If you had invested ₹10,000 per month through SIP for 20 years, these funds could have grown your investment into ₹1.5 crore or more. Let’s analyze each fund in detail:
1. Canara Rob Large & Mid Cap Fund
Corpus after 20 years: ₹1.89 crore
XIRR: ~17.9%
Why did it perform well?
- Balanced allocation between large-cap and mid-cap stocks, reducing risk while capturing growth.
- Invested in high-growth sectors with strong future potential.
- Adopted a robust long-term stock-picking strategy, ensuring consistent returns.
Ideal For: Investors who want stability + growth, with higher returns than pure large-cap funds but less volatility than small-cap funds.
2. ICICI Prudential Value Fund
Corpus after 20 years: ₹1.87 crore
XIRR: 17.82%
Why did it perform well?
- Focused on value investing with quality stocks at attractive valuations.
- Delivered consistent returns across multiple market cycles.
Ideal For: Long-term investors preferring a value-oriented strategy.
3. Nippon India Growth Mid Cap Fund
Corpus after 20 years: ₹1.74 crore
XIRR: ~16.8%
Why did it perform well?
- Early mover advantage in the mid-cap segment.
- Aggressive portfolio with exposure to emerging businesses.
Ideal For: High-growth seekers comfortable with volatility.
4. HSBC Midcap Fund (Earlier L&T Midcap Fund)
Corpus after 20 years: ₹1.73 crore
XIRR: ~16.8%
Why did it perform well?
- Invested in emerging companies with solid fundamentals.
- Managed risks effectively despite high mid-cap exposure.
Ideal For: Investors seeking mid-cap growth with higher risk tolerance.
5. Kotak Small Cap Fund
Corpus after 20 years: ₹1.72 crore
XIRR: ~16.7%
Why did it perform well?
- High exposure to small-cap stocks with massive long-term growth potential.
- Invested early in emerging businesses and sectoral leaders of tomorrow.
Ideal For: Aggressive long-term investors willing to take higher risks.
6. Sundaram Mid Cap Fund
Corpus after 20 years: ₹1.72 crore
XIRR: ~16.7%
Why did it perform well?
- Strong stock selection strategy in high-quality mid-caps.
- Consistently delivered alpha even in volatile markets.
Ideal For: Mid-cap investors seeking disciplined long-term wealth creation.
7. Quant Small Cap Fund
Corpus after 20 years: ₹1.65 crore
XIRR: 16.82%
Why did it perform well?
- Unique quantitative investment strategy using data-driven models.
- Higher allocation to fast-growing small-cap stocks.
Ideal For: Aggressive investors ready for short-term volatility.
8. Nippon India Multi Cap Fund
Corpus after 20 years: ₹1.64 crore
XIRR: 16.77%
Why did it perform well?
- Diversified exposure across large, mid, and small caps.
- Flexibility for managers to adjust allocations with market opportunities.
Ideal For: Investors seeking stability + growth across market segments.
9. Franklin India Mid Cap Fund, Tata Mid Cap Fund, UTI Mid Cap Fund, ICICI Pru Midcap Fund
Corpus after 20 years: ₹1.52–₹1.64 crore
XIRR: 16.17%–16.75%
Why did they perform well?
- Consistent allocation to mid-caps with high growth potential.
- Diversified portfolios with strong governance to reduce risks.
Ideal For: Moderate-to-high risk investors seeking steady performance.
10. HDFC Flexi Cap Fund, SBI Midcap Fund, Nippon India Value Fund
Corpus after 20 years: ₹1.50–₹1.51 crore
XIRR: 16.04%–16.09%
Why did they perform well?
- Balanced portfolio across market caps.
- Focused on fundamentally strong businesses.
Ideal For: Long-term investors preferring diversification and stability.
