Home Mf Research Bajaj Finserv Banking And Psu Fund Regular Plan Growth

Bajaj Finserv Banking and PSU Fund - Regular Plan - Growth

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
Fund info
NAV (as on 2025-07-17)
11.50 0.09%
AUM (Fund Size)
N/A
Expense Ratio
0.89%
Exit load
Nil
Risk
N/A
AMC
Bajaj Finserv Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,000.91
0.09 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.68
0.27 %
One Month 2025-06-17 ₹1,000.00 ₹1,003.78
0.38 %
Three Months 2025-04-21 ₹3,000.00 ₹3,027.31
0.91 %
Six Months 2025-01-20 ₹6,000.00 ₹6,162.82
2.71 %
One Year 2024-07-18 ₹12,000.00 ₹12,616.12
5.13 %
Since Inception 2023-11-13 ₹21,000.00 ₹22,624.11
7.73 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others 4%

Sectors Holding in Bajaj Finserv Banking and PSU Fund - Regular Plan - Growth

Corporate Bond
71%
Corporate Debt Market Development Fund
0%
Government Bond
14%
State Government Bond
3%
Other
4%

Companies Holding in Bajaj Finserv Banking and PSU Fund - Regular Plan - Growth

REC Limited
10.31%
Indian Railway Finance Corporation Limited
10.31%
Power Finance Corporation Limited
10.01%
Small Industries Dev Bank Of India
9.98%
National Housing Bank
9.93%
National Bank For Agriculture And Rural Development
9.90%
Power Grid Corporation Of India Limited
5.33%
National Highways Authority Of India
5.13%
Food Corporation Of India
4.96%
Corporate Debt Market Development Fund
0.23%
7.37% GOI (MD 23/10/2028)
10.05%
7.1% GOI (MD 18/04/2029)
4.98%
7.11% Maharashtra SDL (MD 31/07/2029)
3.93%
Reverse Repo / TREPS
2.10%
Cash & Cash Equivalent
2.85%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 4.6

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.89
Expense Ratio Direct
0.34
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Siddharth Chaudhary
18 years Experience
Mr. Nimesh Chandan
23 years Experience

Exit load

Nil

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