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BANK OF INDIA BUSINESS CYCLE FUND - REGULAR PLAN-GROWTH

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • SI
Fund info
NAV (as on 2025-07-18)
9.37 -0.43%
AUM (Fund Size)
62
Expense Ratio
2.45%
Exit load
• NIL – There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. • 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. • NIL – There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.
Risk
Very High
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,011.88
1.19 %
Two Week 2025-07-03 ₹1,000.00 ₹1,008.61
0.86 %
One Month 2025-06-18 ₹1,000.00 ₹1,034.22
3.42 %
Three Months 2025-04-21 ₹3,000.00 ₹3,134.00
4.47 %
Six Months 2025-01-20 ₹6,000.00 ₹6,402.79
6.71 %
Since Inception 2024-08-30 ₹11,000.00 ₹11,212.43
1.93 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 61%
Debt 8%
Others 0%

Sectors Holding in BANK OF INDIA BUSINESS CYCLE FUND - REGULAR PLAN-GROWTH

Banks
13%
Power
10%
Consumer Durables
3%
Telecom - Services
2%
Finance
3%
Financial Technology (Fintech)
2%
Cement & Cement Products
2%
Capital Markets
4%
IT - Services
1%
Retailing
3%
Electrical Equipment
4%
Entertainment
1%
Realty
1%
Textiles & Apparels
2%
Pharmaceuticals & Biotechnology
1%
Transport Services
1%
Industrial Manufacturing
1%
Petroleum Products
1%
Healthcare Services
1%
IT - Software
1%
Industrial Products
1%
Automobiles
1%
Leisure Services
1%
Paper, Forest & Jute Products
1%
Auto Components
0%
Food Products
0%
Construction
0%
Chemicals & Petrochemicals
0%
Other
0%

Companies Holding in BANK OF INDIA BUSINESS CYCLE FUND - REGULAR PLAN-GROWTH

State Bank Of India
5.85%
HDFC Bank Limited
5.56%
ICICI Bank Limited
3.85%
NTPC Limited
3.34%
NTPC Green Energy Limited
3.26%
Sky Gold And Diamonds Limited
2.94%
Bharti Airtel Limited
2.73%
REC Limited
2.69%
Power Grid Corporation Of India Limited
2.43%
PB Fintech Limited
2.38%
Ambuja Cements Limited
2.22%
Prudent Corporate Advisory Services Limited
1.91%
Zaggle Prepaid Ocean Services Limited
1.88%
PNB Housing Finance Limited
1.85%
Eternal Limited
1.82%
Nuvama Wealth Management Limited
1.66%
TD Power Systems Limited
1.54%
Tata Power Company Limited
1.49%
Tips Music Limited
1.49%
Computer Age Management Services Limited
1.43%
Oberoi Realty Limited
1.39%
Ganesha Ecosphere Limited
1.39%
Siemens Limited
1.33%
Dr. Reddy's Laboratories Limited
1.33%
InterGlobe Aviation Limited
1.32%
Kaynes Technology India Limited
1.27%
Reliance Industries Limited
1.24%
Schneider Electric Infrastructure Limited
1.23%
Apollo Hospitals Enterprise Limited
1.22%
K.P.R. Mill Limited
1.22%
Unicommerce Esolutions Limited
1.18%
Polycab India Limited
1.17%
Dixon Technologies (India) Limited
1.15%
Avenue Supermarts Limited
1.07%
Nippon Life India Asset Management Limited
1.07%
Mahindra & Mahindra Limited
1.06%
V2 Retail Limited
1.05%
The Indian Hotels Company Limited
1.05%
Aditya Birla Real Estate Limited
1.04%
Torrent Power Limited
1.02%
Gufic Biosciences Limited
0.99%
S.J.S. Enterprises Limited
0.97%
Hi-Tech Pipes Limited
0.97%
Mrs. Bectors Food Specialities Limited
0.96%
Netweb Technologies India Limited
0.96%
Aditya Vision Ltd
0.95%
Quality Power Electrical Eqp Ltd
0.94%
ETHOS LTD.
0.91%
Cartrade Tech Limited
0.86%
Tinna Rubber And Infrastructure Limited
0.84%
Triveni Turbine Limited
0.84%
Arvind Fashions Limited
0.77%
Safari Industries (India) Limited
0.74%
Sterling And Wilson Renewable Energy Limited
0.71%
Galaxy Surfactants Limited
0.60%
SBI Cards And Payment Services Limited
0.59%
Praj Industries Limited
0.59%
Century Plyboards (India) Limited
0.46%
Siemens Energy India Limited
1.01%
364 Days Tbill (MD 15/01/2026)
0.02%
TREPS
8.22%
Net Receivables / (Payables)
-0.02%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.45
Expense Ratio Direct
1.27
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

• NIL – There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. • 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. • NIL – There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.

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