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Home Mf Research Axis Banking Psu Debt Fund Regular Plan Growth
AXIS MUTUAL FUND

Axis Banking & PSU Debt Fund - Regular Plan - Growth

Debt Debt Banking Psu
Fund House : AXIS MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-17)
2,642.65 0.09%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-10 ₹1,000.00 ₹999.43
-0.06 %
Two Week 2025-06-02 ₹1,000.00 ₹1,000.51
0.05 %
One Month 2025-05-19 ₹1,000.00 ₹1,004.84
0.48 %
Three Months 2025-03-19 ₹3,000.00 ₹3,050.51
1.68 %
Six Months 2024-12-19 ₹6,000.00 ₹6,184.27
3.07 %
One Year 2024-06-18 ₹12,000.00 ₹12,632.31
5.27 %
Three Year 2022-06-20 ₹36,000.00 ₹40,699.39
13.05 %
Five Year 2020-06-18 ₹60,000.00 ₹71,401.34
19.00 %
Ten Year 2015-06-22 ₹120,000.00 ₹173,269.90
44.39 %
Since Inception 2012-06-08 ₹159,000.00 ₹261,540.20
64.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Interest Rate Swaps Pay Fix Receive Floating -ICICI BANK (11/03/2027) (FV 10000 Lacs) - Debt -0.01
7.18% Government of India (14/08/2033) - Debt 9.66
7.1% Export Import Bank of India (18/03/2026) - Debt 6.49
7.42% Power Finance Corporation Limited (15/04/2028) - Debt 4.36
7.4% Indian Railway Finance Corporation Limited (18/04/2026) - Debt 4.04
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) - Debt 3.32
6.65% Indian Railway Finance Corporation Limited (20/05/2030) - Debt 2.98
7.1% Government of India (08/04/2034) - Debt 2.97
7.12% Export Import Bank of India (27/06/2030) - Debt 2.47
7.59% REC Limited (31/05/2027) - Debt 2.46
7.39% Small Industries Dev Bank of India (21/03/2030) - Debt 2.29
7.47% Small Industries Dev Bank of India (05/09/2029) - Debt 1.97
7.44% National Bank For Agriculture and Rural Development (24/02/2028) - Debt 1.89
6.18% Indian Bank (13/01/2031) - Debt 1.59
7.48% National Bank For Agriculture and Rural Development (15/09/2028) - Debt 1.52
7.42% Small Industries Dev Bank of India (12/03/2029) - Debt 1.52
7.23% Indian Railway Finance Corporation Limited (15/10/2026) - Debt 1.48
7.58% REC Limited (31/05/2029) - Debt 1.34
6.80% National Housing Bank (02/04/2032) - Debt 1.31
7.54% Small Industries Dev Bank of India (12/01/2026) - Debt 1.23
HDB Financial Services Limited (13/01/2026) (ZCB) - Debt 1.17
7.34% Small Industries Dev Bank of India (26/02/2029) - Debt 1.14
7.55% Power Finance Corporation Limited (15/04/2027) - Debt 1.13
5.78% HDFC Bank Limited (25/11/2025) - Debt 1.13
7.29% National Housing Bank (04/07/2031) - Debt 0.96
7.51% Small Industries Dev Bank of India (12/06/2028) - Debt 0.95
7.59% National Housing Bank (14/07/2027) - Debt 0.95
7.8% Tata Capital Housing Finance Limited (05/08/2027) - Debt 0.90
7.35% National Housing Bank (02/01/2032) - Debt 0.77
7.70% National Bank For Agriculture and Rural Development (30/09/2027) - Debt 0.77
7.62% National Bank For Agriculture and Rural Development (10/05/2029) - Debt 0.77
8.18% Mahindra & Mahindra Financial Services Limited (31/05/2029) - Debt 0.76
7.79% Small Industries Dev Bank of India (14/05/2027) - Debt 0.76
7.5519% HDB Financial Services Limited (04/04/2029) - Debt 0.75
