DSP Equity & Bond Fund - Regular Plan - Growth
Hybrid
Hybrid Aggressive Hybrid
Fund House : DSP Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-12)
357.93 -0.80%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.75%
Expense Ratio
(Direct)
0.68%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-05 | ₹1,000.00 | ₹1,001.52 |
0.15 %
|
| Two Week | 2025-05-28 | ₹1,000.00 | ₹1,001.43 |
0.14 %
|
| One Month | 2025-05-13 | ₹1,000.00 | ₹1,010.28 |
1.03 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,134.88 |
4.50 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,324.13 |
5.40 %
|
| One Year | 2024-06-12 | ₹12,000.00 | ₹12,685.77 |
5.71 %
|
| Three Year | 2022-06-13 | ₹36,000.00 | ₹47,214.21 |
31.15 %
|
| Five Year | 2020-06-15 | ₹60,000.00 | ₹90,339.98 |
50.57 %
|
| Ten Year | 2015-06-15 | ₹120,000.00 | ₹253,508.15 |
111.26 %
|
| Since Inception | 2000-01-03 | ₹310,000.00 | ₹3,107,719.69 |
902.49 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| GOI - 5.63% (12/04/2026) | - | Debt | 3.38 |
| SDL RAJASTHAN 8.30% (13/01/2026) | - | Debt | 1.67 |
| GOI - 7.59% (11/01/2026) | - | Debt | 0.57 |
| GOI - 6.99% (17/04/2026) | - | Debt | 0.17 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 11/03/2026 | - | Debt | 4.10 |
| - UNION BANK OF INDIA - CD - 27/01/2026 | - | Debt | 3.90 |
| - FEDERAL BANK LTD - CD - 10/03/2026 | - | Debt | 3.35 |
| TREASURY BILL 364 DAYS (19/03/2026) | - | Debt | 3.07 |
| - AXIS BANK LTD - CD - 05/03/2026 | - | Debt | 2.98 |
| - PUNJAB NATIONAL BANK - CD - 18/03/2026 | - | Debt | 2.98 |
| - HDFC BANK LTD - CD - 12/03/2026 | - | Debt | 2.68 |
| - LIC HOUSING FINANCE LTD - CP - 11/12/2025 | - | Debt | 2.27 |
| - FEDERAL BANK LTD - CD - 12/12/2025 | - | Debt | 2.11 |
| - POWER FINANCE CORPORATION - CP - 15/12/2025 | - | Debt | 1.81 |
| - HDFC BANK LTD - CD - 04/12/2025 | - | Debt | 1.67 |
| TREASURY BILL 182 DAYS (18/09/2025) | - | Debt | 1.63 |
| - BHARTI TELECOM LTD - CP - 17/10/2025 | - | Debt | 1.52 |
| - KARUR VYSYA BANK LTD - CD - 09/01/2026 | - | Debt | 1.50 |
| - NABARD - CD - 23/01/2026 | - | Debt | 1.50 |
| - LIC HOUSING FINANCE LTD - CP - 21/01/2026 | - | Debt | 1.50 |
| - BANK OF INDIA - CD - 03/02/2026 | - | Debt | 1.50 |
| - KOTAK MAHINDRA BANK - CD - 27/02/2026 | - | Debt | 1.49 |
| - NABARD - CD - 27/02/2026 | - | Debt | 1.49 |
| - KOTAK MAHINDRA BANK - CD - 24/03/2026 | - | Debt | 1.49 |
| - ICICI SECURITIES LTD - CP - 17/03/2026 | - | Debt | 1.48 |
| - JAMMU AND KASHMIR BANK LTD - CD - 02/04/2026 | - | Debt | 1.48 |
| TREASURY BILL 364 DAYS (27/02/2026) | - | Debt | 1.43 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 13/01/2026 | - | Debt | 1.28 |
