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Home Mf Research Aditya Birla Sun Life Short Term Fund Regular Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
47.65 -0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.01%
Expense Ratio (Direct)
0.38%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.23
0.12 %
Two Week 2025-06-05 ₹1,000.00 ₹999.18
-0.08 %
One Month 2025-05-21 ₹1,000.00 ₹1,001.79
0.18 %
Three Months 2025-03-24 ₹3,000.00 ₹3,040.71
1.36 %
Six Months 2024-12-23 ₹6,000.00 ₹6,168.30
2.80 %
One Year 2024-06-20 ₹12,000.00 ₹12,611.86
5.10 %
Three Year 2022-06-21 ₹36,000.00 ₹40,807.89
13.36 %
Five Year 2020-06-22 ₹60,000.00 ₹71,940.16
19.90 %
Ten Year 2015-06-23 ₹120,000.00 ₹174,423.75
45.35 %
Since Inception 2003-04-24 ₹270,000.00 ₹695,183.26
157.48 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.70% National Bank For Agriculture and Rural Development (30/09/2027) - Debt 4.73
6.94% Power Grid Corporation of India Limited (15/04/2035) - Debt 4.68
7.17% Tata Capital Housing Finance Limited (21/05/2030) - Debt 3.82
7.48% National Bank For Agriculture and Rural Development (15/09/2028) - Debt 2.90
7.68% Small Industries Development Bank of India (10/08/2027) - Debt 2.61
6.65% Indian Railway Finance Corporation Limited (20/05/2030) - Debt 2.45
6.80% National Housing Bank (02/04/2032) - Debt 2.19
6.64% Power Finance Corporation Limited (15/07/2030) - Debt 2.18
7.54% Small Industries Development Bank of India (12/01/2026) - Debt 2.02
7.96% Embassy Office Parks REIT (27/09/2027) - Debt 2.00
7.17% Indian Railway Finance Corporation Limited (27/04/2035) - Debt 1.95
7.58% National Bank For Agriculture and Rural Development (31/07/2026) - Debt 1.65
7.47% Small Industries Development Bank of India (25/11/2025) - Debt 1.64
9.10% Cholamandalam Investment and Finance Company Limited (27/06/2031) - Debt 1.62
7.77% Embassy Office Parks REIT (05/06/2025) - Debt 1.58
6.78% Indian Railway Finance Corporation Limited (30/04/2030) - Debt 1.56
8.75% Bharti Telecom Limited (05/11/2029) - Debt 1.53
9.09% Muthoot Finance Limited (01/06/2029) - Debt 1.35
7.59% Small Industries Development Bank of India (10/02/2026) - Debt 1.15
7.44% Power Finance Corporation Limited (15/01/2030) - Debt 1.12
9.15% Shriram Finance Ltd (28/06/2029) - Debt 1.12
7.47% Small Industries Development Bank of India (05/09/2029) - Debt 1.12
7.82% Bajaj Finance Limited (31/01/2034) - Debt 1.12
8.12% Bajaj Finance Limited (10/09/2027) - Debt 1.11
9.51249% JM Financial Credit Solutions Ltd (15/02/2027) - Debt 1.10
7.80% Tata Capital Housing Finance Limited (05/08/2027) - Debt 1.10
7.6937% Nexus Select Trust (28/05/2027) - Debt 1.10
9.25% Shriram Finance Ltd (19/12/2025) - Debt 1.09
7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) - Debt 1.04
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) - Debt 0.94
7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) - Debt 0.79
8.90% Bharti Telecom Limited (04/12/2025) - Debt 0.77
6.59% Summit Digitel Infrastructure Private Limited (16/06/2026) - Debt 0.76
7.49204% IndInfravit Trust (31/03/2040) - Debt 0.73
8.00% Tata Capital Housing Finance Limited (03/11/2027) - Debt 0.72
8.80% JM Financial Products Limited (23/12/2025) - Debt 0.71
7.75% Mindspace Business Parks REIT (30/06/2026) - Debt 0.65
7.42% State Bank of India (29/08/2039) - Debt 0.62
7.35% National Housing Bank (02/01/2032) - Debt 0.56
7.98% Bajaj Finance Limited (31/07/2029) - Debt 0.56
8.35% SMFG India Home Finance Company Limited (15/01/2027) - Debt 0.55
7.712% Tata Capital Housing Finance Limited (14/01/2028) - Debt 0.55
7.75% Tata Capital Housing Finance Limited (18/05/2027) - Debt 0.55
8.85% Hinduja Housing Finance Ltd (01/02/2027) - Debt 0.55
7.55% REC Limited (31/10/2026) - Debt 0.55
7.51% REC Limited (31/07/2026) - Debt 0.55
8.02% Mindspace Business Parks REIT (13/04/2026) - Debt 0.55
7.43% Small Industries Development Bank of India (31/08/2026) - Debt 0.55
8.30% Tata Capital Limited (13/03/2026) - Debt 0.55
8.75% JSW Energy Limited (20/03/2028) - Debt 0.55
8.80% JM Financial Credit Solutions Ltd (19/12/2025) - Debt 0.55
5.85% REC Limited (20/12/2025) - Debt 0.54
7.44% REC Limited (30/04/2026) - Debt 0.44
