Home Mf Research Grindlays Fixed Maturity 5th Plan Growth

Grindlays Fixed Maturity - 5th Plan - Growth

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Fund info
NAV (as on 2006-08-09)
10.85 0%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
N/A
Risk
N/A
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2006-08-09 ₹1,000.00 ₹1,000.00
0.00 %
Two Week 2006-08-09 ₹1,000.00 ₹1,000.00
0.00 %
One Month 2006-08-09 ₹1,000.00 ₹1,000.00
0.00 %
Three Months 2006-05-17 ₹2,000.00 ₹2,000.00
0.00 %
Six Months 2006-02-15 ₹5,000.00 ₹5,032.38
0.65 %
One Year 2005-08-10 ₹11,000.00 ₹11,213.03
1.94 %
Since Inception 2004-12-30 ₹19,000.00 ₹19,695.16
3.66 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others 6%

Sectors Holding in Grindlays Fixed Maturity - 5th Plan - Growth

SOV
96%
Corporate
199%
Fund
0%
Cash
8%
Government Bond
163%
Cash Equivalent
3%
Debt Fund
99%
Banks
10%
IT - Software
6%
Finance
16%
Petroleum Products
3%
Telecom - Services
3%
Personal Products
2%
Automobiles
4%
Construction
2%
Diversified FMCG
2%
Pharmaceuticals & Biotechnology
1%
Beverages
1%
Insurance
1%
Electrical Equipment
1%
Retailing
1%
Power
0%
Realty
0%
Ferrous Metals
0%
Government
292%
Total
100%
Banking
121%
Debt
24%
Telecom
0%
Financial
0%
Cash & Cash Equivalents
0%
Government Securities
106%
Corporate Bond
24%