| - UNION BANK OF INDIA - CD - 18/12/2025 | - | Debt | 1.21 |
| - CREDILA FINANCIAL SERVICES LTD - CP - 28/11/2025 | - | Debt | 1.21 |
| - NABARD - CD - 17/02/2026 | - | Debt | 1.20 |
| - MOTILAL OSWAL FINVEST LTD - CP - 30/01/2026 | - | Debt | 1.19 |
| - NABARD - CD - 10/03/2026 | - | Debt | 1.19 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/12/2025 | - | Debt | 1.14 |
| - HDFC BANK LTD - CD - 18/12/2025 | - | Debt | 1.06 |
| - INDUSIND BANK LTD - CD - 20/01/2026 | - | Debt | 1.05 |
| - HDFC BANK LTD - CD - 06/02/2026 | - | Debt | 1.05 |
| - PIRAMAL FINANCE LTD - CP - 30/01/2026 | - | Debt | 1.04 |
| - NABARD - CD - 20/01/2026 | - | Debt | 0.98 |
| - EQUITAS SMALL FINANCE BANK LTD - CD - 27/01/2026 | - | Debt | 0.90 |
| - IDBI BANK LTD - CD - 26/02/2026 | - | Debt | 0.89 |
| - ICICI SECURITIES LTD - CP - 27/02/2026 | - | Debt | 0.89 |
| - PIRAMAL FINANCE LTD - CP - 27/01/2026 | - | Debt | 0.89 |
| - AXIS FINANCE LTD - CP - 06/03/2026 | - | Debt | 0.89 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/05/2026 | - | Debt | 0.88 |
| - ADITYA BIRLA CAPITAL LTD - CP - 06/02/2026 | - | Debt | 0.82 |
| TREASURY BILL 182 DAYS (04/09/2025) | - | Debt | 0.77 |
| - AU SMALL FINANCE BANK - CD - 15/12/2025 | - | Debt | 0.75 |
| - ANGEL ONE LTD - CP - 21/11/2025 | - | Debt | 0.75 |
| - DEUTSCHE INVESTMENT INDIA PVT LTD - CP - 13/01/2026 | - | Debt | 0.75 |
| - JULIUS BAER CAPITAL IND PVT LTD - CP - 14/01/2026 | - | Debt | 0.75 |
| - EQUITAS SMALL FINANCE BANK LTD - CD - 23/01/2026 | - | Debt | 0.75 |
| - HDFC BANK LTD - CD - 25/02/2026 | - | Debt | 0.75 |
| - IDBI BANK LTD - CD - 23/02/2026 | - | Debt | 0.75 |
| - SUNDARAM FIN LTD - CP - 20/02/2026 | - | Debt | 0.75 |
| - BANK OF BARODA - CD - 13/03/2026 | - | Debt | 0.74 |
| - KOTAK MAHINDRA PRIME LTD - CP - 24/02/2026 | - | Debt | 0.74 |
| - MASHREQ BANK - CD - 27/02/2026 | - | Debt | 0.74 |
| - NABARD - CD - 24/03/2026 | - | Debt | 0.74 |
| - KOTAK MAHINDRA PRIME LTD - CP - 06/03/2026 | - | Debt | 0.74 |
| - ICICI SECURITIES LTD - CP - 06/03/2026 | - | Debt | 0.74 |
| TREASURY BILL 364 DAYS (11/09/2025) | - | Debt | 0.69 |
| - BHARTI TELECOM LTD - CP - 13/02/2026 | - | Debt | 0.67 |
| - CHOLAMANDALAM INVT & FIN CO LTD - CP - 09/03/2026 | - | Debt | 0.67 |
| - PNB HOUSING FINANCE LTD - CP - 25/09/2025 | - | Debt | 0.61 |
| - JULIUS BAER CAPITAL IND PVT LTD - CP - 25/11/2025 | - | Debt | 0.60 |
| TREASURY BILL 364 DAYS (12/02/2026) | - | Debt | 0.60 |
| - HDFC BANK LTD - CD - 30/01/2026 | - | Debt | 0.60 |
| - MASHREQ BANK - CD - 30/01/2026 | - | Debt | 0.60 |
| - KARUR VYSYA BANK LTD - CD - 12/03/2026 | - | Debt | 0.59 |
| - MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 25/02/2026 | - | Debt | 0.59 |
