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Home Mf Research Aditya Birla Sun Life Medium Term Plan Growth Regular Plan
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Medium Term Plan Growth Regular Plan

Debt Debt Medium Duration
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2022-09-30)
0.55 0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.58%
Expense Ratio (Direct)
0.85%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2022-09-23 ₹1,000.00 ₹1,000.55
0.05 %
Two Week 2022-09-15 ₹1,000.00 ₹1,000.73
0.07 %
One Month 2022-09-01 ₹1,000.00 ₹1,000.92
0.09 %
Three Months 2022-07-04 ₹3,000.00 ₹3,003.85
0.13 %
Six Months 2022-04-04 ₹6,000.00 ₹6,010.83
0.18 %
One Year 2021-09-30 ₹12,000.00 ₹7,877.20
-34.36 %
Since Inception 2019-11-25 ₹35,000.00 ₹17,381.38
-50.34 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
5.00% GMR Airport Ltd (22/11/2026) - Debt 2.06
7.17% Indian Railway Finance Corporation Limited (27/04/2035) - Debt 2.05
7.51% Small Industries Development Bank of India (12/06/2028) - Debt 2.05
7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035) - Debt 2.03
8.25% JSW Steel Limited (23/12/2027) - Debt 2.01
9.10% CreditAccess Grameen Limited (07/09/2025) - Debt 2.00
8.178445% Adani Airport Holdings Ltd (08/09/2028) - Debt 1.87
8.85% Hinduja Housing Finance Ltd (01/02/2027) - Debt 1.86
7.68% LIC Housing Finance Limited (29/05/2034) - Debt 1.86
8.52% Muthoot Finance Limited (07/04/2028) - Debt 1.81
8.80% JM Financial Products Limited (23/12/2025) - Debt 1.60
6.84% NTPC Limited (09/05/2035) - Debt 1.41
7.49204% IndInfravit Trust (31/03/2040) - Debt 1.15
7.09% REC Limited (30/11/2039) - Debt 1.02
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 1.01
9.90% Arka Fincap Limited (13/03/2026) - Debt 1.01
9.5221% Avanse Financial Services Ltd (29/06/2026) - Debt 1.00
8.50% DLF Home Developers Ltd (30/04/2027) - Debt 1.00
8.73% Eris Lifesciences Limited (07/06/2027) - Debt 0.98
8.73% Eris Lifesciences Limited (07/12/2026) - Debt 0.97
8.73% Union Bank of India (15/12/2030) - Debt 0.76
6.78% Indian Railway Finance Corporation Limited (30/04/2030) - Debt 0.72
7.4715% Phillips Carbon Black Ltd (29/01/2029) - Debt 0.69
7.25% Punjab National Bank (14/10/2030) - Debt 0.60
7.17% Tata Capital Housing Finance Limited (21/05/2030) - Debt 0.60
8.34% Highways Infrastructure Trust (18/01/2027) - Debt 0.51
5.83% State Bank of India (26/10/2030) - Debt 0.40
7.35% REC Limited (31/07/2034) - Debt 0.21
9.58% DME Development Limited (16/03/2037) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2036) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2033) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2035) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2034) (FRN) - Debt 0.17
9.58% DME Development Limited (15/03/2031) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2028) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2029) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2032) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2030) (FRN) - Debt 0.17
8.40% Godrej Industries Limited (27/08/2027) - Debt 0.08
8.37% REC Limited (07/12/2028) - Debt 0.05
Government of India (14/08/2033) - Debt 7.82
Government of India (07/10/2034) - Debt 7.45
Government of India (08/04/2034) - Debt 5.77
Government of India (15/04/2039) - Debt 2.14
Government of India (24/07/2037) - Debt 1.06
State Government Securities (26/02/2028) - Debt 0.07
Government of India (05/05/2035) - Debt 0.06
State Government Securities (26/12/2028) - Debt 0.05
Government of India (08/01/2028) - Debt 0.02
State Government Securities (18/02/2028) - Debt 0.01
State Government Securities (24/10/2028) - Debt 0.01
Government of India (14/01/2029) - Debt 0.01
Government of India (08/04/2026) - Debt 0.01
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.22
NEXUS SELECT TRUST Realty Real Estate 0.98
EMBASSY OFFICE PARKS REIT Realty Real Estate 0.45
IRB InvIT Fund Transport Infrastructure Real Estate 1.28
INDUS INFRA TRUST Transport Infrastructure Real Estate 0.85
India Grid Trust Power Real Estate 0.53
Clearing Corporation of India Limited - Debt 3.18
Net Receivables / (Payables) - - 2.25
9.75% Nuvama Wealth Finance Ltd (16/04/2027) - Debt 3.80
7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) - Debt 2.88
6.94% Power Grid Corporation of India Limited (15/04/2035) - Debt 2.83
9.40% 360 ONE Prime Ltd (04/03/2027) - Debt 2.61
9.25% Sk Finance Ltd (09/05/2027) - Debt 2.58
8.40% Narayana Hrudayalaya Limited (15/02/2030) - Debt 2.44
8.75% JSW Energy Limited (20/03/2028) - Debt 2.41
9.40% Vedanta Limited (20/02/2027) - Debt 2.41
