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Home Mf Research Aditya Birla Sun Life Medium Term Plan Instl Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Medium Term Plan - INSTL - Growth

Debt Debt Medium Duration
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2019-04-04)
22.14 -0.08%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.58%
Expense Ratio (Direct)
0.85%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2019-03-28 ₹1,000.00 ₹1,003.77
0.38 %
Two Week 2019-03-20 ₹1,000.00 ₹1,005.54
0.55 %
1 Month 2019-03-05 ₹1,000.00 ₹1,012.77
1.28 %
Three Months 2019-01-04 ₹3,000.00 ₹3,027.94
0.93 %
Six Months 2018-10-08 ₹6,000.00 ₹6,073.35
1.22 %
One Year 2018-04-04 ₹12,000.00 ₹12,254.47
2.12 %
Three Year 2016-04-04 ₹36,000.00 ₹39,146.54
8.74 %
Five Year 2014-04-07 ₹60,000.00 ₹71,667.35
19.45 %
Ten Year 2009-04-06 ₹120,000.00 ₹186,983.17
55.82 %
Since Inception 2009-03-25 ₹123,000.00 ₹190,513.34
54.89 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
JSW Steel Limited Steel Equity 2.69
Belstar Microfinance Private Limited Finance Equity 2.68
CreditAccess Grameen Limited Finance Equity 2.68
Hinduja Housing Finance Ltd Finance Equity 2.45
Nexus Select Trust Real Estate Equity 2.15
JM Financial Products Limited Finance Equity 2.13
State Bank of India - Tier II - Basel III Banking Equity 2.08
GIC Housing Finance Limited Finance Equity 1.88
IndInfravit Trust Infrastructure Equity 1.57
Avanse Financial Services Ltd Finance Equity 1.35
Arka Fincap Limited Finance Equity 1.34
DLF Home Developers Ltd Real Estate Equity 1.34
Adani Energy Solutions Limited Energy Equity 1.34
Sk Finance Ltd Finance Equity 1.34
Yes Bank Limited Banking Equity 1.34
Bharti Telecom Limited Telecom Equity 1.33
Eris Lifesciences Limited Pharmaceuticals Equity 1.29
Oxyzo Financial Services Pvt Ltd Finance Equity 1.07
Phillips Carbon Black Ltd Manufacturing Equity 1.07
Summit Digitel Infrastructure Private Limited Telecom Equity 1.05
Union Bank of India - Tier I - Basel III Banking Equity 1.02
Punjab National Bank - Tier II - Basel III Banking Equity 0.80
Highways Infrastructure Trust Infrastructure Equity 0.67
Godrej Industries Limited Conglomerate Equity 0.54
TMF Holdings Limited Finance Equity 0.53
Government of India 14AUG2033 Government Bond Debt 25.73
Government of India 06FEB33 Government Bond Debt 10.88
Government of India 24-Jul-2037 Government Bond Debt 5.43
Government of India 18APR29 Government Bond Debt 1.08
Government of India (MD 08/01/2028) Government Bond Debt 0.02
Government of India (MD 14/01/2029) Government Bond Debt 0.01
Government of India 08APR26 Government Bond Debt 0.01
Piramal Capital & Housing Finance Limited Floating Rate Note Debt 2.56
DME Development Limited Floating Rate Note Debt 1.84
State Bank of India - Tier II - Basel III Corporate Bond Debt 2.08
JSW Steel Limited Corporate Bond Debt 2.69
Belstar Microfinance Private Limited Corporate Bond Debt 2.68
CreditAccess Grameen Limited Corporate Bond Debt 2.68
Hinduja Housing Finance Ltd Corporate Bond Debt 2.45
Nexus Select Trust Corporate Bond Debt 2.15
JM Financial Products Limited Corporate Bond Debt 2.13
GIC Housing Finance Limited Corporate Bond Debt 1.88
IndInfravit Trust Corporate Bond Debt 1.57
Avanse Financial Services Ltd Corporate Bond Debt 1.35
Arka Fincap Limited Corporate Bond Debt 1.34
DLF Home Developers Ltd Corporate Bond Debt 1.34
Adani Energy Solutions Limited Corporate Bond Debt 1.34
Sk Finance Ltd Corporate Bond Debt 1.34
Yes Bank Limited Corporate Bond Debt 1.34
Bharti Telecom Limited Corporate Bond Debt 1.33
Eris Lifesciences Limited Corporate Bond Debt 2.58
Oxyzo Financial Services Pvt Ltd Corporate Bond Debt 1.07
Phillips Carbon Black Ltd Corporate Bond Debt 1.07
Summit Digitel Infrastructure Private Limited Corporate Bond Debt 1.05
Union Bank of India - Tier I - Basel III Corporate Bond Debt 1.02
Punjab National Bank - Tier II - Basel III Corporate Bond Debt 0.80
Highways Infrastructure Trust Infrastructure Bond Debt 0.67
Godrej Industries Limited Corporate Bond Debt 0.54
TMF Holdings Limited Corporate Bond Debt 0.53
REC Limited Corporate Bond Debt 0.06
NTPC Limited Corporate Bond Debt 0.03
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Ms. Sunaina Da Cunha (9.8 years), Mr. Mohit Sharma (3.9 years), Mr. Dhaval Joshi (1.6 years),
  • Expense ration regular : 1.58
  • Expense ration direct : 0.85
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹0.01
  • Type : debt
Exit load
In respect of each purchase/switch-in of Units, up to 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subjected to an exit load.

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