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DSP Mutual Fund

DSP Equity & Bond Fund - Growth

Debt Debt Medium Duration
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
355.72 -0.22%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.75%
Expense Ratio (Direct)
0.68%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹994.75
-0.53 %
Two Week 2025-05-19 ₹1,000.00 ₹992.39
-0.76 %
1 Month 2025-05-05 ₹1,000.00 ₹1,009.34
0.93 %
Three Months 2025-03-05 ₹3,000.00 ₹3,165.26
5.51 %
Six Months 2024-12-05 ₹6,000.00 ₹6,284.25
4.74 %
One Year 2024-06-03 ₹12,000.00 ₹12,632.56
5.27 %
Three Year 2022-06-06 ₹36,000.00 ₹47,038.34
30.66 %
Five Year 2020-06-04 ₹60,000.00 ₹90,501.76
50.84 %
Ten Year 2015-06-08 ₹120,000.00 ₹252,850.81
110.71 %
Since Inception 2000-01-03 ₹310,000.00 ₹3,088,536.83
896.30 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank for Agriculture and Rural Development Debt Instruments Bond 1.26
HDFC Bank Limited Debt Instruments Bond 1.66
REC Limited Debt Instruments Bond 1.16
Small Industries Development Bank of India Debt Instruments Bond 0.25
Kotak Mahindra Prime Limited Debt Instruments Bond 1.01
HDB Financial Services Limited Debt Instruments Bond 1.00
Bharti Telecom Limited Debt Instruments Bond 0.78
Bajaj Finance Limited Debt Instruments Bond 0.76
Muthoot Finance Limited Debt Instruments Bond 0.75
Mahindra & Mahindra Financial Services Limited Debt Instruments Bond 0.53
Power Finance Corporation Limited Debt Instruments Bond 0.37
Indian Railway Finance Corporation Limited Debt Instruments Bond 0.27
Titan Company Limited Debt Instruments Bond 0.26
Bajaj Housing Finance Limited Debt Instruments Bond 0.25
LIC Housing Finance Limited Debt Instruments Bond 0.25
Cholamandalam Investment and Finance Company Limited Debt Instruments Bond 0.25
National Bank for Financing Infrastructure and Development Debt Instruments Bond 0.25
7.10% GOI 2034 Government Securities SOV 2.97
7.59% GOI 2026 Government Securities SOV 2.76
7.38% GOI 2027 Government Securities SOV 1.86
7.32% GOI 2030 Government Securities SOV 1.06
0% GOI 2025 Government Securities SOV 0.57
7.18% GOI 2033 Government Securities SOV 0.47
5.74% GOI 2026 Government Securities SOV 0.47
7.10% GOI 2029 Government Securities SOV 0.41
7.17% GOI 2028 Government Securities SOV 0.25
5.63% GOI 2026 Government Securities SOV 0.17
0% GOI 2026 Government Securities SOV 0.09
7.37% Maharashtra SDL 2026 Government Securities SOV 0.04
6.18% Gujarat SDL 2026 Government Securities SOV 0.02
8.60% GOI 2028 Government Securities SOV 0.02
7.27% GOI 2026 Government Securities SOV 0.01
5.15% GOI 2025 Government Securities SOV -
HDFC Bank Limited Certificate of Deposit CD 0.72
Axis Bank Limited Certificate of Deposit CD 0.48
Union Bank of India Certificate of Deposit CD 0.48
Panatone Finvest Limited Commercial Papers CP 0.24
Net Receivables/Payables Cash & Cash Equivalent - 0.09
SIP Calculator
Risk Ratios
Standard Deviation
10.82
Beta
1.10
Sharpe Ratio
0.73
Lock In Period
-
Residual Maturity
3.2
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (),
  • Expense ration regular : 1.75
  • Expense ration direct : 0.68
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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