Aditya Birla Sun Life Floating Rate Fund - Retail Plan - Growth
Debt
Debt Floating Rate
Fund House : Aditya Birla Sun Life Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-20)
503.34 -0.01%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.46%
Expense Ratio
(Direct)
0.23%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,001.17 |
0.12 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,002.15 |
0.22 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,004.70 |
0.47 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,042.24 |
1.41 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,157.49 |
2.62 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,571.15 |
4.76 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹40,741.57 |
13.17 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹71,960.99 |
19.93 %
|
| Ten Year | 2015-06-23 | ₹120,000.00 | ₹173,517.86 |
44.60 %
|
| Since Inception | 2011-10-07 | ₹167,000.00 | ₹285,024.80 |
70.67 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.75% Small Industries Development Bank of India (10/06/2027) | - | Debt | 0.37 |
| 7.44% National Bank For Agriculture and Rural Development (24/02/2028) | - | Debt | 0.37 |
| 8.049% Aditya Birla Housing Finance Limited (03/12/2027) | - | Debt | 0.37 |
| 7.71% REC Limited (26/02/2027) | - | Debt | 0.37 |
| 7.60% Kotak Mahindra Prime Limited (19/05/2028) | - | Debt | 0.37 |
| 7.77% Power Finance Corporation Limited (15/07/2026) | - | Debt | 0.37 |
| 7.865% LIC Housing Finance Limited (20/08/2026) | - | Debt | 0.37 |
| 7.58% National Bank For Agriculture and Rural Development (31/07/2026) | - | Debt | 0.37 |
| 8.10% Kotak Mahindra Prime Limited (10/04/2026) | - | Debt | 0.37 |
| 8.061% ICICI Home Finance Company Limited (25/03/2026) | - | Debt | 0.37 |
| 7.59% Power Finance Corporation Limited (03/11/2025) | - | Debt | 0.37 |
| 7.3064% Aditya Birla Housing Finance Limited (22/05/2028) | - | Debt | 0.37 |
| 7.77% Embassy Office Parks REIT (05/06/2025) | - | Debt | 0.37 |
| 6.75% Sikka Ports and Terminals Limited (22/04/2026) | - | Debt | 0.37 |
| 8.1167% Bajaj Finance Limited (10/05/2027) | - | Debt | 0.33 |
| 7.50% National Bank For Agriculture and Rural Development (31/08/2026) | - | Debt | 0.30 |
| 7.95% L&T Finance Limited (27/02/2026) | - | Debt | 0.29 |
| 7.63% Power Finance Corporation Limited (14/08/2026) | - | Debt | 0.26 |
| 7.80% REC Limited (30/05/2026) | - | Debt | 0.26 |
| 7.68% Tata Capital Limited (07/09/2027) | - | Debt | 0.26 |
| 7.86% Nexus Select Trust (16/06/2026) | - | Debt | 0.26 |
| 9.58% DME Development Limited (16/03/2037) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2036) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2033) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2035) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2034) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (15/03/2031) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2028) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2029) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2032) (FRN) | - | Debt | 0.25 |
| 9.58% DME Development Limited (16/03/2030) (FRN) | - | Debt | 0.25 |
| 7.83% National Bank For Agriculture and Rural Development (30/12/2026) | - | Debt | 0.22 |
| 7.89% Power Grid Corporation of India Limited (09/03/2027) | - | Debt | 0.19 |
| 8.05% Kotak Mahindra Prime Limited (28/02/2028) | - | Debt | 0.19 |
| 7.79% Small Industries Development Bank of India (19/04/2027) | - | Debt | 0.19 |
| 7.97% Tata Capital Limited (19/07/2028) | - | Debt | 0.19 |
| 8.10% Tata Capital Housing Finance Limited (19/02/2027) | - | Debt | 0.19 |
| 7.68% Indian Railway Finance Corporation Limited (24/11/2026) | - | Debt | 0.19 |
| 7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) | - | Debt | 0.19 |
