Home Mf Research Bank Of India Multicap Fund Regular Plan Growth

BANK OF INDIA MULTICAP FUND - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
17.95 -0.83%
AUM (Fund Size)
66
Expense Ratio
2.30%
Exit load
• For redemption/switch out Upto 10% of the initial units allotted - within 1 year from the date of allotment: “NIL” • Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units. • If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”
Risk
Very High
AMC
BANK OF INDIA MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,005.04
0.50 %
Two Week 2025-07-03 ₹1,000.00 ₹998.89
-0.11 %
One Month 2025-06-18 ₹1,000.00 ₹1,021.63
2.16 %
Three Months 2025-04-21 ₹3,000.00 ₹3,161.11
5.37 %
Six Months 2025-01-20 ₹6,000.00 ₹6,493.87
8.23 %
One Year 2024-07-18 ₹12,000.00 ₹12,601.33
5.01 %
Since Inception 2023-03-03 ₹29,000.00 ₹36,378.88
25.44 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 62%
Debt 5%
Others 0%

Sectors Holding in BANK OF INDIA MULTICAP FUND - Regular Plan - Growth

Banks
9%
Petroleum Products
4%
Automobiles
3%
Minerals & Mining
3%
Food Products
2%
Pharmaceuticals & Biotechnology
4%
Financial Technology (Fintech)
2%
Insurance
4%
IT - Software
3%
Entertainment
2%
Diversified Metals
2%
Construction
2%
Retailing
2%
Healthcare Services
3%
Power
2%
Oil
1%
Realty
1%
Finance
1%
Consumer Durables
1%
Industrial Products
1%
Auto Components
4%
IT - Services
1%
Chemicals & Petrochemicals
3%
Fertilizers & Agrochemicals
1%
Personal Products
1%
Ferrous Metals
0%
Paper, Forest & Jute Products
0%
Electrical Equipment
0%
Cement & Cement Products
0%
Agricultural, Commercial & Construction Vehicles
0%
Transport Infrastructure
0%
Industrial Manufacturing
0%
Other
0%

Companies Holding in BANK OF INDIA MULTICAP FUND - Regular Plan - Growth

HDFC Bank Limited
5.55%
Reliance Industries Limited
4.25%
Hero MotoCorp Limited
3.16%
Lloyds Metals And Energy Limited
3.05%
Manorama Industries Limited
2.91%
Eris Lifesciences Limited
2.86%
PB Fintech Limited
2.71%
ICICI Lombard General Insurance Company Limited
2.70%
Coforge Limited
2.61%
Tips Music Limited
2.58%
Vedanta Limited
2.51%
Larsen & Toubro Limited
2.29%
State Bank Of India
2.07%
FSN E-Commerce Ventures Limited
2.06%
Apollo Hospitals Enterprise Limited
2.02%
NTPC Limited
2.00%
Oil India Limited
1.99%
Ami Organics Limited
1.92%
Indian Bank
1.89%
Oberoi Realty Limited
1.81%
Shriram Finance Limited
1.75%
Kotak Mahindra Bank Limited
1.74%
Senco Gold Limited
1.70%
Supreme Industries Limited
1.66%
General Insurance Corporation Of India
1.62%
Samvardhana Motherson International Limited
1.62%
Tata Consultancy Services Limited
1.62%
SBI Life Insurance Company Limited
1.59%
Zaggle Prepaid Ocean Services Limited
1.52%
Gabriel India Limited
1.52%
Sun Pharmaceutical Industries Limited
1.25%
Vijaya Diagnostic Centre Limited
1.24%
Swan Energy Limited
1.12%
Bayer Cropscience Limited
1.10%
Endurance Technologies Limited
1.08%
PCBL Chemical Limited
1.06%
Emami Limited
1.06%
Deepak Nitrite Limited
1.05%
S.J.S. Enterprises Limited
1.01%
Dr. Reddy's Laboratories Limited
0.99%
Jindal Stainless Limited
0.95%
Aditya Birla Real Estate Limited
0.94%
Quality Power Electrical Eqp Ltd
0.93%
JK Cement Limited
0.92%
Ashok Leyland Limited
0.90%
Sterling And Wilson Renewable Energy Limited
0.87%
HEG Limited
0.86%
Senores Pharmaceuticals Limited
0.79%
Housing & Urban Development Corporation Limited
0.79%
Aditya Vision Ltd
0.78%
Aurobindo Pharma Limited
0.68%
SBI Cards And Payment Services Limited
0.68%
UNO Minda Limited
0.60%
Vinati Organics Limited
0.58%
Sobha Limited
0.51%
Adani Ports And Special Economic Zone Limited
0.49%
Stylam Industries Limited
0.45%
Maruti Suzuki India Limited
0.42%
Tega Industries Limited
0.38%
IPCA Laboratories Limited
0.24%
Galaxy Surfactants Limited
0.23%
Siemens Limited
0.18%
Siemens Energy India Limited
0.13%
364 Days Tbill (MD 15/01/2026)
0.01%
TREPS
5.55%
Net Receivables / (Payables)
-0.10%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.30
Expense Ratio Direct
1.12
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Nitin Gosar
More than 16 years Experience

Exit load

• For redemption/switch out Upto 10% of the initial units allotted - within 1 year from the date of allotment: “NIL” • Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units. • If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”

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