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Home Mf Research Axis Retirement Savings Fund Conservative Plan Regular Plan Growth
AXIS MUTUAL FUND

Axis Retirement Savings Fund - Conservative Plan - Regular Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : AXIS MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
15.97 -0.28%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹995.95
-0.40 %
Two Week 2025-05-19 ₹1,000.00 ₹994.74
-0.53 %
1 Month 2025-05-05 ₹1,000.00 ₹1,001.96
0.20 %
Three Months 2025-03-05 ₹3,000.00 ₹3,107.93
3.60 %
Six Months 2024-12-05 ₹6,000.00 ₹6,191.61
3.19 %
One Year 2024-06-03 ₹12,000.00 ₹12,431.88
3.60 %
Three Year 2022-06-06 ₹36,000.00 ₹42,270.67
17.42 %
Five Year 2020-06-04 ₹60,000.00 ₹75,614.87
26.02 %
Since Inception 2019-12-20 ₹67,000.00 ₹85,917.30
28.23 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Bank of Baroda Banks Equity 0.51
HDFC Life Insurance Company Limited Insurance Equity 0.51
Other Equity - Equity 3.48
7.3% GOI (MD 19/06/2053) Sovereign Debt 4.02
7.25% GOI (MD 12/06/2063) Sovereign Debt 2.39
7.23% GOI (MD 15/04/2039) Sovereign Debt 1.33
7.18% GOI (MD 24/07/2037) Sovereign Debt 1.32
CASH & OTHER NET CURRENT ASSETS - Cash 1.47
State Bank of India Bank Equity 6.50
Reliance Industries Ltd. Conglomerate Equity 5.75
HDFC Bank Ltd. Bank Equity 6.25
ICICI Bank Ltd. Bank Equity 5.30
Bharti Airtel Ltd. Telecommunications Equity 4.15
Infosys Ltd. IT Services Equity 3.90
Tata Consultancy Services IT Services Equity 3.75
Larsen & Toubro Ltd. Construction Equity 2.95
Asian Paints Ltd. Consumer Goods Equity 2.50
Hindustan Unilever Ltd. Consumer Goods Equity 2.55
Maruti Suzuki India Ltd. Automobile Equity 2.30
NTPC Ltd. Energy Equity 2.25
HDFC Ltd. Housing Finance Equity 2.20
Reliance Industries Limited Petroleum Products EQUITY 3.49
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology EQUITY 2.88
Power Grid Corporation of India Limited Power EQUITY 2.40
Infosys Limited IT - Software EQUITY 2.36
Mahindra & Mahindra Limited Automobiles EQUITY 2.20
Tech Mahindra Limited IT - Software EQUITY 2.10
Tata Consultancy Services Limited IT - Software EQUITY 2.08
Apollo Hospitals Enterprise Limited Healthcare Services EQUITY 2.05
Hero MotoCorp Limited Automobiles EQUITY 1.98
JB Chemicals & Pharmaceuticals Limited Pharmaceuticals & Biotechnology EQUITY 1.59
Life Insurance Corporation Of India Insurance EQUITY 1.50
ITC Limited Diversified FMCG EQUITY 1.45
Bharti Airtel Limited Telecom - Services EQUITY 1.43
Sundaram Finance Limited Finance EQUITY 1.35
Bank of Baroda Banks EQUITY 1.30
Bajaj Auto Limited Automobiles EQUITY 1.21
HCL Technologies Limited IT - Software EQUITY 1.06
Nestle India Limited Food Products EQUITY 1.00
HDFC Bank Limited Banks EQUITY 0.92
Bajaj Finance Limited Finance EQUITY 0.88
Varun Beverages Limited Beverages EQUITY 0.79
Mankind Pharma Limited Pharmaceuticals & Biotechnology EQUITY 0.66
Kotak Mahindra Bank Limited Banks EQUITY 0.64
Other Equity - EQUITY 1.39
Power Finance Corporation Limited Corporate Bond DEBT 5.44
7.18% GOI (MD 24/07/2037) Sovereign DEBT 26.24
7.25% GOI (MD 12/06/2063) Sovereign DEBT 8.56
7.3% GOI (MD 19/06/2053) Sovereign DEBT 6.65
7.23% GOI (MD 15/04/2039) Sovereign DEBT 6.59
Bharat Highways Invit - INVIT 0.91
Net Current Assets - Cash 11.46
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Jayesh Sundar (), Nitin Arora (), Devang Shah (), Hardik Shah (), Krishnaa N (), Mr. Jayesh Sundar (21), Mr. Nitin Arora (13), Mr. Devang Shah (19), Mr. Hardik Shah (15), Ms. Krishnaa N (4),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : solution_oriented
Exit load
Nil

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