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Aditya Birla Sun Life Medium Term Plan - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
40.18 0.05%
AUM (Fund Size)
N/A
Expense Ratio
1.58%
Exit load
In respect of each purchase/switch-in of Units, up to 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subjected to an exit load.
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.87
0.19 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.28
0.33 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.60
0.66 %
Three Months 2025-04-21 ₹3,000.00 ₹3,039.19
1.31 %
Six Months 2025-01-20 ₹6,000.00 ₹6,205.20
3.42 %
One Year 2024-07-18 ₹12,000.00 ₹12,874.26
7.29 %
Three Year 2022-07-19 ₹36,000.00 ₹42,556.93
18.21 %
Five Year 2020-07-20 ₹60,000.00 ₹82,314.21
37.19 %
Ten Year 2015-07-21 ₹120,000.00 ₹198,639.98
65.53 %
Since Inception 2009-03-25 ₹199,000.00 ₹446,175.81
124.21 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 144%
Others 4%

Sectors Holding in Aditya Birla Sun Life Medium Term Plan - Regular Plan - Growth

Other
148%
Realty
0%
Transport Infrastructure
2%
Power
0%

Companies Holding in Aditya Birla Sun Life Medium Term Plan - Regular Plan - Growth

5.00% GMR Airport Ltd (22/11/2026)
2.06%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
2.05%
7.51% Small Industries Development Bank Of India (12/06/2028)
2.05%
7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035)
2.03%
8.25% JSW Steel Limited (23/12/2027)
2.01%
9.10% CreditAccess Grameen Limited (07/09/2025)
2.00%
8.178445% Adani Airport Holdings Ltd (08/09/2028)
1.87%
8.85% Hinduja Housing Finance Ltd (01/02/2027)
1.86%
7.68% LIC Housing Finance Limited (29/05/2034)
1.86%
8.52% Muthoot Finance Limited (07/04/2028)
1.81%
8.80% JM Financial Products Limited (23/12/2025)
1.60%
6.84% NTPC Limited (09/05/2035)
1.41%
7.49204% IndInfravit Trust (31/03/2040)
1.15%
7.09% REC Limited (30/11/2039)
1.02%
7.8989% Aditya Birla Housing Finance Limited (08/06/2027)
1.01%
9.90% Arka Fincap Limited (13/03/2026)
1.01%
9.5221% Avanse Financial Services Ltd (29/06/2026)
1.00%
8.50% DLF Home Developers Ltd (30/04/2027)
1.00%
8.73% Eris Lifesciences Limited (07/06/2027)
0.98%
8.73% Eris Lifesciences Limited (07/12/2026)
0.97%
8.73% Union Bank Of India (15/12/2030)
0.76%
6.78% Indian Railway Finance Corporation Limited (30/04/2030)
0.72%
7.4715% Phillips Carbon Black Ltd (29/01/2029)
0.69%
7.25% Punjab National Bank (14/10/2030)
0.60%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
0.60%
8.34% Highways Infrastructure Trust (18/01/2027)
0.51%
5.83% State Bank Of India (26/10/2030)
0.40%
7.35% REC Limited (31/07/2034)
0.21%
9.58% DME Development Limited (16/03/2037) (FRN)
0.17%
9.58% DME Development Limited (16/03/2036) (FRN)
0.17%
9.58% DME Development Limited (16/03/2033) (FRN)
0.17%
9.58% DME Development Limited (16/03/2035) (FRN)
0.17%
9.58% DME Development Limited (16/03/2034) (FRN)
0.17%
9.58% DME Development Limited (15/03/2031) (FRN)
0.17%
9.58% DME Development Limited (16/03/2028) (FRN)
0.17%
9.58% DME Development Limited (16/03/2029) (FRN)
0.17%
9.58% DME Development Limited (16/03/2032) (FRN)
0.17%
9.58% DME Development Limited (16/03/2030) (FRN)
0.17%
8.40% Godrej Industries Limited (27/08/2027)
0.08%
8.37% REC Limited (07/12/2028)
0.05%
Government Of India (14/08/2033)
7.82%
Government Of India (07/10/2034)
7.45%
Government Of India (08/04/2034)
5.77%
Government Of India (15/04/2039)
2.14%
Government Of India (24/07/2037)
1.06%
State Government Securities (26/02/2028)
0.07%
Government Of India (05/05/2035)
0.06%
State Government Securities (26/12/2028)
0.05%
Government Of India (08/01/2028)
0.02%
State Government Securities (18/02/2028)
0.01%
State Government Securities (24/10/2028)
0.01%
Government Of India (14/01/2029)
0.01%
Government Of India (08/04/2026)
0.01%
SBI - Corporate Debt Market Development Fund - A2 Units
0.22%
NEXUS SELECT TRUST
0.98%
EMBASSY OFFICE PARKS REIT
0.45%
IRB InvIT Fund
1.28%
INDUS INFRA TRUST
0.85%
India Grid Trust
0.53%
Clearing Corporation Of India Limited
3.18%
Net Receivables / (Payables)
2.25%
9.75% Nuvama Wealth Finance Ltd (16/04/2027)
3.80%
7.43% National Bank For Financing Infrastructure And Dev (16/06/2033)
2.88%
6.94% Power Grid Corporation Of India Limited (15/04/2035)
2.83%
9.40% 360 ONE Prime Ltd (04/03/2027)
2.61%
