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Bank of India Liquid Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
3,016.17 0.01%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
{"1 day":"0.0070%","2 days":"0.0065%","3 days":"0.0060%","4 days":"0.0055%","5 days":"0.0050%","6 days":"0.0045%","7 days or more":"Nil"}
Risk
N/A
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.09
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.28
0.23 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.98
0.50 %
Three Months 2025-04-19 ₹3,000.00 ₹3,031.06
1.04 %
Six Months 2025-01-19 ₹6,000.00 ₹6,117.11
1.95 %
One Year 2024-07-18 ₹12,000.00 ₹12,462.08
3.85 %
Three Year 2022-07-19 ₹36,000.00 ₹40,204.91
11.68 %
Five Year 2020-07-19 ₹60,000.00 ₹70,848.66
18.08 %
Ten Year 2015-07-21 ₹120,000.00 ₹164,026.19
36.69 %
Since Inception 2008-07-16 ₹208,000.00 ₹375,208.66
80.39 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 219%
Others 12%

Sectors Holding in Bank of India Liquid Fund - Regular Plan - Growth

Other
231%

Companies Holding in Bank of India Liquid Fund - Regular Plan - Growth

National Bank For Agriculture And Rural Development (24/06/2025)
2.69%
Axis Bank Limited (26/06/2025)
2.69%
Punjab National Bank (29/07/2025)
2.68%
Bank Of Baroda (04/08/2025)
2.68%
ICICI Bank Limited (07/08/2025)
2.67%
Indian Bank (14/08/2025)
2.67%
Punjab National Bank (19/08/2025)
2.67%
Indian Bank (20/08/2025)
2.67%
Bank Of Baroda (21/08/2025)
2.67%
Kotak Mahindra Bank Limited (26/08/2025)
2.67%
ICICI Bank Limited (25/07/2025)
2.41%
HDFC Bank Limited (25/07/2025)
1.34%
Small Industries Dev Bank Of India (10/06/2025)
2.70%
Hindustan Petroleum Corporation Limited (10/06/2025)
2.70%
Reliance Industries Limited (13/06/2025)
2.70%
Redington Limited (20/06/2025)
2.69%
Small Industries Dev Bank Of India (02/07/2025)
2.69%
Reliance Jio Infocomm Limited (22/07/2025)
2.68%
Reliance Jio Infocomm Limited (29/07/2025)
2.68%
Godrej Agrovet Limited (06/08/2025)
2.67%
Reliance Retail Ventures Limited (14/08/2025)
2.67%
HDFC Securities Limited (12/08/2025)
2.67%
Motilal Oswal Financial Services Limited (14/08/2025)
2.67%
Poonawalla Fincorp Limited (21/08/2025)
2.67%
Axis Finance Limited (25/08/2025)
2.66%
Godrej Finance Limited (29/08/2025)
2.66%
Reliance Retail Ventures Limited (07/07/2025)
1.72%
Godrej Industries Limited (03/06/2025)
1.35%
Bajaj Finance Limited (11/06/2025)
1.35%
PNB Housing Finance Limited (19/08/2025)
1.33%
Kotak Securities Limited (25/08/2025)
1.33%
91 Days Tbill (MD 07/08/2025)
4.01%
91 Days Tbill (MD 17/07/2025)
4.00%
91 Days Tbill (MD 01/08/2025)
2.68%
364 Days Tbill (MD 15/08/2025)
2.67%
364 Days Tbill (MD 21/08/2025)
2.67%
91 Days Tbill (MD 28/08/2025)
2.67%
91 Days Tbill (MD 11/07/2025)
1.31%
91 Days Tbill (MD 05/06/2025)
0.21%
Corporate Debt Market Development Fund
0.21%
REPO
0.39%
Net Receivables / (Payables)
4.08%
National Bank For Agriculture And Rural Development (24/06/2025)
2.69%
Axis Bank Limited (26/06/2025)
2.69%
Punjab National Bank (29/07/2025)
2.68%
Bank Of Baroda (04/08/2025)
2.68%
ICICI Bank Limited (07/08/2025)
2.67%
Indian Bank (14/08/2025)
2.67%
Punjab National Bank (19/08/2025)
2.67%
Indian Bank (20/08/2025)
2.67%
Bank Of Baroda (21/08/2025)
2.67%
Kotak Mahindra Bank Limited (26/08/2025)
2.67%
ICICI Bank Limited (25/07/2025)
2.41%
HDFC Bank Limited (25/07/2025)
1.34%
Small Industries Dev Bank Of India (10/06/2025)
