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Home Mf Research Hdfc Banking And Psu Debt Fund Regular Plan Growth
HDFC Mutual Fund

Mutual Fund Research

HDFC Banking And PSU Debt Fund - Regular Plan - Growth

HDFC Mutual Fund Debt Debt Banking Psu

Fund Performance

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Historical NAV
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI

SIP Returns

Historical performance of a ₹1,000 monthly SIP

Historical data
Investment Period SIP Start Date Amount Invested Current Value Absolute Return
One Week 2026-10-27 ₹1,000.00 ₹1,003.53 +0.35%
Two Week 2026-10-19 ₹1,000.00 ₹1,000.23 +0.02%
One Month 2026-10-05 ₹1,000.00 ₹997.28 -0.27%
Three Months 2026-08-05 ₹3,000.00 ₹2,987.54 -0.42%
Six Months 2026-05-07 ₹6,000.00 ₹6,013.52 +0.23%
One Year 2025-11-03 ₹12,000.00 ₹12,192.79 +1.61%
Three Year 2023-11-06 ₹36,000.00 ₹39,044.86 +8.46%
Five Year 2021-11-08 ₹60,000.00 ₹69,723.92 +16.21%
Ten Year 2016-11-07 ₹120,000.00 ₹166,017.79 +38.35%
Since Inception 2014-03-20 ₹154,000.00 ₹237,455.23 +54.19%

Past returns are historical, not guaranteed. SIP values depend on the dates and NAVs used.

Return Calculator

Explore SIP and one-time investment scenarios

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Investment Duration

Projection uses the selected fund return as an annualized assumption. It does not predict future performance.

Estimated Investment Summary

Investment
₹0
Maturity Value
₹0
Abs. Returns
₹0
Assumed Annual Return
0%

Illustrative values only. Market returns are not fixed or guaranteed.

Portfolio Allocation

Explore asset allocation, sector exposure and company holdings.

Equity
N/A
Debt
N/A
Others
N/A

Sector Allocation

Distribution across different sectors

CRISIL - AAA 64.71%
Sovereign 8.95%
CARE - AAA 6.90%
Other 4.81%
ICRA - AAA 3.00%
CRISIL - AAA(SO) 2.37%
CRISIL - A1+ 2.18%
ICRA - A1+ 1.94%
BRICKWORKS - AA+(CE) 1.71%
IND - AAA 1.01%
CARE - A1+ 0.97%
IND - A1+ 0.96%
CARE - AAA(CE) 0.49%

