Aditya Birla Sun Life Floating Rate Fund - Regular Plan - Growth
Debt
Debt Floating Rate
Fund House : Aditya Birla Sun Life Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-20)
348.00 -0.01%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.46%
Expense Ratio
(Direct)
0.23%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,001.17 |
0.12 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,002.15 |
0.22 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,004.70 |
0.47 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,042.24 |
1.41 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,157.48 |
2.62 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,571.15 |
4.76 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹40,741.52 |
13.17 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹71,960.55 |
19.93 %
|
| Ten Year | 2015-06-23 | ₹120,000.00 | ₹173,515.91 |
44.60 %
|
| Since Inception | 2011-10-07 | ₹167,000.00 | ₹285,236.79 |
70.80 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.75% Small Industries Development Bank of India (10/06/2027) | - | Debt | 0.37 |
| 7.44% National Bank For Agriculture and Rural Development (24/02/2028) | - | Debt | 0.37 |
| 8.049% Aditya Birla Housing Finance Limited (03/12/2027) | - | Debt | 0.37 |
| 7.71% REC Limited (26/02/2027) | - | Debt | 0.37 |
| 7.60% Kotak Mahindra Prime Limited (19/05/2028) | - | Debt | 0.37 |
| 7.77% Power Finance Corporation Limited (15/07/2026) | - | Debt | 0.37 |
| 7.865% LIC Housing Finance Limited (20/08/2026) | - | Debt | 0.37 |
| 7.58% National Bank For Agriculture and Rural Development (31/07/2026) | - | Debt | 0.37 |
| 8.10% Kotak Mahindra Prime Limited (10/04/2026) | - | Debt | 0.37 |
| 8.061% ICICI Home Finance Company Limited (25/03/2026) | - | Debt | 0.37 |
| 7.59% Power Finance Corporation Limited (03/11/2025) | - | Debt | 0.37 |
| 7.3064% Aditya Birla Housing Finance Limited (22/05/2028) | - | Debt | 0.37 |
| 7.77% Embassy Office Parks REIT (05/06/2025) | - | Debt | 0.37 |
| 6.75% Sikka Ports and Terminals Limited (22/04/2026) | - | Debt | 0.37 |
| 8.1167% Bajaj Finance Limited (10/05/2027) | - | Debt | 0.33 |
| 7.50% National Bank For Agriculture and Rural Development (31/08/2026) | - | Debt | 0.30 |
| 7.95% L&T Finance Limited (27/02/2026) | - | Debt | 0.29 |
| 7.63% Power Finance Corporation Limited (14/08/2026) | - | Debt | 0.26 |
| 7.80% REC Limited (30/05/2026) | - | Debt | 0.26 |
| 7.68% Tata Capital Limited (07/09/2027) | - | Debt | 0.26 |
| 7.86% Nexus Select Trust (16/06/2026) | - | Debt | 0.26 |
| 9.58% DME Development Limited (16/03/2037) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2036) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2033) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2035) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2034) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (15/03/2031) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2028) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2029) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2032) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2030) (FRN) | - | Debt | 0.25 |
| 7.83% National Bank For Agriculture and Rural Development (30/12/2026) | - | Debt | 0.22 |
| 7.89% Power Grid Corporation of India Limited (09/03/2027) | - | Debt | 0.19 |
| 8.05% Kotak Mahindra Prime Limited (28/02/2028) | - | Debt | 0.19 |
| 7.79% Small Industries Development Bank of India (19/04/2027) | - | Debt | 0.19 |
| 7.97% Tata Capital Limited (19/07/2028) | - | Debt | 0.19 |
| 8.10% Tata Capital Housing Finance Limited (19/02/2027) | - | Debt | 0.19 |
| 7.68% Indian Railway Finance Corporation Limited (24/11/2026) | - | Debt | 0.19 |
| 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) | - | Debt | 0.19 |
| 7.41% Indian Railway Finance Corporation Limited (15/10/2026) | - | Debt | 0.19 |