9.25% Sk Finance Ltd (09/05/2027)
2.58%
8.40% Narayana Hrudayalaya Limited (15/02/2030)
2.44%
8.75% JSW Energy Limited (20/03/2028)
2.41%
9.40% Vedanta Limited (20/02/2027)
2.41%
8.32% Hero Housing Finance Ltd (30/08/2027)
2.41%
8.621175% Security And Intelligence Services (India) Limited (26/03/2028)
2.31%
7.44% Power Finance Corporation Limited (15/01/2030)
2.06%
9.75% Nuvama Wealth Finance Ltd (16/04/2027)
3.80%
7.43% National Bank For Financing Infrastructure And Dev (16/06/2033)
2.88%
6.94% Power Grid Corporation Of India Limited (15/04/2035)
2.83%
9.40% 360 ONE Prime Ltd (04/03/2027)
2.61%
9.25% Sk Finance Ltd (09/05/2027)
2.58%
8.40% Narayana Hrudayalaya Limited (15/02/2030)
2.44%
8.75% JSW Energy Limited (20/03/2028)
2.41%
9.40% Vedanta Limited (20/02/2027)
2.41%
8.32% Hero Housing Finance Ltd (30/08/2027)
2.41%
8.621175% Security And Intelligence Services (India) Limited (26/03/2028)
2.31%
7.44% Power Finance Corporation Limited (15/01/2030)
2.06%
5.00% GMR Airport Ltd (22/11/2026)
2.06%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
2.05%
7.51% Small Industries Development Bank Of India (12/06/2028)
2.05%
7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035)
2.03%
8.25% JSW Steel Limited (23/12/2027)
2.01%
9.10% CreditAccess Grameen Limited (07/09/2025)
2.00%
8.178445% Adani Airport Holdings Ltd (08/09/2028)
1.87%
8.85% Hinduja Housing Finance Ltd (01/02/2027)
1.86%
7.68% LIC Housing Finance Limited (29/05/2034)
1.86%
8.52% Muthoot Finance Limited (07/04/2028)
1.81%
8.80% JM Financial Products Limited (23/12/2025)
1.60%
6.84% NTPC Limited (09/05/2035)
1.41%
7.49204% IndInfravit Trust (31/03/2040)
1.15%
7.09% REC Limited (30/11/2039)
1.02%
7.8989% Aditya Birla Housing Finance Limited (08/06/2027)
1.01%
9.90% Arka Fincap Limited (13/03/2026)
1.01%
9.5221% Avanse Financial Services Ltd (29/06/2026)
1.00%
8.50% DLF Home Developers Ltd (30/04/2027)
1.00%
8.73% Eris Lifesciences Limited (07/06/2027)
0.98%
8.73% Eris Lifesciences Limited (07/12/2026)
0.97%
8.73% Union Bank Of India (15/12/2030)
0.76%
6.78% Indian Railway Finance Corporation Limited (30/04/2030)
0.72%
7.4715% Phillips Carbon Black Ltd (29/01/2029)
0.69%
7.25% Punjab National Bank (14/10/2030)
0.60%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
0.60%
8.34% Highways Infrastructure Trust (18/01/2027)
0.51%
5.83% State Bank Of India (26/10/2030)
0.40%
7.35% REC Limited (31/07/2034)
0.21%
9.58% DME Development Limited (16/03/2037) (FRN)
0.17%
9.58% DME Development Limited (16/03/2036) (FRN)
0.17%
9.58% DME Development Limited (16/03/2033) (FRN)
0.17%
9.58% DME Development Limited (16/03/2035) (FRN)
0.17%
9.58% DME Development Limited (16/03/2034) (FRN)
0.17%
9.58% DME Development Limited (15/03/2031) (FRN)
0.17%
9.58% DME Development Limited (16/03/2028) (FRN)
0.17%
9.58% DME Development Limited (16/03/2029) (FRN)
0.17%
9.58% DME Development Limited (16/03/2032) (FRN)
0.17%
9.58% DME Development Limited (16/03/2030) (FRN)
0.17%
8.40% Godrej Industries Limited (27/08/2027)
0.08%
8.37% REC Limited (07/12/2028)
0.05%
Government Of India (14/08/2033)
7.82%
Government Of India (07/10/2034)
7.45%
Government Of India (08/04/2034)
5.77%
Government Of India (15/04/2039)
2.14%
Government Of India (24/07/2037)
1.06%
State Government Securities (26/02/2028)
0.07%
Government Of India (05/05/2035)
0.06%
State Government Securities (26/12/2028)
0.05%
Government Of India (08/01/2028)
0.02%
State Government Securities (18/02/2028)
0.01%
State Government Securities (24/10/2028)
0.01%
Government Of India (14/01/2029)
0.01%
Government Of India (08/04/2026)
0.01%
SBI - Corporate Debt Market Development Fund - A2 Units
0.22%
NEXUS SELECT TRUST
0.98%
EMBASSY OFFICE PARKS REIT
0.45%
IRB InvIT Fund
1.28%
INDUS INFRA TRUST
0.85%
India Grid Trust
0.53%
Clearing Corporation Of India Limited
3.18%
Net Receivables / (Payables)
2.25%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.58
Expense Ratio Direct
0.85
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Ms. Sunaina Da Cunha
Experience
Mr. Mohit Sharma
Experience
Ms. Sunaina Da Cunha
Experience
Mr. Mohit Sharma
Experience

Exit load

In respect of each purchase/switch-in of Units, up to 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subjected to an exit load.

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