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Home Mf Research Axis Retirement Savings Fund Aggressive Plan Regular Plan Growth
AXIS MUTUAL FUND

Axis Retirement Savings Fund - Aggressive Plan - Regular Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : AXIS MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-13)
18.43 -0.54%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹987.15
-1.29 %
Two Week 2025-05-29 ₹1,000.00 ₹996.22
-0.38 %
One Month 2025-05-14 ₹1,000.00 ₹1,010.42
1.04 %
Three Months 2025-03-17 ₹3,000.00 ₹3,142.50
4.75 %
Six Months 2024-12-16 ₹6,000.00 ₹6,279.66
4.66 %
One Year 2024-06-13 ₹12,000.00 ₹12,429.63
3.58 %
Three Year 2022-06-14 ₹36,000.00 ₹45,426.67
26.19 %
Five Year 2020-06-15 ₹60,000.00 ₹83,179.36
38.63 %
Since Inception 2019-12-20 ₹67,000.00 ₹95,895.88
43.13 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 2.13
ICICI Bank Limited Banks Equity 1.82
Reliance Industries Limited Petroleum Products Equity 1.62
Infosys Limited IT - Software Equity 1.39
Bharti Airtel Limited Telecom - Services Equity 0.75
Mahindra & Mahindra Limited Automobiles Equity 1.09
State Bank of India Banks Equity 0.66
Larsen & Toubro Limited Construction Equity 0.98
Bajaj Finance Limited Finance Equity 1.49
Indus Infra Trust Transport Infrastructure Equity 1.65
Divi's Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.35
PI Industries Limited Fertilizers & Agrochemicals Equity 0.63
Tata Consultancy Services Limited IT - Software Equity 0.45
FSN E-Commerce Ventures Limited Retailing Equity 1.40
NTPC Limited Power Equity 0.73
Bajaj Finserv Limited Finance Equity 0.29
Cholamandalam Investment and Finance Company Ltd (CCD) Finance Equity 0.61
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 0.38
Sumitomo Chemical India Limited Fertilizers & Agrochemicals Equity 0.52
PNB Housing Finance Limited Finance Equity 1.11
HDFC Life Insurance Company Limited Insurance Equity 0.52
Doms Industries Limited Household Products Equity 1.05
Indian Bank Banks Equity 0.95
Krishna Institute Of Medical Sciences Limited Healthcare Services Equity 0.94
Premier Energies Limited Electrical Equipment Equity 0.94
Apollo Hospitals Enterprise Limited Healthcare Services Equity 0.91
Kotak Mahindra Bank Limited Banks Equity 0.61
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.52
Mankind Pharma Limited Pharmaceuticals & Biotechnology Equity 0.83
Cholamandalam Investment and Finance Company Ltd Finance Equity 0.62
Indian Oil Corporation Limited Petroleum Products Equity 0.76
SBI Life Insurance Company Limited Insurance Equity 0.76
Jyoti CNC Automation Ltd Industrial Manufacturing Equity 0.76
Suzlon Energy Limited Electrical Equipment Equity 0.74
Brigade Enterprises Limited Realty Equity 0.68
PG Electroplast Limited Consumer Durables Equity 0.64
Varun Beverages Limited Beverages Equity 0.64
Info Edge (India) Limited Retailing Equity 0.64
Tata Motors Limited Automobiles Equity 0.30
DLF Limited Realty Equity 0.61
Eternal Limited Retailing Equity 0.60
GE Vernova T&D India Limited Electrical Equipment Equity 0.59
JB Chemicals & Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 0.57
Navin Fluorine International Limited Chemicals & Petrochemicals Equity 0.43
Sansera Engineering Limited Auto Components Equity 0.14
Bharat Electronics Limited Aerospace & Defense Equity 0.53
