Home Mf Research Bank Of India Flexi Cap Fund Regular Plan Growth

Bank of India Flexi Cap Fund - Regular Plan - Growth

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  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
34.95 -0.54%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
1% Exit Load for redemption/switch out of initial units allotted within 3 months from the date of allotment; NIL thereafter.
Risk
N/A
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,010.12
1.01 %
Two Week 2025-07-03 ₹1,000.00 ₹1,005.76
0.58 %
One Month 2025-06-18 ₹1,000.00 ₹1,031.28
3.13 %
Three Months 2025-04-21 ₹3,000.00 ₹3,169.27
5.64 %
Six Months 2025-01-20 ₹6,000.00 ₹6,476.06
7.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,372.74
3.11 %
Three Year 2022-07-19 ₹36,000.00 ₹49,545.01
37.63 %
Five Year 2020-07-20 ₹60,000.00 ₹103,200.34
72.00 %
Since Inception 2020-06-29 ₹62,000.00 ₹107,884.54
74.01 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 63%
Debt 4%
Others 0%

Sectors Holding in Bank of India Flexi Cap Fund - Regular Plan - Growth

Banks
11%
Diversified Metals
4%
Aerospace & Defense
6%
IT - Software
3%
Minerals & Mining
3%
Consumer Durables
2%
Power
4%
Telecom - Services
2%
Electrical Equipment
4%
Capital Markets
4%
Finance
3%
IT - Services
2%
Chemicals & Petrochemicals
1%
Pharmaceuticals & Biotechnology
2%
Fertilizers & Agrochemicals
1%
Industrial Products
1%
Auto Components
2%
Cement & Cement Products
1%
Agricultural Food & Other Products
2%
Insurance
1%
Beverages
1%
Petroleum Products
1%
Retailing
1%
Ferrous Metals
1%
Realty
0%
Transport Infrastructure
0%
Automobiles
0%
Industrial Manufacturing
0%
Food Products
0%
Other
0%

Companies Holding in Bank of India Flexi Cap Fund - Regular Plan - Growth

State Bank Of India
4.94%
Vedanta Limited
4.33%
Hindustan Aeronautics Limited
4.09%
Coforge Limited
3.83%
HDFC Bank Limited
3.79%
Lloyds Metals And Energy Limited
3.75%
ICICI Bank Limited
2.96%
Sky Gold And Diamonds Limited
2.89%
NTPC Green Energy Limited
2.69%
Bharti Airtel Limited
2.41%
Bharat Electronics Limited
2.16%
Quality Power Electrical Eqp Ltd
2.15%
Prudent Corporate Advisory Services Limited
2.09%
CreditAccess Grameen Limited
2.06%
Nuvama Wealth Management Limited
2.04%
REC Limited
1.87%
Zaggle Prepaid Ocean Services Limited
1.85%
Swan Energy Limited
1.83%
Ami Organics Limited
1.80%
Dr. Reddy's Laboratories Limited
1.80%
Netweb Technologies India Limited
1.76%
Coromandel International Limited
1.75%
HEG Limited
1.72%
NTPC Limited
1.71%
Bharat Forge Limited
1.68%
Ambuja Cements Limited
1.67%
Balrampur Chini Mills Limited
1.59%
General Insurance Corporation Of India
1.53%
Bank Of Baroda
1.44%
ABB India Limited
1.41%
UNO Minda Limited
1.40%
Radico Khaitan Limited
1.38%
Reliance Industries Limited
1.22%
Avenue Supermarts Limited
1.13%
Tata Steel Limited
1.13%
Indian Bank
1.12%
Torrent Power Limited
1.10%
Triveni Engineering & Industries Limited
1.04%
Siemens Limited
1.03%
PG Electroplast Limited
0.98%
Oberoi Realty Limited
0.97%
Brigade Enterprises Limited
0.97%
Senco Gold Limited
0.93%
Adani Ports And Special Economic Zone Limited
0.92%
Hi-Tech Pipes Limited
0.88%
Maruti Suzuki India Limited
0.83%
Jupiter Wagons Limited
0.75%
Cartrade Tech Limited
0.72%
Aditya Vision Ltd
0.71%
Titagarh Rail Systems Limited
0.69%
Syrma SGS Technology Limited
0.68%
SBI Cards And Payment Services Limited
0.64%
Rane Holdings Limited
0.61%
Sanstar Ltd
0.56%
Advanced Enzyme Technologies Limited
0.40%
Prataap Snacks Limited
0.24%
Siemens Energy India Limited
0.78%
364 Days Tbill (MD 15/01/2026)
0.14%
TREPS
4.48%
Net Receivables / (Payables)
-0.02%

Risk Ratios

Std. Deviation 14.72
Beta 0.99
Sharpe Ratio 1.34
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Alok Singh
Around 20 years Experience

Exit load

1% Exit Load for redemption/switch out of initial units allotted within 3 months from the date of allotment; NIL thereafter.

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