Home Mf Research Aditya Birla Sun Life Floating Rate Fund Retail Plan Growth

Aditya Birla Sun Life Floating Rate Fund - Retail Plan - Growth

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Fund info
NAV (as on 2025-07-18)
506.53 0.04%
AUM (Fund Size)
N/A
Expense Ratio
0.46%
Exit load
Nil
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.35
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.64
0.26 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.21
0.62 %
Three Months 2025-04-21 ₹3,000.00 ₹3,036.89
1.23 %
Six Months 2025-01-20 ₹6,000.00 ₹6,154.20
2.57 %
One Year 2024-07-18 ₹12,000.00 ₹12,573.12
4.78 %
Three Year 2022-07-19 ₹36,000.00 ₹40,768.34
13.25 %
Five Year 2020-07-20 ₹60,000.00 ₹72,079.66
20.13 %
Ten Year 2015-07-21 ₹120,000.00 ₹173,681.61
44.73 %
Since Inception 2011-10-07 ₹168,000.00 ₹287,834.51
71.33 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 26%
Others 1%

Sectors Holding in Aditya Birla Sun Life Floating Rate Fund - Retail Plan - Growth

Other
27%

Companies Holding in Aditya Birla Sun Life Floating Rate Fund - Retail Plan - Growth

7.75% Small Industries Development Bank Of India (10/06/2027)
0.37%
7.44% National Bank For Agriculture And Rural Development (24/02/2028)
0.37%
8.049% Aditya Birla Housing Finance Limited (03/12/2027)
0.37%
7.71% REC Limited (26/02/2027)
0.37%
7.60% Kotak Mahindra Prime Limited (19/05/2028)
0.37%
7.77% Power Finance Corporation Limited (15/07/2026)
0.37%
7.865% LIC Housing Finance Limited (20/08/2026)
0.37%
7.58% National Bank For Agriculture And Rural Development (31/07/2026)
0.37%
8.10% Kotak Mahindra Prime Limited (10/04/2026)
0.37%
8.061% ICICI Home Finance Company Limited (25/03/2026)
0.37%
7.59% Power Finance Corporation Limited (03/11/2025)
0.37%
7.3064% Aditya Birla Housing Finance Limited (22/05/2028)
0.37%
7.77% Embassy Office Parks REIT (05/06/2025)
0.37%
6.75% Sikka Ports And Terminals Limited (22/04/2026)
0.37%
8.1167% Bajaj Finance Limited (10/05/2027)
0.33%
7.50% National Bank For Agriculture And Rural Development (31/08/2026)
0.30%
7.95% L&T Finance Limited (27/02/2026)
0.29%
7.63% Power Finance Corporation Limited (14/08/2026)
0.26%
7.80% REC Limited (30/05/2026)
0.26%
7.68% Tata Capital Limited (07/09/2027)
0.26%
7.86% Nexus Select Trust (16/06/2026)
0.26%
9.58% DME Development Limited (16/03/2037) (FRN)
0.25%
9.58% DME Development Limited (16/03/2036) (FRN)
0.25%
9.58% DME Development Limited (16/03/2033) (FRN)
0.25%
9.58% DME Development Limited (16/03/2035) (FRN)
0.25%
9.58% DME Development Limited (16/03/2034) (FRN)
0.25%
9.58% DME Development Limited (15/03/2031) (FRN)
0.25%
9.58% DME Development Limited (16/03/2028) (FRN)
0.25%
9.58% DME Development Limited (16/03/2029) (FRN)
0.25%
9.58% DME Development Limited (16/03/2032) (FRN)
0.25%
9.58% DME Development Limited (16/03/2030) (FRN)
0.25%
7.83% National Bank For Agriculture And Rural Development (30/12/2026)
0.22%
7.89% Power Grid Corporation Of India Limited (09/03/2027)
0.19%
8.05% Kotak Mahindra Prime Limited (28/02/2028)
0.19%
7.79% Small Industries Development Bank Of India (19/04/2027)
0.19%
7.97% Tata Capital Limited (19/07/2028)
0.19%
8.10% Tata Capital Housing Finance Limited (19/02/2027)
0.19%
7.68% Indian Railway Finance Corporation Limited (24/11/2026)
0.19%
7.03% National Bank For Financing Infrastructure And Dev (08/04/2030)
0.19%
7.41% Indian Railway Finance Corporation Limited (15/10/2026)
0.19%
7.9613% Tata Capital Housing Finance Limited (08/05/2026)
0.18%
8.1165% Tata Capital Limited (21/05/2026)
0.18%
6.87% REC Limited (31/05/2030)
0.18%
7.40% National Housing Bank (16/07/2026)
0.18%
7.22% National Housing Bank (23/07/2026)
0.18%
8.30% Axis Finance Limited (26/12/2025)
0.18%
7.79% REC Limited (29/11/2025)
0.18%
8.11% REC Limited (07/10/2025)
0.18%
7.11% Small Industries Development Bank Of India (27/02/2026)
0.18%
7.50% National Bank For Agriculture And Rural Development (17/12/2025)
0.18%
7.19% ICICI Home Finance Company Limited (22/08/2028)
