Use the JezzMoney SWP Calculator to Build your Wealth

Are you in search of a dependable method to get a consistent return from your investments? A Systematic Withdrawal Plan (SWP) could be precisely what you need.

Using SWP, you can take out a fixed amount from your mutual fund investments at specified intervals like monthly, quarterly, or yearly. Unlike a Systematic Investment Plan (SIP), where you continuously add money, an SWP assists you in systematically withdrawing your investment while remaining in the market.

This method provides a regular inflow of cash; therefore, it is most suitable for retirees, individuals with fixed financial commitments, or anyone seeking to convert a lump sum into a consistent income stream.

How can an SWP help you secure a monthly income without depleting your capital? Check out this insightful article to learn how the right SWP strategy can generate ₹1 lakh monthly income for 25 years without capital loss:

RS 1 Lakh Monthly Income for 25 Years Without Capital Loss – How a Right SWP Can Help Big in Retirement

Why Choose an SWP?

SWPs are becoming more popular because they strike an outstanding balance between giving you regular income and still letting your money grow. Here's why many investors prefer them:

• Regular Income: You get a fixed amount on a schedule that works for you, which helps cover your daily expenses or any financial needs you have.
• Capital Growth: The rest of your investment stays invested, giving you a chance to grow your money over time.
• Flexible Withdrawals: You decide how much money you want and how often — monthly, quarterly, or yearly.
• Tax Benefits: SWPs can be more tax-friendly compared to interest income, especially if you hold your funds for the long term.
• No Need to Time the Market: Withdrawals happen automatically and consistently, so you don't have to worry about picking the right moment to sell.

With an SWP, you can enjoy the benefits of your investments without selling everything at once. It's an innovative, steady way to achieve financial freedom and peace of mind.

If you're looking for a way to get regular income from your mutual fund investments, especially after retirement, a Systematic Withdrawal Plan (SWP) can be beneficial. It allows you to withdraw money regularly while keeping the rest of your investment growing. Here's why SWPs work so well:

• Steady Cash Flow: An SWP gives you a constant stream of money, which can be a significant extra income or even your primary income after you retire. It's ideal if you've saved up a lump sum and now need a steady monthly income to cover your expenses.
• Keep Growing Your Money: You only withdraw a portion of your investment each time, and the rest remains invested. This means your money can keep growing even while you're using some of it.
• You're in Control: With an SWP, you decide how much money you want and how often — whether that's ₹5,000 every month or ₹25,000 every few months. It's flexible and adapts to your needs.
• Tax-Friendly: Withdrawals from SWPs are treated like mutual fund redemptions, which often means you pay less tax compared to other ways of taking money out. For example, if you invest in equity funds for more than a year, you may pay lower capital gains tax.
• Great for Retirement Planning: After retirement, turning a significant lump sum into monthly income can be tricky. An SWP solves that by giving you regular money while still letting your investment grow over time.

Using a SWP is a smart way to generate a steady income without depleting all your savings at once. It gives you peace of mind and helps you manage your money more easily.

The JezzMoney SWP Calculator takes the guesswork out of your financial planning. It provides quick and accurate projections to help you structure a sustainable withdrawal plan from your mutual fund investments.

What You Can Calculate with the JezzMoney SWP Calculator:

• Monthly Income Withdrawals: Know how much you can withdraw at fixed intervals.
• Investment Longevity: Estimate how long your investment will last at your desired withdrawal rate.
• Corpus Left at End of Tenure: See how much will remain in your investment after withdrawals.
• Capital Gains Forecast: Understand how much of your withdrawal is from capital gains versus your principal.

How to Create Your Withdrawal Plan with the JezzMoney SWP Calculator

• Visit the Calculator Page: Go to the JezzMoney SWP Calculator.
• Enter Initial Investment Amount: Input your total invested corpus.
• Set Withdrawal Amount: Choose the amount you want to withdraw regularly.
• Select Frequency: Monthly, quarterly, or yearly—pick what suits your needs.
• Input Expected Rate of Return: Provide an estimate (typically between 6% and 12%) depending on your chosen mutual fund.
• Set Duration (if needed): Define how long you want the withdrawals to continue.
• Get Instant Results: See a detailed output including your total withdrawals, remaining corpus, and projected fund performance.

The calculator empowers you to plan confidently and avoid the risk of prematurely depleting your investment.

Creating Your Withdrawal Plan with the JezzMoney SWP Calculator

1. Visit the Calculator Page: Go to the JezzMoney SWP Calculator.
2. Enter Initial Investment Amount: Input your total invested corpus.
3. Set Withdrawal Amount: Choose the amount you want to withdraw regularly.
4. Select Frequency: Monthly, quarterly, or yearly—pick what suits your needs.
5. Input Expected Rate of Return: Provide an estimate (typically between 6% and 12%) depending on your chosen mutual fund.
6. Set Duration (if needed): Define how long you want the withdrawals to continue.
7. Get Instant Results: See a detailed output including your total withdrawals, remaining corpus, and projected fund performance.

The calculator empowers you to plan confidently and avoid the risk of prematurely depleting your investment.

• Visual Clarity: See how your corpus and withdrawals evolve over time through clear, easy-to-understand visuals.
• Easy Decision-Making: Adjust and fine-tune your withdrawal plan instantly based on real-time results.
• Perfect for Retirement and Passive Income Planning: Ideal for retirees or anyone looking to convert investments into a stable income stream.
• Goal-Linked Adjustments: Tailor the SWP to fit specific financial goals like children's education, home buying, or travel.

This tool gives you the ability to strategize for long-term financial security without needing expert-level financial knowledge.

JezzMoney goes beyond being just a calculator. It is a complete investment planning ecosystem that mutual fund distributors can leverage to better serve their clients.

1. Income Planning Tools: Besides SWP, JezzMoney offers retirement planning and income replacement tools that enable distributors to provide comprehensive advice to clients.
2. Client-Specific Recommendations: You can study the entire client portfolio by submitting a basic form and receiving all the necessary details for customized planning.
3. Detailed Analytics and Reporting: Track fund performance, estimate tax impact, and generate professional client reports to enhance service quality and build trust.
4. Advisor Connect Feature: JezzMoney connects users with certified mutual fund advisors, bridging the gap between digital tools and human expertise.