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Home Mf Research Grindlays Fixed Maturity Annual Plan Dividend
Bandhan Mutual Fund

Grindlays Fixed Maturity - Annual Plan - Dividend

Debt Debt Fixed Maturity Plan
Fund House : Bandhan Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2005-04-11)
10.00 -5.18%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2005-04-06 ₹1,000.00 ₹948.15
-5.18 %
Two Week 2005-03-30 ₹1,000.00 ₹949.06
-5.09 %
One Month 2005-03-16 ₹1,000.00 ₹950.96
-4.90 %
Three Months 2005-01-12 ₹3,000.00 ₹2,864.56
-4.51 %
Six Months 2004-10-13 ₹6,000.00 ₹5,766.60
-3.89 %
One Year 2004-04-14 ₹12,000.00 ₹11,680.63
-2.66 %
Since Inception 2004-03-31 ₹13,000.00 ₹12,653.46
-2.67 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Trent Retailing Equity 2.43
TVS Motor Company Automobiles Equity 1.41
UNO Minda Auto Components Equity 1.15
Tube Investments of India Auto Components Equity 0.98
Godrej Consumer Products Personal Products Equity 0.93
Cholamandalam Invt and Fin Co Finance Equity 0.88
Tata Consultancy Services IT - Software Equity 0.79
LTIMindtree IT - Software Equity 0.74
HDFC Bank Banks Equity 0.69
ICICI Bank Banks Equity 0.57
Axis Bank Banks Equity 0.31
IndusInd Bank Banks Equity 0.28
Small Industries Dev Bank of India Corporate Bond Debt 8.57
Power Finance Corporation Corporate Bond Debt 8.54
Bajaj Finance Corporate Bond Debt 8.53
HDFC Bank Corporate Bond Debt 8.52
LIC Housing Finance Corporate Bond Debt 0.26
7.18% - 2037 G-Sec Government Bond Debt 12.97
7.17% - 2028 G-Sec Government Bond Debt 4.45
8.33% - 2026 G-Sec Government Bond Debt 4.38
7.1% - 2029 G-Sec Government Bond Debt 4.29
6.79% - 2027 G-Sec Government Bond Debt 2.89
8.28% - 2027 G-Sec Government Bond Debt 2.28
7.38% - 2027 G-Sec Government Bond Debt 1.04
Bandhan Nifty 50 ETF Exchange Traded Fund Equity 15.62
HDFC Bank Banks Equity 4.94
Tata Power Company Power Equity 4.42
Reliance Industries Petroleum Products Equity 4.31
Aurobindo Pharma Pharmaceuticals & Biotechnology Equity 4.15
State Bank of India Banks Equity 3.99
Tata Consultancy Services IT - Software Equity 3.58
Pidilite Industries Chemicals & Petrochemicals Equity 3.46
Bajaj Finance Finance Equity 3.17
ICICI Bank Banks Equity 3.05
Tata Motors Automobiles Equity 3.03
Mahindra & Mahindra Automobiles Equity 2.86
IndusInd Bank Banks Equity 2.83
Dabur India Personal Products Equity 2.76
Grasim Industries Cement & Cement Products Equity 2.71
Larsen & Toubro Construction Equity 2.54
HCL Technologies IT - Software Equity 2.23
Torrent Pharmaceuticals Pharmaceuticals & Biotechnology Equity 2.18
JSW Steel Ferrous Metals Equity 1.56
Bharti Airtel Telecom - Services Equity 1.21
Infosys IT - Software Equity 1.14
Sun Pharmaceutical Industries Pharmaceuticals & Biotechnology Equity 0.99
Tech Mahindra IT - Software Equity 0.99
SBI Life Insurance Company Insurance Equity 0.84
ITC Diversified FMCG Equity 0.76
Axis Bank Banks Equity 0.73
Container Corporation of India Transport Services Equity 0.73
Kotak Mahindra Bank Banks Equity 0.54
Hindustan Unilever Diversified FMCG Equity 0.40
NTPC Power Equity 0.39
Maruti Suzuki India Automobiles Equity 0.33
Others Equity Equity 4.82
Corporate Bond Corporate Bond 57.45
NABARD Corporate Bond 11.49
Small Industries Dev Bank of India Corporate Bond 11.33
Bajaj Housing Finance Corporate Bond 8.41
HDFC Bank Corporate Bond 8.12
Tata Capital Housing Finance Corporate Bond 4.61
REC Corporate Bond 3.53
Bajaj Finance Corporate Bond 3.48
Kotak Mahindra Prime Corporate Bond 3.01
Sundaram Finance Corporate Bond 1.74
Power Finance Corporation Corporate Bond 1.73
Government Bond Government Bond 39.08
7.32% - 2030 G-Sec Government Bond 24.61
7.1% - 2029 G-Sec Government Bond 12.39
7.17% - 2030 G-Sec Government Bond 2.04
8.24% - 2027 G-Sec Government Bond 0.01
5.63% - 2026 G-Sec Government Bond 0.01
6.79% - 2027 G-Sec Government Bond 0.01
Corporate Debt Market Development Fund Corporate Fund 0.28
Net Cash and Cash Equivalent Cash Cash 3.18
Grand Total Total Total 100.00
Power Finance Corporation Corporate Bond AAA 11.04
NABARD Corporate Bond AAA 10.27
Small Industries Dev Bank of India Corporate Bond AAA 10.08
REC Corporate Bond AAA 8.93
HDFC Bank Corporate Bond AAA 7.48
Kotak Mahindra Prime Banking AAA 0.61
Cholamandalam Invt and Fin Co Corporate Bond AA+ 2.79
Bajaj Housing Finance Corporate Bond AAA 2.78
Bajaj Finance Corporate Bond AAA 2.16
National Housing Bank Corporate Bond AAA 1.52
Power Grid Corporation of India Corporate Bond AAA 0.64
Tata Capital Housing Finance Corporate Bond AAA 0.63
Indian Railway Finance Corporation Corporate Bond AAA 0.63
L&T Finance Corporate Bond AAA 0.63
Tata Capital Corporate Bond AAA 0.13
Certificate of Deposit Financial Instruments - 9.78
Axis Bank Banking A1+ 4.45
Bank of Baroda Banking A1+ 4.35
Punjab National Bank Banking A1+ 0.61
ICICI Bank Banking A1+ 0.37
Treasury Bill Government Security - 7.01
182 Days Tbill - 2024 Government Security SOV 3.83
91 Days Tbill - 2024 Government Security SOV 3.17
Commercial Paper Financial Instruments - 3.25
Bajaj Housing Finance Financial Instruments A1+ 1.90
Kotak Mahindra Prime Banking A1+ 0.99
ICICI Securities Financial Instruments A1+ 0.36
Zero Coupon Bond Financial Instruments - 0.61
Corporate Debt Market Development Fund Financial Instruments - 0.26
Net Cash and Cash Equivalent - - 15.60
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Viraj Kulkarni (Unknown), Mr. Harshal Joshi (Unknown), Ms. Ritika Behera (Unknown), Mr. Gaurav Satra (Unknown), Mr. Brijesh Shah (Unknown), Mr. Nemish Sheth (), Mr. Viraj Kulkarni (), Mr. Harshal Joshi (), Mr. Suyash Choudhary (), Mr. Harshal Joshi (),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt

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