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DSP Mutual Fund

DSP Equity & Bond Fund - Regular Plan - Growth

Hybrid Hybrid Aggressive Hybrid
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
357.93 -0.80%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.75%
Expense Ratio (Direct)
0.68%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,001.52
0.15 %
Two Week 2025-05-28 ₹1,000.00 ₹1,001.43
0.14 %
One Month 2025-05-13 ₹1,000.00 ₹1,010.28
1.03 %
Three Months 2025-03-17 ₹3,000.00 ₹3,134.88
4.50 %
Six Months 2024-12-16 ₹6,000.00 ₹6,324.13
5.40 %
One Year 2024-06-12 ₹12,000.00 ₹12,685.77
5.71 %
Three Year 2022-06-13 ₹36,000.00 ₹47,214.21
31.15 %
Five Year 2020-06-15 ₹60,000.00 ₹90,339.98
50.57 %
Ten Year 2015-06-15 ₹120,000.00 ₹253,508.15
111.26 %
Since Inception 2000-01-03 ₹310,000.00 ₹3,107,719.69
902.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI - 5.63% (12/04/2026) - Debt 3.38
SDL RAJASTHAN 8.30% (13/01/2026) - Debt 1.67
GOI - 7.59% (11/01/2026) - Debt 0.57
GOI - 6.99% (17/04/2026) - Debt 0.17
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 11/03/2026 - Debt 4.10
- UNION BANK OF INDIA - CD - 27/01/2026 - Debt 3.90
- FEDERAL BANK LTD - CD - 10/03/2026 - Debt 3.35
TREASURY BILL 364 DAYS (19/03/2026) - Debt 3.07
- AXIS BANK LTD - CD - 05/03/2026 - Debt 2.98
- PUNJAB NATIONAL BANK - CD - 18/03/2026 - Debt 2.98
- HDFC BANK LTD - CD - 12/03/2026 - Debt 2.68
- LIC HOUSING FINANCE LTD - CP - 11/12/2025 - Debt 2.27
- FEDERAL BANK LTD - CD - 12/12/2025 - Debt 2.11
- POWER FINANCE CORPORATION - CP - 15/12/2025 - Debt 1.81
- HDFC BANK LTD - CD - 04/12/2025 - Debt 1.67
TREASURY BILL 182 DAYS (18/09/2025) - Debt 1.63
- BHARTI TELECOM LTD - CP - 17/10/2025 - Debt 1.52
- KARUR VYSYA BANK LTD - CD - 09/01/2026 - Debt 1.50
- NABARD - CD - 23/01/2026 - Debt 1.50
- LIC HOUSING FINANCE LTD - CP - 21/01/2026 - Debt 1.50
- BANK OF INDIA - CD - 03/02/2026 - Debt 1.50
- KOTAK MAHINDRA BANK - CD - 27/02/2026 - Debt 1.49
- NABARD - CD - 27/02/2026 - Debt 1.49
- KOTAK MAHINDRA BANK - CD - 24/03/2026 - Debt 1.49
- ICICI SECURITIES LTD - CP - 17/03/2026 - Debt 1.48
- JAMMU AND KASHMIR BANK LTD - CD - 02/04/2026 - Debt 1.48
TREASURY BILL 364 DAYS (27/02/2026) - Debt 1.43
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 13/01/2026 - Debt 1.28
- UNION BANK OF INDIA - CD - 18/12/2025 - Debt 1.21
- CREDILA FINANCIAL SERVICES LTD - CP - 28/11/2025 - Debt 1.21
- NABARD - CD - 17/02/2026 - Debt 1.20
- MOTILAL OSWAL FINVEST LTD - CP - 30/01/2026 - Debt 1.19
- NABARD - CD - 10/03/2026 - Debt 1.19
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/12/2025 - Debt 1.14
- HDFC BANK LTD - CD - 18/12/2025 - Debt 1.06
- INDUSIND BANK LTD - CD - 20/01/2026 - Debt 1.05
- HDFC BANK LTD - CD - 06/02/2026 - Debt 1.05
- PIRAMAL FINANCE LTD - CP - 30/01/2026 - Debt 1.04
- NABARD - CD - 20/01/2026 - Debt 0.98
- EQUITAS SMALL FINANCE BANK LTD - CD - 27/01/2026 - Debt 0.90
- IDBI BANK LTD - CD - 26/02/2026 - Debt 0.89
- ICICI SECURITIES LTD - CP - 27/02/2026 - Debt 0.89
- PIRAMAL FINANCE LTD - CP - 27/01/2026 - Debt 0.89
- AXIS FINANCE LTD - CP - 06/03/2026 - Debt 0.89
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/05/2026 - Debt 0.88
- ADITYA BIRLA CAPITAL LTD - CP - 06/02/2026 - Debt 0.82
TREASURY BILL 182 DAYS (04/09/2025) - Debt 0.77
- AU SMALL FINANCE BANK - CD - 15/12/2025 - Debt 0.75
- ANGEL ONE LTD - CP - 21/11/2025 - Debt 0.75
- DEUTSCHE INVESTMENT INDIA PVT LTD - CP - 13/01/2026 - Debt 0.75