Top Holdings

Company-wise portfolio exposure

6.67% GOI MAT 151235^ 1.53%
7.18% GOI MAT 140833 1.09%
7.73% Tamil Nadu Mat 060536^ 0.98%
7.34% GOI MAT 220464 0.60%
6.94% GOI MAT 110536 0.39%
7.48% Madhya Pradesh MAT 011045^ 0.19%
Indian Railways Finance Corp. Ltd.^ 5.41%
Bajaj Housing Finance Ltd.^ 2.97%
Indian Railways Finance Corp. Ltd.^ 2.96%
REC Limited.^ 2.96%
Housing and Urban Development Corporation Ltd.^ 2.52%
National Bank for Agri & Rural Dev.^ 2.47%
Power Finance Corporation Ltd.^ 2.44%
Punjab National Bank^ 2.39%
Small Industries Development Bank^ 1.98%
Bajaj Housing Finance Ltd.^ 1.97%
LIC Housing Finance Ltd.^ 1.97%
Power Grid Corporation of India Ltd.^ 1.58%
REC Limited.^ 1.51%
National Housing Bank^ 1.49%
SMFG India Credit Company Ltd^ 1.49%
National Bank for Agri & Rural Dev. 1.48%
HDFC Bank Ltd.£^ 1.47%
Small Industries Development Bank^ 1.47%
Housing and Urban Development Corporation Ltd.^ 1.43%
National Bank for Agri & Rural Dev.^ 1.18%
HDFC Bank Ltd.£^ 1.17%
REC Limited.^ 1.11%
REC Limited.^ 1.01%
REC Limited.^ 1.01%
National Bank for Agri & Rural Dev.^ 1.00%
Export - Import Bank of India^ 0.99%
Pipeline Infrastructure Pvt. Ltd.^ 0.99%
Small Industries Development Bank 0.99%
Bajaj Housing Finance Ltd.^ 0.98%
HDFC Bank Ltd.£^ 0.98%
National Bank for Agri & Rural Dev. 0.98%
National Housing Bank^ 0.98%
REC Limited. 0.98%
Small Industries Development Bank^ 0.98%
Indian Railways Finance Corp. Ltd.^ 0.97%
Power Finance Corporation Ltd.^ 0.97%
Small Industries Development Bank^ 0.97%
Small Industries Development Bank^ 0.97%
Mahanagar Telephone Nigam Ltd.^ 0.95%
Power Grid Corporation of India Ltd.^ 0.78%
Mahanagar Telephone Nigam Ltd.^ 0.76%
REC Limited.^ 0.69%
State Bank of India (Tier 2 - Basel III)^ 0.67%
Bank of Baroda (Tier 2 - Basel III)^ 0.58%
Toyota Financial Services India Ltd.^ 0.54%
Indian Railways Finance Corp. Ltd.^ 0.50%
LIC Housing Finance Ltd.^ 0.50%
National Bank for Agri & Rural Dev.^ 0.50%
Pipeline Infrastructure Pvt. Ltd.^ 0.50%
HDFC Bank Ltd. (Tier 2 - Basel III)£^ 0.49%
HDFC Bank Ltd.£^ 0.49%
Indian Oil Corporation Ltd.^ 0.49%
Mahanagar Telephone Nigam Ltd.^ 0.49%
National Bank for Agri & Rural Dev. 0.49%
National Bank for Agri & Rural Dev.^ 0.49%
National Bank for Agri & Rural Dev.^ 0.49%
National Bank for Agri & Rural Dev.^ 0.49%
Poonawalla Fincorp Ltd^ 0.49%
Power Finance Corporation Ltd.^ 0.49%
REC Limited.^ 0.49%
Small Industries Development Bank 0.49%
Small Industries Development Bank^ 0.49%
Altius Telecom Infrastructure Trust^ 0.48%
National Housing Bank^ 0.48%
REC Limited.^ 0.48%
State Bank of India (Tier 2 - Basel III)^ 0.48%
Small Industries Development Bank 0.39%
Bajaj Finance Ltd.^ 0.29%
Indian Railways Finance Corp. Ltd.^ 0.10%
Bajaj Finance Ltd.^ 0.09%
Indian Railways Finance Corp. Ltd.^ 0.52%
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ 1.42%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ 0.95%
Union Bank of India 1.94%
UCO Bank^ 1.69%
Bank of Baroda^ 0.97%
Kotak Mahindra Bank Limited^ 0.49%
Union Bank of India 0.48%
Union Bank of India 0.48%
7.64% Gujarat SDL ISD 170124 MAT 170133^ 0.99%
7.64% % Gujarat SDL ISD 170124 Mat 170134^ 0.59%
7.63% Gujarat SDL ISD 240124 Mat 240133^ 0.49%
7.63% Gujarat SDL ISD 240124 Mat 240134^ 0.39%
7.39% TAMIL NADU SDL - Mat 150734^ 0.29%
7.20% Maharashtra SDL MAT 231036^ 0.19%
7.63% Andhra Pradesh SDL ISD 030925 MAT 030937^ 0.19%
7.72% Bihar SDL - MAT 250241^ 0.19%
7.63% Gujarat SDL - MAT 100637^ 0.17%
7.48% Andhra Pradesh SDL ISD 030925 MAT 030933^ 0.15%
7.62% Andhra Pradesh SDL ISD 030925 MAT 030936^ 0.13%
7.48% Andhra Pradesh SDL ISD 030925 MAT 030934^ 0.12%
7.63% Maharashtra SDL Mat 310135^ 0.10%
7.67% Haryana SDL MAT 250241^ 0.10%
7.07% Gujarat SDL ISD 240925 MAT 240932^ 0.07%
7.03% Haryana SDL ISD 110625 MAT 110639^ 0.01%
TREPS - Tri-party Repo 1.31%
Corporate Debt Market Development Fund 0.36%
Net Current Assets 3.14%