| 7.41% Indian Railway Finance Corporation Limited (15/10/2026) | - | Debt | 0.19 |
| 7.9613% Tata Capital Housing Finance Limited (08/05/2026) | - | Debt | 0.18 |
| 8.1165% Tata Capital Limited (21/05/2026) | - | Debt | 0.18 |
| 6.87% REC Limited (31/05/2030) | - | Debt | 0.18 |
| 7.40% National Housing Bank (16/07/2026) | - | Debt | 0.18 |
| 7.22% National Housing Bank (23/07/2026) | - | Debt | 0.18 |
| 8.30% Axis Finance Limited (26/12/2025) | - | Debt | 0.18 |
| 7.79% REC Limited (29/11/2025) | - | Debt | 0.18 |
| 8.11% REC Limited (07/10/2025) | - | Debt | 0.18 |
| 7.11% Small Industries Development Bank of India (27/02/2026) | - | Debt | 0.18 |
| 7.50% National Bank For Agriculture and Rural Development (17/12/2025) | - | Debt | 0.18 |
| 7.19% ICICI Home Finance Company Limited (22/08/2028) | - | Debt | 0.18 |
| 6.18% Mangalore Refinery and Petrochemicals Limited (29/12/2025) | - | Debt | 0.18 |
| 8.10% Mahindra & Mahindra Financial Services Limited (21/05/2026) | - | Debt | 0.18 |
| 7.79% Small Industries Development Bank of India (14/05/2027) | - | Debt | 0.17 |
| 8.12% Kotak Mahindra Prime Limited (21/06/2027) | - | Debt | 0.15 |
| 7.55% Power Finance Corporation Limited (15/04/2027) | - | Debt | 0.15 |
| 8.33% Aditya Birla Finance Limited (19/05/2027) | - | Debt | 0.15 |
| 7.22% Embassy Office Parks REIT (16/05/2028) | - | Debt | 0.14 |
| 7.17% Indian Railway Finance Corporation Limited (27/04/2035) | - | Debt | 0.13 |
| 8.12% Bajaj Finance Limited (10/09/2027) | - | Debt | 0.11 |
| 7.65% HDB Financial Services Limited (05/05/2028) | - | Debt | 0.11 |
| 7.61% LIC Housing Finance Limited (30/07/2025) | - | Debt | 0.11 |
| 8.34% Highways Infrastructure Trust (18/01/2027) | - | Debt | 0.09 |
| 7.2503% Cube Highways Trust (25/04/2028) | - | Debt | 0.08 |
| 8.285% Tata Capital Limited (10/05/2027) | - | Debt | 0.07 |
| 7.80% Tata Capital Housing Finance Limited (05/08/2027) | - | Debt | 0.07 |
| 7.75% Tata Capital Housing Finance Limited (18/05/2027) | - | Debt | 0.07 |
| 7.64% Power Finance Corporation Limited (25/08/2026) | - | Debt | 0.07 |
| 7.52% NHPC Limited (06/06/2025) | - | Debt | 0.07 |
| Kotak Mahindra Investments Limited (19/05/2026) (ZCB) | - | Debt | 0.04 |
| 8.70% REC Limited (28/09/2028) | - | Debt | 0.04 |
| 7.90% HDFC Bank Limited (24/08/2026) | - | Debt | 0.04 |
| 7.8445% Tata Capital Housing Finance Limited (18/09/2026) | - | Debt | 0.04 |
| 8.15% Toyota Financial Services India Ltd (07/09/2026) | - | Debt | 0.04 |
| 5.70% National Bank For Agriculture and Rural Development (31/07/2025) | - | Debt | 0.04 |
| 7.25% National Bank For Agriculture and Rural Development (01/08/2025) | - | Debt | 0.03 |
| 7.52% REC Limited (07/11/2026) | - | Debt | 0.02 |
| 8.10% Bajaj Finance Limited (08/01/2027) | - | Debt | 0.01 |
| 7.7954% Reliance Life Sciences Pvt Ltd (05/11/2027) | - | - | 0.37 |
| 7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) | - | - | 0.37 |
| 7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) | - | - | 0.18 |
| India Universal Trust Al2 (21/11/2030) | - | Debt | 0.60 |
| India Universal Trust AL1 (20/09/2030) | - | Debt | 0.58 |
| First Business Receivables Trust (01/01/2026) | - | Debt | 0.56 |
| India Universal Trust Al2 (21/11/2027) | - | Debt | 0.55 |
| India Universal Trust Al2 (21/11/2026) | - | Debt | 0.50 |
| India Universal Trust AL1 (20/09/2026) | - | Debt | 0.34 |
| India Universal Trust AL1 (20/06/2027) | - | Debt | 0.27 |
| First Business Receivables Trust (01/10/2025) | - | Debt | 0.18 |
| Government of India (22/09/2033) | - | Debt | 5.88 |
| Government of India (18/06/2031) | - | Debt | 0.85 |
| Government of India (30/10/2034) | - | Debt | 0.64 |
| Government of India (17/04/2030) | - | Debt | 0.50 |