2.70%
Hindustan Petroleum Corporation Limited (10/06/2025)
2.70%
Reliance Industries Limited (13/06/2025)
2.70%
Redington Limited (20/06/2025)
2.69%
Small Industries Dev Bank Of India (02/07/2025)
2.69%
Reliance Jio Infocomm Limited (22/07/2025)
2.68%
Reliance Jio Infocomm Limited (29/07/2025)
2.68%
Godrej Agrovet Limited (06/08/2025)
2.67%
Reliance Retail Ventures Limited (14/08/2025)
2.67%
HDFC Securities Limited (12/08/2025)
2.67%
Motilal Oswal Financial Services Limited (14/08/2025)
2.67%
Poonawalla Fincorp Limited (21/08/2025)
2.67%
Axis Finance Limited (25/08/2025)
2.66%
Godrej Finance Limited (29/08/2025)
2.66%
Reliance Retail Ventures Limited (07/07/2025)
1.72%
Godrej Industries Limited (03/06/2025)
1.35%
Bajaj Finance Limited (11/06/2025)
1.35%
PNB Housing Finance Limited (19/08/2025)
1.33%
Kotak Securities Limited (25/08/2025)
1.33%
91 Days Tbill (MD 07/08/2025)
4.01%
91 Days Tbill (MD 17/07/2025)
4.00%
91 Days Tbill (MD 01/08/2025)
2.68%
364 Days Tbill (MD 15/08/2025)
2.67%
364 Days Tbill (MD 21/08/2025)
2.67%
91 Days Tbill (MD 28/08/2025)
2.67%
91 Days Tbill (MD 11/07/2025)
1.31%
91 Days Tbill (MD 05/06/2025)
0.21%
Corporate Debt Market Development Fund
0.21%
REPO
0.39%
Net Receivables / (Payables)
4.08%
National Bank For Agriculture And Rural Development (24/06/2025)
2.69%
Axis Bank Limited (26/06/2025)
2.69%
Punjab National Bank (29/07/2025)
2.68%
Bank Of Baroda (04/08/2025)
2.68%
ICICI Bank Limited (07/08/2025)
2.67%
Indian Bank (14/08/2025)
2.67%
Punjab National Bank (19/08/2025)
2.67%
Indian Bank (20/08/2025)
2.67%
Bank Of Baroda (21/08/2025)
2.67%
Kotak Mahindra Bank Limited (26/08/2025)
2.67%
ICICI Bank Limited (25/07/2025)
2.41%
HDFC Bank Limited (25/07/2025)
1.34%
Small Industries Dev Bank Of India (10/06/2025)
2.70%
Hindustan Petroleum Corporation Limited (10/06/2025)
2.70%
Reliance Industries Limited (13/06/2025)
2.70%
Redington Limited (20/06/2025)
2.69%
Small Industries Dev Bank Of India (02/07/2025)
2.69%
Reliance Jio Infocomm Limited (22/07/2025)
2.68%
Reliance Jio Infocomm Limited (29/07/2025)
2.68%
Godrej Agrovet Limited (06/08/2025)
2.67%
Reliance Retail Ventures Limited (14/08/2025)
2.67%
HDFC Securities Limited (12/08/2025)
2.67%
Motilal Oswal Financial Services Limited (14/08/2025)
2.67%
Poonawalla Fincorp Limited (21/08/2025)
2.67%
Axis Finance Limited (25/08/2025)
2.66%
Godrej Finance Limited (29/08/2025)
2.66%
Reliance Retail Ventures Limited (07/07/2025)
1.72%
Godrej Industries Limited (03/06/2025)
1.35%
Bajaj Finance Limited (11/06/2025)
1.35%
PNB Housing Finance Limited (19/08/2025)
1.33%
Kotak Securities Limited (25/08/2025)
1.33%
91 Days Tbill (MD 07/08/2025)
4.01%
91 Days Tbill (MD 17/07/2025)
4.00%
91 Days Tbill (MD 01/08/2025)
2.68%
364 Days Tbill (MD 15/08/2025)
2.67%
364 Days Tbill (MD 21/08/2025)
2.67%
91 Days Tbill (MD 28/08/2025)
2.67%
91 Days Tbill (MD 11/07/2025)
1.31%
91 Days Tbill (MD 05/06/2025)
0.21%
Corporate Debt Market Development Fund
0.21%
REPO
0.39%
Net Receivables / (Payables)
4.08%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 0.14

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Mithraem Bharucha
15 years Experience

Exit load

{"1 day":"0.0070%","2 days":"0.0065%","3 days":"0.0060%","4 days":"0.0055%","5 days":"0.0050%","6 days":"0.0045%","7 days or more":"Nil"}

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