mutual fund software includes a range of analysis tools and portfolio trackers. These tools empower mutual fund distributors to manage, track, and analyze customer portfolios more efficiently.

JezzMoney Mutual Fund Software provides over 50 calculators designed to make your business quicker and smarter. These calculators help you compute results quickly and easily, and also allow you to save and share the outcomes with your clients. We are introducing you to these 50 powerful calculators that can help transform the way you operate your mutual fund distribution business. Each calculator plays a role in simplifying complex calculations and enhancing investment analysis.

Let’s take a closer look at each calculator available in the JezzMoney Mutual Fund Software. These tools not only assist in mutual fund analysis but also support a wide range of other investment strategies.

The SIP (Systematic Investment Plan) Calculator is a powerful tool for mutual fund distributors. It enables them to show clients how small, regular investments can grow significantly over time.

Distributors can quickly generate projections using basic inputs: the monthly investment amount, the expected rate of return, and the investment duration.

The projections show the total corpus accumulated at the end of the tenure. For example, investing ₹5,000 monthly for 10 years at a 12% annual return can grow to approximately ₹11.6 lakhs. This allows clients to understand the benefits of disciplined investing, the power of compounding, and how small contributions can lead to significant wealth over time.

The Lumpsum Calculator helps distributors assist clients who want to invest a large one-time amount. A lump-sum investment is different from SIPs. Instead of regular monthly payments, it's a one-time investment aimed at long-term growth.

JezzMoney's Lumpsum Calculator shows how much your investment could grow in a simple Excel format, making it easy to understand and present.

It uses key inputs such as the invested amount, the expected return rate, and the investment duration. This tool is ideal for showing clients various investment scenarios with clear and accurate projections.

The Lumpsum Calculator simplifies complex return estimates and turns them into actionable, easy-to-use data for better financial planning. It uses the amount you invest, the expected return rate, and the time you plan to invest. For example, a one-time investment of ₹2,00,000 for 15 years at an annual return of 12% could grow to over ₹10.8 lakhs.

The SWP (Systematic Withdrawal Plan) Calculator is vital for mutual fund distributors. It helps clients plan regular income from their investments by allowing them to predict monthly, quarterly, or yearly withdrawals.

It also shows how long the investment will last based on the amount withdrawn and the returns earned, helping clients make informed financial decisions.

This is particularly beneficial for retirees or individuals seeking passive income streams. JezzMoney's SWP Calculator visually demonstrates how the investment corpus changes over time.

It considers market-linked returns and the frequency of withdrawals, making it a practical tool for income planning and portfolio management.

Who Can Use These Calculators?

These tools are useful for:

Mutual Fund Distributors – to explain investment plans clearly to clients.

Financial Advisors – to show easy-to-understand return projections.

Individual Investors – to plan SIPs, lump sum investments, or withdrawals confidently.

Perfect for anyone looking to make smarter, goal-based investment decisions.

Clients who invest through LIC-backed mutual funds or insurance-linked SIPs can use the LIC SIP Calculator. This unique tool helps distributors show how returns build up over time, while also considering both investment growth and life cover benefits.

It's tailored for traditional investors who value the security of LIC products along with the growth potential of mutual funds. Distributors can use it to create detailed projections that include both wealth creation and insurance coverage.

To generate these projections, users simply need to input the monthly contribution, expected return rate, and policy duration.

JezzMoney's LIC SIP Calculator effectively links insurance with investment, making it a valuable tool for explaining hybrid financial products to clients.

Distributors simply enter the monthly contribution, expected return, and policy duration. For example, a monthly investment of ₹3,000 for 15 years at a 10% return could show a projected corpus along with the associated life insurance coverage.

The Step-Up SIP Calculator is a vital tool for distributors who cater to clients with increasing income potential and evolving financial goals. A Step-Up SIP differs from a standard SIP. In a standard SIP, the investment amount remains fixed, while a Step-Up SIP allows investors to increase their monthly contributions at regular intervals.