- JULIUS BAER CAPITAL IND PVT LTD - CP - 14/01/2026 - Debt 0.75
- EQUITAS SMALL FINANCE BANK LTD - CD - 23/01/2026 - Debt 0.75
- HDFC BANK LTD - CD - 25/02/2026 - Debt 0.75
- IDBI BANK LTD - CD - 23/02/2026 - Debt 0.75
- SUNDARAM FIN LTD - CP - 20/02/2026 - Debt 0.75
- BANK OF BARODA - CD - 13/03/2026 - Debt 0.74
- KOTAK MAHINDRA PRIME LTD - CP - 24/02/2026 - Debt 0.74
- MASHREQ BANK - CD - 27/02/2026 - Debt 0.74
- NABARD - CD - 24/03/2026 - Debt 0.74
- KOTAK MAHINDRA PRIME LTD - CP - 06/03/2026 - Debt 0.74
- ICICI SECURITIES LTD - CP - 06/03/2026 - Debt 0.74
TREASURY BILL 364 DAYS (11/09/2025) - Debt 0.69
- BHARTI TELECOM LTD - CP - 13/02/2026 - Debt 0.67
- CHOLAMANDALAM INVT & FIN CO LTD - CP - 09/03/2026 - Debt 0.67
- PNB HOUSING FINANCE LTD - CP - 25/09/2025 - Debt 0.61
- JULIUS BAER CAPITAL IND PVT LTD - CP - 25/11/2025 - Debt 0.60
TREASURY BILL 364 DAYS (12/02/2026) - Debt 0.60
- HDFC BANK LTD - CD - 30/01/2026 - Debt 0.60
- MASHREQ BANK - CD - 30/01/2026 - Debt 0.60
- KARUR VYSYA BANK LTD - CD - 12/03/2026 - Debt 0.59
- MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 25/02/2026 - Debt 0.59
- MUTHOOT FINCORP - CP - 27/02/2026 - Debt 0.59
- LIC HOUSING FINANCE LTD - CP - 11/09/2025 - Debt 0.54
- BHARTI TELECOM LTD - CP - 19/09/2025 - Debt 0.54
- BANK OF BARODA - CD - 13/01/2026 - Debt 0.45
- CANARA BANK - CD - 20/01/2026 - Debt 0.45
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/02/2026 - Debt 0.45
- JAMMU AND KASHMIR BANK LTD - CD - 26/05/2026 - Debt 0.44
TREASURY BILL 364 DAYS (29/01/2026) - Debt 0.44
- NUVAMA WEALTH FINANCE LTD - CP - 25/11/2025 - Debt 0.38
- KOTAK MAHINDRA BANK - CD - 28/01/2026 - Debt 0.38
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 05/12/2025 - Debt 0.37
TREASURY BILL 91 DAYS (26/06/2025) - Debt 0.36
TREASURY BILL 182 DAYS (25/09/2025) - Debt 0.31
- BANK OF INDIA - CD - 28/11/2025 - Debt 0.30
- CANARA BANK - CD - 04/12/2025 - Debt 0.30
- CANARA BANK - CD - 18/12/2025 - Debt 0.30
- INDUSIND BANK LTD - CD - 10/12/2025 - Debt 0.30
- CANARA BANK - CD - 26/12/2025 - Debt 0.30
- CREDILA FINANCIAL SERVICES LTD - CP - 03/12/2025 - Debt 0.30
- HDFC BANK LTD - CD - 04/02/2026 - Debt 0.30
TREASURY BILL 364 DAYS (12/03/2026) - Debt 0.30
- IDFC FIRST BANK LTD - CD - 28/01/2026 - Debt 0.30
- NUVAMA WEALTH MANAGEMENT LTD ( EARLIER EDELWEISS SECURITIES LTD) - CP - 08/12/2025 - Debt 0.22
- TATA CAPITAL LTD - CP - 26/02/2026 - Debt 0.22
- PUNJAB NATIONAL BANK - CD - 08/01/2026 - Debt 0.21
- INDIAN BANK - CD - 08/01/2026 - Debt 0.15
- UNION BANK OF INDIA - CD - 16/01/2026 - Debt 0.15
- MUTHOOT FINCORP - CP - 08/01/2026 - Debt 0.15
TREASURY BILL 364 DAYS (18/12/2025) - Debt 0.08
- CANARA BANK - CD - 05/12/2025 - Debt 0.08
- INDIAN BANK - CD - 06/03/2026 - Debt 0.07
TREASURY BILL 182 DAYS (10/10/2025) - Debt 0.06
- KOTAK MAHINDRA BANK - CD - 15/01/2026 - Debt 0.05
- AXIS BANK LTD - CD - 05/09/2025 - Debt 0.02
SBIMF AIF - CAT I (CDMDF)27/10/2038 - - 0.22
(C) TREPS - Debt 0.15
D) REPO - Debt 0.01
NET CURRENT LIABILITIES - - -2.15
SIP Calculator
Risk Ratios
Standard Deviation
10.82
Beta
1.10
Sharpe Ratio
0.73
Lock In Period
-
Residual Maturity
3.2
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Amit Somani (22 years), (),
  • Expense ration regular : 1.75
  • Expense ration direct : 0.68
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid

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