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Home Mf Research Dsp Banking And Psu Debt Fund Regular Plan Growth
DSP Mutual Fund

DSP Banking and PSU Debt Fund - Regular Plan - Growth

Debt Debt Dynamic Bond
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-02)
24.23 0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.56%
Expense Ratio (Direct)
0.32%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-26 ₹1,000.00 ₹1,000.21
0.02 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.30
0.33 %
1 Month 2025-05-05 ₹1,000.00 ₹1,008.68
0.87 %
Three Months 2025-03-04 ₹3,000.00 ₹3,072.80
2.43 %
Six Months 2024-12-04 ₹6,000.00 ₹6,216.25
3.60 %
One Year 2024-06-03 ₹12,000.00 ₹12,697.15
5.81 %
Three Year 2022-06-03 ₹36,000.00 ₹41,181.12
14.39 %
Five Year 2020-06-03 ₹60,000.00 ₹72,155.22
20.26 %
Ten Year 2015-06-05 ₹120,000.00 ₹174,662.69
45.55 %
Since Inception 2013-09-10 ₹143,000.00 ₹223,647.37
56.40 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Indian Railway Finance Corporation Limited Debt Instruments BOND & NCD's 9.47
National Bank for Financing Infrastructure and Development Debt Instruments BOND & NCD's 8.29
Small Industries Development Bank of India Debt Instruments BOND & NCD's 7.64
National Bank for Agriculture and Rural Development Debt Instruments BOND & NCD's 7.40
REC Limited Debt Instruments BOND & NCD's 7.37
HDFC Bank Limited Debt Instruments BOND & NCD's 7.28
State Bank of India Debt Instruments BOND & NCD's 2.06
GAIL (India) Limited Debt Instruments BOND & NCD's 4.27
Power Grid Corporation of India Limited Debt Instruments BOND & NCD's 4.00
NTPC Limited Debt Instruments BOND & NCD's 3.27
Bajaj Finance Limited Debt Instruments BOND & NCD's 3.18
Power Finance Corporation Limited Debt Instruments BOND & NCD's 2.11
National Housing Bank Debt Instruments BOND & NCD's 2.07
7.30% GOI 2053 Government Securities SOV 11.71
7.48% Uttar Pradesh SDL 2044 Government Securities SOV 4.27
8.51% GOI FRB 2033 Government Securities SOV 2.38
7.48% Maharashtra SDL 2042 Government Securities SOV 2.13
7.46% GOI 2073 Government Securities SOV 1.09
7.42% Madhya Pradesh SDL 2045 Government Securities SOV 0.86
7.12% Madhya Pradesh SDL 2035 Government Securities SOV 0.83
Canara Bank Money Market Instruments Certificate of Deposit 0.98
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
10.72
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (),
  • Expense ration regular : 0.56
  • Expense ration direct : 0.32
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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