JezzMoney's Step-Up SIP Calculator calculates the final corpus by considering both the starting SIP amount and the annual increment rate.

This approach highlights the compounding advantage of gradually increasing contributions over time. It helps demonstrate how small increases can lead to significantly larger returns in the long term.

Distributors can use this tool to guide clients to start with what they can afford now and increase their investments as their income grows. It's especially useful for salaried individuals, young professionals, and entrepreneurs with fluctuating but steadily rising incomes.

Who Can Use This Calculator?

Mutual Fund Distributors – to show clients how increasing investments boost long-term returns.

Financial Advisors – to create flexible plans based on growing income.

Salaried Individuals & Young Professionals – to start small and invest more as income grows.

Entrepreneurs – to align investments with fluctuating but rising earnings.

It's perfect for anyone aiming to grow wealth step by step.

The ELSS (Equity Linked Savings Scheme) Calculator is crucial for discussing tax planning and wealth creation. Mutual fund distributors use this calculator to show clients how investing in ELSS can help save taxes under Section 80C of the Income Tax Act.

In addition to tax benefits, ELSS investments offer the potential for long-term equity-based returns, making them a dual-benefit option for many investors.

JezzMoney's ELSS Calculator enables users to easily determine tax savings, estimate potential maturity value, and understand the impact of the mandatory lock-in period. For example, investing ₹1,00,000 annually in ELSS for 5 years at an expected 12% return could save up to ₹46,800 in taxes and grow into a sizable corpus.

By entering details like the investment amount, tenure, and expected return rate, distributors can generate personalized illustrations that help clients make informed investment decisions.

The designers made the SIP/LS Balancer Calculator to help distributors choose the best mix of systematic (SIP) and lump-sum investments for their clients. Many investors are unsure whether to invest in small amounts regularly or commit a larger one-time investment.

This calculator allows distributors to run side-by-side scenarios based on the client's available funds, financial goals, and risk appetite. For example, comparing investing ₹5,000 monthly via SIP versus a lump sum of ₹1,00,000 upfront can reveal how each approach grows over 10 years at a 12% return.

Distributors can compare different investment strategies by simply entering variables such as the SIP amount, lump sum amount, investment period, and expected return rate.

The Capital Gain Calculator is a key tool for distributors. It helps clients understand the tax implications of their mutual fund investments. With changing tax rules and various asset classes, accurate capital gain calculation is essential for compliance and effective financial planning.

JezzMoney's Capital Gain Calculator allows users to input details such as purchase and sale dates, investment amounts, and mutual fund types—whether equity or debt.

The calculator then provides clear summaries of short-term and long-term gains. It automatically applies the appropriate tax rates and includes indexation benefits where applicable.

This tool simplifies year-end tax filing and helps with smarter redemption planning to reduce overall tax liability.

Who Can Use This Calculator?

Mutual Fund Distributors – to show clients how increasing investments boost long-term returns.

Financial Advisors – to create flexible plans based on growing income.

Salaried Individuals & Young Professionals – to start small and invest more as income grows.

Entrepreneurs – to align investments with fluctuating but rising earnings.

It's perfect for anyone aiming to grow wealth step by step.

The JezzMoney Fixed Deposit (FD) Calculator helps mutual fund distributors compare options for clients who prefer traditional investments. Many investors continue to favor FDs due to their safety and predictable returns.

This calculator enables distributors to present the real maturity value of an FD investment based on a specific tenure and interest rate. It quickly provides a snapshot of the total interest earned over the investment period.

By entering the principal amount, duration, and interest rate, users can instantly view the final receivable amount. For example, investing ₹1,00,000 for 5 years at an interest rate of 6.5% compounded annually will mature to approximately ₹1,37,600.

Distributors can use the FD Calculator to compare fixed deposit returns with mutual fund returns, giving clients a clearer picture of potential growth across different investment avenues.