| Government of India (08/01/2028) | - | Debt | 0.42 |
| Government of India (17/04/2026) | - | Debt | 0.29 |
| Government of India (22/08/2032) | - | Debt | 0.16 |
| State Government Securities (03/10/2027) | - | Debt | 0.15 |
| State Government Securities (14/08/2028) | - | Debt | 0.11 |
| State Government Securities (29/07/2027) | - | Debt | 0.11 |
| Government of India (27/05/2027) | - | Debt | 0.10 |
| Government of India (12/04/2026) | - | Debt | 0.10 |
| Government of India (13/11/2030) | - | Debt | 0.09 |
| Government of India (23/10/2028) | - | Debt | 0.08 |
| Government of India (18/04/2029) | - | Debt | 0.04 |
| State Government Securities (14/10/2025) | - | Debt | 0.04 |
| Government of India (03/06/2029) | - | Debt | 0.03 |
| State Government Securities (13/11/2025) | - | Debt | 0.01 |
| HDFC Bank Limited (24/03/2026) | - | Debt | 2.09 |
| Punjab National Bank (11/12/2025) | - | Debt | 1.59 |
| Export Import Bank of India (20/03/2026) | - | Debt | 1.39 |
| Small Industries Development Bank of India (17/03/2026) | - | Debt | 1.22 |
| Export Import Bank of India (30/12/2025) | - | Debt | 1.06 |
| ICICI Bank Limited (14/11/2025) | - | Debt | 0.89 |
| Small Industries Development Bank of India (26/03/2026) | - | Debt | 0.87 |
| Bank of Baroda (13/10/2025) | - | Debt | 0.72 |
| Canara Bank (05/12/2025) | - | Debt | 0.71 |
| Small Industries Development Bank of India (05/12/2025) | - | Debt | 0.71 |
| Axis Bank Limited (04/02/2026) | - | Debt | 0.70 |
| Export Import Bank of India (04/03/2026) | - | Debt | 0.70 |
| Indian Bank (06/03/2026) | - | Debt | 0.70 |
| Bank of Baroda (11/03/2026) | - | Debt | 0.70 |
| Canara Bank (03/02/2026) | - | Debt | 0.53 |
| Canara Bank (18/03/2026) | - | Debt | 0.52 |
| Canara Bank (04/12/2025) | - | Debt | 0.35 |
| Union Bank of India (18/12/2025) | - | Debt | 0.35 |
| Canara Bank (18/12/2025) | - | Debt | 0.35 |
| Canara Bank (22/12/2025) | - | Debt | 0.35 |
| Punjab National Bank (08/01/2026) | - | Debt | 0.35 |
| Axis Bank Limited (08/01/2026) | - | Debt | 0.35 |
| Canara Bank (24/02/2026) | - | Debt | 0.35 |
| Canara Bank (12/12/2025) | - | Debt | 0.18 |
| Indian Bank (04/12/2025) | - | Debt | 0.04 |
| Export Import Bank of India (24/10/2025) | - | Debt | 0.71 |
| SMFG India Credit Co. Ltd. (17/10/2025) | - | Debt | 0.18 |
| 0% GOI - 19JUN26 STRIPS SR-0626 | - | Debt | 0.21 |
| 364 DAYS T-BILL - 11DEC2025 | - | Debt | 0.18 |
| 0% India Govt Bond - 25NOV25 STRIPS | - | Debt | 0.11 |
| 0% GOI - 06MAY30 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 15OCT25 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 15APR26 STRIPS | - | Debt | 0.11 |
| 0% India Govt Bond - 25MAY30 STRIPS | - | Debt | 0.08 |
| 0% India Govt Bond - 15APR30 STRIPS | - | Debt | 0.08 |
| 0% India Govt Bond - 15OCT30 STRIPS | - | Debt | 0.08 |
| 0% GOI - 19SEP27 STRIPS | - | Debt | 0.08 |
| 0% GOI - 12JUN27 STRIPS SR-0627 | - | Debt | 0.07 |
| 0% GOI - 12DEC27 STRIPS SR-1227 | - | Debt | 0.06 |
| 0% GOI - 19JUN27 STRIPS SR-0627 | - | Debt | 0.05 |
| 0% GOI - 15DEC26 STRIPS | - | Debt | 0.03 |
| 0% GOI - 12MAR28 STRIPS | - | Debt | 0.03 |
| 0% GOI - 17JUN25 STRIPS | - | Debt | 0.01 |
| SBI - Corporate Debt Market Development Fund - A2 Units | - | Debt | 0.27 |
| Clearing Corporation of India Limited | - | Debt | 0.73 |
| Net Receivables / (Payables) | - | - | 1.63 |
| 8.10% Bajaj Housing Finance Limited (08/07/2027) | - | Debt | 1.80 |
| 7.70% National Bank For Agriculture and Rural Development (30/09/2027) | - | Debt | 1.68 |
| 7.55% REC Limited (31/10/2026) | - | Debt | 1.67 |
| 7.44% REC Limited (30/04/2026) | - | Debt | 1.66 |
| 7.21% Embassy Office Parks REIT (17/03/2028) | - | Debt | 1.66 |
| 6.40% LIC Housing Finance Limited (30/11/2026) | - | Debt | 1.64 |
