Home Mf Research Aditya Birla Sun Life Floating Rate Fund Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Floating Rate Fund - Regular Plan - Growth

Debt Debt Floating Rate
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
348.00 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.46%
Expense Ratio (Direct)
0.23%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.17
0.12 %
Two Week 2025-06-05 ₹1,000.00 ₹1,002.15
0.22 %
One Month 2025-05-21 ₹1,000.00 ₹1,004.70
0.47 %
Three Months 2025-03-24 ₹3,000.00 ₹3,042.24
1.41 %
Six Months 2024-12-23 ₹6,000.00 ₹6,157.48
2.62 %
One Year 2024-06-20 ₹12,000.00 ₹12,571.15
4.76 %
Three Year 2022-06-21 ₹36,000.00 ₹40,741.52
13.17 %
Five Year 2020-06-22 ₹60,000.00 ₹71,960.55
19.93 %
Ten Year 2015-06-23 ₹120,000.00 ₹173,515.91
44.60 %
Since Inception 2011-10-07 ₹167,000.00 ₹285,236.79
70.80 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.75% Small Industries Development Bank of India (10/06/2027) - Debt 0.37
7.44% National Bank For Agriculture and Rural Development (24/02/2028) - Debt 0.37
8.049% Aditya Birla Housing Finance Limited (03/12/2027) - Debt 0.37
7.71% REC Limited (26/02/2027) - Debt 0.37
7.60% Kotak Mahindra Prime Limited (19/05/2028) - Debt 0.37
7.77% Power Finance Corporation Limited (15/07/2026) - Debt 0.37
7.865% LIC Housing Finance Limited (20/08/2026) - Debt 0.37
7.58% National Bank For Agriculture and Rural Development (31/07/2026) - Debt 0.37
8.10% Kotak Mahindra Prime Limited (10/04/2026) - Debt 0.37
8.061% ICICI Home Finance Company Limited (25/03/2026) - Debt 0.37
7.59% Power Finance Corporation Limited (03/11/2025) - Debt 0.37
7.3064% Aditya Birla Housing Finance Limited (22/05/2028) - Debt 0.37
7.77% Embassy Office Parks REIT (05/06/2025) - Debt 0.37
6.75% Sikka Ports and Terminals Limited (22/04/2026) - Debt 0.37
8.1167% Bajaj Finance Limited (10/05/2027) - Debt 0.33
7.50% National Bank For Agriculture and Rural Development (31/08/2026) - Debt 0.30
7.95% L&T Finance Limited (27/02/2026) - Debt 0.29
7.63% Power Finance Corporation Limited (14/08/2026) - Debt 0.26
7.80% REC Limited (30/05/2026) - Debt 0.26
7.68% Tata Capital Limited (07/09/2027) - Debt 0.26
7.86% Nexus Select Trust (16/06/2026) - Debt 0.26
9.58% DME Development Limited (16/03/2037) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2036) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2033) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2035) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2034) (FRN) - Debt 0.25
9.58% DME Development Limited (15/03/2031) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2028) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2029) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2032) (FRN) - Debt 0.25
9.58% DME Development Limited (16/03/2030) (FRN) - Debt 0.25
7.83% National Bank For Agriculture and Rural Development (30/12/2026) - Debt 0.22
7.89% Power Grid Corporation of India Limited (09/03/2027) - Debt 0.19
8.05% Kotak Mahindra Prime Limited (28/02/2028) - Debt 0.19
7.79% Small Industries Development Bank of India (19/04/2027) - Debt 0.19
7.97% Tata Capital Limited (19/07/2028) - Debt 0.19
8.10% Tata Capital Housing Finance Limited (19/02/2027) - Debt 0.19