7.64% REC Limited (30/04/2027) - Debt 0.44
6.73% Indian Railway Finance Corporation Limited (06/07/2035) - Debt 0.43
7.89% Bajaj Housing Finance Limited (14/07/2034) - Debt 0.40
8.40% Narayana Hrudayalaya Limited (15/02/2030) - Debt 0.39
8.07% SMFG India Home Finance Company Limited (10/09/2027) - Debt 0.39
7.29% National Housing Bank (04/07/2031) - Debt 0.28
7.49% Small Industries Development Bank of India (11/06/2029) - Debt 0.28
7.12% Export Import Bank of India (27/06/2030) - Debt 0.28
7.34% Small Industries Development Bank of India (26/02/2029) - Debt 0.28
7.68% Small Industries Development Bank of India (09/07/2027) - Debt 0.28
7.44% National Bank For Agriculture and Rural Development (24/02/2028) - Debt 0.28
8.10% Tata Capital Housing Finance Limited (19/02/2027) - Debt 0.28
7.44% Small Industries Development Bank of India (04/09/2026) - Debt 0.27
6.87% REC Limited (31/05/2030) - Debt 0.27
8.75% Shriram Finance Ltd (15/06/2026) - Debt 0.27
7.86% Nexus Select Trust (16/06/2026) - Debt 0.27
8.50% DLF Home Developers Ltd (30/04/2027) - Debt 0.27
8.43% Muthoot Finance Limited (31/07/2026) - Debt 0.27
8.60% Muthoot Finance Limited (25/08/2025) - Debt 0.27
6.52% REC Limited (31/01/2028) - Debt 0.27
8.0736% HDB Financial Services Limited (17/04/2026) - Debt 0.25
9.58% DME Development Limited (16/03/2037) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2036) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2033) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2035) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2034) (FRN) - Debt 0.18
9.58% DME Development Limited (15/03/2031) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2028) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2029) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2032) (FRN) - Debt 0.18
9.58% DME Development Limited (16/03/2030) (FRN) - Debt 0.18
7.25% Indian Railway Finance Corporation Limited (17/01/2035) - Debt 0.17
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 0.17
7.64% REC Limited (30/06/2026) - Debt 0.16
6.90% Housing & Urban Development Corporation Limited (23/04/2032) - Debt 0.16
6.84% NTPC Limited (09/05/2035) - Debt 0.16
7.2503% Cube Highways Trust (25/04/2028) - Debt 0.11
7.25% Punjab National Bank (14/10/2030) - Debt 0.11
7.75% Indian Railway Finance Corporation Limited (15/04/2033) - Debt 0.06
7.35% NTPC Limited (17/04/2026) - Debt 0.05
7.60% REC Limited (28/02/2026) - Debt 0.05
7.75% Small Industries Development Bank of India (27/10/2025) - Debt 0.05
7.90% Bajaj Finance Limited (17/11/2025) - Debt 0.05
India Universal Trust Al2 (21/11/2030) - Debt 0.95
First Business Receivables Trust (01/07/2025) - Debt 0.81
Government of India (14/08/2033) - Debt 3.40
Government of India (08/04/2034) - Debt 2.68
Government of India (17/04/2030) - Debt 1.66
Government of India (07/10/2034) - Debt 0.51
Government of India (08/01/2028) - Debt 0.43
State Government Securities (25/09/2025) - Debt 0.27
State Government Securities (02/06/2025) - Debt 0.05
State Government Securities (29/03/2027) - Debt 0.03
State Government Securities (25/04/2028) - Debt 0.03
Government of India (10/04/2028) - Debt 0.03
State Government Securities (09/03/2026) - Debt 0.01
State Government Securities (27/03/2038) - Debt 0.01
State Government Securities (15/03/2027) - Debt 0.01
Indian Bank (16/06/2025) - Debt 1.08
Sharekhan Ltd (07/08/2025) - Debt 0.54
0% GOI - 22AUG26 STRIPS - Debt 0.26
0% GOI - 22FEB26 STRIPS - Debt 0.24
0% GOI - 12JUN25 STRIPS - Debt 0.11
0% GOI - 12JUN26 STRIPS SR-0626 - Debt 0.10
0% GOI - 19DEC26 STRIPS SR-1226 - Debt 0.10
0% GOI - 12DEC26 STRIPS SR-1226 - Debt 0.10
0% GOI - 15DEC28 STRIPS - Debt 0.09
0% GOI - 22OCT29 STRIPS - Debt 0.04
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.26
Clearing Corporation of India Limited - Debt 4.36
Net Receivables / (Payables) - - 2.86
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
3.82
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (), Mr. Mohit Sharma (),
  • Expense ration regular : 1.01
  • Expense ration direct : 0.38
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹0.01
  • Type : debt
Exit load
Nil

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