Bank of India Liquid Fund - Regular Plan - Growth
Debt
Debt Liquid
Fund House : BANK OF INDIA MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-15)
2,999.92 0%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-08 | ₹1,000.00 | ₹1,000.97 |
0.10 %
|
| Two Week | 2025-05-31 | ₹1,000.00 | ₹1,002.72 |
0.27 %
|
| One Month | 2025-05-16 | ₹1,000.00 | ₹1,005.57 |
0.56 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,034.23 |
1.14 %
|
| Six Months | 2024-12-17 | ₹6,000.00 | ₹6,122.90 |
2.05 %
|
| One Year | 2024-06-15 | ₹12,000.00 | ₹12,474.02 |
3.95 %
|
| Three Year | 2022-06-16 | ₹36,000.00 | ₹40,232.93 |
11.76 %
|
| Five Year | 2020-06-16 | ₹60,000.00 | ₹70,802.30 |
18.00 %
|
| Ten Year | 2015-06-18 | ₹120,000.00 | ₹164,047.94 |
36.71 %
|
| Since Inception | 2008-07-16 | ₹206,000.00 | ₹371,192.14 |
80.19 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| National Bank For Agriculture and Rural Development (24/06/2025) | - | Debt | 2.69 |
| Axis Bank Limited (26/06/2025) | - | Debt | 2.69 |
| Punjab National Bank (29/07/2025) | - | Debt | 2.68 |
| Bank of Baroda (04/08/2025) | - | Debt | 2.68 |
| ICICI Bank Limited (07/08/2025) | - | Debt | 2.67 |
| Indian Bank (14/08/2025) | - | Debt | 2.67 |
| Punjab National Bank (19/08/2025) | - | Debt | 2.67 |
| Indian Bank (20/08/2025) | - | Debt | 2.67 |
| Bank of Baroda (21/08/2025) | - | Debt | 2.67 |
| Kotak Mahindra Bank Limited (26/08/2025) | - | Debt | 2.67 |
| ICICI Bank Limited (25/07/2025) | - | Debt | 2.41 |
| HDFC Bank Limited (25/07/2025) | - | Debt | 1.34 |
| Small Industries Dev Bank of India (10/06/2025) | - | Debt | 2.70 |
| Hindustan Petroleum Corporation Limited (10/06/2025) | - | Debt | 2.70 |
| Reliance Industries Limited (13/06/2025) | - | Debt | 2.70 |
| Redington Limited (20/06/2025) | - | Debt | 2.69 |
| Small Industries Dev Bank of India (02/07/2025) | - | Debt | 2.69 |
| Reliance Jio Infocomm Limited (22/07/2025) | - | Debt | 2.68 |
| Reliance Jio Infocomm Limited (29/07/2025) | - | Debt | 2.68 |
| Godrej Agrovet Limited (06/08/2025) | - | Debt | 2.67 |
| Reliance Retail Ventures Limited (14/08/2025) | - | Debt | 2.67 |
| HDFC Securities Limited (12/08/2025) | - | Debt | 2.67 |
| Motilal Oswal Financial Services Limited (14/08/2025) | - | Debt | 2.67 |
| Poonawalla Fincorp Limited (21/08/2025) | - | Debt | 2.67 |
| Axis Finance Limited (25/08/2025) | - | Debt | 2.66 |
| Godrej Finance Limited (29/08/2025) | - | Debt | 2.66 |
| Reliance Retail Ventures Limited (07/07/2025) | - | Debt | 1.72 |
| Godrej Industries Limited (03/06/2025) | - | Debt | 1.35 |
| Bajaj Finance Limited (11/06/2025) | - | Debt | 1.35 |
| PNB Housing Finance Limited (19/08/2025) | - | Debt | 1.33 |
| Kotak Securities Limited (25/08/2025) | - | Debt | 1.33 |
| 91 Days Tbill (MD 07/08/2025) | - | Debt | 4.01 |
| 91 Days Tbill (MD 17/07/2025) | - | Debt | 4.00 |