7.68% Indian Railway Finance Corporation Limited (24/11/2026) - Debt 0.19
7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) - Debt 0.19
7.41% Indian Railway Finance Corporation Limited (15/10/2026) - Debt 0.19
7.9613% Tata Capital Housing Finance Limited (08/05/2026) - Debt 0.18
8.1165% Tata Capital Limited (21/05/2026) - Debt 0.18
6.87% REC Limited (31/05/2030) - Debt 0.18
7.40% National Housing Bank (16/07/2026) - Debt 0.18
7.22% National Housing Bank (23/07/2026) - Debt 0.18
8.30% Axis Finance Limited (26/12/2025) - Debt 0.18
7.79% REC Limited (29/11/2025) - Debt 0.18
8.11% REC Limited (07/10/2025) - Debt 0.18
7.11% Small Industries Development Bank of India (27/02/2026) - Debt 0.18
7.50% National Bank For Agriculture and Rural Development (17/12/2025) - Debt 0.18
7.19% ICICI Home Finance Company Limited (22/08/2028) - Debt 0.18
6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025) - Debt 0.18
8.10% Mahindra & Mahindra Financial Services Limited (21/05/2026) - Debt 0.18
7.79% Small Industries Development Bank of India (14/05/2027) - Debt 0.17
8.12% Kotak Mahindra Prime Limited (21/06/2027) - Debt 0.15
7.55% Power Finance Corporation Limited (15/04/2027) - Debt 0.15
8.33% Aditya Birla Finance Limited (19/05/2027) - Debt 0.15
7.22% Embassy Office Parks REIT (16/05/2028) - Debt 0.14
7.17% Indian Railway Finance Corporation Limited (27/04/2035) - Debt 0.13
8.12% Bajaj Finance Limited (10/09/2027) - Debt 0.11
7.65% HDB Financial Services Limited (05/05/2028) - Debt 0.11
7.61% LIC Housing Finance Limited (30/07/2025) - Debt 0.11
8.34% Highways Infrastructure Trust (18/01/2027) - Debt 0.09
7.2503% Cube Highways Trust (25/04/2028) - Debt 0.08
8.285% Tata Capital Limited (10/05/2027) - Debt 0.07
7.80% Tata Capital Housing Finance Limited (05/08/2027) - Debt 0.07
7.75% Tata Capital Housing Finance Limited (18/05/2027) - Debt 0.07
7.64% Power Finance Corporation Limited (25/08/2026) - Debt 0.07
7.52% NHPC Limited (06/06/2025) - Debt 0.07
Kotak Mahindra Investments Limited (19/05/2026) (ZCB) - Debt 0.04
8.70% REC Limited (28/09/2028) - Debt 0.04
7.90% HDFC Bank Limited (24/08/2026) - Debt 0.04
7.8445% Tata Capital Housing Finance Limited (18/09/2026) - Debt 0.04
8.15% Toyota Financial Services India Ltd (07/09/2026) - Debt 0.04
5.70% National Bank For Agriculture and Rural Development (31/07/2025) - Debt 0.04
7.25% National Bank For Agriculture and Rural Development (01/08/2025) - Debt 0.03
7.52% REC Limited (07/11/2026) - Debt 0.02
8.10% Bajaj Finance Limited (08/01/2027) - Debt 0.01
7.7954% Reliance Life Sciences Pvt Ltd (05/11/2027) - - 0.37
7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) - - 0.37
7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) - - 0.18
India Universal Trust Al2 (21/11/2030) - Debt 0.60
India Universal Trust AL1 (20/09/2030) - Debt 0.58
First Business Receivables Trust (01/01/2026) - Debt 0.56
India Universal Trust Al2 (21/11/2027) - Debt 0.55
India Universal Trust Al2 (21/11/2026) - Debt 0.50
India Universal Trust AL1 (20/09/2026) - Debt 0.34
India Universal Trust AL1 (20/06/2027) - Debt 0.27
First Business Receivables Trust (01/10/2025) - Debt 0.18
Government of India (22/09/2033) - Debt 5.88
Government of India (18/06/2031) - Debt 0.85
