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Home Mf Research Dsp Banking And Psu Debt Fund Regular Plan Growth
DSP Mutual Fund

Mutual Fund Research

DSP Banking And PSU Debt Fund - Regular Plan - Growth

DSP Mutual Fund Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-28 ₹1,000.00 ₹1,005.49 +0.55%
Two Week 2026-10-21 ₹1,000.00 ₹1,003.36 +0.34%
One Month 2026-10-05 ₹1,000.00 ₹999.02 -0.10%
Three Months 2026-08-06 ₹3,000.00 ₹2,990.73 -0.31%
Six Months 2026-05-08 ₹6,000.00 ₹6,020.94 +0.35%
One Year 2025-11-04 ₹12,000.00 ₹12,195.53 +1.63%
Three Year 2023-11-06 ₹36,000.00 ₹38,933.14 +8.15%
Five Year 2021-11-08 ₹60,000.00 ₹69,549.25 +15.92%
Ten Year 2016-11-07 ₹120,000.00 ₹165,152.51 +37.63%
Since Inception 2013-09-10 ₹161,000.00 ₹251,841.70 +56.42%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

₹1,000₹50,000
Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL AAA 65.86%
Sovereign 12.33%
IND AAA 8.97%
ICRA AAA 4.72%
ICRA A1+ 4.59%
CRISIL A1+ 2.81%
Other 0.72%

Top Holdings

Company-wise portfolio exposure

HDFC Bank Limited** 4.96%
Bharti Telecom Limited** 4.10%
GAIL (India) Limited** 4.07%
Bharti Telecom Limited** 4.02%
Small Industries Development Bank Of India** 3.96%
Export-Import Bank Of India** 3.94%
Small Industries Development Bank Of India** 3.87%
National Housing Bank** 2.96%
Power Grid Corporation of India Limited** 2.95%
Power Finance Corporation Limited** 2.93%
REC Limited** 2.92%
Tata Capital Housing Finance Limited 2.90%
HDFC Bank Limited** 2.88%
Power Finance Corporation Limited** 2.41%
Indian Railway Finance Corporation Limited** 2.12%
National Bank for Financing Infrastructure and Development** 2.10%
Power Finance Corporation Limited** 2.04%
Power Finance Corporation Limited** 2.00%
Indian Railway Finance Corporation Limited** 1.99%
Power Grid Corporation of India Limited** 1.98%
REC Limited 1.98%
Power Grid Corporation of India Limited** 1.96%
State Bank Of India** 1.94%
State Bank Of India** 1.87%
REC Limited** 1.85%
State Bank Of India** 1.23%
Export-Import Bank Of India 1.01%
REC Limited** 1.00%
REC Limited** 0.98%
Indian Railway Finance Corporation Limited** 0.97%
NTPC Limited** 0.96%
REC Limited** 0.96%
National Bank for Financing Infrastructure and Development** 0.96%
Power Finance Corporation Limited** 0.78%
7.08% Haryana SDL 26032039 3.79%
6.90% GOI 15042065 2.69%
7.32% GOI 13112030 2.01%
7.43% Maharashtra SDL 03122040 1.90%
6.94% GOI 11052036 0.98%
7.17% Gujarat SDL 04022032 0.96%
Union Bank of India** 4.59%
Punjab National Bank 2.81%
TREPS / Reverse Repo Investments 0.05%
SBI Funds Management Pvt Limited/Fund Parent 0.47%
Net Receivables/Payables 0.20%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
5.95 years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.49% 0.00% 5.45%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.49% 7.16% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.49% 7.16% 3.85%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 4.95% 6.99% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.77% 6.68% 7.34%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 4.02% 6.58% 7.68%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from DSP Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
DSP World Mining Overseas Equity Omni FOF - Regular Plan - Growth 29.70% 25.48% 6.59%
DSP Global Innovation Overseas Equity Omni FOF - Regular Plan - Growth 20.67% 26.23% 18.17%
DSP US Specific Equity Omni FOF - Regular Plan - Growth 20.62% 26.42% 16.59%
DSP World Gold Mining Overseas Equity Omni FOF - Regular Plan - Growth 20.56% 46.63% 8.94%
DSP Global Clean Energy Overseas Equity Omni FOF - Regular Plan - Growth 16.77% 19.15% 5.93%
DSP Silver ETF Fund Of Fund - Regular Plan - Growth 15.81% 0.00% 48.81%
DSP Healthcare Fund - Regular Plan - Growth 13.71% 19.89% 20.75%
DSP Gold ETF Fund Of Fund - Regular Plan - Growth 12.25% 0.00% 28.95%
DSP Nifty Healthcare Index Fund - Regular Plan - Growth 11.29% 0.00% 12.04%
DSP Credit Risk Fund - Regular Plan - Growth 9.55% 12.82% 7.55%

Returns are historical and do not guarantee future performance.

View All DSP Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate risk and relatively low credit risk.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.61%
Expense Ratio (Direct)
0.34%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
Nifty Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
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