| 91 Days Tbill (MD 01/08/2025) | - | Debt | 2.68 |
| 364 Days Tbill (MD 15/08/2025) | - | Debt | 2.67 |
| 364 Days Tbill (MD 21/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 28/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 11/07/2025) | - | Debt | 1.31 |
| 91 Days Tbill (MD 05/06/2025) | - | Debt | 0.21 |
| Corporate Debt Market Development Fund | - | Debt | 0.21 |
| REPO | Debt | 0.39 | |
| Net Receivables / (Payables) | - | - | 4.08 |
| National Bank For Agriculture and Rural Development (24/06/2025) | - | Debt | 2.69 |
| Axis Bank Limited (26/06/2025) | - | Debt | 2.69 |
| Punjab National Bank (29/07/2025) | - | Debt | 2.68 |
| Bank of Baroda (04/08/2025) | - | Debt | 2.68 |
| ICICI Bank Limited (07/08/2025) | - | Debt | 2.67 |
| Indian Bank (14/08/2025) | - | Debt | 2.67 |
| Punjab National Bank (19/08/2025) | - | Debt | 2.67 |
| Indian Bank (20/08/2025) | - | Debt | 2.67 |
| Bank of Baroda (21/08/2025) | - | Debt | 2.67 |
| Kotak Mahindra Bank Limited (26/08/2025) | - | Debt | 2.67 |
| ICICI Bank Limited (25/07/2025) | - | Debt | 2.41 |
| HDFC Bank Limited (25/07/2025) | - | Debt | 1.34 |
| Small Industries Dev Bank of India (10/06/2025) | - | Debt | 2.70 |
| Hindustan Petroleum Corporation Limited (10/06/2025) | - | Debt | 2.70 |
| Reliance Industries Limited (13/06/2025) | - | Debt | 2.70 |
| Redington Limited (20/06/2025) | - | Debt | 2.69 |
| Small Industries Dev Bank of India (02/07/2025) | - | Debt | 2.69 |
| Reliance Jio Infocomm Limited (22/07/2025) | - | Debt | 2.68 |
| Reliance Jio Infocomm Limited (29/07/2025) | - | Debt | 2.68 |
| Godrej Agrovet Limited (06/08/2025) | - | Debt | 2.67 |
| Reliance Retail Ventures Limited (14/08/2025) | - | Debt | 2.67 |
| HDFC Securities Limited (12/08/2025) | - | Debt | 2.67 |
| Motilal Oswal Financial Services Limited (14/08/2025) | - | Debt | 2.67 |
| Poonawalla Fincorp Limited (21/08/2025) | - | Debt | 2.67 |
| Axis Finance Limited (25/08/2025) | - | Debt | 2.66 |
| Godrej Finance Limited (29/08/2025) | - | Debt | 2.66 |
| Reliance Retail Ventures Limited (07/07/2025) | - | Debt | 1.72 |
| Godrej Industries Limited (03/06/2025) | - | Debt | 1.35 |
| Bajaj Finance Limited (11/06/2025) | - | Debt | 1.35 |
| PNB Housing Finance Limited (19/08/2025) | - | Debt | 1.33 |
| Kotak Securities Limited (25/08/2025) | - | Debt | 1.33 |
| 91 Days Tbill (MD 07/08/2025) | - | Debt | 4.01 |
| 91 Days Tbill (MD 17/07/2025) | - | Debt | 4.00 |
| 91 Days Tbill (MD 01/08/2025) | - | Debt | 2.68 |
| 364 Days Tbill (MD 15/08/2025) | - | Debt | 2.67 |
| 364 Days Tbill (MD 21/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 28/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 11/07/2025) | - | Debt | 1.31 |
| 91 Days Tbill (MD 05/06/2025) | - | Debt | 0.21 |
| Corporate Debt Market Development Fund | - | Debt | 0.21 |
| REPO | Debt | 0.39 | |
