Home Mf Research Bajaj Finserv Liquid Fund Regular Plan Growth

Bajaj Finserv Liquid Fund - Regular Plan - Growth

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
Fund info
NAV (as on 2025-07-18)
1,150.51 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.27%
Exit load
For each purchase of units through Lumpsum / switch-in / SIP and STP, exit load will be applicable based on the timeframe of redemption.
Risk
N/A
AMC
Bajaj Finserv Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.05
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.21
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.84
0.48 %
Three Months 2025-04-19 ₹3,000.00 ₹3,030.22
1.01 %
Six Months 2025-01-19 ₹6,000.00 ₹6,114.07
1.90 %
One Year 2024-07-18 ₹12,000.00 ₹12,451.18
3.76 %
Since Inception 2023-07-05 ₹25,000.00 ₹26,889.98
7.56 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Bajaj Finserv Liquid Fund - Regular Plan - Growth

Banking
52%
Finance
22%
Telecommunications
4%
Construction
3%
Oil & Gas
1%
Unknown
1%
Government
14%

Companies Holding in Bajaj Finserv Liquid Fund - Regular Plan - Growth

HDFC Bank Limited
10.47%
Punjab National Bank
8.21%
Canara Bank
6.15%
Union Bank Of India
5.12%
Indian Bank
2.06%
Axis Bank Limited
2.05%
National Bank For Agriculture And Rural Development
9.23%
L&T Finance Limited
4.12%
HDFC Securities Limited
4.12%
Export Import Bank Of India
4.11%
Axis Securities Limited
4.10%
Reliance Jio Infocomm Limited
4.10%
Small Industries Dev Bank Of India
4.10%
ICICI Securities Limited
3.08%
Larsen & Toubro Limited
3.07%
Kotak Securities Limited
2.06%
Aditya Birla Finance Limited
2.05%
National Housing Bank
1.03%
Indian Oil Corporation Limited
1.02%
ICICI Sec Primary Dealership Limited
1.02%
National Bank For Agriculture And Rural Development
1.25%
Corporate Debt Market Development Fund
0.15%
Corporate Debt Market Development Fund Class A2
0.15%
8.40% GOI (MD 28/07/2024)
0.62%
182 Days Tbill (MD 26/09/2024)
8.18%
91 Days Tbill (MD 12/09/2024)
3.90%
91 Days Tbill (MD 05/09/2024)
2.05%
182 Days Tbill (MD 05/09/2024)
1.03%
91 Days Tbill (MD 12/07/2024)
0.05%
HDB Financial Services Limited
2.40%
Reverse Repo / TREPS
1.07%
Cash & Cash Equivalent
Unknown%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 69

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.27
Expense Ratio Direct
0.10
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Siddharth Chaudhary
18 years Experience
Mr. Nimesh Chandan
23 years Experience

Exit load

For each purchase of units through Lumpsum / switch-in / SIP and STP, exit load will be applicable based on the timeframe of redemption.

FAQs

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