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Home Mf Research Bajaj Finserv Liquid Fund Regular Plan Growth
Bajaj Finserv Mutual Fund

Bajaj Finserv Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : Bajaj Finserv Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-03)
1,142.02 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.27%
Expense Ratio (Direct)
0.10%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.22
0.12 %
Two Week 2025-05-19 ₹1,000.00 ₹1,002.71
0.27 %
1 Month 2025-05-04 ₹1,000.00 ₹1,005.28
0.53 %
Three Months 2025-03-05 ₹3,000.00 ₹3,033.14
1.10 %
Six Months 2024-12-05 ₹6,000.00 ₹6,119.98
2.00 %
One Year 2024-06-03 ₹12,000.00 ₹12,465.02
3.88 %
Since Inception 2023-07-05 ₹24,000.00 ₹25,694.98
7.06 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banking Certificate of Deposit 10.47
Punjab National Bank Banking Certificate of Deposit 8.21
Canara Bank Banking Certificate of Deposit 6.15
Union Bank of India Banking Certificate of Deposit 5.12
Indian Bank Banking Certificate of Deposit 2.06
Axis Bank Limited Banking Certificate of Deposit 2.05
National Bank For Agriculture and Rural Development Banking Commercial Paper 9.23
L&T Finance Limited Finance Commercial Paper 4.12
HDFC Securities Limited Finance Commercial Paper 4.12
Export Import Bank of India Banking Commercial Paper 4.11
Axis Securities Limited Finance Commercial Paper 4.10
Reliance Jio Infocomm Limited Telecommunications Commercial Paper 4.10
Small Industries Dev Bank of India Banking Commercial Paper 4.10
ICICI Securities Limited Finance Commercial Paper 3.08
Larsen & Toubro Limited Construction Commercial Paper 3.07
Kotak Securities Limited Finance Commercial Paper 2.06
Aditya Birla Finance Limited Finance Commercial Paper 2.05
National Housing Bank Banking Commercial Paper 1.03
Indian Oil Corporation Limited Oil & Gas Commercial Paper 1.02
ICICI Sec Primary Dealership Limited Finance Commercial Paper 1.02
National Bank For Agriculture and Rural Development Banking Corporate Bond 1.25
Corporate Debt Market Development Fund Unknown Corporate Debt Market Development Fund 0.15
Corporate Debt Market Development Fund Class A2 Unknown Corporate Debt Market Development Fund 0.15
8.40% GOI (MD 28/07/2024) Government Government Bond 0.62
182 Days Tbill (MD 26/09/2024) Government Treasury Bill 8.18
91 Days Tbill (MD 12/09/2024) Government Treasury Bill 3.90
91 Days Tbill (MD 05/09/2024) Government Treasury Bill 2.05
182 Days Tbill (MD 05/09/2024) Government Treasury Bill 1.03
91 Days Tbill (MD 12/07/2024) Government Treasury Bill 0.05
HDB Financial Services Limited Finance Zero Coupon Bond 2.40
Reverse Repo / TREPS Unknown Reverse Repo / TREPS 1.07
Cash & Cash Equivalent Unknown Cash & Cash Equivalent Unknown
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
69
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Siddharth Chaudhary (18 years), Mr. Nimesh Chandan (23 years),
  • Expense ration regular : 0.27
  • Expense ration direct : 0.10
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
For each purchase of units through Lumpsum / switch-in / SIP and STP, exit load will be applicable based on the timeframe of redemption.

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