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Home Mf Research Bank Of India Business Cycle Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

BANK OF INDIA BUSINESS CYCLE FUND - REGULAR PLAN-GROWTH

Equity Equity Sectoral Thematic
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
NAV (as on 2025-06-20)
9.05 1.12%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹996.70
-0.33 %
Two Week 2025-06-05 ₹1,000.00 ₹992.32
-0.77 %
One Month 2025-05-21 ₹1,000.00 ₹1,006.67
0.67 %
Three Months 2025-03-24 ₹3,000.00 ₹3,065.51
2.18 %
Six Months 2024-12-23 ₹6,000.00 ₹6,100.16
1.67 %
Since Inception 2024-08-30 ₹10,000.00 ₹9,851.13
-1.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
State Bank of India Banks Equity 5.85
HDFC Bank Limited Banks Equity 5.56
ICICI Bank Limited Banks Equity 3.85
NTPC Limited Power Equity 3.34
NTPC Green Energy Limited Power Equity 3.26
Sky Gold And Diamonds Limited Consumer Durables Equity 2.94
Bharti Airtel Limited Telecom - Services Equity 2.73
REC Limited Finance Equity 2.69
Power Grid Corporation of India Limited Power Equity 2.43
PB Fintech Limited Financial Technology (Fintech) Equity 2.38
Ambuja Cements Limited Cement & Cement Products Equity 2.22
Prudent Corporate Advisory Services Limited Capital Markets Equity 1.91
Zaggle Prepaid Ocean Services Limited IT - Services Equity 1.88
PNB Housing Finance Limited Finance Equity 1.85
Eternal Limited Retailing Equity 1.82
Nuvama Wealth Management Limited Capital Markets Equity 1.66
TD Power Systems Limited Electrical Equipment Equity 1.54
Tata Power Company Limited Power Equity 1.49
Tips Music Limited Entertainment Equity 1.49
Computer Age Management Services Limited Capital Markets Equity 1.43
Oberoi Realty Limited Realty Equity 1.39
Ganesha Ecosphere Limited Textiles & Apparels Equity 1.39
Siemens Limited Electrical Equipment Equity 1.33
Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology Equity 1.33
InterGlobe Aviation Limited Transport Services Equity 1.32
Kaynes Technology India Limited Industrial Manufacturing Equity 1.27
Reliance Industries Limited Petroleum Products Equity 1.24
Schneider Electric Infrastructure Limited Electrical Equipment Equity 1.23
Apollo Hospitals Enterprise Limited Healthcare Services Equity 1.22
K.P.R. Mill Limited Textiles & Apparels Equity 1.22
Unicommerce Esolutions Limited IT - Software Equity 1.18
Polycab India Limited Industrial Products Equity 1.17
Dixon Technologies (India) Limited Consumer Durables Equity 1.15
Avenue Supermarts Limited Retailing Equity 1.07
Nippon Life India Asset Management Limited Capital Markets Equity 1.07
Mahindra & Mahindra Limited Automobiles Equity 1.06
V2 Retail Limited Retailing Equity 1.05
The Indian Hotels Company Limited Leisure Services Equity 1.05
Aditya Birla Real Estate Limited Paper, Forest & Jute Products Equity 1.04
Torrent Power Limited Power Equity 1.02
Gufic Biosciences Limited Pharmaceuticals & Biotechnology Equity 0.99
S.J.S. Enterprises Limited Auto Components Equity 0.97
Hi-Tech Pipes Limited Industrial Products Equity 0.97
Mrs. Bectors Food Specialities Limited Food Products Equity 0.96
Netweb Technologies India Limited IT - Services Equity 0.96
Aditya Vision Ltd Retailing Equity 0.95
Quality Power Electrical Eqp Ltd Electrical Equipment Equity 0.94
ETHOS LTD. Consumer Durables Equity 0.91
Cartrade Tech Limited Retailing Equity 0.86
Tinna Rubber and Infrastructure Limited Industrial Products Equity 0.84
Triveni Turbine Limited Electrical Equipment Equity 0.84
Arvind Fashions Limited Retailing Equity 0.77
Safari Industries (India) Limited Consumer Durables Equity 0.74
Sterling And Wilson Renewable Energy Limited Construction Equity 0.71
Galaxy Surfactants Limited Chemicals & Petrochemicals Equity 0.60
SBI Cards and Payment Services Limited Finance Equity 0.59
Praj Industries Limited Industrial Manufacturing Equity 0.59
Century Plyboards (India) Limited Consumer Durables Equity 0.46
Siemens Energy India Limited Electrical Equipment Equity 1.01
364 Days Tbill (MD 15/01/2026) - Debt 0.02
TREPS Debt 8.22
Net Receivables / (Payables) - - -0.02
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity

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