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DSP Equity & Bond Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
360.09 -0.48%
AUM (Fund Size)
N/A
Expense Ratio
1.75%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.65
0.07 %
Two Week 2025-07-03 ₹1,000.00 ₹998.12
-0.19 %
One Month 2025-06-18 ₹1,000.00 ₹1,008.75
0.87 %
Three Months 2025-04-21 ₹3,000.00 ₹3,041.23
1.37 %
Six Months 2025-01-20 ₹6,000.00 ₹6,276.73
4.61 %
One Year 2024-07-18 ₹12,000.00 ₹12,630.79
5.26 %
Three Year 2022-07-19 ₹36,000.00 ₹46,705.90
29.74 %
Five Year 2020-07-20 ₹60,000.00 ₹88,884.72
48.14 %
Ten Year 2015-07-21 ₹120,000.00 ₹252,440.68
110.37 %
Since Inception 2000-01-03 ₹311,000.00 ₹3,127,445.48
905.61 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 52%
Others -2%

Sectors Holding in DSP Equity & Bond Fund - Regular Plan - Growth

Other
50%

Companies Holding in DSP Equity & Bond Fund - Regular Plan - Growth

GOI - 5.63% (12/04/2026)
3.38%
SDL RAJASTHAN 8.30% (13/01/2026)
1.67%
GOI - 7.59% (11/01/2026)
0.57%
GOI - 6.99% (17/04/2026)
0.17%
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 11/03/2026
4.10%
- UNION BANK OF INDIA - CD - 27/01/2026
3.90%
- FEDERAL BANK LTD - CD - 10/03/2026
3.35%
TREASURY BILL 364 DAYS (19/03/2026)
3.07%
- AXIS BANK LTD - CD - 05/03/2026
2.98%
- PUNJAB NATIONAL BANK - CD - 18/03/2026
2.98%
- HDFC BANK LTD - CD - 12/03/2026
2.68%
- LIC HOUSING FINANCE LTD - CP - 11/12/2025
2.27%
- FEDERAL BANK LTD - CD - 12/12/2025
2.11%
- POWER FINANCE CORPORATION - CP - 15/12/2025
1.81%
- HDFC BANK LTD - CD - 04/12/2025
1.67%
TREASURY BILL 182 DAYS (18/09/2025)
1.63%
- BHARTI TELECOM LTD - CP - 17/10/2025
1.52%
- KARUR VYSYA BANK LTD - CD - 09/01/2026
1.50%
- NABARD - CD - 23/01/2026
1.50%
- LIC HOUSING FINANCE LTD - CP - 21/01/2026
1.50%
- BANK OF INDIA - CD - 03/02/2026
1.50%
- KOTAK MAHINDRA BANK - CD - 27/02/2026
1.49%
- NABARD - CD - 27/02/2026
1.49%
- KOTAK MAHINDRA BANK - CD - 24/03/2026
1.49%
- ICICI SECURITIES LTD - CP - 17/03/2026
1.48%
- JAMMU AND KASHMIR BANK LTD - CD - 02/04/2026
1.48%
TREASURY BILL 364 DAYS (27/02/2026)
1.43%
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 13/01/2026
1.28%
- UNION BANK OF INDIA - CD - 18/12/2025
1.21%
- CREDILA FINANCIAL SERVICES LTD - CP - 28/11/2025
1.21%
- NABARD - CD - 17/02/2026
1.20%
- MOTILAL OSWAL FINVEST LTD - CP - 30/01/2026
1.19%
- NABARD - CD - 10/03/2026
1.19%
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/12/2025
1.14%
- HDFC BANK LTD - CD - 18/12/2025
1.06%
- INDUSIND BANK LTD - CD - 20/01/2026
1.05%
- HDFC BANK LTD - CD - 06/02/2026
1.05%
- PIRAMAL FINANCE LTD - CP - 30/01/2026
1.04%
- NABARD - CD - 20/01/2026
0.98%
- EQUITAS SMALL FINANCE BANK LTD - CD - 27/01/2026
0.90%
- IDBI BANK LTD - CD - 26/02/2026
0.89%
- ICICI SECURITIES LTD - CP - 27/02/2026
0.89%
- PIRAMAL FINANCE LTD - CP - 27/01/2026
0.89%
- AXIS FINANCE LTD - CP - 06/03/2026
0.89%
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 05/05/2026
0.88%
- ADITYA BIRLA CAPITAL LTD - CP - 06/02/2026
0.82%
TREASURY BILL 182 DAYS (04/09/2025)
0.77%
- AU SMALL FINANCE BANK - CD - 15/12/2025
0.75%