Risk Ratios & Analysis

Understand the fund’s volatility, benchmark exposure and redemption characteristics.

σ
Standard Deviation
N/A
Return volatility
β
Beta
N/A
Benchmark sensitivity
S
Sharpe Ratio
N/A
Risk-adjusted return
↗
Lock-in Period
N/A
Redemption restriction
◷
Residual Maturity
3.75 Years
Time to maturity

Scheme Riskometer

Published risk classification for this scheme

Principal risk level

Investors understand that their principal will be at

Moderate Risk

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Riskometer is a scheme risk classification, not a prediction of future performance.

Peer Comparison

Compare similar mutual funds by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW Reinvestment 5.49% 0.00% 5.45%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Payout 5.49% 7.16% 3.88%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW Reinvestment 5.49% 0.00% 5.46%
UTI Banking & PSU Debt Fund - Regular Plan - Growth 5.49% 7.16% 6.99%
UTI Banking & PSU Debt Fund - Regular Plan - Half Yearly IDCW Payout 5.49% 7.16% 3.85%
Franklin India Banking And PSU Debt Fund - Regular Plan - Growth 4.95% 6.99% 7.30%
Bandhan Banking And PSU Debt Fund - Regular Plan - Growth 4.77% 6.68% 7.34%
ICICI Prudential Banking And PSU Debt Fund - Regular Plan - Growth 4.02% 6.58% 7.68%

Returns are historical and do not guarantee future performance.

View All Debt Banking Psu Funds

Fund Family

Compare schemes from HDFC Mutual Fund by performance, fundamentals and risk.

Fund Name 1Y Return 3Y Return Since Inception
HDFC Developed World Overseas Equity Passive FOF - Regular Plan 24.97% 24.62% 16.63%
HDFC Pharma And Healthcare Fund - Regular Plan - Growth 22.21% 29.08% 28.07%
HDFC Silver ETF Fund Of Fund - Regular Plan - Growth 15.79% 32.68% 29.61%
HDFC Defence Fund - Regular Plan - Growth 14.40% 33.71% 35.91%
HDFC Gold ETF Bse Scrip Code: 533230 Nse Symbol: Hdfcgold - Regular Plan 13.18% 29.73% 19.99%
HDFC Gold ETF Fund Of Fund - Regular Plan - Growth 12.27% 29.14% 9.70%
HDFC Innovation Fund - Regular Plan - Growth 10.11% 0.00% 11.72%
HDFC Crisil-IBX Fin Services 3-6 Months Debt Index Fund - Regular Plan - Growth 6.73% 0.00% 6.77%
HDFC Liquid Fund - Regular Plan - Growth 6.36% 6.78% 6.14%
HDFC Arbitrage Fund - Regular Plan - Growth 6.24% 6.73% 6.49%

Returns are historical and do not guarantee future performance.

View All HDFC Mutual Fund Funds

Scheme Objective

The investment mandate and purpose of this scheme

To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies. There is no assurance that the investment objective of the Scheme will be achieved.

Scheme Details

Investment requirements and key fund information

Fund Information

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio (Regular)
0.72%
Expense Ratio (Direct)
0.35%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Banking & PSU Debt Index A-II

Exit Load

Charges that may apply when you redeem units

N/A
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