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Home Mf Research Bandhan Ultra Short Term Fund Regular Plan Growth
Bandhan Mutual Fund

Bandhan Ultra Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : Bandhan Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
15.16 0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.46%
Expense Ratio (Direct)
0.27%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.45
0.14 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.28
0.33 %
1 Month 2025-05-05 ₹1,000.00 ₹1,006.12
0.61 %
Three Months 2025-03-05 ₹3,000.00 ₹3,039.70
1.32 %
Six Months 2024-12-05 ₹6,000.00 ₹6,137.26
2.29 %
One Year 2024-06-03 ₹12,000.00 ₹12,507.83
4.23 %
Three Year 2022-06-06 ₹36,000.00 ₹40,299.97
11.94 %
Five Year 2020-06-04 ₹60,000.00 ₹70,790.31
17.98 %
Since Inception 2018-07-18 ₹84,000.00 ₹104,266.47
24.13 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Power Finance Corporation Corporate Bond AAA 11.04
NABARD Corporate Bond AAA 10.27
Small Industries Dev Bank of India Corporate Bond AAA 10.08
REC Corporate Bond AAA 8.93
HDFC Bank Corporate Bond AAA 7.48
Kotak Mahindra Prime Banking AAA 0.61
Cholamandalam Invt and Fin Co Corporate Bond AA+ 2.79
Bajaj Housing Finance Corporate Bond AAA 2.78
Bajaj Finance Corporate Bond AAA 2.16
National Housing Bank Corporate Bond AAA 1.52
Power Grid Corporation of India Corporate Bond AAA 0.64
Tata Capital Housing Finance Corporate Bond AAA 0.63
Indian Railway Finance Corporation Corporate Bond AAA 0.63
L&T Finance Corporate Bond AAA 0.63
Tata Capital Corporate Bond AAA 0.13
Certificate of Deposit Financial Instruments - 9.78
Axis Bank Banking A1+ 4.45
Bank of Baroda Banking A1+ 4.35
Punjab National Bank Banking A1+ 0.61
ICICI Bank Banking A1+ 0.37
Treasury Bill Government Security - 7.01
182 Days Tbill - 2024 Government Security SOV 3.83
91 Days Tbill - 2024 Government Security SOV 3.17
Commercial Paper Financial Instruments - 3.25
Bajaj Housing Finance Financial Instruments A1+ 1.90
Kotak Mahindra Prime Banking A1+ 0.99
ICICI Securities Financial Instruments A1+ 0.36
Zero Coupon Bond Financial Instruments - 0.61
Corporate Debt Market Development Fund Financial Instruments - 0.26
Net Cash and Cash Equivalent - - 15.60
SIP Calculator
Risk Ratios
Standard Deviation
0.16
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Harshal Joshi (), Mr. Brijesh Shah (),
  • Expense ration regular : 0.46
  • Expense ration direct : 0.27
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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