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Home Mf Research Dsp Dynamic Asset Allocation Fund Regular Plan Growth
DSP Mutual Fund

DSP Dynamic Asset Allocation Fund - Regular Plan - Growth

Hybrid Hybrid Dynamic Asset Allocation
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
27.32 -0.18%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.94%
Expense Ratio (Direct)
0.71%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,000.37
0.04 %
Two Week 2025-05-19 ₹1,000.00 ₹1,000.15
0.01 %
1 Month 2025-05-05 ₹1,000.00 ₹1,013.32
1.33 %
Three Months 2025-03-05 ₹3,000.00 ₹3,115.55
3.85 %
Six Months 2024-12-05 ₹6,000.00 ₹6,229.41
3.82 %
One Year 2024-06-03 ₹12,000.00 ₹12,541.08
4.51 %
Three Year 2022-06-06 ₹36,000.00 ₹43,783.53
21.62 %
Five Year 2020-06-04 ₹60,000.00 ₹79,680.60
32.80 %
Ten Year 2015-06-08 ₹120,000.00 ₹200,321.99
66.93 %
Since Inception 2014-01-17 ₹139,000.00 ₹245,158.52
76.37 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 2.21
State Bank of India Banks Equity 1.66
ICICI Bank Limited Banks Equity 1.21
Bajaj Finance Limited Finance Equity 1.1
Power Finance Corporation Limited Finance Equity 0.97
Bajaj Finserv Limited Finance Equity 0.95
Cholamandalam Investment and Finance Company Limited Finance Equity 0.54
PNB Housing Finance Limited Finance Equity 0.43
Infosys Limited IT - Software Equity 1.55
HCL Technologies Limited IT - Software Equity 1.19
Mahindra & Mahindra Limited Automobiles Equity 0.91
Tata Motors Limited Automobiles Equity 0.85
Century Plyboards (India) Limited Consumer Durables Equity 0.87
La Opala RG Limited Consumer Durables Equity 0.49
Symphony Limited Consumer Durables Equity 0.38
Hindustan Unilever Limited Diversified FMCG Equity 0.86
ITC Limited Diversified FMCG Equity 0.68
Bharti Hexacom Limited Telecom - Services Equity 0.73
Indus Towers Limited Telecom - Services Equity 0.67
Samvardhana Motherson International Limited Auto Components Equity 0.89
UNO Minda Limited Auto Components Equity 0.36
Life Insurance Corporation of India Insurance Equity 1.16
Coal India Limited Consumable Fuels Equity 1.08
Kirloskar Oil Engines Limited Industrial Products Equity 0.96
Oil India Limited Oil Equity 0.82
Larsen & Toubro Limited Construction Equity 0.79
Radico Khaitan Limited Beverages Equity 0.73
Bharat Petroleum Corporation Limited Petroleum Products Equity 0.72
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.67
JNK India Limited Industrial Manufacturing Equity 0.59
Gujarat Fluorochemicals Limited Chemicals & Petrochemicals Equity 0.53
NTPC Limited Power Equity 0.5
GAIL (India) Limited Gas Equity 0.49
Emami Limited Personal Products Equity 0.5
JK Cement Limited Cement & Cement Products Equity 0.44
Prudent Corporate Advisory Services Limited Capital Markets Equity 0.39
Bharat Electronics Limited Aerospace & Defense Equity 0.39
REC Limited Debt Instruments Debt 0.78
Bajaj Finance Limited Debt Instruments Debt 2.4
Cholamandalam Investment and Finance Company Limited Debt Instruments Debt 1.61
Muthoot Finance Limited Debt Instruments Debt 1.54
Bharti Telecom Limited Debt Instruments Debt 0.83
Titan Company Limited Debt Instruments Debt 0.82
Small Industries Development Bank of India Debt Instruments Debt 0.16
Bajaj Housing Finance Limited Debt Instruments Debt 0.82
Tata Capital Limited Debt Instruments Debt 0.81
Power Finance Corporation Limited Debt Instruments Debt 0.81
LIC Housing Finance Limited Debt Instruments Debt 0.8
HDB Financial Services Limited Debt Instruments Debt 0.8
National Housing Bank Debt Instruments Debt 0.79
National Bank for Agriculture and Rural Development Debt Instruments Debt 0.79
National Bank for Financing Infrastructure and Development Debt Instruments Debt 0.78
7.32% GOI 2030 Government Securities Debt 3.71
7.38% GOI 2027 Government Securities Debt 3.18
7.17% GOI 2030 Government Securities Debt 2.57
7.06% GOI 2028 Government Securities Debt 1.92
7.10% GOI 2029 Government Securities Debt 1.6
7.02% GOI 2031 Government Securities Debt 0.79
Panatone Finvest Limited Commercial Papers Debt 0.75
364 DAYS T-BILL 2024 Treasury Bill Debt 0.76
Cash Margin Cash & Cash Equivalent Cash 0.36
Net Receivables/Payables Cash & Cash Equivalent Cash 0.13
SIP Calculator
Risk Ratios
Standard Deviation
6.54
Beta
0.79
Sharpe Ratio
0.54
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Unknown (Unknown),
  • Expense ration regular : 1.94
  • Expense ration direct : 0.71
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid

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