Home Mf Research Axis Banking Psu Debt Fund Regular Plan Growth

Axis Banking & PSU Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
2,654.62 0.05%
AUM (Fund Size)
136
Expense Ratio
0.63%
Exit load
Nil
Risk
Moderate
AMC
AXIS MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.17
0.12 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.56
0.26 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.53
0.45 %
Three Months 2025-04-21 ₹3,000.00 ₹3,030.06
1.00 %
Six Months 2025-01-20 ₹6,000.00 ₹6,158.35
2.64 %
One Year 2024-07-18 ₹12,000.00 ₹12,599.33
4.99 %
Three Year 2022-07-18 ₹36,000.00 ₹40,662.39
12.95 %
Five Year 2020-07-20 ₹60,000.00 ₹71,369.69
18.95 %
Ten Year 2015-07-20 ₹120,000.00 ₹173,133.71
44.28 %
Since Inception 2012-06-08 ₹160,000.00 ₹263,728.53
64.83 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 54%
Others 1%

Sectors Holding in Axis Banking & PSU Debt Fund - Regular Plan - Growth

Other
55%

Companies Holding in Axis Banking & PSU Debt Fund - Regular Plan - Growth

Interest Rate Swaps Pay Fix Receive Floating -ICICI BANK (11/03/2027) (FV 10000 Lacs)
-0.01%
7.18% Government Of India (14/08/2033)
9.66%
7.1% Export Import Bank Of India (18/03/2026)
6.49%
7.42% Power Finance Corporation Limited (15/04/2028)
4.36%
7.4% Indian Railway Finance Corporation Limited (18/04/2026)
4.04%
7.40 % National Bank For Agriculture And Rural Development (29/04/2030)
3.32%
6.65% Indian Railway Finance Corporation Limited (20/05/2030)
2.98%
7.1% Government Of India (08/04/2034)
2.97%
7.12% Export Import Bank Of India (27/06/2030)
2.47%
7.59% REC Limited (31/05/2027)
2.46%
7.39% Small Industries Dev Bank Of India (21/03/2030)
2.29%
7.47% Small Industries Dev Bank Of India (05/09/2029)
1.97%
7.44% National Bank For Agriculture And Rural Development (24/02/2028)
1.89%
6.18% Indian Bank (13/01/2031)
1.59%
7.48% National Bank For Agriculture And Rural Development (15/09/2028)
1.52%
7.42% Small Industries Dev Bank Of India (12/03/2029)
1.52%
7.23% Indian Railway Finance Corporation Limited (15/10/2026)
1.48%
7.58% REC Limited (31/05/2029)
1.34%
6.80% National Housing Bank (02/04/2032)
1.31%
7.54% Small Industries Dev Bank Of India (12/01/2026)
1.23%
HDB Financial Services Limited (13/01/2026) (ZCB)
1.17%
7.34% Small Industries Dev Bank Of India (26/02/2029)
1.14%
7.55% Power Finance Corporation Limited (15/04/2027)
1.13%
5.78% HDFC Bank Limited (25/11/2025)
1.13%
7.29% National Housing Bank (04/07/2031)
0.96%
7.51% Small Industries Dev Bank Of India (12/06/2028)
0.95%
7.59% National Housing Bank (14/07/2027)
0.95%
7.8% Tata Capital Housing Finance Limited (05/08/2027)
0.90%
7.35% National Housing Bank (02/01/2032)
0.77%
7.70% National Bank For Agriculture And Rural Development (30/09/2027)
0.77%
7.62% National Bank For Agriculture And Rural Development (10/05/2029)
0.77%
8.18% Mahindra & Mahindra Financial Services Limited (31/05/2029)
0.76%
7.79% Small Industries Dev Bank Of India (14/05/2027)
0.76%
7.5519% HDB Financial Services Limited (04/04/2029)
0.75%
7.68% Power Finance Corporation Limited (15/07/2030)
0.74%
7.64% National Bank For Agriculture And Rural Development (06/12/2029)
0.65%
7.40% Power Finance Corporation Limited (15/01/2030)
0.57%
7.34% REC Limited (30/04/2030)
0.57%
7.59% Small Industries Dev Bank Of India (10/02/2026)
0.57%
7.64% REC Limited (30/04/2027)
0.57%
7.6937% Nexus Select Trust - REIT (28/05/2027)
0.56%
7.51% REC Limited (31/07/2026)
0.56%
7.123% Tata Capital Housing Finance Limited (21/07/2027)
0.56%
7.59% National Housing Bank (08/09/2027)
0.53%
7.7951% Bajaj Finance Limited (10/12/2027)
0.45%
7.26% Government Of India (06/02/2033)
0.43%
6.79% Government Of India (07/10/2034)
0.42%
7.56% REC Limited (31/08/2027)
0.42%
7.66% Power Finance Corporation Limited (15/04/2033)
0.39%
7.64% Power Finance Corporation Limited (22/02/2033)
0.39%
7.65% HDFC Bank Limited (25/05/2033)
0.38%
7.49% Small Industries Dev Bank Of India (11/06/2029)
0.38%
7.45% Export Import Bank Of India (12/04/2028)
0.38%
7.35% Export Import Bank Of India (27/07/2028)
0.38%
8% Tata Capital Housing Finance Limited (03/11/2027)
0.38%
7.71% REC Limited (26/02/2027)
0.38%
8.135% Kotak Mahindra Prime Limited (10/02/2027)
0.38%
7.27% Indian Railway Finance Corporation Limited (15/06/2027)
0.38%
7.50% National Bank For Agriculture And Rural Development (31/08/2026)
0.37%