Companies Holding in Grindlays Fixed Maturity - 5th Plan - Growth

Government Bond
49.74%
6.54% - 2032 G-Sec
35.49%
7.32% - 2030 G-Sec
11.60%
7.17% - 2030 G-Sec
1.97%
7.26% - 2033 G-Sec
0.66%
6.79% - 2027 G-Sec
0.01%
8.24% - 2027 G-Sec
0.01%
Corporate Bond
46.86%
NABARD
11.46%
Small Industries Dev Bank Of India
10.41%
Tata Capital Housing Finance
6.80%
Indian Railway Finance Corporation
6.55%
Bajaj Housing Finance
6.53%
HDFC Bank
3.15%
REC
1.96%
State Government Bond
0.13%
8.37% Tamil Nadu SDL - 2028
0.13%
Corporate Debt Market Development Fund
0.34%
Net Cash And Cash Equivalent
2.92%
7.18% - 2037 G-Sec
36.06%
7.18% - 2033 G-Sec
30.47%
7.26% - 2032 G-Sec
15.29%
6.54% - 2032 G-Sec
14.79%
7.17% - 2028 G-Sec
0.22%
8.24% - 2027 G-Sec
0.14%
Net Cash And Cash Equivalent
3.03%
Bandhan Bond Fund -Short Term Plan
62.45%
Bandhan Floating Rate Fund
37.11%
Bandhan Banking & PSU Debt Fund
0.01%
Net Cash And Cash Equivalent
0.44%
HDFC Bank
4.67%
Infosys
4.20%
Bajaj Finance
0.00%
Reliance Industries
3.65%
Cholamandalam Invt And Fin Co
2.96%
State Bank Of India
2.94%
ICICI Bank
2.58%
Bharti Airtel
2.44%
Godrej Consumer Products
2.31%
Tata Motors
2.11%
Larsen & Toubro
2.08%
Mahindra & Mahindra
1.82%
Tata Consultancy Services
1.61%
Hindustan Unilever
1.58%
Tech Mahindra
1.43%
Kotak Mahindra Bank
1.42%
Sun Pharmaceutical Industries
1.33%
United Spirits
1.30%
Axis Bank
1.27%
HDFC Life Insurance Company
1.18%
Indus Towers
1.09%
Bharat Heavy Electricals
1.06%
Info Edge (India)
1.05%
Maruti Suzuki India
1.04%
ITC
1.04%
Power Grid Corporation Of India
0.99%
Zomato
0.97%
REC
0.93%
SignatureGlobal (India)
0.92%
JSW Steel
0.82%
Corporate Bond
57.45%
NABARD
11.49%
Small Industries Dev Bank Of India
11.33%
Bajaj Housing Finance
8.41%
HDFC Bank
8.12%
Tata Capital Housing Finance
4.61%
REC
3.53%
Bajaj Finance
3.48%
Kotak Mahindra Prime
3.01%
Sundaram Finance
1.74%
Power Finance Corporation
1.73%
Government Bond
39.08%
7.32% - 2030 G-Sec
24.61%
7.1% - 2029 G-Sec
12.39%
7.17% - 2030 G-Sec
2.04%
8.24% - 2027 G-Sec
0.01%
5.63% - 2026 G-Sec
0.01%
6.79% - 2027 G-Sec
0.01%
Corporate Debt Market Development Fund
0.28%
Net Cash And Cash Equivalent
3.18%
Grand Total
100.00%
Certificate Of Deposit
63.17%
Axis Bank
12.19%
NABARD
11.71%
Small Industries Dev Bank Of India
10.65%
HDFC Bank
8.43%
ICICI Bank
6.12%
Punjab National Bank
5.63%
Kotak Mahindra Bank
5.13%
IndusInd Bank
1.89%
Bank Of Baroda
0.95%
Canara Bank
0.47%
Commercial Paper
24.36%
Kotak Mahindra Prime
3.77%
Export Import Bank Of India
3.26%
L&T Finance
2.80%
ICICI Securities
2.79%
Kotak Securities
1.90%
Panatone Finvest
1.88%
Sundaram Finance
1.88%
Cholamandalam Invt And Fin Co
1.86%
Tata Capital Housing Finance
0.94%
HDFC Securities
0.94%
Bharti Telecom
0.93%
Mahindra & Mahindra Financial Services
0.93%
Bajaj Finance
0.47%
State Government Bond
13.66%
Gujarat SDL - 2025
1.78%
Maharashtra SDL - 2025
3.21%
Tamil Nadu SDL - 2025
0.40%
Andhra Pradesh SDL - 2025
0.96%
Tamil Nadu SDL - 2024
0.49%
Rajasthan SDL - 2025
0.39%
Maharashtra SDL - 2024
0.20%
West Bengal SDL - 2025
0.20%
Government Bond Strips
0.10%
Corporate Debt Market Development Fund
0.16%
Net Cash And Cash Equivalent
%
Government Bond
99.55%
7.3% - 2053 G-Sec
99.11%
7.18% - 2037 G-Sec
0.43%
8.20% - 2025 G-Sec
0.004%
7.17% - 2028 G-Sec
0.004%
Corporate Debt Market Development Fund
0.24%
Net Cash And Cash Equivalent
0.21%
Government Bond
99.62%
7.3% - 2053 G-Sec
7.18%
7.17% - 2037 G-Sec
0.40%
0.003% - 2028 G-Sec
0.003%
Net Cash And Cash Equivalent
0.38%
7.18% - 2037 G-Sec
48.96%
7.3% - 2053 G-Sec
13.88%
6.54% - 2032 G-Sec
7.92%
7.32% - 2030 G-Sec
0.62%
6.79% - 2027 G-Sec
0.20%
7.73% - 2034 G-Sec
0.08%
NABARD
10.17%
Small Industries Dev Bank Of India
9.31%
Bajaj Housing Finance
5.10%
REC
0.40%
Corporate Debt Market Development Fund
0.26%
Net Cash And Cash Equivalent
3.09%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Suyash Choudhary
Experience
Mr. Brijesh Shah
Experience
Mr. Harshal Joshi
Experience
Mr. Brijesh Shah
Experience
Mr. Harshal Joshi
Experience
Mr. Manish Gunwani
Experience
Mr. Prateek Poddar
Experience
Mr. Brijesh Shah
Experience
Mr. Suyash Choudhary
Experience
Mr. Brijesh Shah
Experience

FAQs

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