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Bank of India Conservative Hybrid Fund - Eco Plan - Growth

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Fund info
NAV (as on 2025-07-18)
35.66 -0.09%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
For redemption/switch out of up to 10% within 1 year: NIL; exceeding that: 1%; after 1 year: NIL.
Risk
N/A
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.32
0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹1,000.42
0.04 %
One Month 2025-06-18 ₹1,000.00 ₹1,008.11
0.81 %
Three Months 2025-04-21 ₹3,000.00 ₹3,052.28
1.74 %
Six Months 2025-01-20 ₹6,000.00 ₹6,209.98
3.50 %
One Year 2024-07-18 ₹12,000.00 ₹12,474.02
3.95 %
Three Year 2022-07-19 ₹36,000.00 ₹40,917.54
13.66 %
Five Year 2020-07-20 ₹60,000.00 ₹78,442.51
30.74 %
Ten Year 2015-07-21 ₹120,000.00 ₹189,901.68
58.25 %
Since Inception 2009-03-18 ₹199,000.00 ₹412,020.62
107.05 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 10%
Debt 134%
Others 2%

Sectors Holding in Bank of India Conservative Hybrid Fund - Eco Plan - Growth

IT - Software
2%
Power
2%
Banks
2%
Cement & Cement Products
2%
Electrical Equipment
2%
Aerospace & Defense
0%
Finance
0%
Ferrous Metals
0%
Auto Components
0%
Diversified FMCG
0%
Consumer Durables
0%
Retailing
0%
Transport Infrastructure
0%
Telecom - Services
0%
Pharmaceuticals & Biotechnology
0%
Petroleum Products
0%
IT - Services
0%
Agricultural Food & Other Products
0%
Healthcare Equipment & Supplies
0%
Automobiles
0%
Industrial Products
0%
Other
126%

Companies Holding in Bank of India Conservative Hybrid Fund - Eco Plan - Growth

Coforge Limited
1.91%
NTPC Green Energy Limited
1.52%
State Bank Of India
1.40%
Ambuja Cements Limited
1.27%
TD Power Systems Limited
1.05%
NTPC Limited
0.96%
Power Grid Corporation Of India Limited
0.96%
Bharat Electronics Limited
0.88%
PNB Housing Finance Limited
0.84%
ICICI Bank Limited
0.83%
Tata Steel Limited
0.81%
S.J.S. Enterprises Limited
0.73%
ITC Limited
0.72%
Sky Gold And Diamonds Limited
0.62%
CreditAccess Grameen Limited
0.61%
REC Limited
0.58%
Avenue Supermarts Limited
0.58%
Adani Ports And Special Economic Zone Limited
0.56%
Bharti Airtel Limited
0.56%
ABB India Limited
0.56%
Steel Authority Of India Limited
0.52%
Siemens Limited
0.49%
Wockhardt Limited
0.42%
HDFC Bank Limited
0.42%
Reliance Industries Limited
0.31%
Zaggle Prepaid Ocean Services Limited
0.29%
Triveni Engineering & Industries Limited
0.24%
Laxmi Dental Limited
0.22%
Maruti Suzuki India Limited
0.21%
Quadrant Future Tek Limited
0.12%
Siemens Energy India Limited
0.37%
7.1% Government Of India (18/04/2029)
7.50%
7.68% National Bank For Agriculture And Rural Development (30/04/2029)
7.43%
7.57% Indian Railway Finance Corporation Limited (18/04/2029)
7.43%
6.79% Government Of India (07/10/2034)
6.84%
7.73% Tata Capital Housing Finance Limited (14/01/2030)
4.41%
7.27% Tata Capital Housing Finance Limited (25/04/2028)
4.33%
7.18% Government Of India (14/08/2033)
4.05%
7.6% Power Finance Corporation Limited (13/04/2029)
2.97%
7.49% Small Industries Dev Bank Of India (11/06/2029)
2.96%
7.47% Small Industries Dev Bank Of India (05/09/2029)
2.96%
8.1167% Bajaj Finance Limited (10/05/2027)
2.93%
7.35% Export Import Bank Of India (27/07/2028)
1.47%
AU Small Finance Bank Limited (01/10/2025)
7.03%
Axis Bank Limited (04/02/2026)
6.89%
364 Days Tbill (MD 15/01/2026)
1.39%
364 Days Tbill (MD 07/08/2025)
0.50%
Corporate Debt Market Development Fund
0.30%
TREPS
5.78%
Net Receivables / (Payables)
1.27%
Coforge Limited
1.91%
NTPC Green Energy Limited
1.52%
State Bank Of India
1.40%
Ambuja Cements Limited
1.27%
TD Power Systems Limited
1.05%
NTPC Limited
0.96%
Power Grid Corporation Of India Limited
0.96%
Bharat Electronics Limited
0.88%
PNB Housing Finance Limited
0.84%
ICICI Bank Limited
0.83%
Tata Steel Limited
0.81%
S.J.S. Enterprises Limited
0.73%
ITC Limited
0.72%
Sky Gold And Diamonds Limited
0.62%
CreditAccess Grameen Limited
0.61%
REC Limited
0.58%
Avenue Supermarts Limited
0.58%
Adani Ports And Special Economic Zone Limited
0.56%
Bharti Airtel Limited
0.56%
ABB India Limited
0.56%
Steel Authority Of India Limited
0.52%
Siemens Limited
0.49%
Wockhardt Limited
0.42%
HDFC Bank Limited
0.42%
Reliance Industries Limited
0.31%
Zaggle Prepaid Ocean Services Limited
0.29%
Triveni Engineering & Industries Limited
0.24%
Laxmi Dental Limited
0.22%
Maruti Suzuki India Limited
0.21%
Quadrant Future Tek Limited
0.12%
Siemens Energy India Limited
0.37%
7.1% Government Of India (18/04/2029)
7.50%
7.68% National Bank For Agriculture And Rural Development (30/04/2029)
7.43%
7.57% Indian Railway Finance Corporation Limited (18/04/2029)
7.43%
6.79% Government Of India (07/10/2034)
6.84%
7.73% Tata Capital Housing Finance Limited (14/01/2030)
4.41%
7.27% Tata Capital Housing Finance Limited (25/04/2028)
4.33%
7.18% Government Of India (14/08/2033)
4.05%
7.6% Power Finance Corporation Limited (13/04/2029)
2.97%
7.49% Small Industries Dev Bank Of India (11/06/2029)
2.96%
7.47% Small Industries Dev Bank Of India (05/09/2029)
2.96%
8.1167% Bajaj Finance Limited (10/05/2027)
2.93%
7.35% Export Import Bank Of India (27/07/2028)
1.47%
AU Small Finance Bank Limited (01/10/2025)
7.03%
Axis Bank Limited (04/02/2026)
6.89%
364 Days Tbill (MD 15/01/2026)
1.39%
364 Days Tbill (MD 07/08/2025)
0.50%
Corporate Debt Market Development Fund
0.30%
TREPS
5.78%
Net Receivables / (Payables)
1.27%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 3.89

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Alok Singh
Around 20 years, including 16 years in mutual fund industry. Experience

Exit load

For redemption/switch out of up to 10% within 1 year: NIL; exceeding that: 1%; after 1 year: NIL.

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