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Home Mf Research Bank Of India Mid And Small Cap Equity And Debt Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

BANK OF INDIA Mid and Small Cap Equity and Debt Fund - Regular Plan - Growth

Equity Equity Small Cap
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
37.73 0.48%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹984.09
-1.59 %
Two Week 2025-06-05 ₹1,000.00 ₹977.71
-2.23 %
One Month 2025-05-21 ₹1,000.00 ₹1,012.07
1.21 %
Three Months 2025-03-24 ₹3,000.00 ₹3,117.69
3.92 %
Six Months 2024-12-23 ₹6,000.00 ₹6,263.72
4.40 %
One Year 2024-06-20 ₹12,000.00 ₹12,246.20
2.05 %
Three Year 2022-06-21 ₹36,000.00 ₹47,933.00
33.15 %
Five Year 2020-06-22 ₹60,000.00 ₹98,986.71
64.98 %
Since Inception 2016-07-20 ₹109,000.00 ₹249,851.05
129.22 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Coforge Limited IT - Software Equity 3.77
Housing & Urban Development Corporation Limited Finance Equity 3.18
Jindal Stainless Limited Ferrous Metals Equity 3.05
Bharat Dynamics Limited Aerospace & Defense Equity 2.67
Lloyds Metals And Energy Limited Minerals & Mining Equity 2.58
Hindustan Copper Limited Non - Ferrous Metals Equity 2.17
PB Fintech Limited Financial Technology (Fintech) Equity 2.13
Nippon Life India Asset Management Limited Capital Markets Equity 1.95
UNO Minda Limited Auto Components Equity 1.89
Eris Lifesciences Limited Pharmaceuticals & Biotechnology Equity 1.82
APL Apollo Tubes Limited Industrial Products Equity 1.81
Zaggle Prepaid Ocean Services Limited IT - Services Equity 1.79
Bharat Forge Limited Auto Components Equity 1.78
HEG Limited Industrial Products Equity 1.77
Prudent Corporate Advisory Services Limited Capital Markets Equity 1.73
Swan Energy Limited Chemicals & Petrochemicals Equity 1.72
Jyoti CNC Automation Ltd Industrial Manufacturing Equity 1.70
Steel Authority of India Limited Ferrous Metals Equity 1.67
TD Power Systems Limited Electrical Equipment Equity 1.65
Coromandel International Limited Fertilizers & Agrochemicals Equity 1.64
Castrol India Limited Petroleum Products Equity 1.56
Indian Bank Banks Equity 1.53
JK Cement Limited Cement & Cement Products Equity 1.47
Radico Khaitan Limited Beverages Equity 1.36
Dixon Technologies (India) Limited Consumer Durables Equity 1.35
Ganesha Ecosphere Limited Textiles & Apparels Equity 1.31
Angel One Limited Capital Markets Equity 1.27
Balrampur Chini Mills Limited Agricultural Food & other Products Equity 1.15
Deepak Nitrite Limited Chemicals & Petrochemicals Equity 1.13
CMS Info System Limited Commercial Services & Supplies Equity 1.07
Aditya Birla Real Estate Limited Paper, Forest & Jute Products Equity 1.06
Torrent Power Limited Power Equity 1.03
Abbott India Limited Pharmaceuticals & Biotechnology Equity 1.02
Max Healthcare Institute Limited Healthcare Services Equity 0.98
Triveni Engineering & Industries Limited Agricultural Food & other Products Equity 0.97
Ajanta Pharma Limited Pharmaceuticals & Biotechnology Equity 0.96
The Indian Hotels Company Limited Leisure Services Equity 0.96
Schneider Electric Infrastructure Limited Electrical Equipment Equity 0.92
Syrma SGS Technology Limited Industrial Manufacturing Equity 0.90
IPCA Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.89
Jupiter Wagons Limited Industrial Manufacturing Equity 0.78
ETHOS LTD. Consumer Durables Equity 0.77
Senco Gold Limited Consumer Durables Equity 0.64
