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Home Mf Research Bank Of India Balanced Advantage Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Mutual Fund Research

Bank Of India Balanced Advantage Fund - Regular Plan - Growth

BANK OF INDIA MUTUAL FUND Hybrid Hybrid Dynamic Asset Allocation

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,028.32 +2.83%
Two Week 2026-10-21 ₹1,000.00 ₹1,023.26 +2.33%
One Month 2026-10-05 ₹1,000.00 ₹1,016.55 +1.66%
Three Months 2026-08-06 ₹3,000.00 ₹2,977.92 -0.74%
Six Months 2026-05-08 ₹6,000.00 ₹5,962.66 -0.62%
One Year 2025-11-04 ₹12,000.00 ₹12,007.97 +0.07%
Three Year 2023-11-06 ₹36,000.00 ₹37,918.55 +5.33%
Five Year 2021-11-08 ₹60,000.00 ₹71,876.81 +19.79%
Ten Year 2016-11-07 ₹120,000.00 ₹178,094.95 +48.41%
Since Inception 2014-03-14 ₹154,000.00 ₹249,353.55 +61.92%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Other 17.20%
Banks 9.99%
SOVEREIGN 8.54%
CRISIL AAA 7.98%
Transport Infrastructure 5.68%
CRISIL A1+ 4.93%
Power 4.45%
ICRA AA+ 3.56%
Finance 3.32%
Petroleum Products 3.24%
Automobiles 3.04%
CRISIL AA+ 2.60%
IT - Software 2.53%
Pharmaceuticals & Biotechnology 2.34%
Non - Ferrous Metals 2.03%
Telecom - Services 1.84%
Diversified FMCG 1.81%
Consumer Durables 1.59%
Food Products 1.43%
Retailing 1.42%
Ferrous Metals 1.28%
Capital Markets 1.10%
Aerospace & Defense 1.06%
Industrial Manufacturing 1.05%
Construction 1.04%
Cement & Cement Products 0.98%
Insurance 0.68%
Metals & Minerals Trading 0.67%
Healthcare Services 0.57%
Consumable Fuels 0.38%
Commercial Services & Supplies 0.34%
Oil 0.32%
Textiles & Apparels 0.31%
Agricultural, Commercial & Construction Vehicles 0.29%
Transport Services 0.24%
Agricultural Food & Other Products 0.17%