Government of India (30/10/2034) - Debt 0.64
Government of India (17/04/2030) - Debt 0.50
Government of India (08/01/2028) - Debt 0.42
Government of India (17/04/2026) - Debt 0.29
Government of India (22/08/2032) - Debt 0.16
State Government Securities (03/10/2027) - Debt 0.15
State Government Securities (14/08/2028) - Debt 0.11
State Government Securities (29/07/2027) - Debt 0.11
Government of India (27/05/2027) - Debt 0.10
Government of India (12/04/2026) - Debt 0.10
Government of India (13/11/2030) - Debt 0.09
Government of India (23/10/2028) - Debt 0.08
Government of India (18/04/2029) - Debt 0.04
State Government Securities (14/10/2025) - Debt 0.04
Government of India (03/06/2029) - Debt 0.03
State Government Securities (13/11/2025) - Debt 0.01
HDFC Bank Limited (24/03/2026) - Debt 2.09
Punjab National Bank (11/12/2025) - Debt 1.59
Export Import Bank of India (20/03/2026) - Debt 1.39
Small Industries Development Bank of India (17/03/2026) - Debt 1.22
Export Import Bank of India (30/12/2025) - Debt 1.06
ICICI Bank Limited (14/11/2025) - Debt 0.89
Small Industries Development Bank of India (26/03/2026) - Debt 0.87
Bank of Baroda (13/10/2025) - Debt 0.72
Canara Bank (05/12/2025) - Debt 0.71
Small Industries Development Bank of India (05/12/2025) - Debt 0.71
Axis Bank Limited (04/02/2026) - Debt 0.70
Export Import Bank of India (04/03/2026) - Debt 0.70
Indian Bank (06/03/2026) - Debt 0.70
Bank of Baroda (11/03/2026) - Debt 0.70
Canara Bank (03/02/2026) - Debt 0.53
Canara Bank (18/03/2026) - Debt 0.52
Canara Bank (04/12/2025) - Debt 0.35
Union Bank of India (18/12/2025) - Debt 0.35
Canara Bank (18/12/2025) - Debt 0.35
Canara Bank (22/12/2025) - Debt 0.35
Punjab National Bank (08/01/2026) - Debt 0.35
Axis Bank Limited (08/01/2026) - Debt 0.35
Canara Bank (24/02/2026) - Debt 0.35
Canara Bank (12/12/2025) - Debt 0.18
Indian Bank (04/12/2025) - Debt 0.04
Export Import Bank of India (24/10/2025) - Debt 0.71
SMFG India Credit Co. Ltd. (17/10/2025) - Debt 0.18
0% GOI - 19JUN26 STRIPS SR-0626 - Debt 0.21
364 DAYS T-BILL - 11DEC2025 - Debt 0.18
0% India Govt Bond - 25NOV25 STRIPS - Debt 0.11
0% GOI - 06MAY30 STRIPS - Debt 0.11
0% India Govt Bond - 15OCT25 STRIPS - Debt 0.11
0% India Govt Bond - 15APR26 STRIPS - Debt 0.11
0% India Govt Bond - 25MAY30 STRIPS - Debt 0.08
0% India Govt Bond - 15APR30 STRIPS - Debt 0.08
0% India Govt Bond - 15OCT30 STRIPS - Debt 0.08
0% GOI - 19SEP27 STRIPS - Debt 0.08
0% GOI - 12JUN27 STRIPS SR-0627 - Debt 0.07
0% GOI - 12DEC27 STRIPS SR-1227 - Debt 0.06
0% GOI - 19JUN27 STRIPS SR-0627 - Debt 0.05
0% GOI - 15DEC26 STRIPS - Debt 0.03
0% GOI - 12MAR28 STRIPS - Debt 0.03
0% GOI - 17JUN25 STRIPS - Debt 0.01
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.27
Clearing Corporation of India Limited - Debt 0.73
Net Receivables / (Payables) - - 1.63
8.10% Bajaj Housing Finance Limited (08/07/2027) - Debt 1.80
7.70% National Bank For Agriculture and Rural Development (30/09/2027) - Debt 1.68
7.55% REC Limited (31/10/2026) - Debt 1.67
7.44% REC Limited (30/04/2026) - Debt 1.66
7.21% Embassy Office Parks REIT (17/03/2028) - Debt 1.66
6.40% LIC Housing Finance Limited (30/11/2026) - Debt 1.64
7.59% Small Industries Development Bank of India (10/02/2026) - Debt 1.47
