Home Mf Research Aditya Birla Sun Life Credit Risk Fund Gr Regular

Aditya Birla Sun Life Credit Risk Fund Gr. REGULAR

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
Fund info
NAV (as on 2022-09-30)
0.16 0.06%
AUM (Fund Size)
N/A
Expense Ratio
1.57%
Exit load
{"1_year":"3.00%","2_year":"2.00%","3_year":"1.00%","after_3_year":"0%"}
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2022-09-23 ₹1,000.00 ₹1,000.61
0.06 %
Two Week 2022-09-15 ₹1,000.00 ₹1,000.61
0.06 %
One Month 2022-09-01 ₹1,000.00 ₹1,000.61
0.06 %
Three Months 2022-07-04 ₹3,000.00 ₹3,003.68
0.12 %
Six Months 2022-04-04 ₹6,000.00 ₹6,010.44
0.17 %
One Year 2021-09-30 ₹12,000.00 ₹7,876.58
-34.36 %
Since Inception 2019-11-25 ₹35,000.00 ₹17,380.04
-50.34 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 73%
Others 2%

Sectors Holding in Aditya Birla Sun Life Credit Risk Fund Gr. REGULAR

Other
75%
Realty
3%
Transport Infrastructure
2%
Power
1%

Companies Holding in Aditya Birla Sun Life Credit Risk Fund Gr. REGULAR

8.25% JSW Steel Limited (23/12/2027)
5.56%
8.10% Aditya Birla Real Estate Ltd. (25/04/2026)
4.56%
8.40% Narayana Hrudayalaya Limited (15/02/2030)
3.08%
8.621175% Security And Intelligence Services (India) Limited (26/03/2028)
3.04%
8.75% JSW Energy Limited (20/03/2028)
3.04%
9.40% 360 ONE Prime Ltd (04/03/2027)
3.04%
9.40% Vedanta Limited (20/02/2027)
3.03%
8.32% Hero Housing Finance Ltd (30/08/2027)
3.03%
8.85% Hinduja Housing Finance Ltd (01/02/2027)
2.96%
9.25% Sk Finance Ltd (09/05/2027)
2.70%
7.25% Indian Railway Finance Corporation Limited (17/01/2035)
2.60%
5.00% GMR Airport Ltd (22/11/2026)
2.59%
8.35% Tata Projects Limited (22/07/2027)
2.56%
7.15% National Bank For Financing Infrastructure And Dev (28/03/2035)
2.55%
9.90% Arka Fincap Limited (13/03/2026)
2.54%
9.5221% Avanse Financial Services Ltd (29/06/2026)
2.53%
8.50% DLF Home Developers Ltd (30/04/2027)
2.53%
9.52% Delhi International Airport Ltd (22/06/2027)
2.51%
8.178445% Adani Airport Holdings Ltd (08/09/2028)
2.40%
9.75% Nuvama Wealth Finance Ltd (16/04/2027)
2.22%
9.10% CreditAccess Grameen Limited (07/09/2025)
2.08%
6.78% Indian Railway Finance Corporation Limited (30/04/2030)
2.03%
8.80% JM Financial Products Limited (23/12/2025)
2.02%
9.60% Avanse Financial Services Ltd (30/04/2027)
2.02%
6.73% Indian Railway Finance Corporation Limited (06/07/2035)
2.00%
8.73% Eris Lifesciences Limited (07/06/2027)
1.39%
8.73% Eris Lifesciences Limited (07/12/2026)
1.38%
7.4715% Phillips Carbon Black Ltd (29/01/2029)
1.30%
8.40% Godrej Industries Limited (27/08/2027)
0.82%
9.58% DME Development Limited (16/03/2037) (FRN)
0.43%
9.58% DME Development Limited (16/03/2036) (FRN)
0.43%
9.58% DME Development Limited (16/03/2033) (FRN)
0.43%
9.58% DME Development Limited (16/03/2035) (FRN)
0.43%
9.58% DME Development Limited (16/03/2034) (FRN)
0.43%
9.58% DME Development Limited (15/03/2031) (FRN)
0.42%
9.58% DME Development Limited (16/03/2028) (FRN)
0.42%
9.58% DME Development Limited (16/03/2029) (FRN)
0.42%
9.58% DME Development Limited (16/03/2032) (FRN)
0.42%
9.58% DME Development Limited (16/03/2030) (FRN)
0.42%
8.67% Power Finance Corporation Limited (18/11/2028)
0.12%
Government Of India (15/04/2039)
5.94%
Government Of India (24/07/2037)
3.75%
Government Of India (08/04/2034)
0.53%
SBI - Corporate Debt Market Development Fund - A2 Units
0.34%
NEXUS SELECT TRUST
2.46%
EMBASSY OFFICE PARKS REIT
1.14%
INDUS INFRA TRUST
2.02%
India Grid Trust
1.65%
IRB InvIT Fund
0.52%
Clearing Corporation Of India Limited
1.07%
Net Receivables / (Payables)
2.11%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 3.68 years

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.57
Expense Ratio Direct
0.67
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Ms. Sunaina Da Cunha
Experience
Mr. Mohit Sharma
Experience

Exit load

{"1_year":"3.00%","2_year":"2.00%","3_year":"1.00%","after_3_year":"0%"}

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