8.32% Hero Housing Finance Ltd (30/08/2027) - Debt 2.41
8.621175% Security and Intelligence Services (India) Limited (26/03/2028) - Debt 2.31
7.44% Power Finance Corporation Limited (15/01/2030) - Debt 2.06
9.75% Nuvama Wealth Finance Ltd (16/04/2027) - Debt 3.80
7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) - Debt 2.88
6.94% Power Grid Corporation of India Limited (15/04/2035) - Debt 2.83
9.40% 360 ONE Prime Ltd (04/03/2027) - Debt 2.61
9.25% Sk Finance Ltd (09/05/2027) - Debt 2.58
8.40% Narayana Hrudayalaya Limited (15/02/2030) - Debt 2.44
8.75% JSW Energy Limited (20/03/2028) - Debt 2.41
9.40% Vedanta Limited (20/02/2027) - Debt 2.41
8.32% Hero Housing Finance Ltd (30/08/2027) - Debt 2.41
8.621175% Security and Intelligence Services (India) Limited (26/03/2028) - Debt 2.31
7.44% Power Finance Corporation Limited (15/01/2030) - Debt 2.06
5.00% GMR Airport Ltd (22/11/2026) - Debt 2.06
7.17% Indian Railway Finance Corporation Limited (27/04/2035) - Debt 2.05
7.51% Small Industries Development Bank of India (12/06/2028) - Debt 2.05
7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035) - Debt 2.03
8.25% JSW Steel Limited (23/12/2027) - Debt 2.01
9.10% CreditAccess Grameen Limited (07/09/2025) - Debt 2.00
8.178445% Adani Airport Holdings Ltd (08/09/2028) - Debt 1.87
8.85% Hinduja Housing Finance Ltd (01/02/2027) - Debt 1.86
7.68% LIC Housing Finance Limited (29/05/2034) - Debt 1.86
8.52% Muthoot Finance Limited (07/04/2028) - Debt 1.81
8.80% JM Financial Products Limited (23/12/2025) - Debt 1.60
6.84% NTPC Limited (09/05/2035) - Debt 1.41
7.49204% IndInfravit Trust (31/03/2040) - Debt 1.15
7.09% REC Limited (30/11/2039) - Debt 1.02
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 1.01
9.90% Arka Fincap Limited (13/03/2026) - Debt 1.01
9.5221% Avanse Financial Services Ltd (29/06/2026) - Debt 1.00
8.50% DLF Home Developers Ltd (30/04/2027) - Debt 1.00
8.73% Eris Lifesciences Limited (07/06/2027) - Debt 0.98
8.73% Eris Lifesciences Limited (07/12/2026) - Debt 0.97
8.73% Union Bank of India (15/12/2030) - Debt 0.76
6.78% Indian Railway Finance Corporation Limited (30/04/2030) - Debt 0.72
7.4715% Phillips Carbon Black Ltd (29/01/2029) - Debt 0.69
7.25% Punjab National Bank (14/10/2030) - Debt 0.60
7.17% Tata Capital Housing Finance Limited (21/05/2030) - Debt 0.60
8.34% Highways Infrastructure Trust (18/01/2027) - Debt 0.51
5.83% State Bank of India (26/10/2030) - Debt 0.40
7.35% REC Limited (31/07/2034) - Debt 0.21
9.58% DME Development Limited (16/03/2037) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2036) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2033) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2035) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2034) (FRN) - Debt 0.17
9.58% DME Development Limited (15/03/2031) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2028) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2029) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2032) (FRN) - Debt 0.17
9.58% DME Development Limited (16/03/2030) (FRN) - Debt 0.17
8.40% Godrej Industries Limited (27/08/2027) - Debt 0.08
8.37% REC Limited (07/12/2028) - Debt 0.05
Government of India (14/08/2033) - Debt 7.82
Government of India (07/10/2034) - Debt 7.45
Government of India (08/04/2034) - Debt 5.77
Government of India (15/04/2039) - Debt 2.14
Government of India (24/07/2037) - Debt 1.06
State Government Securities (26/02/2028) - Debt 0.07
Government of India (05/05/2035) - Debt 0.06
State Government Securities (26/12/2028) - Debt 0.05
Government of India (08/01/2028) - Debt 0.02
State Government Securities (18/02/2028) - Debt 0.01
State Government Securities (24/10/2028) - Debt 0.01
Government of India (14/01/2029) - Debt 0.01
Government of India (08/04/2026) - Debt 0.01
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.22
NEXUS SELECT TRUST Realty Real Estate 0.98
EMBASSY OFFICE PARKS REIT Realty Real Estate 0.45
IRB InvIT Fund Transport Infrastructure Real Estate 1.28
INDUS INFRA TRUST Transport Infrastructure Real Estate 0.85
India Grid Trust Power Real Estate 0.53
Clearing Corporation of India Limited - Debt 3.18
Net Receivables / (Payables) - - 2.25
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Ms. Sunaina Da Cunha (), Mr. Mohit Sharma (), Ms. Sunaina Da Cunha (), Mr. Mohit Sharma (),
  • Expense ration regular : 1.58
  • Expense ration direct : 0.85
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹0.01
  • Type : debt
Exit load
In respect of each purchase/switch-in of Units, up to 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subjected to an exit load.

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