| 7.59% Small Industries Development Bank of India (10/02/2026) | - | Debt | 1.47 |
| 7.835% LIC Housing Finance Limited (11/05/2027) | - | Debt | 1.38 |
| 8.07% SMFG India Home Finance Company Limited (10/09/2027) | - | Debt | 1.34 |
| 7.96% Embassy Office Parks REIT (27/09/2027) | - | Debt | 1.27 |
| 7.732% Axis Finance Limited (12/06/2028) | - | Debt | 1.11 |
| 7.49% National Bank For Agriculture and Rural Development (15/10/2026) | - | Debt | 1.11 |
| 7.99% HDB Financial Services Limited (16/03/2026) | - | Debt | 1.10 |
| 7.75% Small Industries Development Bank of India (27/10/2025) | - | Debt | 1.10 |
| 8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) | - | Debt | 1.04 |
| 7.60% REC Limited (28/02/2026) | - | Debt | 0.99 |
| 7.40% National Bank For Agriculture and Rural Development (29/04/2030) | - | Debt | 0.94 |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | - | Debt | 0.94 |
| 7.54% Small Industries Development Bank of India (12/01/2026) | - | Debt | 0.92 |
| 7.60% Poonawalla Fincorp Limited (28/05/2027) | - | Debt | 0.92 |
| 7.84% HDB Financial Services Limited (14/07/2026) | - | Debt | 0.88 |
| 7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) | - | Debt | 0.88 |
| 6.24% State Bank of India (21/09/2030) | - | Debt | 0.84 |
| 7.51% REC Limited (31/07/2026) | - | Debt | 0.78 |
| 7.51% Small Industries Development Bank of India (12/06/2028) | - | Debt | 0.75 |
| 7.80% National Bank For Agriculture and Rural Development (15/03/2027) | - | Debt | 0.75 |
| 7.9611% HDB Financial Services Limited (05/01/2028) | - | Debt | 0.74 |
| 7.6937% Nexus Select Trust (28/05/2027) | - | Debt | 0.74 |
| 8.35% Axis Finance Limited (27/02/2026) | - | Debt | 0.74 |
| 8.0736% HDB Financial Services Limited (17/04/2026) | - | Debt | 0.74 |
| 8.04% HDB Financial Services Limited (25/02/2026) | - | Debt | 0.74 |
| 7.40% National Bank For Agriculture and Rural Development (30/01/2026) | - | Debt | 0.74 |
| 7.123% Tata Capital Housing Finance Limited (21/07/2027) | - | Debt | 0.73 |
| 5.83% State Bank of India (26/10/2030) | - | Debt | 0.73 |
| 7.56% REC Limited (31/08/2027) | - | Debt | 0.70 |
| 8.10% ICICI Home Finance Company Limited (05/03/2027) | - | Debt | 0.68 |
| 7.68% Small Industries Development Bank of India (10/08/2027) | - | Debt | 0.67 |
| 5.94% REC Limited (31/01/2026) | - | Debt | 0.66 |
| 7.47% Small Industries Development Bank of India (25/11/2025) | - | Debt | 0.62 |
| 7.75% Mindspace Business Parks REIT (30/06/2026) | - | Debt | 0.61 |
| 7.34% REC Limited (30/04/2030) | - | Debt | 0.60 |
| 7.98% Bajaj Housing Finance Limited (09/09/2026) | - | Debt | 0.57 |
| 7.53% National Bank For Agriculture and Rural Development (24/03/2028) | - | Debt | 0.56 |
| 7.44% REC Limited (29/02/2028) | - | Debt | 0.56 |
| 7.59% REC Limited (31/05/2027) | - | Debt | 0.56 |
| 7.74% LIC Housing Finance Limited (11/02/2028) | - | Debt | 0.56 |
| 7.95% Tata Capital Limited (08/02/2028) | - | Debt | 0.56 |
| 8.35% SMFG India Home Finance Company Limited (15/01/2027) | - | Debt | 0.56 |
| 7.70% REC Limited (31/08/2026) | - | Debt | 0.56 |
| 8.0409% Tata Capital Housing Finance Limited (19/03/2027) | - | Debt | 0.52 |
| 7.712% Tata Capital Housing Finance Limited (14/01/2028) | - | Debt | 0.48 |
| 7.69% LIC Housing Finance Limited (11/12/2026) | - | Debt | 0.48 |
| 7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) | - | Debt | 0.38 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
2.25
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Kaustubh Gupta (), Mr. Harshil Suvarnkar (),
- Expense ration regular : 0.46
- Expense ration direct : 0.23
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹0.01
- Type : debt
Exit load
Nil
FAQs
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