0.18%
6.18% Mangalore Refinery And Petrochemicals Limited (29/12/2025)
0.18%
8.10% Mahindra & Mahindra Financial Services Limited (21/05/2026)
0.18%
7.79% Small Industries Development Bank Of India (14/05/2027)
0.17%
8.12% Kotak Mahindra Prime Limited (21/06/2027)
0.15%
7.55% Power Finance Corporation Limited (15/04/2027)
0.15%
8.33% Aditya Birla Finance Limited (19/05/2027)
0.15%
7.22% Embassy Office Parks REIT (16/05/2028)
0.14%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
0.13%
8.12% Bajaj Finance Limited (10/09/2027)
0.11%
7.65% HDB Financial Services Limited (05/05/2028)
0.11%
7.61% LIC Housing Finance Limited (30/07/2025)
0.11%
8.34% Highways Infrastructure Trust (18/01/2027)
0.09%
7.2503% Cube Highways Trust (25/04/2028)
0.08%
8.285% Tata Capital Limited (10/05/2027)
0.07%
7.80% Tata Capital Housing Finance Limited (05/08/2027)
0.07%
7.75% Tata Capital Housing Finance Limited (18/05/2027)
0.07%
7.64% Power Finance Corporation Limited (25/08/2026)
0.07%
7.52% NHPC Limited (06/06/2025)
0.07%
Kotak Mahindra Investments Limited (19/05/2026) (ZCB)
0.04%
8.70% REC Limited (28/09/2028)
0.04%
7.90% HDFC Bank Limited (24/08/2026)
0.04%
7.8445% Tata Capital Housing Finance Limited (18/09/2026)
0.04%
8.15% Toyota Financial Services India Ltd (07/09/2026)
0.04%
5.70% National Bank For Agriculture And Rural Development (31/07/2025)
0.04%
7.25% National Bank For Agriculture And Rural Development (01/08/2025)
0.03%
7.52% REC Limited (07/11/2026)
0.02%
8.10% Bajaj Finance Limited (08/01/2027)
0.01%
7.7954% Reliance Life Sciences Pvt Ltd (05/11/2027)
0.37%
7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026)
0.37%
7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025)
0.18%
India Universal Trust Al2 (21/11/2030)
0.60%
India Universal Trust AL1 (20/09/2030)
0.58%
First Business Receivables Trust (01/01/2026)
0.56%
India Universal Trust Al2 (21/11/2027)
0.55%
India Universal Trust Al2 (21/11/2026)
0.50%
India Universal Trust AL1 (20/09/2026)
0.34%
India Universal Trust AL1 (20/06/2027)
0.27%
First Business Receivables Trust (01/10/2025)
0.18%
Government Of India (22/09/2033)
5.88%
Government Of India (18/06/2031)
0.85%
Government Of India (30/10/2034)
0.64%
Government Of India (17/04/2030)
0.50%
Government Of India (08/01/2028)
0.42%
Government Of India (17/04/2026)
0.29%
Government Of India (22/08/2032)
0.16%
State Government Securities (03/10/2027)
0.15%
State Government Securities (14/08/2028)
0.11%
State Government Securities (29/07/2027)
0.11%
Government Of India (27/05/2027)
0.10%
Government Of India (12/04/2026)
0.10%
Government Of India (13/11/2030)
0.09%
Government Of India (23/10/2028)
0.08%
Government Of India (18/04/2029)
0.04%
State Government Securities (14/10/2025)
0.04%
Government Of India (03/06/2029)
0.03%
State Government Securities (13/11/2025)
0.01%
HDFC Bank Limited (24/03/2026)
2.09%
Punjab National Bank (11/12/2025)
1.59%
Export Import Bank Of India (20/03/2026)
1.39%
Small Industries Development Bank Of India (17/03/2026)
1.22%
Export Import Bank Of India (30/12/2025)
1.06%
ICICI Bank Limited (14/11/2025)
0.89%
Small Industries Development Bank Of India (26/03/2026)
0.87%
Bank Of Baroda (13/10/2025)
0.72%
Canara Bank (05/12/2025)
0.71%
Small Industries Development Bank Of India (05/12/2025)
0.71%
Axis Bank Limited (04/02/2026)
0.70%
Export Import Bank Of India (04/03/2026)
0.70%
Indian Bank (06/03/2026)
0.70%
Bank Of Baroda (11/03/2026)
0.70%
Canara Bank (03/02/2026)
0.53%
Canara Bank (18/03/2026)
0.52%
Canara Bank (04/12/2025)
0.35%
Union Bank Of India (18/12/2025)
0.35%
Canara Bank (18/12/2025)
0.35%
Canara Bank (22/12/2025)
0.35%
Punjab National Bank (08/01/2026)
0.35%
Axis Bank Limited (08/01/2026)
0.35%
Canara Bank (24/02/2026)
0.35%
Canara Bank (12/12/2025)
0.18%
Indian Bank (04/12/2025)
0.04%
Export Import Bank Of India (24/10/2025)
0.71%
SMFG India Credit Co. Ltd. (17/10/2025)
0.18%
0% GOI - 19JUN26 STRIPS SR-0626
0.21%
364 DAYS T-BILL - 11DEC2025