The Recurring Deposit (RD) Calculator in JezzMoney's suite is a crucial tool for distributors advising clients who prefer fixed, periodic savings. Like SIPs, RDs involve monthly contributions, but these are directed into bank savings schemes rather than market-based instruments.

The RD Calculator helps clients estimate the maturity amount based on their monthly deposit, applicable interest rate, and investment duration.

It clearly shows the total interest earned and the final maturity value, making it ideal for planning short-term financial goals such as weddings, gadgets, or vacations. The calculator shows the maturity amount based on monthly contributions, interest rates, and tenure. For example, a monthly deposit of ₹5,000 for 3 years at 6.5% interest could mature to about ₹1.92 lakhs.

For distributors, this tool also serves as a comparison resource, highlighting how mutual fund SIPs may offer higher returns—albeit with some risk. It enables goal-based discussions and helps clients understand the opportunity costs of low-risk investments like RDs.

The EMI (Equated Monthly Installment) Calculator in JezzMoney is a helpful tool for distributors to assist clients in managing their loan commitments. This calculator simplifies EMI planning by showing exact monthly payments for home, car, or personal loans.

Users can easily input the loan amount, interest rate, and tenure to get an accurate estimate of their monthly payments. Distributors can use this tool to help clients understand how long-term interest impacts the total repayment amount.

The calculator also demonstrates how different tenures affect monthly payments. Visual amortization charts are particularly useful in illustrating the difference between principal and interest components over time.

This feature helps clients make better-informed decisions regarding loan refinancing, prepayment, or restructuring.

Who Can Use the EMI Calculator?

Mutual Fund Distributors & Financial Advisors – to help clients understand loan repayments alongside investments.

Homebuyers, Car Buyers & Personal Loan Borrowers – to plan affordable EMIs and manage finances better.

Anyone Considering Loan Prepayment or Restructuring – to see the impact on monthly payments and interest savings.

The Car Planning Calculator from JezzMoney helps mutual fund distributors assist clients with a common financial goal: buying a car or their dream vehicle. It takes into account inflation and future cost escalation, presenting a realistic picture of the vehicle’s cost when the purchase is planned.

Distributors can use this tool to demonstrate that SIPs or short-term mutual funds are great options for building the necessary funds over time. Clients can input different time frames and adjust expected returns, allowing them to see the trade-offs between delaying a purchase and increasing monthly savings.

Who Can Use It?

Mutual fund distributors helping clients plan vehicle purchases

Individuals saving for a car or upgrade

Financial advisors guiding goal-based investment strategies

The Education Planning Calculator is a key tool in the JezzMoney suite. It helps distributors assist families in planning for rising education costs. With education inflation typically higher than general inflation, early planning is crucial.

This calculator estimates the future price of a child’s education based on current expenses, time remaining until enrollment, and the expected inflation rate.

It also calculates the monthly or one-time investment needed to meet the goal, including expected returns from mutual funds. Distributors can use this tool to demonstrate how SIPs or long-term funds can help build a strong education fund, making it an ideal resource for goal-based financial advice.

Who Can Use It?

Distributors helping parents plan for education

Families saving for school/college expenses

Advisors offering goal-based investment strategies

The Retirement Planning Calculator is essential for mutual fund distributors. It helps clients plan for a secure financial future after retirement. This calculator enables users to determine how much money they will need for retirement.

It takes into account current monthly expenses, expected inflation, the number of years until retirement, and the anticipated lifespan after retirement.

The tool also calculates the monthly SIP or lump-sum investment required to achieve the desired corpus, assuming a specified return rate. JezzMoney's Retirement Planning Calculator clearly shows the gap between current savings and future needs, making any retirement shortfall easy to identify and act on.

For example, if you need ₹50,000/month in today’s value for 25 years post-retirement, the tool adjusts for inflation and shows the total corpus needed—plus the investments required to get there.

Who Can Use It?