| 7.9613% Tata Capital Housing Finance Limited (08/05/2026) | - | Debt | 0.18 |
| 8.1165% Tata Capital Limited (21/05/2026) | - | Debt | 0.18 |
| 6.87% REC Limited (31/05/2030) | - | Debt | 0.18 |
| 7.40% National Housing Bank (16/07/2026) | - | Debt | 0.18 |
| 7.22% National Housing Bank (23/07/2026) | - | Debt | 0.18 |
| 8.30% Axis Finance Limited (26/12/2025) | - | Debt | 0.18 |
| 7.79% REC Limited (29/11/2025) | - | Debt | 0.18 |
| 8.11% REC Limited (07/10/2025) | - | Debt | 0.18 |
| 7.11% Small Industries Development Bank of India (27/02/2026) | - | Debt | 0.18 |
| 7.50% National Bank For Agriculture and Rural Development (17/12/2025) | - | Debt | 0.18 |
| 7.19% ICICI Home Finance Company Limited (22/08/2028) | - | Debt | 0.18 |
| 6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025) | - | Debt | 0.18 |
| 8.10% Mahindra & Mahindra Financial Services Limited (21/05/2026) | - | Debt | 0.18 |
| 7.79% Small Industries Development Bank of India (14/05/2027) | - | Debt | 0.17 |
| 8.12% Kotak Mahindra Prime Limited (21/06/2027) | - | Debt | 0.15 |
| 7.55% Power Finance Corporation Limited (15/04/2027) | - | Debt | 0.15 |
| 8.33% Aditya Birla Finance Limited (19/05/2027) | - | Debt | 0.15 |
| 7.22% Embassy Office Parks REIT (16/05/2028) | - | Debt | 0.14 |
| 7.17% Indian Railway Finance Corporation Limited (27/04/2035) | - | Debt | 0.13 |
| 8.12% Bajaj Finance Limited (10/09/2027) | - | Debt | 0.11 |
| 7.65% HDB Financial Services Limited (05/05/2028) | - | Debt | 0.11 |
| 7.61% LIC Housing Finance Limited (30/07/2025) | - | Debt | 0.11 |
| 8.34% Highways Infrastructure Trust (18/01/2027) | - | Debt | 0.09 |
| 7.2503% Cube Highways Trust (25/04/2028) | - | Debt | 0.08 |
| 8.285% Tata Capital Limited (10/05/2027) | - | Debt | 0.07 |
| 7.80% Tata Capital Housing Finance Limited (05/08/2027) | - | Debt | 0.07 |
| 7.75% Tata Capital Housing Finance Limited (18/05/2027) | - | Debt | 0.07 |
| 7.64% Power Finance Corporation Limited (25/08/2026) | - | Debt | 0.07 |
| 7.52% NHPC Limited (06/06/2025) | - | Debt | 0.07 |
| Kotak Mahindra Investments Limited (19/05/2026) (ZCB) | - | Debt | 0.04 |
| 8.70% REC Limited (28/09/2028) | - | Debt | 0.04 |
| 7.90% HDFC Bank Limited (24/08/2026) | - | Debt | 0.04 |
| 7.8445% Tata Capital Housing Finance Limited (18/09/2026) | - | Debt | 0.04 |
| 8.15% Toyota Financial Services India Ltd (07/09/2026) | - | Debt | 0.04 |
| 5.70% National Bank For Agriculture and Rural Development (31/07/2025) | - | Debt | 0.04 |
| 7.25% National Bank For Agriculture and Rural Development (01/08/2025) | - | Debt | 0.03 |
| 7.52% REC Limited (07/11/2026) | - | Debt | 0.02 |
| 8.10% Bajaj Finance Limited (08/01/2027) | - | Debt | 0.01 |
| 7.7954% Reliance Life Sciences Pvt Ltd (05/11/2027) | - | - | 0.37 |
| 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) | - | - | 0.37 |
| 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) | - | - | 0.18 |
| India Universal Trust Al2 (21/11/2030) | - | Debt | 0.60 |
| India Universal Trust AL1 (20/09/2030) | - | Debt | 0.58 |
| First Business Receivables Trust (01/01/2026) | - | Debt | 0.56 |
| India Universal Trust Al2 (21/11/2027) | - | Debt | 0.55 |
| India Universal Trust Al2 (21/11/2026) | - | Debt | 0.50 |
| India Universal Trust AL1 (20/09/2026) | - | Debt | 0.34 |
| India Universal Trust AL1 (20/06/2027) | - | Debt | 0.27 |
| First Business Receivables Trust (01/10/2025) | - | Debt | 0.18 |
| Government of India (22/09/2033) | - | Debt | 5.88 |
| Government of India (18/06/2031) | - | Debt | 0.85 |
| Government of India (30/10/2034) | - | Debt | 0.64 |
| Government of India (17/04/2030) | - | Debt | 0.50 |
| Government of India (08/01/2028) | - | Debt | 0.42 |
| Government of India (17/04/2026) | - | Debt | 0.29 |
| Government of India (22/08/2032) | - | Debt | 0.16 |
| State Government Securities (03/10/2027) | - | Debt | 0.15 |
| State Government Securities (14/08/2028) | - | Debt | 0.11 |
