Home Mf Research Bank Of India Liquid Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Bank of India Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-15)
2,999.92 0%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-08 ₹1,000.00 ₹1,000.97
0.10 %
Two Week 2025-05-31 ₹1,000.00 ₹1,002.72
0.27 %
One Month 2025-05-16 ₹1,000.00 ₹1,005.57
0.56 %
Three Months 2025-03-17 ₹3,000.00 ₹3,034.23
1.14 %
Six Months 2024-12-17 ₹6,000.00 ₹6,122.90
2.05 %
One Year 2024-06-15 ₹12,000.00 ₹12,474.02
3.95 %
Three Year 2022-06-16 ₹36,000.00 ₹40,232.93
11.76 %
Five Year 2020-06-16 ₹60,000.00 ₹70,802.30
18.00 %
Ten Year 2015-06-18 ₹120,000.00 ₹164,047.94
36.71 %
Since Inception 2008-07-16 ₹206,000.00 ₹371,192.14
80.19 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank For Agriculture and Rural Development (24/06/2025) - Debt 2.69
Axis Bank Limited (26/06/2025) - Debt 2.69
Punjab National Bank (29/07/2025) - Debt 2.68
Bank of Baroda (04/08/2025) - Debt 2.68
ICICI Bank Limited (07/08/2025) - Debt 2.67
Indian Bank (14/08/2025) - Debt 2.67
Punjab National Bank (19/08/2025) - Debt 2.67
Indian Bank (20/08/2025) - Debt 2.67
Bank of Baroda (21/08/2025) - Debt 2.67
Kotak Mahindra Bank Limited (26/08/2025) - Debt 2.67
ICICI Bank Limited (25/07/2025) - Debt 2.41
HDFC Bank Limited (25/07/2025) - Debt 1.34
Small Industries Dev Bank of India (10/06/2025) - Debt 2.70
Hindustan Petroleum Corporation Limited (10/06/2025) - Debt 2.70
Reliance Industries Limited (13/06/2025) - Debt 2.70
Redington Limited (20/06/2025) - Debt 2.69
Small Industries Dev Bank of India (02/07/2025) - Debt 2.69
Reliance Jio Infocomm Limited (22/07/2025) - Debt 2.68
Reliance Jio Infocomm Limited (29/07/2025) - Debt 2.68
Godrej Agrovet Limited (06/08/2025) - Debt 2.67
Reliance Retail Ventures Limited (14/08/2025) - Debt 2.67
HDFC Securities Limited (12/08/2025) - Debt 2.67
Motilal Oswal Financial Services Limited (14/08/2025) - Debt 2.67
Poonawalla Fincorp Limited (21/08/2025) - Debt 2.67
Axis Finance Limited (25/08/2025) - Debt 2.66
Godrej Finance Limited (29/08/2025) - Debt 2.66
Reliance Retail Ventures Limited (07/07/2025) - Debt 1.72
Godrej Industries Limited (03/06/2025) - Debt 1.35
Bajaj Finance Limited (11/06/2025) - Debt 1.35
PNB Housing Finance Limited (19/08/2025) - Debt 1.33
Kotak Securities Limited (25/08/2025) - Debt 1.33
91 Days Tbill (MD 07/08/2025) - Debt 4.01
91 Days Tbill (MD 17/07/2025) - Debt 4.00
91 Days Tbill (MD 01/08/2025) - Debt 2.68
364 Days Tbill (MD 15/08/2025) - Debt 2.67
364 Days Tbill (MD 21/08/2025) - Debt 2.67
91 Days Tbill (MD 28/08/2025) - Debt 2.67
91 Days Tbill (MD 11/07/2025) - Debt 1.31
91 Days Tbill (MD 05/06/2025) - Debt 0.21
Corporate Debt Market Development Fund - Debt 0.21
REPO Debt 0.39
Net Receivables / (Payables) - - 4.08
National Bank For Agriculture and Rural Development (24/06/2025) - Debt 2.69
Axis Bank Limited (26/06/2025) - Debt 2.69
Punjab National Bank (29/07/2025) - Debt 2.68
Bank of Baroda (04/08/2025) - Debt 2.68
ICICI Bank Limited (07/08/2025) - Debt 2.67
Indian Bank (14/08/2025) - Debt 2.67
Punjab National Bank (19/08/2025) - Debt 2.67
Indian Bank (20/08/2025) - Debt 2.67
Bank of Baroda (21/08/2025) - Debt 2.67
Kotak Mahindra Bank Limited (26/08/2025) - Debt 2.67
ICICI Bank Limited (25/07/2025) - Debt 2.41
HDFC Bank Limited (25/07/2025) - Debt 1.34
Small Industries Dev Bank of India (10/06/2025) - Debt 2.70
Hindustan Petroleum Corporation Limited (10/06/2025) - Debt 2.70
Reliance Industries Limited (13/06/2025) - Debt 2.70
Redington Limited (20/06/2025) - Debt 2.69
Small Industries Dev Bank of India (02/07/2025) - Debt 2.69
