Home Mf Research Bank Of India Flexi Cap Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Mutual Fund Research

Bank Of India Flexi Cap Fund - Regular Plan - Growth

Fund Performance

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-
Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,036.00 +3.60%
Two Week 2026-10-21 ₹1,000.00 ₹1,029.49 +2.95%
One Month 2026-10-05 ₹1,000.00 ₹994.72 -0.53%
Three Months 2026-08-06 ₹3,000.00 ₹2,949.88 -1.67%
Six Months 2026-05-08 ₹6,000.00 ₹6,041.79 +0.70%
One Year 2025-11-04 ₹12,000.00 ₹12,589.81 +4.92%
Three Year 2023-11-06 ₹36,000.00 ₹40,630.48 +12.86%
Five Year 2021-11-08 ₹60,000.00 ₹86,527.26 +44.21%
Since Inception 2020-06-29 ₹78,000.00 ₹133,357.99 +70.97%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

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Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

Banks 14.36%
Pharmaceuticals & Biotechnology 7.49%
Aerospace & Defense 6.64%
Electrical Equipment 5.80%
Consumer Durables 4.70%
Other 4.50%
Telecom - Equipment & Accessories 4.17%
Auto Components 4.09%
IT - Services 4.01%
Power 3.04%
Retailing 2.52%
Agricultural Food & Other Products 2.51%
Automobiles 2.45%
Industrial Manufacturing 2.43%
Finance 2.39%
Telecom - Services 2.27%
Transport Infrastructure 2.21%
Non - Ferrous Metals 2.11%
ICRA A1+ 1.91%
Construction 1.90%
Capital Markets 1.79%
Petroleum Products 1.34%
Fertilizers & Agrochemicals 1.34%
CRISIL A1+ 1.33%
Minerals & Mining 1.26%
Food Products 1.18%
CARE A1+ 1.18%
Textiles & Apparels 1.07%
Ferrous Metals 1.01%
Chemicals & Petrochemicals 0.91%
Cement & Cement Products 0.88%
Agricultural, Commercial & Construction Vehicles 0.87%
Miscellaneous 0.77%
Commercial Services & Supplies 0.73%
Transport Services 0.63%
Insurance 0.62%
Beverages 0.61%
Financial Technology (Fintech) 0.56%
FITCH A1+ 0.40%
SOVEREIGN 0.02%

Top Holdings

Company-wise portfolio exposure

State Bank of India 5.05%
ICICI Bank Limited 3.41%
Quality Power Electrical Eqp Ltd 2.78%
Hindustan Aeronautics Limited 2.77%
Mankind Pharma Limited 2.67%
Sigma Advanced Systems Limited 2.62%
Sky Gold And Diamonds Limited 2.62%
Sterlite Technologies Limited 2.61%
Balrampur Chini Mills Limited 2.51%
Dr. Reddy's Laboratories Limited 2.51%
Bharti Airtel Limited 2.27%
Entero Healthcare Solutions Ltd 2.26%
Adani Ports and Special Economic Zone Limited 2.21%
Netweb Technologies India Limited 2.20%
Bank of Baroda 2.07%
HDFC Bank Limited 1.94%
UNO Minda Limited 1.89%
Indian Bank 1.89%
ICICI Prudential Asset Management Company Limited 1.79%
Optiemus Infracom Ltd 1.56%
Mahindra & Mahindra Limited 1.54%
HDB Financial Services Limited 1.48%
Acutaas Chemicals Limited 1.43%
NTPC Limited 1.38%
Powerica Limited 1.35%
Reliance Industries Limited 1.34%
Coromandel International Limited 1.34%
Tata Technologies Limited 1.30%
Lloyds Metals And Energy Limited 1.26%
Bharat Electronics Limited 1.25%
Larsen & Toubro Limited 1.21%
Britannia Industries Limited 1.18%
Vedanta Aluminium Metal Limited 1.13%
Adani Power Limited 1.10%
Bosch Home Comfort India Ltd 1.09%
Filatex India Limited 1.07%
Titagarh Rail Systems Limited 1.03%
JSW Steel Limited 1.01%
Asian Paints Limited 0.99%
Hitachi Energy India Limited 0.99%
Hindustan Copper Limited 0.98%
Swan Corp Limited 0.91%
Bajaj Auto Limited 0.91%
CreditAccess Grameen Limited 0.91%
UltraTech Cement Limited 0.88%
Gujarat Themis Biosyn Limited 0.88%
Tata Motors Ltd 0.87%
Sona BLW Precision Forgings Limited 0.80%
Bharat Forge Limited 0.78%
Leap India Limited 0.73%
Cemindia Projects Ltd 0.69%
Siemens Energy India Limited 0.68%
Skyways Air Services Ltd 0.63%
SBI Life Insurance Company Limited 0.62%
S.J.S. Enterprises Limited 0.62%
Radico Khaitan Limited 0.61%
Jash Engineering Limited 0.59%
Torrent Power Limited 0.56%
Turtlemint Fintech Solutions Limited 0.56%
Zaggle Prepaid Ocean Services Limited 0.51%
Mazagon Dock Shipbuilders Limited 0.51%
Eternal Limited 0.26%
HEG Graphite Ltd ** 0.77%
Triveni Power Transmission Limited ** 0.30%
HDFC Bank Limited 750 Call October 2026 Option 0.02%
Union Bank of India (12/10/2026) ** # 0.81%
HDFC Bank Limited (15/01/2027) # 0.79%
National Bank For Agriculture and Rural Development (10/11/2026) ** # 0.40%
HDFC Bank Limited (19/11/2026) ** # 0.40%
HDFC Bank Limited (24/02/2027) ** # 0.39%
HDFC Bank Limited (09/03/2027) ** # 0.39%
National Bank For Agriculture and Rural Development (18/03/2027) # 0.39%
Union Bank of India (12/03/2027) # 0.31%
Small Industries Dev Bank of India (20/08/2027) ** # 0.30%
Bharat Petroleum Corporation Limited (11/12/2026) ** 0.64%
364 Days Tbill (MD 07/01/2027) 0.02%
TREPS 4.50%
Net Receivables / (Payables) -0.02%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
18.74%
Return volatility
β
Beta
1.08
Benchmark sensitivity
S
Sharpe Ratio
0.61
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
N/A
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Very High Risk

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Low to Moderate
Moderate
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High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Fund Family

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Returns are historical and do not guarantee future performance.

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Scheme Objective

The investment mandate and purpose of this scheme

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
2.25%
Expense Ratio (Direct)
0.85%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
BSE 500 Total Return Index (TRI)

Exit Load

Charges that may apply when you redeem units

• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil

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