| Net Receivables / (Payables) | - | - | 4.08 |
| National Bank For Agriculture and Rural Development (24/06/2025) | - | Debt | 2.69 |
| Axis Bank Limited (26/06/2025) | - | Debt | 2.69 |
| Punjab National Bank (29/07/2025) | - | Debt | 2.68 |
| Bank of Baroda (04/08/2025) | - | Debt | 2.68 |
| ICICI Bank Limited (07/08/2025) | - | Debt | 2.67 |
| Indian Bank (14/08/2025) | - | Debt | 2.67 |
| Punjab National Bank (19/08/2025) | - | Debt | 2.67 |
| Indian Bank (20/08/2025) | - | Debt | 2.67 |
| Bank of Baroda (21/08/2025) | - | Debt | 2.67 |
| Kotak Mahindra Bank Limited (26/08/2025) | - | Debt | 2.67 |
| ICICI Bank Limited (25/07/2025) | - | Debt | 2.41 |
| HDFC Bank Limited (25/07/2025) | - | Debt | 1.34 |
| Small Industries Dev Bank of India (10/06/2025) | - | Debt | 2.70 |
| Hindustan Petroleum Corporation Limited (10/06/2025) | - | Debt | 2.70 |
| Reliance Industries Limited (13/06/2025) | - | Debt | 2.70 |
| Redington Limited (20/06/2025) | - | Debt | 2.69 |
| Small Industries Dev Bank of India (02/07/2025) | - | Debt | 2.69 |
| Reliance Jio Infocomm Limited (22/07/2025) | - | Debt | 2.68 |
| Reliance Jio Infocomm Limited (29/07/2025) | - | Debt | 2.68 |
| Godrej Agrovet Limited (06/08/2025) | - | Debt | 2.67 |
| Reliance Retail Ventures Limited (14/08/2025) | - | Debt | 2.67 |
| HDFC Securities Limited (12/08/2025) | - | Debt | 2.67 |
| Motilal Oswal Financial Services Limited (14/08/2025) | - | Debt | 2.67 |
| Poonawalla Fincorp Limited (21/08/2025) | - | Debt | 2.67 |
| Axis Finance Limited (25/08/2025) | - | Debt | 2.66 |
| Godrej Finance Limited (29/08/2025) | - | Debt | 2.66 |
| Reliance Retail Ventures Limited (07/07/2025) | - | Debt | 1.72 |
| Godrej Industries Limited (03/06/2025) | - | Debt | 1.35 |
| Bajaj Finance Limited (11/06/2025) | - | Debt | 1.35 |
| PNB Housing Finance Limited (19/08/2025) | - | Debt | 1.33 |
| Kotak Securities Limited (25/08/2025) | - | Debt | 1.33 |
| 91 Days Tbill (MD 07/08/2025) | - | Debt | 4.01 |
| 91 Days Tbill (MD 17/07/2025) | - | Debt | 4.00 |
| 91 Days Tbill (MD 01/08/2025) | - | Debt | 2.68 |
| 364 Days Tbill (MD 15/08/2025) | - | Debt | 2.67 |
| 364 Days Tbill (MD 21/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 28/08/2025) | - | Debt | 2.67 |
| 91 Days Tbill (MD 11/07/2025) | - | Debt | 1.31 |
| 91 Days Tbill (MD 05/06/2025) | - | Debt | 0.21 |
| Corporate Debt Market Development Fund | - | Debt | 0.21 |
| REPO | Debt | 0.39 | |
| Net Receivables / (Payables) | - | - | 4.08 |
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.14
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Mithraem Bharucha (15 years),
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : debt
Exit load
{"1 day":"0.0070%","2 days":"0.0065%","3 days":"0.0060%","4 days":"0.0055%","5 days":"0.0050%","6 days":"0.0045%","7 days or more":"Nil"}
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