7.68% Power Finance Corporation Limited (15/07/2030) - Debt 0.74
7.64% National Bank For Agriculture and Rural Development (06/12/2029) - Debt 0.65
7.40% Power Finance Corporation Limited (15/01/2030) - Debt 0.57
7.34% REC Limited (30/04/2030) - Debt 0.57
7.59% Small Industries Dev Bank of India (10/02/2026) - Debt 0.57
7.64% REC Limited (30/04/2027) - Debt 0.57
7.6937% Nexus Select Trust - REIT (28/05/2027) - Debt 0.56
7.51% REC Limited (31/07/2026) - Debt 0.56
7.123% Tata Capital Housing Finance Limited (21/07/2027) - Debt 0.56
7.59% National Housing Bank (08/09/2027) - Debt 0.53
7.7951% Bajaj Finance Limited (10/12/2027) - Debt 0.45
7.26% Government of India (06/02/2033) - Debt 0.43
6.79% Government of India (07/10/2034) - Debt 0.42
7.56% REC Limited (31/08/2027) - Debt 0.42
7.66% Power Finance Corporation Limited (15/04/2033) - Debt 0.39
7.64% Power Finance Corporation Limited (22/02/2033) - Debt 0.39
7.65% HDFC Bank Limited (25/05/2033) - Debt 0.38
7.49% Small Industries Dev Bank of India (11/06/2029) - Debt 0.38
7.45% Export Import Bank of India (12/04/2028) - Debt 0.38
7.35% Export Import Bank of India (27/07/2028) - Debt 0.38
8% Tata Capital Housing Finance Limited (03/11/2027) - Debt 0.38
7.71% REC Limited (26/02/2027) - Debt 0.38
8.135% Kotak Mahindra Prime Limited (10/02/2027) - Debt 0.38
7.27% Indian Railway Finance Corporation Limited (15/06/2027) - Debt 0.38
7.50% National Bank For Agriculture and Rural Development (31/08/2026) - Debt 0.37
7.27% Tata Capital Housing Finance Limited (25/04/2028) - Debt 0.37
6.43% HDFC Bank Limited (29/09/2025) - Debt 0.37
7.75% Power Finance Corporation Limited (11/06/2030) - Debt 0.35
7.68% National Bank For Agriculture and Rural Development (30/04/2029) - Debt 0.35
7.4% National Housing Bank (16/07/2026) - Debt 0.34
7.85% Bajaj Housing Finance Limited (01/09/2028) - Debt 0.30
7.53% National Bank For Agriculture and Rural Development (24/03/2028) - Debt 0.27
7.08% Karnataka State Development Loans (12/08/2031) - Debt 0.23
8.3439% HDB Financial Services Limited (05/07/2027) - Debt 0.23
7.71% HDFC Bank Limited (20/12/2033) - Debt 0.19
7.6% Power Finance Corporation Limited (13/04/2029) - Debt 0.19
7.88% IndiGRID Infrastructure Trust (30/04/2029) - Debt 0.19
7.48% Small Industries Dev Bank of India (24/05/2029) - Debt 0.19
7.70% REC Limited (10/12/2027) - Debt 0.19
7.25% Nuclear Power Corporation Of India Limited (15/12/2027) - Debt 0.19
8.18% Haryana Uday Bond (15/06/2026) - Debt 0.19
7.7165% Nexus Select Trust - REIT (14/06/2028) - Debt 0.19
8.3324% HDB Financial Services Limited (10/05/2027) - Debt 0.19
6.92% Indian Railway Finance Corporation Limited (29/08/2031) - Debt 0.19
7.70% Power Finance Corporation Limited (15/09/2026) - Debt 0.19
7.55% Bajaj Finance Limited (03/04/2035) - Debt 0.19
7.64% REC Limited (30/06/2026) - Debt 0.19
7.44% REC Limited (30/04/2026) - Debt 0.19
6.5% Power Finance Corporation Limited (17/09/2025) - Debt 0.19
8.1% Bajaj Housing Finance Limited (08/07/2027) - Debt 0.15
8.40% Nuclear Power Corporation Of India Limited (28/11/2025) - Debt 0.12
7.9% Sundaram Home Finance Limited (24/09/2027) - Debt 0.11