- ANGEL ONE LTD - CP - 21/11/2025
0.75%
- DEUTSCHE INVESTMENT INDIA PVT LTD - CP - 13/01/2026
0.75%
- JULIUS BAER CAPITAL IND PVT LTD - CP - 14/01/2026
0.75%
- EQUITAS SMALL FINANCE BANK LTD - CD - 23/01/2026
0.75%
- HDFC BANK LTD - CD - 25/02/2026
0.75%
- IDBI BANK LTD - CD - 23/02/2026
0.75%
- SUNDARAM FIN LTD - CP - 20/02/2026
0.75%
- BANK OF BARODA - CD - 13/03/2026
0.74%
- KOTAK MAHINDRA PRIME LTD - CP - 24/02/2026
0.74%
- MASHREQ BANK - CD - 27/02/2026
0.74%
- NABARD - CD - 24/03/2026
0.74%
- KOTAK MAHINDRA PRIME LTD - CP - 06/03/2026
0.74%
- ICICI SECURITIES LTD - CP - 06/03/2026
0.74%
TREASURY BILL 364 DAYS (11/09/2025)
0.69%
- BHARTI TELECOM LTD - CP - 13/02/2026
0.67%
- CHOLAMANDALAM INVT & FIN CO LTD - CP - 09/03/2026
0.67%
- PNB HOUSING FINANCE LTD - CP - 25/09/2025
0.61%
- JULIUS BAER CAPITAL IND PVT LTD - CP - 25/11/2025
0.60%
TREASURY BILL 364 DAYS (12/02/2026)
0.60%
- HDFC BANK LTD - CD - 30/01/2026
0.60%
- MASHREQ BANK - CD - 30/01/2026
0.60%
- KARUR VYSYA BANK LTD - CD - 12/03/2026
0.59%
- MOTILAL OSWAL FINANCIAL SERV. LTD - CP - 25/02/2026
0.59%
- MUTHOOT FINCORP - CP - 27/02/2026
0.59%
- LIC HOUSING FINANCE LTD - CP - 11/09/2025
0.54%
- BHARTI TELECOM LTD - CP - 19/09/2025
0.54%
- BANK OF BARODA - CD - 13/01/2026
0.45%
- CANARA BANK - CD - 20/01/2026
0.45%
- SMALL INDUST DEVLOP BANK OF INDIA - CD - 06/02/2026
0.45%
- JAMMU AND KASHMIR BANK LTD - CD - 26/05/2026
0.44%
TREASURY BILL 364 DAYS (29/01/2026)
0.44%
- NUVAMA WEALTH FINANCE LTD - CP - 25/11/2025
0.38%
- KOTAK MAHINDRA BANK - CD - 28/01/2026
0.38%
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 05/12/2025
0.37%
TREASURY BILL 91 DAYS (26/06/2025)
0.36%
TREASURY BILL 182 DAYS (25/09/2025)
0.31%
- BANK OF INDIA - CD - 28/11/2025
0.30%
- CANARA BANK - CD - 04/12/2025
0.30%
- CANARA BANK - CD - 18/12/2025
0.30%
- INDUSIND BANK LTD - CD - 10/12/2025
0.30%
- CANARA BANK - CD - 26/12/2025
0.30%
- CREDILA FINANCIAL SERVICES LTD - CP - 03/12/2025
0.30%
- HDFC BANK LTD - CD - 04/02/2026
0.30%
TREASURY BILL 364 DAYS (12/03/2026)
0.30%
- IDFC FIRST BANK LTD - CD - 28/01/2026
0.30%
- NUVAMA WEALTH MANAGEMENT LTD ( EARLIER EDELWEISS SECURITIES LTD) - CP - 08/12/2025
0.22%
- TATA CAPITAL LTD - CP - 26/02/2026
0.22%
- PUNJAB NATIONAL BANK - CD - 08/01/2026
0.21%
- INDIAN BANK - CD - 08/01/2026
0.15%
- UNION BANK OF INDIA - CD - 16/01/2026
0.15%
- MUTHOOT FINCORP - CP - 08/01/2026
0.15%
TREASURY BILL 364 DAYS (18/12/2025)
0.08%
- CANARA BANK - CD - 05/12/2025
0.08%
- INDIAN BANK - CD - 06/03/2026
0.07%
TREASURY BILL 182 DAYS (10/10/2025)
0.06%
- KOTAK MAHINDRA BANK - CD - 15/01/2026
0.05%
- AXIS BANK LTD - CD - 05/09/2025
0.02%
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.22%
(C) TREPS
0.15%
D) REPO
0.01%
NET CURRENT LIABILITIES
-2.15%

Risk Ratios

Std. Deviation 10.82
Beta 1.10
Sharpe Ratio 0.73
Lock In Period N/A
Residual Maturity 3.2

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.75
Expense Ratio Direct
0.68
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Amit Somani
22 years Experience
Experience

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