| - MUTHOOT FINCORP - CP - 27/02/2026 | - | Debt | 0.59 |
| - LIC HOUSING FINANCE LTD - CP - 11/09/2025 | - | Debt | 0.54 |
| - BHARTI TELECOM LTD - CP - 19/09/2025 | - | Debt | 0.54 |
| - BANK OF BARODA - CD - 13/01/2026 | - | Debt | 0.45 |
| - CANARA BANK - CD - 20/01/2026 | - | Debt | 0.45 |
| - SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/02/2026 | - | Debt | 0.45 |
| - JAMMU AND KASHMIR BANK LTD - CD - 26/05/2026 | - | Debt | 0.44 |
| TREASURY BILL 364 DAYS (29/01/2026) | - | Debt | 0.44 |
| - NUVAMA WEALTH FINANCE LTD - CP - 25/11/2025 | - | Debt | 0.38 |
| - KOTAK MAHINDRA BANK - CD - 28/01/2026 | - | Debt | 0.38 |
| - NUVAMA WEALTH AND INVESTMENT LTD - CP - 05/12/2025 | - | Debt | 0.37 |
| TREASURY BILL 91 DAYS (26/06/2025) | - | Debt | 0.36 |
| TREASURY BILL 182 DAYS (25/09/2025) | - | Debt | 0.31 |
| - BANK OF INDIA - CD - 28/11/2025 | - | Debt | 0.30 |
| - CANARA BANK - CD - 04/12/2025 | - | Debt | 0.30 |
| - CANARA BANK - CD - 18/12/2025 | - | Debt | 0.30 |
| - INDUSIND BANK LTD - CD - 10/12/2025 | - | Debt | 0.30 |
| - CANARA BANK - CD - 26/12/2025 | - | Debt | 0.30 |
| - CREDILA FINANCIAL SERVICES LTD - CP - 03/12/2025 | - | Debt | 0.30 |
| - HDFC BANK LTD - CD - 04/02/2026 | - | Debt | 0.30 |
| TREASURY BILL 364 DAYS (12/03/2026) | - | Debt | 0.30 |
| - IDFC FIRST BANK LTD - CD - 28/01/2026 | - | Debt | 0.30 |
| - NUVAMA WEALTH MANAGEMENT LTD ( EARLIER EDELWEISS SECURITIES LTD) - CP - 08/12/2025 | - | Debt | 0.22 |
| - TATA CAPITAL LTD - CP - 26/02/2026 | - | Debt | 0.22 |
| - PUNJAB NATIONAL BANK - CD - 08/01/2026 | - | Debt | 0.21 |
| - INDIAN BANK - CD - 08/01/2026 | - | Debt | 0.15 |
| - UNION BANK OF INDIA - CD - 16/01/2026 | - | Debt | 0.15 |
| - MUTHOOT FINCORP - CP - 08/01/2026 | - | Debt | 0.15 |
| TREASURY BILL 364 DAYS (18/12/2025) | - | Debt | 0.08 |
| - CANARA BANK - CD - 05/12/2025 | - | Debt | 0.08 |
| - INDIAN BANK - CD - 06/03/2026 | - | Debt | 0.07 |
| TREASURY BILL 182 DAYS (10/10/2025) | - | Debt | 0.06 |
| - KOTAK MAHINDRA BANK - CD - 15/01/2026 | - | Debt | 0.05 |
| - AXIS BANK LTD - CD - 05/09/2025 | - | Debt | 0.02 |
| SBIMF AIF - CAT I (CDMDF)27/10/2038 | - | - | 0.22 |
| (C) TREPS | - | Debt | 0.15 |
| D) REPO | - | Debt | 0.01 |
| NET CURRENT LIABILITIES | - | - | -2.15 |
SIP Calculator
Risk Ratios
Standard Deviation
10.82
Beta
1.10
Sharpe Ratio
0.73
Lock In Period
-
Residual Maturity
3.2
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Amit Somani (22 years), (),
- Expense ration regular : 1.75
- Expense ration direct : 0.68
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : hybrid
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