Capital Infra Trust Construction Equity 0.53
Awfis Space Solutions Limited Commercial Services & Supplies Equity 0.52
Sona BLW Precision Forgings Limited Auto Components Equity 0.19
Arvind Fashions Limited Retailing Equity 0.48
Avenue Supermarts Limited Retailing Equity 0.47
Anant Raj Limited Realty Equity 0.46
REC Limited Finance Equity 0.45
Pidilite Industries Limited Chemicals & Petrochemicals Equity 0.44
HCL Technologies Limited IT - Software Equity 0.42
Hindalco Industries Limited Non - Ferrous Metals Equity 0.41
Godrej Consumer Products Limited Personal Products Equity 0.41
Zydus Lifesciences Limited Pharmaceuticals & Biotechnology Equity 0.41
Oil & Natural Gas Corporation Limited Oil Equity 0.40
Fine Organic Industries Limited Chemicals & Petrochemicals Equity 0.40
Dixon Technologies (India) Limited Consumer Durables Equity 0.37
Coal India Limited Consumable Fuels Equity 0.36
Bank of Baroda Banks Equity 0.56
Embassy Office Parks REIT Realty Equity 0.35
Hindustan Aeronautics Limited Aerospace & Defense Equity 0.32
UNO Minda Limited Auto Components Equity 0.32
Samvardhana Motherson International Limited Auto Components Equity 0.32
Can Fin Homes Limited Finance Equity 0.26
Mphasis Limited IT - Software Equity 0.25
Voltamp Transformers Limited Electrical Equipment Equity 0.23
Hindustan Unilever Limited Diversified FMCG Equity 0.25
Hyundai Motor India Ltd Automobiles Equity 0.22
Aadhar Housing Finance Limited Finance Equity 0.21
Techno Electric & Engineering Company Limited Construction Equity 0.21
Clean Science and Technology Limited Chemicals & Petrochemicals Equity 0.19
ITC Limited Diversified FMCG Equity 0.27
Schaeffler India Limited Auto Components Equity 0.10
Vedant Fashions Limited Retailing Equity 0.09
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.09
Nestle India Limited Food Products Equity 0.04
Suryoday Small Finance Bank Limited Banks Equity 0.04
7.25% Government of India (12/06/2063) - Debt 5.58
8.75% Bharti Telecom Limited (05/11/2029) - Debt 1.65
7.87% Bajaj Finance Limited (08/02/2034) - Debt 1.64
7.60% Poonawalla Fincorp Limited (28/05/2027) - Debt 1.59
9.40% Vedanta Limited (20/02/2027) - Debt 1.15
Bamboo Hotel And Global Centre (Delhi) Private limited (31/01/2028) - Debt 1.78
9.2% 360 One Prime Limited (05/09/2025) - Debt 1.42
6.83% HDFC Bank Limited (08/01/2031) - Debt 0.94
8.10% Godrej Industries Limited (22/05/2028) - Debt 0.65
8.65% TVS Holdings Limited (07/06/2029) - Debt 0.65
7.8445% Tata Capital Housing Finance Limited (18/09/2026) - Debt 0.64
8.5% DLF Home Developers Limited (30/04/2027) - Debt 0.64
9.95% IndoStar Capital Finance Limited (07/08/2025) - Debt 1.77
7.59% Mahanagar Telephone Nigam Limited (20/07/2033) - Debt 0.64
8.95% Aptus Finance India Private Limited (06/03/2029) - Debt 1.76
7.04% Government of India (03/06/2029) - Debt 0.33
8.50% Aadhar Housing Finance Limited (26/05/2026) - Debt 1.79
7.99% Tata Projects Limited (06/10/2025) - Debt 0.32
7.25% Punjab National Bank (29/07/2030) - Debt 0.32
7.4% Power Finance Corporation Limited (08/05/2030) - Debt 0.20
7.17% Tamilnadu State Development Loans (27/11/2029) - Debt 0.13
7.92% West Bangal State Development Loans (15/03/2027) - Debt 0.13
7.17% Karnataka State Development Loans (27/11/2029) - Debt 0.07
6.9% Karnataka State Development Loans (17/07/2029) - Debt 0.04