Central Depository Services (India) Limited Capital Markets Equity 0.64
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.63
Poly Medicure Limited Healthcare Equipment & Supplies Equity 0.60
Bank of Maharashtra Banks Equity 0.54
Sterling And Wilson Renewable Energy Limited Construction Equity 0.50
Senores Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 0.44
SBI Cards and Payment Services Limited Finance Equity 0.31
Arvind Limited Textiles & Apparels Equity 0.30
7.57% Indian Railway Finance Corporation Limited (18/04/2029) - Debt 1.73
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) - Debt 1.72
7.47% Small Industries Dev Bank of India (05/09/2029) - Debt 1.54
7.1% Government of India (18/04/2029) - Debt 1.52
7.13% Power Finance Corporation Limited (08/08/2025) - Debt 1.25
7.18% Government of India (14/08/2033) - Debt 1.21
7.50% Power Grid Corporation of India Limited (24/08/2033) - Debt 1.16
7.25% National Bank For Agriculture and Rural Development (01/08/2025) - Debt 1.09
7.37% Indian Railway Finance Corporation Limited (31/07/2029) - Debt 0.94
7.34% REC Limited (30/04/2030) - Debt 0.69
7.6% Power Finance Corporation Limited (13/04/2029) - Debt 0.60
7.68% National Bank For Agriculture and Rural Development (30/04/2029) - Debt 0.56
7.73% Tata Capital Housing Finance Limited (14/01/2030) - Debt 0.51
7.49% Small Industries Dev Bank of India (11/06/2029) - Debt 0.26
7.27% Tata Capital Housing Finance Limited (25/04/2028) - Debt 0.25
7.35% Export Import Bank of India (27/07/2028) - Debt 0.09
Canara Bank (12/12/2025) - Debt 2.02
Canara Bank (20/01/2026) - Debt 0.80
Indian Bank (04/02/2026) - Debt 0.80
Small Industries Dev Bank of India (05/05/2026) - Debt 0.79
Axis Bank Limited (04/02/2026) - Debt 0.64
AU Small Finance Bank Limited (01/10/2025) - Debt 0.41
Export Import Bank of India (20/03/2026) - Debt 0.40
Kotak Mahindra Investments Limited (10/03/2026) - Debt 0.87
Bharti Telecom Limited (17/10/2025) - Debt 0.41
364 Days Tbill (MD 15/01/2026) - Debt 0.24
TREPS Debt 5.53
Net Receivables / (Payables) - - 0.46
Lloyds Metals And Energy Limited Minerals & Mining Equity 3.26
Housing & Urban Development Corporation Limited Finance Equity 2.65
Kaynes Technology India Limited Industrial Manufacturing Equity 2.47
Ami Organics Limited Pharmaceuticals & Biotechnology Equity 2.43
Eris Lifesciences Limited Pharmaceuticals & Biotechnology Equity 2.35
NTPC Green Energy Limited Power Equity 2.27
CreditAccess Grameen Limited Finance Equity 2.22
Jyoti CNC Automation Ltd Industrial Manufacturing Equity 2.19
PNB Housing Finance Limited Finance Equity 2.13
Quality Power Electrical Eqp Ltd Electrical Equipment Equity 2.12
Nuvama Wealth Management Limited Capital Markets Equity 2.02
Prudent Corporate Advisory Services Limited Capital Markets Equity 1.98
Radico Khaitan Limited Beverages Equity 1.98
Vijaya Diagnostic Centre Limited Healthcare Services Equity 1.93
Ambuja Cements Limited Cement & Cement Products Equity 1.92
PG Electroplast Limited Consumer Durables Equity 1.87
TD Power Systems Limited Electrical Equipment Equity 1.86
Cholamandalam Financial Holdings Limited Finance Equity 1.74
Computer Age Management Services Limited Capital Markets Equity 1.72
Hitachi Energy India Limited Electrical Equipment Equity 1.70
Zaggle Prepaid Ocean Services Limited IT - Services Equity 1.67
Wockhardt Limited Pharmaceuticals & Biotechnology Equity 1.61