Mutual fund distributors & advisors

Individuals planning long-term financial independence

Anyone wanting to avoid retirement shortfalls

JezzMoney's Marriage Planning Calculator helps mutual fund distributors assist clients with wedding planning. Weddings are often one of life's most significant and expensive events, and this calculator helps estimate the future cost of a marriage based on current expenses, time horizon, and the expected inflation rate.

The tool also suggests a systematic investment strategy to meet that financial goal, whether through SIPs or lump-sum investments.

The tool then suggests a suitable SIP or lump-sum strategy. For example, if a wedding costs ₹10 lakhs today and is planned 8 years later, the future cost may exceed ₹18 lakhs at 7% inflation. The calculator shows how much to invest monthly to meet that goal.

It helps clients avoid last-minute borrowing and plan stress-free celebrations.

Who Can Use It?

Distributors advising on life event planning

Families planning weddings in advance

Advisors offering goal-based investment guidance

The Vacation Planning Calculator from JezzMoney is a user-friendly tool that helps mutual fund distributors assist clients in achieving short-term lifestyle goals, such as traveling locally or internationally. This calculator allows users to estimate the total cost of their vacation by entering the destination, current budget, time frame, and expected inflation rate.

It then calculates how much clients need to save monthly or invest as a lump sum to reach the target amount in time.

This tool provides an excellent opportunity for distributors to recommend short to medium-term SIPs, liquid funds, or hybrid mutual fund schemes as effective savings solutions.

For example, a ₹3 lakh vacation planned in 3 years with 6% inflation will cost around ₹3.58 lakhs. The tool calculates the required SIP or lump-sum to reach that amount.

It’s ideal for promoting short-term SIPs, liquid funds, or hybrid schemes while encouraging disciplined savings.

Who Can Use It?

Distributors advising on lifestyle-based financial goals

Travelers saving for domestic or international trips

Clients looking for short to mid-term investment plans

JezzMoney's House Planning Calculator is an essential tool for mutual fund distributors helping clients achieve the significant milestone of homeownership. This calculator allows users to estimate the future cost of a house by considering inflation, the time frame, and the current property value.

Based on these inputs, it calculates the amount the client needs to save—either monthly through SIPs or as a one-time lump-sum investment. The calculator's versatility helps distributors tailor investment strategies to each client’s unique timeframe and risk profile.

Depending on the investment horizon, it often recommends a balanced approach, combining equity and debt mutual funds. Starting early can significantly reduce the monthly savings required, making the dream of owning a home more achievable.

Who Can Use It?

Distributors assisting clients with homeownership goals

Homebuyers planning finances for property purchase

Financial advisors tailoring long-term investment strategies

The Car Loan EMI Calculator from JezzMoney is a special tool that helps mutual fund distributors show clients how much they'll pay monthly for a car loan. By entering the loan amount, interest rate, and loan tenure, users receive an accurate estimate of their monthly EMI.

This calculator also displays the total repayment amount and breaks it down into principal and interest components over the loan term.

For distributors, this tool is valuable in helping clients make smarter financial decisions. It guides them in evaluating the benefits of higher down payments or shorter loan durations and highlights how interest rates impact the total cost of the loan.

Additionally, the calculator shows how timely repayments or prepayments can lead to significant savings, offering a clearer financial path toward owning a vehicle.

Who Can Use It?

Mutual fund distributors advising car buyers

Clients planning car loan repayments

Anyone comparing loan terms and costs

The Home Loan EMI Calculator in JezzMoney's tools is essential for mutual fund distributors. It helps clients manage a key financial commitment: home financing. By entering the loan amount, interest rate, and repayment period, users can determine their monthly payments.

The calculator provides the total repayment amount over the loan tenure and clearly separates the interest and principal components, offering a transparent view of the loan's overall cost.

This tool serves as an educational aid, helping distributors explain how long-term interest impacts affordability. It also demonstrates how prepayment or refinancing options can ease financial burdens over time.

Additionally, the amortization schedule offers a detailed yearly breakdown, enabling clients to plan partial repayments and evaluate various loan offers more effectively.