8.16% Karnataka State Development Loans (26/11/2025) - Debt 0.03
National Bank For Agriculture and Rural Development (11/06/2025) - Debt 3.17
Clearing Corporation of India Ltd - Debt 2.89
Net Receivables / (Payables) - - 1.62
ICICI Prudential Life Insurance Company Limited Insurance Equity 0.55
Bharat Petroleum Corporation Limited Petroleum Products Equity 0.49
LTIMindtree Limited IT - Software Equity 0.42
Britannia Industries Limited Food Products Equity 0.24
Sundaram Finance Limited Finance Equity 0.06
Interest Rate Swaps Pay Fix Receive Floating -ICISECPD (25/03/2030) (FV 1500 Lacs) - Debt -0.05
7.18% Government of India (14/08/2033) - Debt 13.10
6.79% Government of India (07/10/2034) - Debt 10.99
7.64% Power Finance Corporation Limited (22/02/2033) - Debt 5.58
6.92% Government of India (18/11/2039) - Debt 5.55
7.1% Government of India (08/04/2034) - Debt 3.73
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) - Debt 3.64
8.15% Samvardhana Motherson International Limited (23/01/2026) - Debt 3.56
7.18% Government of India (24/07/2037) - Debt 3.39
8.50% Muthoot Finance Limited (29/01/2026) - Debt 1.78
8.44% Indian Bank (30/12/2025) - Debt 1.77
6.72% IndiGRID Infrastructure Trust (14/09/2026) - Debt 1.77
7.23% Government of India (15/04/2039) - Debt 1.14
7.17% Government of India (08/01/2028) - Debt 1.10
6.19% Government of India (16/09/2034) - Debt 0.07
91 Days Tbill (MD 26/06/2025) - Debt 1.76
SBI - Corporate Debt Market Development Fund (CDMDF) - Class A2 - Debt 0.43
HDFC Bank Limited Banks Equity 5.76
ICICI Bank Limited Banks Equity 5.06
Reliance Industries Limited Petroleum Products Equity 5.03
Infosys Limited IT - Software Equity 3.48
Bajaj Finance Limited Finance Equity 3.07
Bharti Airtel Limited Telecom - Services Equity 2.41
Solar Industries India Limited Chemicals & Petrochemicals Equity 2.35
Mahindra & Mahindra Limited Automobiles Equity 2.28
Larsen & Toubro Limited Construction Equity 2.17
Pidilite Industries Limited Chemicals & Petrochemicals Equity 2.07
State Bank of India Banks Equity 1.97
Tata Consultancy Services Limited IT - Software Equity 1.62
Torrent Power Limited Power Equity 1.46
PI Industries Limited Fertilizers & Agrochemicals Equity 1.37
Fortis Healthcare Limited Healthcare Services Equity 1.30
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.30
HDFC Life Insurance Company Limited Insurance Equity 1.23
PNB Housing Finance Limited Finance Equity 1.18
Info Edge (India) Limited Retailing Equity 1.09
NTPC Limited Power Equity 0.97
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.94
Indian Bank Banks Equity 0.93
Cholamandalam Investment and Finance Company Ltd Finance Equity 0.89
Jyoti CNC Automation Ltd Industrial Manufacturing Equity 0.87
Minda Corporation Limited Auto Components Equity 0.86
Inox India Limited Industrial Products Equity 0.84
Mankind Pharma Limited Pharmaceuticals & Biotechnology Equity 0.81
GE Vernova T&D India Limited Electrical Equipment Equity 0.79
DLF Limited Realty Equity 0.79
Linde India Limited Chemicals & Petrochemicals Equity 0.77
Suzlon Energy Limited Electrical Equipment Equity 0.75
Bharat Electronics Limited Aerospace & Defense Equity 0.75
Apollo Hospitals Enterprise Limited Healthcare Services Equity 0.74
Bharat Petroleum Corporation Limited Petroleum Products Equity 0.72
Sundaram Finance Limited Finance Equity 0.70