7.27% Tata Capital Housing Finance Limited (25/04/2028)
0.37%
6.43% HDFC Bank Limited (29/09/2025)
0.37%
7.75% Power Finance Corporation Limited (11/06/2030)
0.35%
7.68% National Bank For Agriculture And Rural Development (30/04/2029)
0.35%
7.4% National Housing Bank (16/07/2026)
0.34%
7.85% Bajaj Housing Finance Limited (01/09/2028)
0.30%
7.53% National Bank For Agriculture And Rural Development (24/03/2028)
0.27%
7.08% Karnataka State Development Loans (12/08/2031)
0.23%
8.3439% HDB Financial Services Limited (05/07/2027)
0.23%
7.71% HDFC Bank Limited (20/12/2033)
0.19%
7.6% Power Finance Corporation Limited (13/04/2029)
0.19%
7.88% IndiGRID Infrastructure Trust (30/04/2029)
0.19%
7.48% Small Industries Dev Bank Of India (24/05/2029)
0.19%
7.70% REC Limited (10/12/2027)
0.19%
7.25% Nuclear Power Corporation Of India Limited (15/12/2027)
0.19%
8.18% Haryana Uday Bond (15/06/2026)
0.19%
7.7165% Nexus Select Trust - REIT (14/06/2028)
0.19%
8.3324% HDB Financial Services Limited (10/05/2027)
0.19%
6.92% Indian Railway Finance Corporation Limited (29/08/2031)
0.19%
7.70% Power Finance Corporation Limited (15/09/2026)
0.19%
7.55% Bajaj Finance Limited (03/04/2035)
0.19%
7.64% REC Limited (30/06/2026)
0.19%
7.44% REC Limited (30/04/2026)
0.19%
6.5% Power Finance Corporation Limited (17/09/2025)
0.19%
8.1% Bajaj Housing Finance Limited (08/07/2027)
0.15%
8.40% Nuclear Power Corporation Of India Limited (28/11/2025)
0.12%
7.9% Sundaram Home Finance Limited (24/09/2027)
0.11%
8.18% Export Import Bank Of India (07/12/2025)
0.11%
6.79% Government Of India (30/12/2031)
0.09%
7.39% Maharashtra State Development Loans (03/07/2030)
0.08%
6.95% Rajasthan State Development Loans (10/02/2031)
0.08%
7.86% Tata Capital Housing Finance Limited (21/09/2029)
0.08%
7.79% Small Industries Dev Bank Of India (19/04/2027)
0.08%
7.9265% LIC Housing Finance Limited (14/07/2027)
0.08%
7.44% Power Finance Corporation Limited (11/06/2027)
0.08%
8.32% HDFC Bank Limited (04/05/2026)
0.08%
7.59% Government Of India (11/01/2026)
0.08%
7.10% Power Finance Corporation Limited (11/01/2027)
0.07%
7.9% Kotak Mahindra Prime Limited (13/01/2026)
0.07%
7.55% Tata Capital Housing Finance Limited (05/08/2025)
0.07%
8.05% NTPC Limited (05/05/2026)
0.06%
7.57% National Bank For Agriculture And Rural Development (19/03/2026)
0.04%
8.53% Tamil Nadu State Development Loans (09/03/2026)
0.04%
8.04% Chattisgarh State Development Loans (20/03/2026)
0.04%
8.22% Tamil Nadu State Development Loans (09/12/2025)
0.04%
8.255% Kotak Mahindra Prime Limited (22/06/2026)
0.04%
8.30% Axis Finance Limited (26/12/2025)
0.04%
5.74% Government Of India (15/11/2026)
0.04%
5.81% REC Limited (31/12/2025)
0.04%
5.79% Government Of India (11/05/2030)
0.04%
7.37% Power Finance Corporation Limited (22/05/2026)
0.03%
6.92% Government Of India (18/11/2039)
0.03%
7.9% Bajaj Finance Limited (17/11/2025)
0.03%
5.63% Government Of India (12/04/2026)
0.03%
8.1432% LIC Housing Finance Limited (25/03/2026)
0.02%
7.15% Small Industries Dev Bank Of India (02/06/2025)
0.02%
8.72% Tamilnadu State Development Loans (19/09/2026)
0.01%
7.08% Andhra Pradesh State Development Loans (26/03/2037)
0.01%
7.13% Power Finance Corporation Limited (15/07/2026)
0.01%
8.25% Mahindra & Mahindra Financial Services Limited (25/03/2027)
0.01%
7.58% Bharat Petroleum Corporation Limited (17/03/2026)
0.01%
Kotak Mahindra Investments Limited (29/01/2026) (ZCB)
0.01%
Punjab National Bank (25/03/2026)
1.06%
Export Import Bank Of India (20/03/2026)
0.88%
Punjab National Bank (05/12/2025)
0.72%
Kotak Mahindra Bank Limited (18/02/2026)
0.71%
Canara Bank (12/03/2026)
0.71%
Canara Bank (18/03/2026)
0.71%
Kotak Mahindra Bank Limited (19/03/2026)
0.71%
Union Bank Of India (05/12/2025)
0.54%
Union Bank Of India (04/06/2025)
0.37%
Canara Bank (03/09/2025)
0.18%
HDFC Bank Limited (04/12/2025)
0.18%
HDB Financial Services Limited (04/03/2026)
1.06%
SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2
0.29%
Clearing Corporation Of India Ltd
3.34%
Net Receivables / (Payables)
1.29%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.63
Expense Ratio Direct
0.35
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Aditya Pagaria
16 years Experience
Mr. Hardik Shah
15 years Experience
Aditya Pagaria
Experience
Hardik Shah
Experience

Exit load

Nil

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