Home Mf Research Baroda Bnp Paribas Retirement Fund Regular Plan Growth

Baroda BNP Paribas Retirement Fund - Regular Plan - Growth

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  • SI
Fund info
NAV (as on 2025-07-18)
11.14 -0.38%
AUM (Fund Size)
N/A
Expense Ratio
2.27%
Exit load
Nil
Risk
N/A
AMC
Baroda BNP Paribas Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.82
0.08 %
Two Week 2025-07-03 ₹1,000.00 ₹996.01
-0.40 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.90
1.09 %
Three Months 2025-04-21 ₹3,000.00 ₹3,077.87
2.60 %
Six Months 2025-01-20 ₹6,000.00 ₹6,308.88
5.15 %
One Year 2024-07-18 ₹12,000.00 ₹12,510.09
4.25 %
Since Inception 2024-05-28 ₹14,000.00 ₹14,614.18
4.39 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 41%
Debt 24%
Others 0%

Sectors Holding in Baroda BNP Paribas Retirement Fund - Regular Plan - Growth

Banks
13%
Petroleum Products
3%
IT - Software
3%
Telecom - Services
2%
Pharmaceuticals & Biotechnology
2%
Electrical Equipment
2%
Finance
2%
Diversified FMCG
1%
Cement & Cement Products
1%
Automobiles
1%
Insurance
1%
Power
3%
Industrial Manufacturing
1%
Food Products
1%
Chemicals & Petrochemicals
1%
Beverages
2%
Retailing
1%
IT - Services
1%
Construction
1%
Healthcare Services
1%
Industrial Products
0%
Consumer Durables
0%
Financial Technology (Fintech)
0%
Non - Ferrous Metals
0%
Transport Infrastructure
0%
Personal Products
0%
Auto Components
0%
Diversified
0%
Capital Markets
0%
Other
23%

Companies Holding in Baroda BNP Paribas Retirement Fund - Regular Plan - Growth

HDFC Bank Limited
5.61%
ICICI Bank Limited
4.43%
Reliance Industries Limited
3.39%
Infosys Limited
2.32%
Bharti Airtel Limited
2.13%
Divi's Laboratories Limited
2.04%
Hitachi Energy India Limited
1.99%
Bharat Heavy Electricals Limited
1.70%
Cholamandalam Investment And Finance Company Ltd
1.38%
ITC Limited
1.37%
Kotak Mahindra Bank Limited
1.36%
UltraTech Cement Limited
1.35%
Bank Of Baroda
1.27%
PNB Housing Finance Limited
1.23%
AU Small Finance Bank Limited
1.20%
Mahindra & Mahindra Limited
1.19%
Max Financial Services Limited
1.15%
NTPC Limited
1.14%
Jyoti CNC Automation Ltd
1.11%
Mrs. Bectors Food Specialities Limited
1.11%
Linde India Limited
1.10%
Varun Beverages Limited
1.10%
Axis Bank Limited
1.09%
Eternal Limited
1.09%
Radico Khaitan Limited
1.06%
Sagility India Limited
1.05%
Larsen & Toubro Limited
1.04%
Tech Mahindra Limited
1.03%
Max Healthcare Institute Limited
1.00%
Navin Fluorine International Limited
0.99%
State Bank Of India
0.96%
TVS Motor Company Limited
0.95%
Cummins India Limited
0.94%
Ambuja Cements Limited
0.93%
Havells India Limited
0.92%
Persistent Systems Limited
0.92%
PB Fintech Limited
0.89%
LTIMindtree Limited
0.88%
Vinati Organics Limited
0.86%
GE Vernova T&D India Limited
0.86%
Power Finance Corporation Limited
0.85%
Cipla Limited
0.84%
Dixon Technologies (India) Limited
0.81%
Maruti Suzuki India Limited
0.81%
Trent Limited
0.80%
Hindalco Industries Limited
0.80%
Adani Ports And Special Economic Zone Limited
0.79%
City Union Bank Limited
0.77%
Dabur India Limited
0.77%
Power Grid Corporation Of India Limited
0.76%
UNO Minda Limited
0.74%
Britannia Industries Limited
0.72%
Bajaj Finance Limited
0.72%
Concord Biotech Limited
0.69%
3M India Limited
0.69%
Info Edge (India) Limited
0.67%
Multi Commodity Exchange Of India Limited
0.67%
Hexaware Technologies Limited
0.33%
Anzen India Energy Yield Plus Trust
2.84%
7.34% Government Of India (22/04/2064)
18.19%
6.79% Government Of India (07/10/2034)
2.71%
7.90% Jamnagar Utilities & Power Private Limited (10/08/2028)
1.35%
6.84% NTPC Limited (09/05/2035)
1.32%
6.75% Piramal Finance Limited (26/09/2031)
1.14%
Clearing Corporation Of India Ltd
1.92%
Net Receivables / (Payables)
-0.83%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 21.65

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.27
Expense Ratio Direct
0.27
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Pratish Krishnan
23 years Experience
Prashant Pimple
24 years Experience
Vikram Pamnani
14 years Experience

Exit load

Nil

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