Reliance Jio Infocomm Limited (22/07/2025) - Debt 2.68
Reliance Jio Infocomm Limited (29/07/2025) - Debt 2.68
Godrej Agrovet Limited (06/08/2025) - Debt 2.67
Reliance Retail Ventures Limited (14/08/2025) - Debt 2.67
HDFC Securities Limited (12/08/2025) - Debt 2.67
Motilal Oswal Financial Services Limited (14/08/2025) - Debt 2.67
Poonawalla Fincorp Limited (21/08/2025) - Debt 2.67
Axis Finance Limited (25/08/2025) - Debt 2.66
Godrej Finance Limited (29/08/2025) - Debt 2.66
Reliance Retail Ventures Limited (07/07/2025) - Debt 1.72
Godrej Industries Limited (03/06/2025) - Debt 1.35
Bajaj Finance Limited (11/06/2025) - Debt 1.35
PNB Housing Finance Limited (19/08/2025) - Debt 1.33
Kotak Securities Limited (25/08/2025) - Debt 1.33
91 Days Tbill (MD 07/08/2025) - Debt 4.01
91 Days Tbill (MD 17/07/2025) - Debt 4.00
91 Days Tbill (MD 01/08/2025) - Debt 2.68
364 Days Tbill (MD 15/08/2025) - Debt 2.67
364 Days Tbill (MD 21/08/2025) - Debt 2.67
91 Days Tbill (MD 28/08/2025) - Debt 2.67
91 Days Tbill (MD 11/07/2025) - Debt 1.31
91 Days Tbill (MD 05/06/2025) - Debt 0.21
Corporate Debt Market Development Fund - Debt 0.21
REPO Debt 0.39
Net Receivables / (Payables) - - 4.08
National Bank For Agriculture and Rural Development (24/06/2025) - Debt 2.69
Axis Bank Limited (26/06/2025) - Debt 2.69
Punjab National Bank (29/07/2025) - Debt 2.68
Bank of Baroda (04/08/2025) - Debt 2.68
ICICI Bank Limited (07/08/2025) - Debt 2.67
Indian Bank (14/08/2025) - Debt 2.67
Punjab National Bank (19/08/2025) - Debt 2.67
Indian Bank (20/08/2025) - Debt 2.67
Bank of Baroda (21/08/2025) - Debt 2.67
Kotak Mahindra Bank Limited (26/08/2025) - Debt 2.67
ICICI Bank Limited (25/07/2025) - Debt 2.41
HDFC Bank Limited (25/07/2025) - Debt 1.34
Small Industries Dev Bank of India (10/06/2025) - Debt 2.70
Hindustan Petroleum Corporation Limited (10/06/2025) - Debt 2.70
Reliance Industries Limited (13/06/2025) - Debt 2.70
Redington Limited (20/06/2025) - Debt 2.69
Small Industries Dev Bank of India (02/07/2025) - Debt 2.69
Reliance Jio Infocomm Limited (22/07/2025) - Debt 2.68
Reliance Jio Infocomm Limited (29/07/2025) - Debt 2.68
Godrej Agrovet Limited (06/08/2025) - Debt 2.67
Reliance Retail Ventures Limited (14/08/2025) - Debt 2.67
HDFC Securities Limited (12/08/2025) - Debt 2.67
Motilal Oswal Financial Services Limited (14/08/2025) - Debt 2.67
Poonawalla Fincorp Limited (21/08/2025) - Debt 2.67
Axis Finance Limited (25/08/2025) - Debt 2.66
Godrej Finance Limited (29/08/2025) - Debt 2.66
Reliance Retail Ventures Limited (07/07/2025) - Debt 1.72
Godrej Industries Limited (03/06/2025) - Debt 1.35
Bajaj Finance Limited (11/06/2025) - Debt 1.35
PNB Housing Finance Limited (19/08/2025) - Debt 1.33
Kotak Securities Limited (25/08/2025) - Debt 1.33
91 Days Tbill (MD 07/08/2025) - Debt 4.01
91 Days Tbill (MD 17/07/2025) - Debt 4.00
91 Days Tbill (MD 01/08/2025) - Debt 2.68
364 Days Tbill (MD 15/08/2025) - Debt 2.67
364 Days Tbill (MD 21/08/2025) - Debt 2.67
91 Days Tbill (MD 28/08/2025) - Debt 2.67
91 Days Tbill (MD 11/07/2025) - Debt 1.31
91 Days Tbill (MD 05/06/2025) - Debt 0.21
Corporate Debt Market Development Fund - Debt 0.21
REPO Debt 0.39
Net Receivables / (Payables) - - 4.08
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.14
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Mithraem Bharucha (15 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
{"1 day":"0.0070%","2 days":"0.0065%","3 days":"0.0060%","4 days":"0.0055%","5 days":"0.0050%","6 days":"0.0045%","7 days or more":"Nil"}

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