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DSP Dynamic Asset Allocation Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
27.61 -0.13%
AUM (Fund Size)
N/A
Expense Ratio
1.94%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.45
0.15 %
Two Week 2025-07-03 ₹1,000.00 ₹1,004.51
0.45 %
One Month 2025-06-18 ₹1,000.00 ₹1,009.51
0.95 %
Three Months 2025-04-21 ₹3,000.00 ₹3,047.85
1.60 %
Six Months 2025-01-20 ₹6,000.00 ₹6,226.31
3.77 %
One Year 2024-07-18 ₹12,000.00 ₹12,563.62
4.70 %
Three Year 2022-07-19 ₹36,000.00 ₹43,633.33
21.20 %
Five Year 2020-07-20 ₹60,000.00 ₹79,161.05
31.94 %
Ten Year 2015-07-21 ₹120,000.00 ₹200,491.12
67.08 %
Since Inception 2014-01-17 ₹141,000.00 ₹249,779.43
77.15 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Dynamic Asset Allocation Fund - Regular Plan - Growth

Banks
4%
Finance
1%
IT - Software
2%
Automobiles
0%
Consumer Durables
0%
Diversified FMCG
0%
Telecom - Services
0%
Auto Components
0%
Insurance
1%
Consumable Fuels
1%
Industrial Products
0%
Oil
0%
Construction
0%
Beverages
0%
Petroleum Products
0%
Pharmaceuticals & Biotechnology
0%
Industrial Manufacturing
0%
Chemicals & Petrochemicals
0%
Power
0%
Gas
0%
Personal Products
0%
Cement & Cement Products
0%
Capital Markets
0%
Aerospace & Defense
0%
Debt Instruments
4%
Government Securities
10%
Commercial Papers
0%
Treasury Bill
0%
Cash & Cash Equivalent
0%

Companies Holding in DSP Dynamic Asset Allocation Fund - Regular Plan - Growth

HDFC Bank Limited
2.21%
State Bank Of India
1.66%
ICICI Bank Limited
1.21%
Bajaj Finance Limited
1.1%
Power Finance Corporation Limited
0.97%
Bajaj Finserv Limited
0.95%
Cholamandalam Investment And Finance Company Limited
0.54%
PNB Housing Finance Limited
0.43%
Infosys Limited
1.55%
HCL Technologies Limited
1.19%
Mahindra & Mahindra Limited
0.91%
Tata Motors Limited
0.85%
Century Plyboards (India) Limited
0.87%
La Opala RG Limited
0.49%
Symphony Limited
0.38%
Hindustan Unilever Limited
0.86%
ITC Limited
0.68%
Bharti Hexacom Limited
0.73%
Indus Towers Limited
0.67%
Samvardhana Motherson International Limited
0.89%
UNO Minda Limited
0.36%
Life Insurance Corporation Of India
1.16%
Coal India Limited
1.08%
Kirloskar Oil Engines Limited
0.96%
Oil India Limited
0.82%
Larsen & Toubro Limited
0.79%
Radico Khaitan Limited
0.73%
Bharat Petroleum Corporation Limited
0.72%
Cipla Limited
0.67%
JNK India Limited
0.59%
Gujarat Fluorochemicals Limited
0.53%
NTPC Limited
0.5%
GAIL (India) Limited
0.49%
Emami Limited
0.5%
JK Cement Limited
0.44%
Prudent Corporate Advisory Services Limited
0.39%
Bharat Electronics Limited
0.39%
REC Limited
0.78%
Bajaj Finance Limited
2.4%
Cholamandalam Investment And Finance Company Limited
1.61%
Muthoot Finance Limited
1.54%
Bharti Telecom Limited
0.83%
Titan Company Limited
0.82%
Small Industries Development Bank Of India
0.16%
Bajaj Housing Finance Limited
0.82%
Tata Capital Limited
0.81%
Power Finance Corporation Limited
0.81%
LIC Housing Finance Limited
0.8%
HDB Financial Services Limited
0.8%
National Housing Bank
0.79%
National Bank For Agriculture And Rural Development
0.79%
National Bank For Financing Infrastructure And Development
0.78%
7.32% GOI 2030
3.71%
7.38% GOI 2027
3.18%
7.17% GOI 2030
2.57%
7.06% GOI 2028
1.92%
7.10% GOI 2029
1.6%
7.02% GOI 2031
0.79%
Panatone Finvest Limited
0.75%
364 DAYS T-BILL 2024
0.76%
Cash Margin
0.36%
Net Receivables/Payables
0.13%

Risk Ratios

Std. Deviation 6.54
Beta 0.79
Sharpe Ratio 0.54
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.94
Expense Ratio Direct
0.71
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Unknown
Unknown Experience

FAQs

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