0.18%
0% India Govt Bond - 25NOV25 STRIPS
0.11%
0% GOI - 06MAY30 STRIPS
0.11%
0% India Govt Bond - 15OCT25 STRIPS
0.11%
0% India Govt Bond - 15APR26 STRIPS
0.11%
0% India Govt Bond - 25MAY30 STRIPS
0.08%
0% India Govt Bond - 15APR30 STRIPS
0.08%
0% India Govt Bond - 15OCT30 STRIPS
0.08%
0% GOI - 19SEP27 STRIPS
0.08%
0% GOI - 12JUN27 STRIPS SR-0627
0.07%
0% GOI - 12DEC27 STRIPS SR-1227
0.06%
0% GOI - 19JUN27 STRIPS SR-0627
0.05%
0% GOI - 15DEC26 STRIPS
0.03%
0% GOI - 12MAR28 STRIPS
0.03%
0% GOI - 17JUN25 STRIPS
0.01%
SBI - Corporate Debt Market Development Fund - A2 Units
0.27%
Clearing Corporation Of India Limited
0.73%
Net Receivables / (Payables)
1.63%
8.10% Bajaj Housing Finance Limited (08/07/2027)
1.80%
7.70% National Bank For Agriculture And Rural Development (30/09/2027)
1.68%
7.55% REC Limited (31/10/2026)
1.67%
7.44% REC Limited (30/04/2026)
1.66%
7.21% Embassy Office Parks REIT (17/03/2028)
1.66%
6.40% LIC Housing Finance Limited (30/11/2026)
1.64%
7.59% Small Industries Development Bank Of India (10/02/2026)
1.47%
7.835% LIC Housing Finance Limited (11/05/2027)
1.38%
8.07% SMFG India Home Finance Company Limited (10/09/2027)
1.34%
7.96% Embassy Office Parks REIT (27/09/2027)
1.27%
7.732% Axis Finance Limited (12/06/2028)
1.11%
7.49% National Bank For Agriculture And Rural Development (15/10/2026)
1.11%
7.99% HDB Financial Services Limited (16/03/2026)
1.10%
7.75% Small Industries Development Bank Of India (27/10/2025)
1.10%
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)
1.04%
7.60% REC Limited (28/02/2026)
0.99%
7.40% National Bank For Agriculture And Rural Development (29/04/2030)
0.94%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)
0.94%
7.54% Small Industries Development Bank Of India (12/01/2026)
0.92%
7.60% Poonawalla Fincorp Limited (28/05/2027)
0.92%
7.84% HDB Financial Services Limited (14/07/2026)
0.88%
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN)
0.88%
6.24% State Bank Of India (21/09/2030)
0.84%
7.51% REC Limited (31/07/2026)
0.78%
7.51% Small Industries Development Bank Of India (12/06/2028)
0.75%
7.80% National Bank For Agriculture And Rural Development (15/03/2027)
0.75%
7.9611% HDB Financial Services Limited (05/01/2028)
0.74%
7.6937% Nexus Select Trust (28/05/2027)
0.74%
8.35% Axis Finance Limited (27/02/2026)
0.74%
8.0736% HDB Financial Services Limited (17/04/2026)
0.74%
8.04% HDB Financial Services Limited (25/02/2026)
0.74%
7.40% National Bank For Agriculture And Rural Development (30/01/2026)
0.74%
7.123% Tata Capital Housing Finance Limited (21/07/2027)
0.73%
5.83% State Bank Of India (26/10/2030)
0.73%
7.56% REC Limited (31/08/2027)
0.70%
8.10% ICICI Home Finance Company Limited (05/03/2027)
0.68%
7.68% Small Industries Development Bank Of India (10/08/2027)
0.67%
5.94% REC Limited (31/01/2026)
0.66%
7.47% Small Industries Development Bank Of India (25/11/2025)
0.62%
7.75% Mindspace Business Parks REIT (30/06/2026)
0.61%
7.34% REC Limited (30/04/2030)
0.60%
7.98% Bajaj Housing Finance Limited (09/09/2026)
0.57%
7.53% National Bank For Agriculture And Rural Development (24/03/2028)
0.56%
7.44% REC Limited (29/02/2028)
0.56%
7.59% REC Limited (31/05/2027)
0.56%
7.74% LIC Housing Finance Limited (11/02/2028)
0.56%
7.95% Tata Capital Limited (08/02/2028)
0.56%
8.35% SMFG India Home Finance Company Limited (15/01/2027)
0.56%
7.70% REC Limited (31/08/2026)
0.56%
8.0409% Tata Capital Housing Finance Limited (19/03/2027)
0.52%
7.712% Tata Capital Housing Finance Limited (14/01/2028)
0.48%
7.69% LIC Housing Finance Limited (11/12/2026)
0.48%
7.90% Jamnagar Utilities & Power Private Limited (10/08/2028)
0.38%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 2.25

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.46
Expense Ratio Direct
0.23
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Kaustubh Gupta
Experience
Mr. Harshil Suvarnkar
Experience

Exit load

Nil

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