Who Can Use It?

Mutual fund distributors advising homebuyers

Clients managing home loan finances

Anyone comparing loan terms and planning repayments

JezzMoney's Flat vs Reduce Rate Calculator is a helpful tool that assists mutual fund distributors in explaining the two primary methods of calculating interest on loans: flat rate and reducing balance rate. Many clients are unaware of how these methods can significantly affect the total cost of borrowing.

This calculator provides a side-by-side comparison by computing EMIs, total interest payable, and the overall repayment amount under both interest systems.

It simplifies complex calculations, allowing users to clearly see how the reducing balance method often results in cost savings over time, even when interest rates appear identical on paper.

Distributors can use this tool to guide clients toward better loan decisions and help them avoid misleading lending offers that might seem attractive but result in higher long-term costs.

Who Can Use It?

Mutual fund distributors advising loan borrowers

Clients comparing loan interest methods

Anyone wanting to understand loan cost differences

The Life Insurance Calculator in JezzMoney's suite is a key tool for mutual fund distributors. It helps them guide clients toward the right level of risk coverage by calculating the ideal life insurance amount.

This calculator considers several critical factors, including current income, outstanding debts, dependent expenses, lifestyle costs, and inflation. It ensures that a client’s family is financially protected in case of any unforeseen events.

The tool plays an essential role in risk planning by clearly identifying the gap between existing insurance coverage and what is actually needed.

Distributors can use it to initiate important conversations about life goals, income protection, and long-term wealth preservation.

The Delay Cost Calculator shows how postponing investments impacts long-term returns. It helps distributors explain the cost of waiting in terms of lost compounding benefits.

Clients can explore both early and delayed investment scenarios, clearly seeing how delays lead to higher required contributions in the future to achieve the same goal.

This tool motivates timely action and encourages early SIPs by making the value of time in investing tangible.

Distributors use it to emphasize the importance of starting now, particularly for long-term financial goals like retirement and education. With visual comparisons and simple inputs, it transforms complex financial projections into persuasive, easy-to-understand insights—making it a powerful tool to overcome investor procrastination and encourage early commitment.

JezzMoney's Inflation Calculator helps distributors explain the impact of inflation on purchasing power. By projecting how prices of goods or services increase over time, clients can understand the importance of investing to outpace inflation.

This tool is excellent for planning educational, retirement, or lifestyle goals, as it helps estimate future costs with greater accuracy.

Distributors can use it to recommend investment strategies that offer inflation-beating returns, such as equity mutual funds. It supports financial forecasting by illustrating the value of disciplined, long-term investing.

The Inflation Calculator is a simple yet powerful tool for client education and strategic goal-based planning.

This calculator helps you estimate the future cost of a Child Expenses Calculator. It uses current expenses, inflation, and your time until the event to calculate the monthly or lump-sum investment required to achieve that financial goal.

Mutual fund distributors can use it to offer SIP-based solutions that align with the client's budget, making the savings journey manageable and realistic.

It's an emotionally resonant planning tool that makes financial discussions more relatable. By offering actionable savings plans, distributors can build trust and strengthen client relationships.

JezzMoney's calculator helps turn dreams into real financial goals. It promotes thoughtful planning and reinforces the importance of goal-based investing.

The Retirement Need Calculator estimates a client's total retirement corpus based on current lifestyle, expected inflation, and post-retirement life expectancy. It calculates the monthly or lump-sum investment required to reach that goal.

Distributors use this tool to highlight potential future financial gaps and to advocate for starting long-term SIPs that ensure retirement readiness.

It also allows users to adjust key assumptions such as expected returns, future expenses, and retirement age, making the planning experience highly personalized.

This tool simplifies complex retirement planning and helps clients visualize their future financial needs. It effectively positions mutual fund distributors as trusted partners in long-term wealth creation and retirement security.

JezzMoney's PPF Calculator helps clients estimate the maturity value of investments in a Public Provident Fund (PPF) account. It takes into account annual contributions, the applicable interest rate, and the investment tenure.

