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Home Mf Research Bank Of India Multi Asset Allocation Fund Regular Plan Growth
BANK OF INDIA MUTUAL FUND

Bank of India Multi Asset Allocation Fund - REGULAR PLAN - GROWTH

Hybrid Hybrid Multi Asset Allocation
Fund House : BANK OF INDIA MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-18)
11.35 -0.15%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹993.03
-0.70 %
Two Week 2025-06-03 ₹1,000.00 ₹1,005.90
0.59 %
One Month 2025-05-19 ₹1,000.00 ₹1,014.47
1.45 %
Three Months 2025-03-20 ₹3,000.00 ₹3,106.03
3.53 %
Six Months 2024-12-20 ₹6,000.00 ₹6,283.95
4.73 %
One Year 2024-06-18 ₹12,000.00 ₹12,540.67
4.51 %
Since Inception 2024-02-28 ₹16,000.00 ₹16,910.50
5.69 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
State Bank of India Banks Equity 2.50
NTPC Green Energy Limited Power Equity 1.93
Mahindra & Mahindra Limited Automobiles Equity 1.88
UltraTech Cement Limited Cement & Cement Products Equity 1.67
Tata Power Company Limited Power Equity 1.54
Bank of Baroda Banks Equity 1.47
Vedanta Limited Diversified Metals Equity 1.47
Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology Equity 1.28
Shriram Finance Limited Finance Equity 1.24
ICICI Bank Limited Banks Equity 1.21
Coforge Limited IT - Software Equity 1.17
Varun Beverages Limited Beverages Equity 1.16
Prudent Corporate Advisory Services Limited Capital Markets Equity 0.99
Manorama Industries Limited Food Products Equity 0.98
BSE Limited Capital Markets Equity 0.98
Hindustan Aeronautics Limited Aerospace & Defense Equity 0.95
Wockhardt Limited Pharmaceuticals & Biotechnology Equity 0.95
Ami Organics Limited Pharmaceuticals & Biotechnology Equity 0.94
Housing & Urban Development Corporation Limited Finance Equity 0.89
CreditAccess Grameen Limited Finance Equity 0.80
Siemens Limited Electrical Equipment Equity 0.73
Zaggle Prepaid Ocean Services Limited IT - Services Equity 0.71
Balrampur Chini Mills Limited Agricultural Food & other Products Equity 0.66
Titagarh Rail Systems Limited Industrial Manufacturing Equity 0.65
REC Limited Finance Equity 0.61
Adani Ports and Special Economic Zone Limited Transport Infrastructure Equity 0.60
Multi Commodity Exchange of India Limited Capital Markets Equity 0.60
Kotak Mahindra Bank Limited Banks Equity 0.58
DLF Limited Realty Equity 0.56
PG Electroplast Limited Consumer Durables Equity 0.55
Aditya Birla Real Estate Limited Paper, Forest & Jute Products Equity 0.55
PNB Housing Finance Limited Finance Equity 0.53
ABB India Limited Electrical Equipment Equity 0.50
Jupiter Wagons Limited Industrial Manufacturing Equity 0.50
PB Fintech Limited Financial Technology (Fintech) Equity 0.49
Trent Limited Retailing Equity 0.48
FIEM Industries Limited Auto Components Equity 0.47
Senco Gold Limited Consumer Durables Equity 0.44
Hi-Tech Pipes Limited Industrial Products Equity 0.40
Reliance Industries Limited Petroleum Products Equity 0.40
Cartrade Tech Limited Retailing Equity 0.39
Syrma SGS Technology Limited Industrial Manufacturing Equity 0.38
InterGlobe Aviation Limited Transport Services Equity 0.35
KRN Heat Exchanger And Refrigeration Limited Industrial Products Equity 0.21
Siemens Energy India Limited Electrical Equipment Equity 0.66
7.44% Indian Railway Finance Corporation Limited (28/02/2034) - Debt 7.32
7.6% Power Finance Corporation Limited (13/04/2029) - Debt 7.24
7.8350% LIC Housing Finance Limited (11/05/2027) - Debt 7.15
8.1167% Bajaj Finance Limited (10/05/2027) - Debt 5.15
7.73% Tata Capital Housing Finance Limited (14/01/2030) - Debt 4.60
7.1% Government of India (18/04/2029) - Debt 2.93
7.49% Small Industries Dev Bank of India (11/06/2029) - Debt 2.89
7.34% REC Limited (30/04/2030) - Debt 1.73
7.18% Government of India (14/08/2033) - Debt 1.49
6.79% Government of India (07/10/2034) - Debt 1.45
7.68% National Bank For Agriculture and Rural Development (30/04/2029) - Debt 1.45
6.33% Government of India (05/05/2035) - Debt 1.42
7.35% Export Import Bank of India (27/07/2028) - Debt 0.58
364 Days Tbill (MD 15/01/2026) - Debt 0.14
ICICI Prudential Gold ETF - Debt 8.88
Nippon India ETF Gold Bees - Debt 2.64
DSP Gold ETF - Debt 2.35
TREPS Debt 0.74
Net Receivables / (Payables) - - 0.85
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
4.50
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mithraem Bharucha (15 years), Nilesh Jethani (9 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid
Exit load
For redemption/switch out upto 10% of the initial units allotted - within 1 year from the date of allotment: ‘NIL’. Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units.

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