Top Holdings

Company-wise portfolio exposure

IRB InvIT Fund 3.56%
Reliance Industries Limited 3.24%
ICICI Bank Limited 3.09%
State Bank of India 2.20%
Adani Ports and Special Economic Zone Limited 2.12%
Bharti Airtel Limited 1.84%
Shriram Finance Limited 1.82%
IndiGrid Infrastructure Trust 1.49%
NTPC Limited 1.40%
HDFC Bank Limited 1.37%
ITC Limited 1.34%
Titan Company Limited 1.20%
Bajaj Finance Limited 1.12%
Axis Bank Limited 1.12%
Anand Rathi Wealth Limited 1.10%
Bharat Electronics Limited 1.06%
Hindustan Copper Limited 1.06%
Britannia Industries Limited 1.06%
Raymond Limited 1.05%
Larsen & Toubro Limited 1.04%
Eternal Limited 1.03%
Hindalco Industries Limited 0.97%
The Federal Bank Limited 0.93%
Dr. Reddy's Laboratories Limited 0.93%
Kotak Mahindra Bank Limited 0.92%
Mahindra & Mahindra Limited 0.90%
Tata Steel Limited 0.86%
Power Grid Corporation of India Limited 0.80%
Tata Power Company Limited 0.76%
Hero MotoCorp Limited 0.75%
Adani Enterprises Limited 0.67%
Sun Pharmaceutical Industries Limited 0.65%
Infosys Limited 0.62%
Tech Mahindra Limited 0.62%
Tata Consultancy Services Limited 0.60%
Bajaj Auto Limited 0.52%
UltraTech Cement Limited 0.52%
HCL Technologies Limited 0.51%
SBI Life Insurance Company Limited 0.49%
Divi's Laboratories Limited 0.49%
Hindustan Unilever Limited 0.47%
Grasim Industries Limited 0.46%
JSW Steel Limited 0.42%
Asian Paints Limited 0.39%
Apollo Hospitals Enterprise Limited 0.39%
Trent Limited 0.39%
Coal India Limited 0.38%
Nestle India Limited 0.37%
Bank of Baroda 0.36%
Eicher Motors Limited 0.35%
Maruti Suzuki India Limited 0.35%
Leap India Limited 0.34%
Oil & Natural Gas Corporation Limited 0.32%
Filatex India Limited 0.31%
Tata Motors Ltd 0.29%
Cipla Limited 0.27%
InterGlobe Aviation Limited 0.24%
Bajaj Finserv Limited 0.20%
HDFC Life Insurance Company Limited 0.19%
Max Healthcare Institute Limited 0.18%
Wipro Limited 0.18%
Jio Financial Services Limited 0.18%
Tata Consumer Products Limited 0.17%
Tata Motors Passenger Vehicles Limited 0.17%
6.94% Government of India (11/05/2036) 3.40%
6.27% Power Finance Corporation Limited (15/07/2027) ** 2.85%
7.47% Small Industries Dev Bank of India (05/09/2029) ** 2.85%
7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** 2.28%
8.65% Aadhar Housing Finance Limited (20/08/2027) ** 1.85%
7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** 1.71%
7.1% Government of India (18/04/2029) 1.45%
8.9% Muthoot Finance Limited (07/10/2027) ** 1.44%
8.95% Vedanta Limited (16/03/2029) ** 1.16%
6.48% Government of India (06/10/2035) 0.82%
Small Industries Dev Bank of India (20/08/2027) ** # 2.70%
Punjab National Bank (12/03/2027) # 2.23%
364 Days Tbill (MD 28/05/2027) 2.49%
364 Days Tbill (MD 07/01/2027) 0.31%
182 Days Tbill (MD 22/10/2026) 0.07%
TREPS 16.08%
Net Receivables / (Payables) 1.12%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
1.74 Years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Unifi Dynamic Asset Allocation Fund - Regular Plan - Growth 7.93% 0.00% 7.79%
Aditya Birla Sun Life Balanced Advantage Fund - Regular Plan - Growth 4.01% 11.12% 9.52%
ICICI Prudential Balanced Advantage Fund - Regular Plan - Growth 2.77% 10.68% 10.92%
Edelweiss Balanced Advantage Fund - Regular Plan - Growth 2.46% 9.97% 10.20%
Bandhan Balanced Advantage Fund - Regular Plan - Growth 2.15% 8.80% 7.97%
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Growth 1.94% 0.00% 5.85%
Mirae Asset Balanced Advantage Fund - Regular Plan - Growth 1.73% 9.29% 9.46%
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth 1.70% 9.78% 8.58%
Baroda Bnp Paribas Balanced Advantage Fund - Regular Plan - Growth 1.35% 11.09% 12.41%
UTI Unit Linked Insurance Plan - Regular Plan - 10 Years Plan 0.78% 7.15% 4.07%

Returns are historical and do not guarantee future performance.

View All Hybrid Dynamic Asset Allocation Funds

Fund Family

Compare schemes from BANK OF INDIA MUTUAL FUND by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
Bank Of India Small Cap Fund - Regular Plan - Growth 18.88% 17.64% 24.51%
Bank Of India Credit Risk Fund - Regular Plan - Growth 16.56% 9.60% 3.25%
Bank Of India Manufacturing And Infrastructure Fund - Regular Plan - Growth 11.99% 20.00% 12.00%
Bank Of India Aggressive Hybrid Fund - Regular Plan - Growth 8.84% 14.35% 14.88%
Bank Of India Liquid Fund - Regular Plan - Growth 6.48% 6.93% 6.68%
Bank Of India Liquid Fund - Regular Plan - Growth 6.46% 0.00% 6.31%
Bank Of India Money Market Fund - Regular Plan - Growth 6.02% 0.00% 6.58%
Bank Of India Multicap Fund - Regular Plan - Growth 5.91% 15.73% 19.97%
Bank Of India Arbitrage Fund - Regular Plan - Growth 5.84% 6.20% 4.84%
Bank Of India Ultra Short Term Fund - Regular Plan - Growth 5.74% 0.00% 5.64%

Returns are historical and do not guarantee future performance.

View All BANK OF INDIA MUTUAL FUND Funds

Scheme Objective

The investment mandate and purpose of this scheme

Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.64%
Expense Ratio (Direct)
1.36%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty 50 Hybrid Composite Debt 50: 50 Index

Exit Load

Charges that may apply when you redeem units

• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
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