| State Government Securities (29/07/2027) | - | Debt | 0.11 |
| Government of India (27/05/2027) | - | Debt | 0.10 |
| Government of India (12/04/2026) | - | Debt | 0.10 |
| Government of India (13/11/2030) | - | Debt | 0.09 |
| Government of India (23/10/2028) | - | Debt | 0.08 |
| Government of India (18/04/2029) | - | Debt | 0.04 |
| State Government Securities (14/10/2025) | - | Debt | 0.04 |
| Government of India (03/06/2029) | - | Debt | 0.03 |
| State Government Securities (13/11/2025) | - | Debt | 0.01 |
| HDFC Bank Limited (24/03/2026) | - | Debt | 2.09 |
| Punjab National Bank (11/12/2025) | - | Debt | 1.59 |
| Export Import Bank of India (20/03/2026) | - | Debt | 1.39 |
| Small Industries Development Bank of India (17/03/2026) | - | Debt | 1.22 |
| Export Import Bank of India (30/12/2025) | - | Debt | 1.06 |
| ICICI Bank Limited (14/11/2025) | - | Debt | 0.89 |
| Small Industries Development Bank of India (26/03/2026) | - | Debt | 0.87 |
| Bank of Baroda (13/10/2025) | - | Debt | 0.72 |
| Canara Bank (05/12/2025) | - | Debt | 0.71 |
| Small Industries Development Bank of India (05/12/2025) | - | Debt | 0.71 |
| Axis Bank Limited (04/02/2026) | - | Debt | 0.70 |
| Export Import Bank of India (04/03/2026) | - | Debt | 0.70 |
| Indian Bank (06/03/2026) | - | Debt | 0.70 |
| Bank of Baroda (11/03/2026) | - | Debt | 0.70 |
| Canara Bank (03/02/2026) | - | Debt | 0.53 |
| Canara Bank (18/03/2026) | - | Debt | 0.52 |
| Canara Bank (04/12/2025) | - | Debt | 0.35 |
| Union Bank of India (18/12/2025) | - | Debt | 0.35 |
| Canara Bank (18/12/2025) | - | Debt | 0.35 |
| Canara Bank (22/12/2025) | - | Debt | 0.35 |
| Punjab National Bank (08/01/2026) | - | Debt | 0.35 |
| Axis Bank Limited (08/01/2026) | - | Debt | 0.35 |
| Canara Bank (24/02/2026) | - | Debt | 0.35 |
| Canara Bank (12/12/2025) | - | Debt | 0.18 |
| Indian Bank (04/12/2025) | - | Debt | 0.04 |
| Export Import Bank of India (24/10/2025) | - | Debt | 0.71 |
| SMFG India Credit Co. Ltd. (17/10/2025) | - | Debt | 0.18 |
| 0% GOI - 19JUN26 STRIPS SR-0626 | - | Debt | 0.21 |
| 364 DAYS T-BILL - 11DEC2025 | - | Debt | 0.18 |
| 0% India Govt Bond - 25NOV25 STRIPS | - | Debt | 0.11 |
| 0% GOI - 06MAY30 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 15OCT25 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 15APR26 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 25MAY30 STRIPS | - | Debt | 0.08 |
| 0% India Govt Bond - 15APR30 STRIPS | - | Debt | 0.08 |
| 0% India Govt Bond - 15OCT30 STRIPS | - | Debt | 0.08 |
| 0% GOI - 19SEP27 STRIPS | - | Debt | 0.08 |
| 0% GOI - 12JUN27 STRIPS SR-0627 | - | Debt | 0.07 |
| 0% GOI - 12DEC27 STRIPS SR-1227 | - | Debt | 0.06 |
| 0% GOI - 19JUN27 STRIPS SR-0627 | - | Debt | 0.05 |
| 0% GOI - 15DEC26 STRIPS | - | Debt | 0.03 |
| 0% GOI - 12MAR28 STRIPS | - | Debt | 0.03 |
| 0% GOI - 17JUN25 STRIPS | - | Debt | 0.01 |
| SBI - Corporate Debt Market Development Fund - A2 Units | - | Debt | 0.27 |
| Clearing Corporation of India Limited | - | Debt | 0.73 |
| Net Receivables / (Payables) | - | - | 1.63 |
| 8.10% Bajaj Housing Finance Limited (08/07/2027) | - | Debt | 1.80 |
| 7.70% National Bank For Agriculture and Rural Development (30/09/2027) | - | Debt | 1.68 |
| 7.55% REC Limited (31/10/2026) | - | Debt | 1.67 |
| 7.44% REC Limited (30/04/2026) | - | Debt | 1.66 |
| 7.21% Embassy Office Parks REIT (17/03/2028) | - | Debt | 1.66 |
| 6.40% LIC Housing Finance Limited (30/11/2026) | - | Debt | 1.64 |
| 7.59% Small Industries Development Bank of India (10/02/2026) | - | Debt | 1.47 |
| 7.835% LIC Housing Finance Limited (11/05/2027) | - | Debt | 1.38 |
| 8.07% SMFG India Home Finance Company Limited (10/09/2027) | - | Debt | 1.34 |
| 7.96% Embassy Office Parks REIT (27/09/2027) | - | Debt | 1.27 |
| 7.732% Axis Finance Limited (12/06/2028) | - | Debt | 1.11 |
| 7.49% National Bank For Agriculture and Rural Development (15/10/2026) | - | Debt | 1.11 |