Syrma SGS Technology Limited Industrial Manufacturing Equity 1.59
Arvind Limited Textiles & Apparels Equity 1.54
HEG Limited Industrial Products Equity 1.54
Carraro India Limited Auto Components Equity 1.53
Central Depository Services (India) Limited Capital Markets Equity 1.51
Aditya Birla Real Estate Limited Paper, Forest & Jute Products Equity 1.38
Castrol India Limited Petroleum Products Equity 1.36
Indian Bank Banks Equity 1.32
Tips Music Limited Entertainment Equity 1.30
Ganesha Ecosphere Limited Textiles & Apparels Equity 1.28
CMS Info System Limited Commercial Services & Supplies Equity 1.26
Poly Medicure Limited Healthcare Equipment & Supplies Equity 1.20
Balrampur Chini Mills Limited Agricultural Food & other Products Equity 1.17
Cohance Lifesciences Limited Pharmaceuticals & Biotechnology Equity 1.16
Kernex Microsystems (India) Limited Transport Services Equity 1.16
Steel Authority of India Limited Ferrous Metals Equity 1.14
Manorama Industries Limited Food Products Equity 1.09
Mrs. Bectors Food Specialities Limited Food Products Equity 1.08
Unicommerce Esolutions Limited IT - Software Equity 1.03
Godavari Biorefineries Limited Diversified FMCG Equity 1.01
Latent View Analytics Limited IT - Software Equity 1.01
Cartrade Tech Limited Retailing Equity 1.01
Krishna Institute Of Medical Sciences Limited Healthcare Services Equity 0.99
Schneider Electric Infrastructure Limited Electrical Equipment Equity 0.97
Laxmi Dental Limited Healthcare Equipment & Supplies Equity 0.95
Senco Gold Limited Consumer Durables Equity 0.93
General Insurance Corporation of India Insurance Equity 0.91
Galaxy Surfactants Limited Chemicals & Petrochemicals Equity 0.87
Hi-Tech Pipes Limited Industrial Products Equity 0.87
Vinati Organics Limited Chemicals & Petrochemicals Equity 0.84
EID Parry India Limited Food Products Equity 0.82
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.80
KSB Limited Industrial Products Equity 0.79
Gufic Biosciences Limited Pharmaceuticals & Biotechnology Equity 0.74
ETHOS LTD. Consumer Durables Equity 0.73
Jupiter Wagons Limited Industrial Manufacturing Equity 0.70
Tinna Rubber and Infrastructure Limited Industrial Products Equity 0.70
Praj Industries Limited Industrial Manufacturing Equity 0.64
Advanced Enzyme Technologies Limited Pharmaceuticals & Biotechnology Equity 0.60
Sanstar Ltd Agricultural Food & other Products Equity 0.59
Shanthi Gears Limited Industrial Manufacturing Equity 0.58
Sky Gold And Diamonds Limited Consumer Durables Equity 0.53
Sterling And Wilson Renewable Energy Limited Construction Equity 0.50
Apar Industries Limited Electrical Equipment Equity 0.49
Rane Holdings Limited Finance Equity 0.48
TeamLease Services Limited Commercial Services & Supplies Equity 0.47
PCBL Chemical Limited Chemicals & Petrochemicals Equity 0.44
Stylam Industries Limited Consumer Durables Equity 0.43
Prataap Snacks Limited Food Products Equity 0.29
Steelcast Ltd Industrial Products Equity 0.23
364 Days Tbill (MD 15/01/2026) - Debt 0.16
TREPS Debt 4.82
REPO Debt 1.97
Net Receivables / (Payables) - - 0.41
Risk Ratios
Standard Deviation
15.19
Beta
0.77
Sharpe Ratio
1.28
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Dhruv Bhatia (Over 11 years), Mr. Alok Singh (20 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity
Exit load
1% if redeemed within 1 year for amounts exceeding 10% of initial units.

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