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Franklin India Pension Plan - Growth

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Fund info
NAV (as on 2025-07-18)
219.34 -0.23%
AUM (Fund Size)
N/A
Expense Ratio
2.26%
Exit load
3%, if redeemed before age 58; Nil if redeemed after age 58
Risk
N/A
AMC
Franklin Templeton Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.19
-0.08 %
Two Week 2025-07-03 ₹1,000.00 ₹996.75
-0.33 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.62
0.56 %
Three Months 2025-04-21 ₹3,000.00 ₹3,042.29
1.41 %
Six Months 2025-01-20 ₹6,000.00 ₹6,210.44
3.51 %
One Year 2024-07-18 ₹12,000.00 ₹12,491.53
4.10 %
Three Year 2022-07-19 ₹36,000.00 ₹42,691.40
18.59 %
Five Year 2020-07-20 ₹60,000.00 ₹77,737.62
29.56 %
Ten Year 2015-07-21 ₹120,000.00 ₹192,216.90
60.18 %
Since Inception 2000-01-03 ₹311,000.00 ₹1,426,345.73
358.63 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Franklin India Pension Plan - Growth

Telecom - Services
6%
Finance
31%
Banks
4%
Oil
4%
Sovereign
11%
Leisure Services
0%
Petroleum Products
1%
Pharmaceuticals & Biotechnology
0%
Power
1%
Realty
0%
Retailing
1%
Textiles & Apparels
0%
Aerospace & Defense
0%
Agricultural Food & Other Products
0%
Auto Components
0%
Automobiles
1%
Beverages
0%
Cement & Cement Products
0%
Chemicals & Petrochemicals
0%
Commercial Services & Supplies
0%
Construction
1%
Consumer Durables
0%
Ferrous Metals
0%
Financial Technology (Fintech)
0%
Gas
0%
Healthcare Services
0%
Industrial Products
0%
Insurance
0%
IT - Services
0%
IT - Software
3%

Companies Holding in Franklin India Pension Plan - Growth

Bharti Telecom Ltd
5.08%
HDB Financial Services Ltd
5.05%
Bajaj Housing Finance Ltd
4.87%
Mahindra & Mahindra Financial Services Ltd
4.85%
HDFC Bank Ltd
0.98%
Kotak Mahindra Investments Ltd
0.97%
Power Finance Corporation Ltd
0.36%
Small Industries Development Bank Of India
9.83%
National Bank For Agriculture & Rural Development
5.09%
ONGC Petro Additions Ltd
4.85%
REC Ltd
4.81%
5.63% GOI 2026 (12-APR-2026)
9.54%
7.04% GOI 2029 (03-JUN-2029)
2.43%
5.15% GOI 2025 (09-NOV-2025)
0.95%
Jubilant Foodworks Ltd
0.74%
Sapphire Foods India Ltd
0.67%
Apeejay Surrendra Park Hotels Ltd
0.32%
Lemon Tree Hotels Ltd
0.30%
Oil & Natural Gas Corporation Ltd
0.64%
Reliance Industries Ltd
1.40%
Sun Pharmaceutical Industries Ltd
0.99%
Eris Lifesciences Ltd
0.50%
NTPC Ltd
1.05%
Prestige Estates Projects Ltd
0.39%
Zomato Ltd
1.02%
Bharti Airtel Ltd
1.60%
Bharti Hexacom Ltd
0.39%
Indus Towers Ltd
0.20%
Pearl Global Industries Ltd
0.66%
Bharat Electronics Ltd
0.76%
Marico Ltd
0.85%
Amara Raja Energy And Mobility Ltd
0.47%
Tube Investments Of India Ltd
0.42%
Tata Motors Ltd
1.13%
Maruti Suzuki India Ltd
0.70%
ICICI Bank Ltd
2.64%
State Bank Of India
1.30%
Axis Bank Ltd
1.22%
IndusInd Bank Ltd
0.75%
United Spirits Ltd
0.89%
Ultratech Cement Ltd
0.43%
Dalmia Bharat Ltd
0.39%
SRF Ltd
0.25%
Chemplast Sanmar Ltd
0.20%
Teamlease Services Ltd
0.56%
Larsen & Toubro Ltd
1.98%
Crompton Greaves Consumer Electricals Ltd
0.91%
Amber Enterprises India Ltd
0.28%
Voltas Ltd
0.19%
Tata Steel Ltd
0.40%
SBI Cards And Payment Services Ltd
0.44%
PB Fintech Ltd
0.79%
GAIL (India) Ltd
0.61%
Apollo Hospitals Enterprise Ltd
0.85%
Metropolis Healthcare Ltd
0.45%
Kirloskar Oil Engines Ltd
0.67%
HDFC Life Insurance Co Ltd
0.66%
Affle India Ltd
0.26%
Infosys Ltd
2.00%
HCL Technologies Ltd
1.22%
Tech Mahindra Ltd
0.62%
Intellect Design Arena Ltd
0.28%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 2.27

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.26
Expense Ratio Direct
1.46
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anuj Tagra
Experience
Pallab Roy
Experience
Rajasa Kakulavarapu
Experience
Varun Sharma
Experience

Exit load

3%, if redeemed before age 58; Nil if redeemed after age 58

FAQs

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