Distributors can use this tool to compare PPF returns with mutual funds, helping clients understand the trade-offs between capital safety and potential growth.

The calculator is especially useful for conservative investors who prioritize tax benefits and capital protection. It reinforces the value of a balanced portfolio strategy.

By demonstrating how PPF can complement equity investments in long-term financial planning, this tool supports holistic, tax-efficient investment advice.

The EPF Calculator estimates retirement savings from the Employee Provident Fund. It considers monthly contributions, employer shares, and applicable interest rates to project the total retirement corpus.

Mutual fund distributors can use this tool to help clients evaluate whether their EPF savings will be sufficient to meet post-retirement needs.

It helps identify potential gaps in retirement planning and supports the case for starting SIPs or exploring other investment options to supplement EPF savings.

This calculator enables distributors to blend traditional retirement schemes with mutual fund strategies, providing clients with a more robust and growth-oriented retirement plan.

JezzMoney's GST Calculator allows quick computation of Goods and Services Tax for various products and services. Users can find the tax amount and total cost by entering the price and the applicable GST rate. This is useful for both individuals and businesses.

Mutual fund distributors can use it to explain tax implications on goods, services, or even investment-related expenses. It's also a practical tool for small business owners and their clients.

The calculator boosts financial awareness, helps clients plan and manage expenses better, and encourages the integration of tax knowledge into their broader financial strategy.

JezzMoney's NPS Calculator helps distributors guide clients through the benefits of the National Pension System. It calculates the retirement fund by evaluating regular contributions, expected returns, and the investment duration.

This tool displays the total amount available at retirement along with the annuity portion, giving a clear picture of long-term savings potential.

Distributors can use it to promote NPS as a low-cost, tax-efficient retirement planning solution. It is especially useful in comparing NPS returns with mutual fund-based SIPs.

The calculator helps clients build diversified portfolios and encourages disciplined, long-term investing. It demonstrates how NPS can complement broader financial strategies.

The HRA Calculator enables clients to determine their House Rent Allowance exemption under Indian income tax rules. Clients can see the tax-exempt amount by entering basic salary, HRA received, rent paid, and the city of residence.

Distributors use this to explain tax-saving strategies and align them with investment planning. This tool is especially handy during tax season.

It helps clients maximise deductions and put savings into SIPs or other investment choices. It simplifies complex tax calculations, boosting client confidence in both tax and investment decisions.

JezzMoney's NSC Calculator finds the maturity value of investments in the National Savings Certificate. Clients can enter the investment amount and interest rate to estimate returns after the 5-year lock-in period. Distributors can use this to compare NSC outcomes with mutual funds. This helps them make informed choices based on risk appetite and return expectations.

The calculator benefits conservative investors seeking secure, tax-saving instruments under Section 80C. It helps in planning fixed-income allocations while reinforcing the need for balanced portfolios.

According to the Payment of Gratuity Act, the Gratuity Calculator helps estimate the one-time payment an employee might get when they retire or after five years of service. Clients enter salary details and years of service to compute the benefit. Distributors can use this tool during retirement planning discussions to assess post-retirement income.

It's beneficial for salaried clients who may not have considered gratuity as part of their retirement corpus. This tool strengthens comprehensive retirement planning by incorporating all possible sources of retirement income.

JezzMoney's Atal Pension Yojana (APY) Calculator helps clients determine how much they need to save each month. These savings will give them a fixed pension after retirement under the APY scheme. The calculator computes the monthly investments required by selecting the desired pension amount and entry.

Distributors use it to show APY as a trustworthy choice for low-income or informal sector clients who want government-backed retirement support. It's a valuable inclusion for inclusive financial planning.

This calculator helps estimate the maturity value and interest income from investments in the Senior Citizen Saving Scheme (SCSS). Distributors can use it to advise senior clients on safe, fixed-return investment options.

