Home Mf Research Aditya Birla Sun Life Short Term Fund Regular Plan Growth

Aditya Birla Sun Life Short Term Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
47.95 0.07%
AUM (Fund Size)
124
Expense Ratio
N/A
Exit load
Nil
Risk
Moderate
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.74
0.17 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.73
0.27 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.42
0.54 %
Three Months 2025-04-21 ₹3,000.00 ₹3,032.43
1.08 %
Six Months 2025-01-20 ₹6,000.00 ₹6,162.10
2.70 %
One Year 2024-07-18 ₹12,000.00 ₹12,608.40
5.07 %
Three Year 2022-07-19 ₹36,000.00 ₹40,827.27
13.41 %
Five Year 2020-07-20 ₹60,000.00 ₹72,024.98
20.04 %
Ten Year 2015-07-21 ₹120,000.00 ₹174,551.50
45.46 %
Since Inception 2003-04-24 ₹271,000.00 ₹700,523.29
158.50 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 55%
Others 2%

Sectors Holding in Aditya Birla Sun Life Short Term Fund - Regular Plan - Growth

Other
57%

Companies Holding in Aditya Birla Sun Life Short Term Fund - Regular Plan - Growth

7.70% National Bank For Agriculture And Rural Development (30/09/2027)
4.73%
6.94% Power Grid Corporation Of India Limited (15/04/2035)
4.68%
7.17% Tata Capital Housing Finance Limited (21/05/2030)
3.82%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)
2.90%
7.68% Small Industries Development Bank Of India (10/08/2027)
2.61%
6.65% Indian Railway Finance Corporation Limited (20/05/2030)
2.45%
6.80% National Housing Bank (02/04/2032)
2.19%
6.64% Power Finance Corporation Limited (15/07/2030)
2.18%
7.54% Small Industries Development Bank Of India (12/01/2026)
2.02%
7.96% Embassy Office Parks REIT (27/09/2027)
2.00%
7.17% Indian Railway Finance Corporation Limited (27/04/2035)
1.95%
7.58% National Bank For Agriculture And Rural Development (31/07/2026)
1.65%
7.47% Small Industries Development Bank Of India (25/11/2025)
1.64%
9.10% Cholamandalam Investment And Finance Company Limited (27/06/2031)
1.62%
7.77% Embassy Office Parks REIT (05/06/2025)
1.58%
6.78% Indian Railway Finance Corporation Limited (30/04/2030)
1.56%
8.75% Bharti Telecom Limited (05/11/2029)
1.53%
9.09% Muthoot Finance Limited (01/06/2029)
1.35%
7.59% Small Industries Development Bank Of India (10/02/2026)
1.15%
7.44% Power Finance Corporation Limited (15/01/2030)
1.12%
9.15% Shriram Finance Ltd (28/06/2029)
1.12%
7.47% Small Industries Development Bank Of India (05/09/2029)
1.12%
7.82% Bajaj Finance Limited (31/01/2034)
1.12%
8.12% Bajaj Finance Limited (10/09/2027)
1.11%
9.51249% JM Financial Credit Solutions Ltd (15/02/2027)
1.10%
7.80% Tata Capital Housing Finance Limited (05/08/2027)
1.10%
7.6937% Nexus Select Trust (28/05/2027)
1.10%
9.25% Shriram Finance Ltd (19/12/2025)
1.09%
7.04% National Bank For Financing Infrastructure And Dev (07/04/2035)
1.04%
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)
0.94%
7.43% National Bank For Financing Infrastructure And Dev (16/06/2033)
0.79%
8.90% Bharti Telecom Limited (04/12/2025)
0.77%
6.59% Summit Digitel Infrastructure Private Limited (16/06/2026)
0.76%
7.49204% IndInfravit Trust (31/03/2040)
0.73%
8.00% Tata Capital Housing Finance Limited (03/11/2027)
0.72%
8.80% JM Financial Products Limited (23/12/2025)
0.71%
7.75% Mindspace Business Parks REIT (30/06/2026)
0.65%
7.42% State Bank Of India (29/08/2039)
0.62%
7.35% National Housing Bank (02/01/2032)
0.56%
7.98% Bajaj Finance Limited (31/07/2029)
0.56%
8.35% SMFG India Home Finance Company Limited (15/01/2027)
0.55%
7.712% Tata Capital Housing Finance Limited (14/01/2028)
0.55%
7.75% Tata Capital Housing Finance Limited (18/05/2027)
0.55%
8.85% Hinduja Housing Finance Ltd (01/02/2027)
0.55%
7.55% REC Limited (31/10/2026)
0.55%
7.51% REC Limited (31/07/2026)
0.55%
8.02% Mindspace Business Parks REIT (13/04/2026)
0.55%
7.43% Small Industries Development Bank Of India (31/08/2026)
0.55%