8.18% Export Import Bank of India (07/12/2025) - Debt 0.11
6.79% Government of India (30/12/2031) - Debt 0.09
7.39% Maharashtra State Development Loans (03/07/2030) - Debt 0.08
6.95% Rajasthan State Development Loans (10/02/2031) - Debt 0.08
7.86% Tata Capital Housing Finance Limited (21/09/2029) - Debt 0.08
7.79% Small Industries Dev Bank of India (19/04/2027) - Debt 0.08
7.9265% LIC Housing Finance Limited (14/07/2027) - Debt 0.08
7.44% Power Finance Corporation Limited (11/06/2027) - Debt 0.08
8.32% HDFC Bank Limited (04/05/2026) - Debt 0.08
7.59% Government of India (11/01/2026) - Debt 0.08
7.10% Power Finance Corporation Limited (11/01/2027) - Debt 0.07
7.9% Kotak Mahindra Prime Limited (13/01/2026) - Debt 0.07
7.55% Tata Capital Housing Finance Limited (05/08/2025) - Debt 0.07
8.05% NTPC Limited (05/05/2026) - Debt 0.06
7.57% National Bank For Agriculture and Rural Development (19/03/2026) - Debt 0.04
8.53% Tamil Nadu State Development Loans (09/03/2026) - Debt 0.04
8.04% Chattisgarh State Development Loans (20/03/2026) - Debt 0.04
8.22% Tamil Nadu State Development Loans (09/12/2025) - Debt 0.04
8.255% Kotak Mahindra Prime Limited (22/06/2026) - Debt 0.04
8.30% Axis Finance Limited (26/12/2025) - Debt 0.04
5.74% Government of India (15/11/2026) - Debt 0.04
5.81% REC Limited (31/12/2025) - Debt 0.04
5.79% Government of India (11/05/2030) - Debt 0.04
7.37% Power Finance Corporation Limited (22/05/2026) - Debt 0.03
6.92% Government of India (18/11/2039) - Debt 0.03
7.9% Bajaj Finance Limited (17/11/2025) - Debt 0.03
5.63% Government of India (12/04/2026) - Debt 0.03
8.1432% LIC Housing Finance Limited (25/03/2026) - Debt 0.02
7.15% Small Industries Dev Bank of India (02/06/2025) - Debt 0.02
8.72% Tamilnadu State Development Loans (19/09/2026) - Debt 0.01
7.08% Andhra Pradesh State Development Loans (26/03/2037) - Debt 0.01
7.13% Power Finance Corporation Limited (15/07/2026) - Debt 0.01
8.25% Mahindra & Mahindra Financial Services Limited (25/03/2027) - Debt 0.01
7.58% Bharat Petroleum Corporation Limited (17/03/2026) - Debt 0.01
Kotak Mahindra Investments Limited (29/01/2026) (ZCB) - Debt 0.01
Punjab National Bank (25/03/2026) - Debt 1.06
Export Import Bank of India (20/03/2026) - Debt 0.88
Punjab National Bank (05/12/2025) - Debt 0.72
Kotak Mahindra Bank Limited (18/02/2026) - Debt 0.71
Canara Bank (12/03/2026) - Debt 0.71
Canara Bank (18/03/2026) - Debt 0.71
Kotak Mahindra Bank Limited (19/03/2026) - Debt 0.71
Union Bank of India (05/12/2025) - Debt 0.54
Union Bank of India (04/06/2025) - Debt 0.37
Canara Bank (03/09/2025) - Debt 0.18
HDFC Bank Limited (04/12/2025) - Debt 0.18
HDB Financial Services Limited (04/03/2026) - Debt 1.06
SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 - Debt 0.29
Clearing Corporation of India Ltd - Debt 3.34
Net Receivables / (Payables) - - 1.29
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Aditya Pagaria (16 years), Mr. Hardik Shah (15 years), Aditya Pagaria (), Hardik Shah (),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
Nil

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