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Home Mf Research Baroda Bnp Paribas Retirement Fund Regular Plan Growth
Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Retirement Fund - Regular Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : Baroda BNP Paribas Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-13)
10.96 -0.33%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.27%
Expense Ratio (Direct)
0.27%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹989.76
-1.02 %
Two Week 2025-05-29 ₹1,000.00 ₹997.34
-0.27 %
1 Month 2025-05-14 ₹1,000.00 ₹1,007.51
0.75 %
Three Months 2025-03-17 ₹3,000.00 ₹3,143.47
4.78 %
Six Months 2024-12-16 ₹6,000.00 ₹6,247.88
4.13 %
One Year 2024-06-13 ₹12,000.00 ₹12,401.06
3.34 %
Since Inception 2024-05-28 ₹13,000.00 ₹13,374.64
2.88 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks equity 5.61
ICICI Bank Limited Banks equity 4.43
Reliance Industries Limited Petroleum Products equity 3.39
Infosys Limited IT - Software equity 2.32
Bharti Airtel Limited Telecom - Services equity 2.13
Divi's Laboratories Limited Pharmaceuticals & Biotechnology equity 2.04
Hitachi Energy India Limited Electrical Equipment equity 1.99
Bharat Heavy Electricals Limited Electrical Equipment equity 1.70
Cholamandalam Investment and Finance Company Ltd Finance equity 1.38
ITC Limited Diversified FMCG equity 1.37
Kotak Mahindra Bank Limited Banks equity 1.36
UltraTech Cement Limited Cement & Cement Products equity 1.35
Bank of Baroda Banks equity 1.27
PNB Housing Finance Limited Finance equity 1.23
AU Small Finance Bank Limited Banks equity 1.20
Mahindra & Mahindra Limited Automobiles equity 1.19
Max Financial Services Limited Insurance equity 1.15
NTPC Limited Power equity 1.14
Jyoti CNC Automation Ltd Industrial Manufacturing equity 1.11
Mrs. Bectors Food Specialities Limited Food Products equity 1.11
Linde India Limited Chemicals & Petrochemicals equity 1.10
Varun Beverages Limited Beverages equity 1.10
Axis Bank Limited Banks equity 1.09
Eternal Limited Retailing equity 1.09
Radico Khaitan Limited Beverages equity 1.06
Sagility India Limited IT - Services equity 1.05
Larsen & Toubro Limited Construction equity 1.04
Tech Mahindra Limited IT - Software equity 1.03
Max Healthcare Institute Limited Healthcare Services equity 1.00
Navin Fluorine International Limited Chemicals & Petrochemicals equity 0.99
State Bank of India Banks equity 0.96
TVS Motor Company Limited Automobiles equity 0.95
Cummins India Limited Industrial Products equity 0.94
Ambuja Cements Limited Cement & Cement Products equity 0.93
Havells India Limited Consumer Durables equity 0.92
Persistent Systems Limited IT - Software equity 0.92
PB Fintech Limited Financial Technology (Fintech) equity 0.89
LTIMindtree Limited IT - Software equity 0.88
Vinati Organics Limited Chemicals & Petrochemicals equity 0.86
GE Vernova T&D India Limited Electrical Equipment equity 0.86
Power Finance Corporation Limited Finance equity 0.85
Cipla Limited Pharmaceuticals & Biotechnology equity 0.84
Dixon Technologies (India) Limited Consumer Durables equity 0.81
Maruti Suzuki India Limited Automobiles equity 0.81
Trent Limited Retailing equity 0.80
Hindalco Industries Limited Non - Ferrous Metals equity 0.80
Adani Ports and Special Economic Zone Limited Transport Infrastructure equity 0.79
City Union Bank Limited Banks equity 0.77
Dabur India Limited Personal Products equity 0.77
Power Grid Corporation of India Limited Power equity 0.76
UNO Minda Limited Auto Components equity 0.74
Britannia Industries Limited Food Products equity 0.72
Bajaj Finance Limited Finance equity 0.72
Concord Biotech Limited Pharmaceuticals & Biotechnology equity 0.69
3M India Limited Diversified equity 0.69
Info Edge (India) Limited Retailing equity 0.67
Multi Commodity Exchange of India Limited Capital Markets equity 0.67
Hexaware Technologies Limited IT - Software equity 0.33
Anzen India Energy Yield Plus Trust Power real_estate 2.84
7.34% Government of India (22/04/2064) - debt 18.19
6.79% Government of India (07/10/2034) - debt 2.71
7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) - debt 1.35
6.84% NTPC Limited (09/05/2035) - debt 1.32
6.75% Piramal Finance Limited (26/09/2031) - debt 1.14
Clearing Corporation of India Ltd debt 1.92
Net Receivables / (Payables) - - -0.83
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
21.65
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Pratish Krishnan (23 years), Prashant Pimple (24 years), Vikram Pamnani (14 years),
  • Expense ration regular : 2.27
  • Expense ration direct : 0.27
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : solution_oriented
Exit load
Nil

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