| 7.99% HDB Financial Services Limited (16/03/2026) | - | Debt | 1.10 |
| 7.75% Small Industries Development Bank of India (27/10/2025) | - | Debt | 1.10 |
| 8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) | - | Debt | 1.04 |
| 7.60% REC Limited (28/02/2026) | - | Debt | 0.99 |
| 7.40% National Bank For Agriculture and Rural Development (29/04/2030) | - | Debt | 0.94 |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | - | Debt | 0.94 |
| 7.54% Small Industries Development Bank of India (12/01/2026) | - | Debt | 0.92 |
| 7.60% Poonawalla Fincorp Limited (28/05/2027) | - | Debt | 0.92 |
| 7.84% HDB Financial Services Limited (14/07/2026) | - | Debt | 0.88 |
| 7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) | - | Debt | 0.88 |
| 6.24% State Bank of India (21/09/2030) | - | Debt | 0.84 |
| 7.51% REC Limited (31/07/2026) | - | Debt | 0.78 |
| 7.51% Small Industries Development Bank of India (12/06/2028) | - | Debt | 0.75 |
| 7.80% National Bank For Agriculture and Rural Development (15/03/2027) | - | Debt | 0.75 |
| 7.9611% HDB Financial Services Limited (05/01/2028) | - | Debt | 0.74 |
| 7.6937% Nexus Select Trust (28/05/2027) | - | Debt | 0.74 |
| 8.35% Axis Finance Limited (27/02/2026) | - | Debt | 0.74 |
| 8.0736% HDB Financial Services Limited (17/04/2026) | - | Debt | 0.74 |
| 8.04% HDB Financial Services Limited (25/02/2026) | - | Debt | 0.74 |
| 7.40% National Bank For Agriculture and Rural Development (30/01/2026) | - | Debt | 0.74 |
| 7.123% Tata Capital Housing Finance Limited (21/07/2027) | - | Debt | 0.73 |
| 5.83% State Bank of India (26/10/2030) | - | Debt | 0.73 |
| 7.56% REC Limited (31/08/2027) | - | Debt | 0.70 |
| 8.10% ICICI Home Finance Company Limited (05/03/2027) | - | Debt | 0.68 |
| 7.68% Small Industries Development Bank of India (10/08/2027) | - | Debt | 0.67 |
| 5.94% REC Limited (31/01/2026) | - | Debt | 0.66 |
| 7.47% Small Industries Development Bank of India (25/11/2025) | - | Debt | 0.62 |
| 7.75% Mindspace Business Parks REIT (30/06/2026) | - | Debt | 0.61 |
| 7.34% REC Limited (30/04/2030) | - | Debt | 0.60 |
| 7.98% Bajaj Housing Finance Limited (09/09/2026) | - | Debt | 0.57 |
| 7.53% National Bank For Agriculture and Rural Development (24/03/2028) | - | Debt | 0.56 |
| 7.44% REC Limited (29/02/2028) | - | Debt | 0.56 |
| 7.59% REC Limited (31/05/2027) | - | Debt | 0.56 |
| 7.74% LIC Housing Finance Limited (11/02/2028) | - | Debt | 0.56 |
| 7.95% Tata Capital Limited (08/02/2028) | - | Debt | 0.56 |
| 8.35% SMFG India Home Finance Company Limited (15/01/2027) | - | Debt | 0.56 |
| 7.70% REC Limited (31/08/2026) | - | Debt | 0.56 |
| 8.0409% Tata Capital Housing Finance Limited (19/03/2027) | - | Debt | 0.52 |
| 7.712% Tata Capital Housing Finance Limited (14/01/2028) | - | Debt | 0.48 |
| 7.69% LIC Housing Finance Limited (11/12/2026) | - | Debt | 0.48 |
| 7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) | - | Debt | 0.38 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
2.25
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Kaustubh Gupta (), Mr. Harshil Suvarnkar (),
- Expense ration regular : 0.46
- Expense ration direct : 0.23
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹0.01
- Type : debt
Exit load
Nil
FAQs
Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?
Get In Touch
Interested in exploring more about JezzMoney Mutual Fund Distributors Software? Submit the form, and we will respond quickly.
Get Expert Advice on Investment in Mutual Funds!
- Certified mutual fund distributors around India will reach out to help you build your future.
- Connect with trusted mutual fund distributors and find them from your city and pincode area.
- JezzMoney is only the mediator to help you connect with these certified professionals.
- It is your obligation to gather accurate information when you receive contact from our platform.