7.835% LIC Housing Finance Limited (11/05/2027) - Debt 1.38
8.07% SMFG India Home Finance Company Limited (10/09/2027) - Debt 1.34
7.96% Embassy Office Parks REIT (27/09/2027) - Debt 1.27
7.732% Axis Finance Limited (12/06/2028) - Debt 1.11
7.49% National Bank For Agriculture and Rural Development (15/10/2026) - Debt 1.11
7.99% HDB Financial Services Limited (16/03/2026) - Debt 1.10
7.75% Small Industries Development Bank of India (27/10/2025) - Debt 1.10
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) - Debt 1.04
7.60% REC Limited (28/02/2026) - Debt 0.99
7.40% National Bank For Agriculture and Rural Development (29/04/2030) - Debt 0.94
7.48% National Bank For Agriculture and Rural Development (15/09/2028) - Debt 0.94
7.54% Small Industries Development Bank of India (12/01/2026) - Debt 0.92
7.60% Poonawalla Fincorp Limited (28/05/2027) - Debt 0.92
7.84% HDB Financial Services Limited (14/07/2026) - Debt 0.88
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) - Debt 0.88
6.24% State Bank of India (21/09/2030) - Debt 0.84
7.51% REC Limited (31/07/2026) - Debt 0.78
7.51% Small Industries Development Bank of India (12/06/2028) - Debt 0.75
7.80% National Bank For Agriculture and Rural Development (15/03/2027) - Debt 0.75
7.9611% HDB Financial Services Limited (05/01/2028) - Debt 0.74
7.6937% Nexus Select Trust (28/05/2027) - Debt 0.74
8.35% Axis Finance Limited (27/02/2026) - Debt 0.74
8.0736% HDB Financial Services Limited (17/04/2026) - Debt 0.74
8.04% HDB Financial Services Limited (25/02/2026) - Debt 0.74
7.40% National Bank For Agriculture and Rural Development (30/01/2026) - Debt 0.74
7.123% Tata Capital Housing Finance Limited (21/07/2027) - Debt 0.73
5.83% State Bank of India (26/10/2030) - Debt 0.73
7.56% REC Limited (31/08/2027) - Debt 0.70
8.10% ICICI Home Finance Company Limited (05/03/2027) - Debt 0.68
7.68% Small Industries Development Bank of India (10/08/2027) - Debt 0.67
5.94% REC Limited (31/01/2026) - Debt 0.66
7.47% Small Industries Development Bank of India (25/11/2025) - Debt 0.62
7.75% Mindspace Business Parks REIT (30/06/2026) - Debt 0.61
7.34% REC Limited (30/04/2030) - Debt 0.60
7.98% Bajaj Housing Finance Limited (09/09/2026) - Debt 0.57
7.53% National Bank For Agriculture and Rural Development (24/03/2028) - Debt 0.56
7.44% REC Limited (29/02/2028) - Debt 0.56
7.59% REC Limited (31/05/2027) - Debt 0.56
7.74% LIC Housing Finance Limited (11/02/2028) - Debt 0.56
7.95% Tata Capital Limited (08/02/2028) - Debt 0.56
8.35% SMFG India Home Finance Company Limited (15/01/2027) - Debt 0.56
7.70% REC Limited (31/08/2026) - Debt 0.56
8.0409% Tata Capital Housing Finance Limited (19/03/2027) - Debt 0.52
7.712% Tata Capital Housing Finance Limited (14/01/2028) - Debt 0.48
7.69% LIC Housing Finance Limited (11/12/2026) - Debt 0.48
7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) - Debt 0.38
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
2.25
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (), Mr. Harshil Suvarnkar (),
  • Expense ration regular : 0.46
  • Expense ration direct : 0.23
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹0.01
  • Type : debt
Exit load
Nil

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