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Grindlays Fixed Maturity - Annual Plan - Dividend

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  • 1Y
  • SI
Fund info
NAV (as on 2005-04-11)
10.00 -5.18%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
N/A
Risk
N/A
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2005-04-06 ₹1,000.00 ₹948.15
-5.18 %
Two Week 2005-03-30 ₹1,000.00 ₹949.06
-5.09 %
One Month 2005-03-16 ₹1,000.00 ₹950.96
-4.90 %
Three Months 2005-01-12 ₹3,000.00 ₹2,864.56
-4.51 %
Six Months 2004-10-13 ₹6,000.00 ₹5,766.60
-3.89 %
One Year 2004-04-14 ₹12,000.00 ₹11,680.63
-2.66 %
Since Inception 2004-03-31 ₹13,000.00 ₹12,653.46
-2.67 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others 34%

Sectors Holding in Grindlays Fixed Maturity - Annual Plan - Dividend

Retailing
2%
Automobiles
6%
Auto Components
1%
Personal Products
2%
Finance
3%
IT - Software
6%
Banks
12%
Corporate Bond
85%
Government Bond
29%
Exchange Traded Fund
15%
Power
4%
Petroleum Products
4%
Pharmaceuticals & Biotechnology
6%
Chemicals & Petrochemicals
3%
Cement & Cement Products
2%
Construction
2%
Ferrous Metals
1%
Telecom - Services
1%
Insurance
0%
Diversified FMCG
0%
Transport Services
0%
Equity
4%
Corporate
110%
Government
77%
Cash
3%
Total
100%
Banking
8%
Financial Instruments
13%
Government Security
13%
Other
15%

Companies Holding in Grindlays Fixed Maturity - Annual Plan - Dividend

Trent
2.43%
TVS Motor Company
1.41%
UNO Minda
1.15%
Tube Investments Of India
0.98%
Godrej Consumer Products
0.93%
Cholamandalam Invt And Fin Co
0.88%
Tata Consultancy Services
0.79%
LTIMindtree
0.74%
HDFC Bank
0.69%
ICICI Bank
0.57%
Axis Bank
0.31%
IndusInd Bank
0.28%
Small Industries Dev Bank Of India
8.57%
Power Finance Corporation
8.54%
Bajaj Finance
8.53%
HDFC Bank
8.52%
LIC Housing Finance
0.26%
7.18% - 2037 G-Sec
12.97%
7.17% - 2028 G-Sec
4.45%
8.33% - 2026 G-Sec
4.38%
7.1% - 2029 G-Sec
4.29%
6.79% - 2027 G-Sec
2.89%
8.28% - 2027 G-Sec
2.28%
7.38% - 2027 G-Sec
1.04%
Bandhan Nifty 50 ETF
15.62%
HDFC Bank
4.94%
Tata Power Company
4.42%
Reliance Industries
4.31%
Aurobindo Pharma
4.15%
State Bank Of India
3.99%
Tata Consultancy Services
3.58%
Pidilite Industries
3.46%
Bajaj Finance
3.17%
ICICI Bank
3.05%
Tata Motors
3.03%
Mahindra & Mahindra
2.86%
IndusInd Bank
2.83%
Dabur India
2.76%
Grasim Industries
2.71%
Larsen & Toubro
2.54%
HCL Technologies
2.23%
Torrent Pharmaceuticals
2.18%
JSW Steel
1.56%
Bharti Airtel
1.21%
Infosys
1.14%
Sun Pharmaceutical Industries
0.99%
Tech Mahindra
0.99%
SBI Life Insurance Company
0.84%
ITC
0.76%
Axis Bank
0.73%
Container Corporation Of India
0.73%
Kotak Mahindra Bank
0.54%
Hindustan Unilever
0.40%
NTPC
0.39%
Maruti Suzuki India
0.33%
Others
4.82%
Corporate Bond
57.45%
NABARD
11.49%
Small Industries Dev Bank Of India
11.33%
Bajaj Housing Finance
8.41%
HDFC Bank
8.12%
Tata Capital Housing Finance
4.61%
REC
3.53%
Bajaj Finance
3.48%
Kotak Mahindra Prime
3.01%
Sundaram Finance
1.74%
Power Finance Corporation
1.73%
Government Bond
39.08%
7.32% - 2030 G-Sec
24.61%
7.1% - 2029 G-Sec
12.39%
7.17% - 2030 G-Sec
2.04%
8.24% - 2027 G-Sec
0.01%
5.63% - 2026 G-Sec
0.01%
6.79% - 2027 G-Sec
0.01%
Corporate Debt Market Development Fund
0.28%
Net Cash And Cash Equivalent
3.18%
Grand Total
100.00%
Power Finance Corporation
11.04%
NABARD
10.27%
Small Industries Dev Bank Of India
10.08%
REC
8.93%
HDFC Bank
7.48%
Kotak Mahindra Prime
0.61%
Cholamandalam Invt And Fin Co
2.79%
Bajaj Housing Finance
2.78%
Bajaj Finance
2.16%
National Housing Bank
1.52%
Power Grid Corporation Of India
0.64%
Tata Capital Housing Finance
0.63%
Indian Railway Finance Corporation
0.63%
L&T Finance
0.63%
Tata Capital
0.13%
Certificate Of Deposit
9.78%
Axis Bank
4.45%
Bank Of Baroda
4.35%
Punjab National Bank
0.61%
ICICI Bank
0.37%
Treasury Bill
7.01%
182 Days Tbill - 2024
3.83%
91 Days Tbill - 2024
3.17%
Commercial Paper
3.25%
Bajaj Housing Finance
1.90%
Kotak Mahindra Prime
0.99%
ICICI Securities
0.36%
Zero Coupon Bond
0.61%
Corporate Debt Market Development Fund
0.26%
Net Cash And Cash Equivalent
15.60%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Viraj Kulkarni
Unknown Experience
Mr. Harshal Joshi
Unknown Experience
Ms. Ritika Behera
Unknown Experience
Mr. Gaurav Satra
Unknown Experience
Mr. Brijesh Shah
Unknown Experience
Mr. Nemish Sheth
Experience
Mr. Viraj Kulkarni
Experience
Mr. Harshal Joshi
Experience
Mr. Suyash Choudhary
Experience
Mr. Harshal Joshi
Experience

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