Home Mf Research Bank Of India Money Market Fund Regular Plan Growth Regular Plan Growth

Bank of India Money Market Fund - Regular Plan Growth - Regular Plan Growth

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  • 2W
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  • 3M
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Fund info
NAV (as on 2025-07-18)
10.37 0.01%
AUM (Fund Size)
13
Expense Ratio
0.62%
Exit load
Nil
Risk
Low to Moderate
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.11
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.12
0.21 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.53
0.55 %
Three Months 2025-04-21 ₹3,000.00 ₹3,033.83
1.13 %
Since Inception 2025-02-24 ₹5,000.00 ₹5,091.53
1.83 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 93%
Others 0%

Sectors Holding in Bank of India Money Market Fund - Regular Plan Growth - Regular Plan Growth

Other
90%

Companies Holding in Bank of India Money Market Fund - Regular Plan Growth - Regular Plan Growth

Export Import Bank Of India (20/03/2026)
13.13%
Axis Bank Limited (04/02/2026)
10.57%
Bank Of Baroda (13/01/2026)
8.85%
Punjab National Bank (05/12/2025)
4.45%
Indian Bank (19/01/2026)
4.42%
HDFC Bank Limited (04/02/2026)
4.41%
Small Industries Dev Bank Of India (05/05/2026)
4.34%
Aditya Birla Capital Limited (06/02/2026)
21.96%
NTPC Limited (10/03/2026)
10.95%
Kotak Mahindra Prime Limited (27/03/2026)
4.35%
364 Days Tbill (MD 15/01/2026)
8.88%
TREPS
3.63%
Net Receivables / (Payables)
0.06%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.62
Expense Ratio Direct
0.12
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

Nil

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