Home Mf Research Baroda Bnp Paribas Banking And Financial Services Fund Regular Plan Growth

BARODA BNP PARIBAS BANKING AND FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

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Fund info
NAV (as on 2025-07-18)
48.11 -0.72%
AUM (Fund Size)
29
Expense Ratio
2.41%
Exit load
• If units of the Scheme are redeemed or switched out within 30 days of the date of allotment - 1% of the applicable Net Asset Value (NAV) • If units of the Scheme are redeemed or switched out after 30 days of allotment - Nil
Risk
Very High
AMC
Baroda BNP Paribas Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹995.72
-0.43 %
Two Week 2025-07-03 ₹1,000.00 ₹992.35
-0.77 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.02
1.00 %
Three Months 2025-04-21 ₹3,000.00 ₹3,048.66
1.62 %
Six Months 2025-01-20 ₹6,000.00 ₹6,435.46
7.26 %
One Year 2024-07-18 ₹12,000.00 ₹13,155.20
9.63 %
Three Year 2022-07-19 ₹36,000.00 ₹47,721.96
32.56 %
Five Year 2020-07-20 ₹60,000.00 ₹92,566.24
54.28 %
Ten Year 2015-07-21 ₹120,000.00 ₹248,316.80
106.93 %
Since Inception 2012-06-22 ₹160,000.00 ₹403,916.95
152.45 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 86%
Debt 3%
Others 0%

Sectors Holding in BARODA BNP PARIBAS BANKING AND FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Banks
63%
Finance
10%
Capital Markets
7%
Financial Technology (Fintech)
2%
Insurance
4%
Other
0%

Companies Holding in BARODA BNP PARIBAS BANKING AND FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

HDFC Bank Limited
24.82%
ICICI Bank Limited
20.03%
Axis Bank Limited
6.37%
State Bank Of India
4.49%
Kotak Mahindra Bank Limited
4.43%
Bajaj Finance Limited
4.05%
Bajaj Finserv Limited
3.72%
HDFC Asset Management Company Limited
3.00%
City Union Bank Limited
2.34%
BSE Limited
1.92%
Karur Vysya Bank Limited
1.84%
Prudent Corporate Advisory Services Limited
1.63%
One 97 Communications Limited
1.48%
Cholamandalam Investment And Finance Company Ltd
1.47%
HDFC Life Insurance Company Limited
1.43%
Central Depository Services (India) Limited
1.41%
PB Fintech Limited
1.36%
Star Health And Allied Insurance Company Limited
1.32%
AU Small Finance Bank Limited
1.28%
SBI Life Insurance Company Limited
1.20%
KFin Technologies Limited
1.19%
PNB Housing Finance Limited
1.15%
ICICI Lombard General Insurance Company Limited
1.14%
Indian Bank
1.14%
SBI Cards And Payment Services Limited
1.02%
IndusInd Bank Limited
0.90%
364 Days Tbill (MD 18/12/2025)
0.25%
Clearing Corporation Of India Ltd
3.35%
Net Receivables / (Payables)
0.27%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.41
Expense Ratio Direct
0.84
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Sandeep Jain
16 years Experience

Exit load

• If units of the Scheme are redeemed or switched out within 30 days of the date of allotment - 1% of the applicable Net Asset Value (NAV) • If units of the Scheme are redeemed or switched out after 30 days of allotment - Nil

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