8.30% Tata Capital Limited (13/03/2026)
0.55%
8.75% JSW Energy Limited (20/03/2028)
0.55%
8.80% JM Financial Credit Solutions Ltd (19/12/2025)
0.55%
5.85% REC Limited (20/12/2025)
0.54%
7.44% REC Limited (30/04/2026)
0.44%
7.64% REC Limited (30/04/2027)
0.44%
6.73% Indian Railway Finance Corporation Limited (06/07/2035)
0.43%
7.89% Bajaj Housing Finance Limited (14/07/2034)
0.40%
8.40% Narayana Hrudayalaya Limited (15/02/2030)
0.39%
8.07% SMFG India Home Finance Company Limited (10/09/2027)
0.39%
7.29% National Housing Bank (04/07/2031)
0.28%
7.49% Small Industries Development Bank Of India (11/06/2029)
0.28%
7.12% Export Import Bank Of India (27/06/2030)
0.28%
7.34% Small Industries Development Bank Of India (26/02/2029)
0.28%
7.68% Small Industries Development Bank Of India (09/07/2027)
0.28%
7.44% National Bank For Agriculture And Rural Development (24/02/2028)
0.28%
8.10% Tata Capital Housing Finance Limited (19/02/2027)
0.28%
7.44% Small Industries Development Bank Of India (04/09/2026)
0.27%
6.87% REC Limited (31/05/2030)
0.27%
8.75% Shriram Finance Ltd (15/06/2026)
0.27%
7.86% Nexus Select Trust (16/06/2026)
0.27%
8.50% DLF Home Developers Ltd (30/04/2027)
0.27%
8.43% Muthoot Finance Limited (31/07/2026)
0.27%
8.60% Muthoot Finance Limited (25/08/2025)
0.27%
6.52% REC Limited (31/01/2028)
0.27%
8.0736% HDB Financial Services Limited (17/04/2026)
0.25%
9.58% DME Development Limited (16/03/2037) (FRN)
0.18%
9.58% DME Development Limited (16/03/2036) (FRN)
0.18%
9.58% DME Development Limited (16/03/2033) (FRN)
0.18%
9.58% DME Development Limited (16/03/2035) (FRN)
0.18%
9.58% DME Development Limited (16/03/2034) (FRN)
0.18%
9.58% DME Development Limited (15/03/2031) (FRN)
0.18%
9.58% DME Development Limited (16/03/2028) (FRN)
0.18%
9.58% DME Development Limited (16/03/2029) (FRN)
0.18%
9.58% DME Development Limited (16/03/2032) (FRN)
0.18%
9.58% DME Development Limited (16/03/2030) (FRN)
0.18%
7.25% Indian Railway Finance Corporation Limited (17/01/2035)
0.17%
7.8989% Aditya Birla Housing Finance Limited (08/06/2027)
0.17%
7.64% REC Limited (30/06/2026)
0.16%
6.90% Housing & Urban Development Corporation Limited (23/04/2032)
0.16%
6.84% NTPC Limited (09/05/2035)
0.16%
7.2503% Cube Highways Trust (25/04/2028)
0.11%
7.25% Punjab National Bank (14/10/2030)
0.11%
7.75% Indian Railway Finance Corporation Limited (15/04/2033)
0.06%
7.35% NTPC Limited (17/04/2026)
0.05%
7.60% REC Limited (28/02/2026)
0.05%
7.75% Small Industries Development Bank Of India (27/10/2025)
0.05%
7.90% Bajaj Finance Limited (17/11/2025)
0.05%
India Universal Trust Al2 (21/11/2030)
0.95%
First Business Receivables Trust (01/07/2025)
0.81%
Government Of India (14/08/2033)
3.40%
Government Of India (08/04/2034)
2.68%
Government Of India (17/04/2030)
1.66%
Government Of India (07/10/2034)
0.51%
Government Of India (08/01/2028)
0.43%
State Government Securities (25/09/2025)
0.27%
State Government Securities (02/06/2025)
0.05%
State Government Securities (29/03/2027)
0.03%
State Government Securities (25/04/2028)
0.03%
Government Of India (10/04/2028)
0.03%
State Government Securities (09/03/2026)
0.01%
State Government Securities (27/03/2038)
0.01%
State Government Securities (15/03/2027)
0.01%
Indian Bank (16/06/2025)
1.08%
Sharekhan Ltd (07/08/2025)
0.54%
0% GOI - 22AUG26 STRIPS
0.26%
0% GOI - 22FEB26 STRIPS
0.24%
0% GOI - 12JUN25 STRIPS
0.11%
0% GOI - 12JUN26 STRIPS SR-0626
0.10%
0% GOI - 19DEC26 STRIPS SR-1226
0.10%
0% GOI - 12DEC26 STRIPS SR-1226
0.10%
0% GOI - 15DEC28 STRIPS
0.09%
0% GOI - 22OCT29 STRIPS
0.04%
SBI - Corporate Debt Market Development Fund - A2 Units
0.26%
Clearing Corporation Of India Limited
4.36%
Net Receivables / (Payables)
2.86%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Kaustubh Gupta
Experience
Mr. Mohit Sharma
Experience

Exit load

Nil

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