It calculates quarterly payouts and total returns using current SCSS rates, helping clients plan for their retirement costs. The tool promotes portfolio diversification with a focus on capital protection.

The Post Office Monthly Income Scheme (MIS) Calculator shows returns from fixed monthly investments in this scheme. Clients can see monthly earnings and total returns by inputting the investment amount and tenure.

Distributors use this for income-focused planning, particularly for retirees seeking steady cash flow. It supports low-risk investment options while promoting better financial control.

JezzMoney's Calculator allows users to estimate the amount of Tax Deducted at Source applicable to various income types. Clients can input interest, salary, or other earnings to find potential TDS liabilities.

Distributors can show how TDS impacts net income and recommend reducing taxes using deductions or investments. This aids in tax awareness and better financial planning.

Who Can Use This?

Salaried Individuals – To check TDS on salary and plan taxes.

Freelancers & Consultants – To estimate TDS on professional income.

Distributors & Financial Advisors – To guide clients on TDS impact and savings options.

Small Business Owners – To track TDS on contract or service payments.

Pensioners – To know TDS on interest or pension income.

The Recover EMI Calculator shows clients how much EMI they must pay to recover a specific loan amount within a set time and interest rate. This tool helps clients with refinancing, debt restructuring, or checking partial repayments.

Distributors can use it to suggest repayment strategies that match investment planning.

Who Can Use This?

Lenders & Financiers – To calculate monthly recovery from borrowers.

Business Owners – To manage and track EMIs on loans given to clients or partners.

Investors – To estimate returns from fixed monthly payouts.

Individuals – To plan and evaluate informal loan recoveries from friends or family.

This calculator shows the future value of a client's mutual fund portfolio. It takes into account expected return rates and the length of the investment. Distributors use it to set realistic expectations and demonstrate how compounding builds wealth.

It also helps clients align their goals. This way, they can see the gap between their current and financial targets. It's a key tool for ongoing review meetings.

Who Can Use This – Mutual Fund Future Value Calculator

Distributors & Mutual Fund Advisors – To show clients the power of compounding and set realistic return expectations.

Investors – To estimate future portfolio value and track progress toward financial goals.

Goal-based Planners – To identify gaps between current savings and future targets for better planning.

Young Professionals & First-Time Investors – To understand long-term benefits of disciplined investing.

JezzMoney's Human Life Value (HLV) Calculator estimates a person's economic value. It considers income, expenses, liabilities, and the number of working years left. This aids in determining the right insurance coverage.

Distributors use it for detailed risk assessment and to recommend suitable term plans. It's critical in protection planning and complements investment discussions.

The All-In-One Calculator combines multiple functions, including SIP, lump sum, retirement, and child planning in one interface. Distributors use it for holistic financial reviews and goal-based planning sessions. It helps save time, increase efficiency, and provide consolidated projections.

Clients appreciate the convenience and clarity it brings to multi-goal financial journeys. It's a must-have for any competent financial advisor.

Who Can Use This?

Financial Advisors & Distributors – For comprehensive goal-based planning and faster client reviews.

Investors with Multiple Goals – To plan SIPs, lumpsum investments, retirement, and child education in one place.

New Age Clients – For a clear view of their complete financial roadmap in one dashboard.

Busy Professionals – To save time and get consolidated investment projections easily.

This calculator helps clients estimate returns from debt mutual fund investments. It considers tenure, yield, and the investment amount. It allows comparison with FDs or traditional savings schemes.

Distributors use it to promote safer investment alternatives with better post-tax returns. It is ideal for conservative investors or short-term planning.

The SWP Comprehensive Calculator provides a thorough look at Systematic Withdrawal Plans. It helps clients manage monthly withdrawals and protect their capital. Distributors use it for income-based strategies, especially for retirees. It projects longevity of funds and helps adjust withdrawal rates.

This calculator assists with planning Systematic Transfer Plans (STP) from debt to equity or between mutual funds. It supports rupee-cost averaging and helps manage volatility. Distributors use it to align gradual investment strategies with client goals, especially after receiving large lump sum amounts.

