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Home Mf Research Bajaj Finserv Balanced Advantage Fund Regular Plan Growth
Bajaj Finserv Mutual Fund

Bajaj Finserv Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : Bajaj Finserv Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
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-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-03)
11.18 -0.67%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.11%
Expense Ratio (Direct)
0.55%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹996.88
-0.31 %
Two Week 2025-05-19 ₹1,000.00 ₹995.90
-0.41 %
1 Month 2025-05-05 ₹1,000.00 ₹1,013.78
1.38 %
Three Months 2025-03-05 ₹3,000.00 ₹3,161.90
5.40 %
Six Months 2024-12-05 ₹6,000.00 ₹6,242.46
4.04 %
One Year 2024-06-03 ₹12,000.00 ₹12,225.39
1.88 %
Since Inception 2023-12-15 ₹18,000.00 ₹18,777.01
4.32 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 8.47
Reliance Industries Limited Petroleum Products Equity 4.97
ICICI Bank Limited Banks Equity 4.85
Bharti Airtel Limited Telecom - Services Equity 3.99
ITC Limited Diversified FMCG Equity 2.75
Britannia Industries Limited Food Products Equity 2.45
Hindustan Unilever Limited FMCG Equity 2.32
Bajaj Auto Limited Automobiles Equity 2.23
State Bank of India Banks Equity 2.04
Larsen & Toubro Limited Construction Equity 2.01
SRF Limited Chemicals & Petrochemicals Equity 2.00
Divi's Laboratories Limited Pharmaceuticals & Biotechnology Equity 1.98
Kotak Mahindra Bank Limited Banks Equity 1.97
Grasim Industries Limited Diversified Equity 1.81
Nestle India Limited FMCG Equity 1.79
Tata Consultancy Services Limited IT - Software Equity 1.71
Hindalco Industries Limited Non - Ferrous Metals Equity 1.66
JSW Steel Limited Ferrous Metals Equity 1.66
Indus Towers Limited Telecom - Services Equity 1.53
Oil & Natural Gas Corporation Limited Oil Equity 1.35
United Breweries Limited Beverages Equity 1.35
Infosys Limited IT - Software Equity 1.33
Tata Motors Limited Automobiles Equity 1.23
Apollo Hospitals Enterprise Limited Healthcare Services Equity 1.22
Tata Steel Limited Ferrous Metals Equity 1.18
TVS Motor Company Limited Automobiles Equity 1.17
Havells India Limited Electrical Equipment Equity 1.13
ABB India Limited Electrical Equipment Equity 1.12
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.06
Cipla Limited Pharmaceuticals & Biotechnology Equity 1.03
Titan Company Limited Consumer Durables Equity 0.95
Tata Consumer Products Limited Food Products Equity 0.85
IndusInd Bank Limited Banks Equity 0.82
Asian Paints Limited Consumer Durables Equity 0.82
UltraTech Cement Limited Cement & Cement Products Equity 0.82
Sanofi India Limited Pharmaceuticals & Biotechnology Equity 0.76
Procter & Gamble Hygiene and Health Care Limited FMCG Equity 0.74
Tata Power Company Limited Power Equity 0.73
Maruti Suzuki India Limited Automobiles Equity 0.69
Zomato Limited Food Products Equity 0.69
Mahindra & Mahindra Limited Automobiles Equity 0.64
NTPC Limited Power Equity 0.56
Sanofi Consumer Healthcare India Limited Health Care Equity 0.44
Axis Bank Limited Banks Equity 0.41
Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.40
Wipro Limited IT - Software Equity 0.38
Tech Mahindra Limited IT - Software Equity 0.35
SBI Life Insurance Company Limited Insurance Equity 0.24
Bharat Electronics Limited Aerospace & Defense Equity 0.12
Bharat Petroleum Corporation Limited Petroleum Products Equity 0.10
Indian Railway Finance Corporation Limited Finance Corporate Bond 1.27
7.18% GOI (MD 14/08/2033) Government Bond Government Bond 6.81
7.3% GOI (MD 19/06/2053) Government Bond Government Bond 1.30
7.1% GOI (MD 08/04/2034) Government Bond Government Bond 0.43
7.7% Maharashtra SDL (MD 15/11/2034) State Government Bond State Government Bond 0.87
Reverse Repo / TREPS Cash & Cash Equivalent Cash & Cash Equivalent 6.59
Cash & Cash Equivalent Cash & Cash Equivalent Cash & Cash Equivalent 5.88
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Nimesh Chandan (23 years), Mr. Sorbh Gupta (16 years), Mr. Siddharth Chaudhary (18 years),
  • Expense ration regular : 2.11
  • Expense ration direct : 0.55
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be applicable if units are redeemed / switched out within 6 months from the date of allotment.

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