Home Mf Research Hdfc Banking And Psu Debt Fund Regular Plan Growth

HDFC Banking and PSU Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
23.19 0.04%
AUM (Fund Size)
N/A
Expense Ratio
0.79%
Exit load
Nil
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.16
0.12 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.50
0.25 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.50
0.45 %
Three Months 2025-04-21 ₹3,000.00 ₹3,027.30
0.91 %
Six Months 2025-01-20 ₹6,000.00 ₹6,158.90
2.65 %
One Year 2024-07-18 ₹12,000.00 ₹12,602.80
5.02 %
Three Year 2022-07-18 ₹36,000.00 ₹40,795.44
13.32 %
Five Year 2020-07-20 ₹60,000.00 ₹71,684.59
19.47 %
Ten Year 2015-07-20 ₹120,000.00 ₹173,744.10
44.79 %
Since Inception 2014-03-20 ₹138,000.00 ₹211,119.37
52.99 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 11%
Others 2%

Sectors Holding in HDFC Banking and PSU Debt Fund - Regular Plan - Growth

Other
13%

Companies Holding in HDFC Banking and PSU Debt Fund - Regular Plan - Growth

7.18% GOI MAT 140833
3.31%
7.26% GOI MAT 060233
2.97%
6.67% GOI MAT 151235
1.70%
Floating Rate GOI 2034
1.09%
7.34% GOI MAT 220464
0.88%
7.64% Gujarat SDL ISD 170124 MAT 170133
0.88%
7.1% GOI MAT 080434
0.87%
7.64% % Gujarat SDL ISD 170124 Mat 170134
0.52%
6.79% GOI MAT 071034
0.51%
7.63% Gujarat SDL ISD 240124 Mat 240133
0.44%
7.63% Gujarat SDL ISD 240124 Mat 240134
0.35%
7.23% GOI MAT 150439
0.18%
7.18% GOI MAT 240737
0.09%
7.63% Maharashtra SDL Mat 310135
0.09%
Indian Railways Finance Corp. Ltd.
0.09%
Small Industries Development Bank
0.42%
State Bank Of India (Tier 2 - Basel III)
0.41%
Housing And Urban Development Corporation Ltd.
0.42%
Bajaj Housing Finance Ltd.
1.70%
REC Limited.
0.42%
HDFC Bank Ltd.
0.42%
Punjab National Bank
2.11%
National Bank For Agri & Rural Dev.
0.42%
Power Finance Corporation Ltd.
0.42%
LIC Housing Finance Ltd.
0.43%
Power Grid Corporation Of India Ltd.
0.76%
National Housing Bank
0.43%
SMFG India Credit Company Ltd
1.26%
Pipeline Infrastructure Pvt. Ltd.
0.42%
Export - Import Bank Of India
0.84%
TATA Capital Housing Finance Ltd.
0.84%
Mahanagar Telephone Nigam Ltd.
0.42%
Bank Of Baroda (Tier 2 - Basel III)
0.50%
Toyota Financial Services India Ltd.
0.45%
HDFC Bank Ltd. (Tier 2 - Basel III)
0.43%
Altius Telecom Infrastructure Trust
0.42%
Indian Oil Corporation Ltd.
0.42%
Indian Bank (Tier 2 - Basel III)
0.41%
Poonawalla Fincorp Ltd
0.41%
Bajaj Finance Ltd.
0.08%
TREPS - Tri-party Repo
0.55%
Corporate Debt Market Development Fund
0.28%
Net Current Assets
2.65%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 4.68

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.79
Expense Ratio Direct
0.39
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anil Bamboli
Over 30 years Experience
Dhruv Muchhal
Over 10 years Experience

Exit load

Nil

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