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Bank of India ELSS Tax Saver - Eco Plan - Growth

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Fund info
NAV (as on 2025-07-18)
175.74 -0.57%
AUM (Fund Size)
58
Expense Ratio
2.09%
Exit load
NIL
Risk
Very High
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,008.26
0.83 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.02
0.30 %
One Month 2025-06-18 ₹1,000.00 ₹1,023.53
2.35 %
Three Months 2025-04-21 ₹3,000.00 ₹3,119.79
3.99 %
Six Months 2025-01-20 ₹6,000.00 ₹6,386.86
6.45 %
One Year 2024-07-18 ₹12,000.00 ₹12,169.98
1.42 %
Three Year 2022-07-19 ₹36,000.00 ₹46,567.63
29.35 %
Five Year 2020-07-20 ₹60,000.00 ₹94,954.09
58.26 %
Ten Year 2015-07-21 ₹120,000.00 ₹319,886.48
166.57 %
Since Inception 2009-02-25 ₹200,000.00 ₹925,555.14
362.78 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 67%
Debt 4%
Others 0%

Sectors Holding in Bank of India ELSS Tax Saver - Eco Plan - Growth

Banks
12%
Diversified Metals
4%
IT - Software
4%
Aerospace & Defense
4%
Capital Markets
2%
Pharmaceuticals & Biotechnology
3%
Fertilizers & Agrochemicals
2%
Telecom - Services
2%
Power
5%
Cement & Cement Products
2%
Industrial Products
3%
Chemicals & Petrochemicals
3%
Insurance
3%
Ferrous Metals
1%
Auto Components
2%
Finance
2%
IT - Services
1%
Agricultural Food & Other Products
2%
Electrical Equipment
2%
Realty
2%
Petroleum Products
1%
Commercial Services & Supplies
1%
Consumer Durables
1%
Textiles & Apparels
1%
Transport Services
1%
Retailing
1%
Healthcare Equipment & Supplies
0%
Transport Infrastructure
0%
Beverages
0%
Industrial Manufacturing
0%
Construction
0%
Automobiles
0%
Other
0%

Companies Holding in Bank of India ELSS Tax Saver - Eco Plan - Growth

State Bank Of India
4.87%
Vedanta Limited
4.40%
Coforge Limited
4.01%
HDFC Bank Limited
3.96%
Hindustan Aeronautics Limited
3.73%
ICICI Bank Limited
3.15%
Prudent Corporate Advisory Services Limited
2.80%
Ami Organics Limited
2.67%
Coromandel International Limited
2.57%
Bharti Airtel Limited
2.47%
NTPC Green Energy Limited
2.37%
Ambuja Cements Limited
2.32%
NTPC Limited
2.28%
HEG Limited
2.17%
Swan Energy Limited
2.02%
General Insurance Corporation Of India
2.01%
Tata Steel Limited
1.96%
UNO Minda Limited
1.94%
PNB Housing Finance Limited
1.89%
Tata Power Company Limited
1.88%
Zaggle Prepaid Ocean Services Limited
1.73%
Dr. Reddy's Laboratories Limited
1.70%
REC Limited
1.64%
Balrampur Chini Mills Limited
1.63%
Bharat Electronics Limited
1.59%
Bharat Forge Limited
1.59%
Bank Of Baroda
1.51%
ABB India Limited
1.49%
Indian Bank
1.42%
Triveni Engineering & Industries Limited
1.40%
DLF Limited
1.39%
Reliance Industries Limited
1.38%
Oberoi Realty Limited
1.37%
Deepak Nitrite Limited
1.33%
CMS Info System Limited
1.27%
Dixon Technologies (India) Limited
1.26%
K.P.R. Mill Limited
1.24%
InterGlobe Aviation Limited
1.22%
Siemens Limited
1.17%
SBI Life Insurance Company Limited
1.15%
Avenue Supermarts Limited
1.12%
Inox India Limited
1.09%
Poly Medicure Limited
0.96%
Central Depository Services (India) Limited
0.94%
Adani Ports And Special Economic Zone Limited
0.92%
Varun Beverages Limited
0.92%
Jupiter Wagons Limited
0.86%
Titagarh Rail Systems Limited
0.77%
Sterling And Wilson Renewable Energy Limited
0.67%
Maruti Suzuki India Limited
0.66%
SBI Cards And Payment Services Limited
0.65%
Advanced Enzyme Technologies Limited
0.57%
Bharat Heavy Electricals Limited
0.50%
Blue Star Limited
0.34%
Siemens Energy India Limited
0.89%
364 Days Tbill (MD 15/01/2026)
0.01%
TREPS
4.15%
Net Receivables / (Payables)
0.03%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.09
Expense Ratio Direct
0.93
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Alok Singh
20 Experience

Exit load

NIL

FAQs

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