Who Can Use This?

Financial Advisors & Distributors – For comprehensive goal-based planning and faster client reviews.

Investors with Multiple Goals – To plan SIPs, lumpsum investments, retirement, and child education in one place.

New Age Clients – For a clear view of their complete financial roadmap in one dashboard.

Busy Professionals – To save time and get consolidated investment projections easily.

JezzMoney's Lumpsum + SIP Calculator combines investment types to show total portfolio growth. Distributors use it to demonstrate the benefits of mixing one-time and recurring investments. It helps in goal planning and promotes flexibility in contribution strategy.

Who Can Use This?

Distributors & Advisors – To showcase combined growth of SIP and one-time investments.

Goal-Oriented Investors – To plan flexible strategies for long-term financial goals.

First-Time Investors – To understand how mixing SIP and lumpsum boosts returns.

Professionals with Variable Income – To balance regular and surplus contributions effectively.

This tool combines SIP and STP to build flexible investment plans for clients who want them. It smoothly shifts from one fund to another. Distributors use it to optimize fund allocation and manage market risks. It's ideal for clients starting conservatively and gradually increasing exposure.

Who Can Use This – SIP + STP Calculator

Distributors & Financial Advisors – To design flexible, low-risk investment strategies.

Conservative Investors – To start safely and gradually shift to higher-growth funds.

Lump Sum Receivers – To invest in stages while managing market volatility.

Goal-Based Planners – To align step-by-step investments with future goals.

This calculator demonstrates how investors can grow wealth through SIPs and draw income using SWP. It benefits retirement planning, showing how the accumulation and withdrawal phases work together. Distributors use it to structure lifetime investment strategies.

Who Can Use This – SIP + SWP Calculator

Distributors & Financial Planners – To build end-to-end investment and withdrawal strategies.

Retirement Planners – To show how SIP builds wealth and SWP provides steady income.

Long-Term Investors – To understand how to grow and use their corpus efficiently.

Senior Citizens – To plan regular income post-retirement through SWP.

This calculator blends a one-time investment with regular withdrawals. It's perfect for clients who need income from a lump sum, such as retirees or property sellers. It estimates how long funds will last and the total revenue generated.

JezzMoney's Term Insurance + SIP Calculator helps balance protection and wealth creation. It shows how affordable term coverage can be combined with SIPs for long-term financial security. Distributors use it for holistic planning discussions.

Crorepati Calculator helpful tool guides clients to become crorepatis (millionaires) using SIPs or lump-sum investments. It calculates the time needed and required contributions based on return expectations. Distributors use it to motivate and engage clients around goal-based investing.

The Annual Increase SIP Calculator shows how increasing SIP contributions annually can accelerate wealth creation. It's ideal for clients expecting regular income hikes. Distributors use it to encourage step-up investing and align contributions with career growth.

Here is the whole tool list that can help distributors make their customers aware of everything. You can download and use SIP Planner Calculator & Tools for calculate your future with your hand. Jezzmoney software is two separate applications for the distributors and their customers, giving them the different access they need. Jezzmoney is the best mutual fund software for distributors and has all the advanced facilities. If you have more ideas for improving your software, the team will help you upgrade your business.

JezzMoney Mutual Fund Software revolutionizes mutual fund distribution with its 50+ advanced financial calculators, designed to streamline client servicing, enhance investment planning, and promote financial literacy. These tools empower mutual fund distributors to deliver quick, accurate, and personalized financial insights across various client goals like SIPs and lump-sum investments to retirement, education, tax savings, and loan management.

Whether helping clients plan for a child's education, a dream vacation, or a post-retirement life, JezzMoney's software serves as a comprehensive, client-centric platform. It boosts distributor efficiency and helps build trust and long-term relationships through more competent financial guidance. With the mutual fund applications, customers and distributors can be more aware of the savings and investments. Use the JezzMoney Mentor App and upgrade your distributor business!