United Spirits Limited Beverages Equity 0.69
Brigade Enterprises Limited Realty Equity 0.68
Eternal Limited Retailing Equity 0.68
PG Electroplast Limited Consumer Durables Equity 0.68
Varun Beverages Limited Beverages Equity 0.65
eClerx Services Limited Commercial Services & Supplies Equity 0.64
V-Guard Industries Limited Consumer Durables Equity 0.63
ICICI Prudential Life Insurance Company Limited Insurance Equity 0.63
Premier Energies Limited Electrical Equipment Equity 0.62
Tata Motors Limited Automobiles Equity 0.62
Ajanta Pharma Limited Pharmaceuticals & Biotechnology Equity 0.61
Awfis Space Solutions Limited Commercial Services & Supplies Equity 0.56
Arvind Fashions Limited Retailing Equity 0.53
Samvardhana Motherson International Limited Auto Components Equity 0.52
Avenue Supermarts Limited Retailing Equity 0.47
Sona BLW Precision Forgings Limited Auto Components Equity 0.46
Zydus Lifesciences Limited Pharmaceuticals & Biotechnology Equity 0.46
REC Limited Finance Equity 0.45
Indus Infra Trust Transport Infrastructure Equity 0.45
Tech Mahindra Limited IT - Software Equity 0.45
CG Power and Industrial Solutions Limited Electrical Equipment Equity 0.44
Kotak Mahindra Bank Limited Banks Equity 0.44
Doms Industries Limited Household Products Equity 0.42
Hindalco Industries Limited Non - Ferrous Metals Equity 0.42
Jupiter Life Line Hospitals Limited Healthcare Services Equity 0.40
Coforge Limited IT - Software Equity 0.40
Oil & Natural Gas Corporation Limited Oil Equity 0.39
The Federal Bank Limited Banks Equity 0.39
Bank of Baroda Banks Equity 0.38
UNO Minda Limited Auto Components Equity 0.37
The Phoenix Mills Limited Realty Equity 0.36
Power Grid Corporation of India Limited Power Equity 0.34
Dixon Technologies (India) Limited Consumer Durables Equity 0.34
Coal India Limited Consumable Fuels Equity 0.30
Hindustan Unilever Limited Diversified FMCG Equity 0.29
Mphasis Limited IT - Software Equity 0.26
TVS Motor Company Limited Automobiles Equity 0.26
Britannia Industries Limited Food Products Equity 0.25
Schaeffler India Limited Auto Components Equity 0.25
Hyundai Motor India Ltd Automobiles Equity 0.24
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.11
RHI Magnesita India Limited Industrial Products Equity 0.10
ITC Limited Diversified FMCG Equity 0.09
Nestle India Limited Food Products Equity 0.05
Union Bank of India Banks Equity 0.05
7.34% Government of India (22/04/2064) - Debt 5.24
7.25% Government of India (12/06/2063) - Debt 4.51
7.09% Government of India (05/08/2054) - Debt 3.18
7.18% Government of India (24/07/2037) - Debt 2.62
7.3% Government of India (19/06/2053) - Debt 2.61
7.1% Government of India (08/04/2034) - Debt 1.30
7.57% Government of India (17/06/2033) - Debt 1.20
9.02% Muthoot Finance Limited (14/07/2027) - Debt 0.63
Clearing Corporation of India Ltd - Debt 0.18
Net Receivables / (Payables) - - 0.45
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
19.9
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Jayesh Sundar (), Nitin Arora (), Devang Shah (), Hardik Shah (), Krishnaa N (), Jayesh Sundar (21 years), Nitin Arora (13 years), Devang Shah (19 years), Hardik Shah (15 years), Krishnaa N (4 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : solution_oriented
Exit load
5 Years

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