Home Mf Research Hdfc Housing Opportunities Regular Plan Growth

HDFC Housing Opportunities - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
22.76 -0.39%
AUM (Fund Size)
36
Expense Ratio
2.22%
Exit load
In respect of each purchase/switch in of units- an Exit load of 1% is payable if units are redeemed/switched out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.
Risk
Very High
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,003.09
0.31 %
Two Week 2025-07-03 ₹1,000.00 ₹1,001.10
0.11 %
One Month 2025-06-18 ₹1,000.00 ₹1,020.86
2.09 %
Three Months 2025-04-21 ₹3,000.00 ₹3,126.45
4.21 %
Six Months 2025-01-20 ₹6,000.00 ₹6,475.94
7.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,395.05
3.29 %
Three Year 2022-07-19 ₹36,000.00 ₹47,175.97
31.04 %
Five Year 2020-07-20 ₹60,000.00 ₹98,520.46
64.20 %
Since Inception 2017-11-16 ₹94,000.00 ₹184,207.68
95.97 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 81%
Debt 1%
Others 0%

Sectors Holding in HDFC Housing Opportunities - Regular Plan - Growth

Banks
27%
Construction
13%
Cement & Cement Products
11%
Realty
8%
Power
6%
Ferrous Metals
4%
Consumer Durables
7%
Retailing
2%
Non - Ferrous Metals
1%
Finance
1%
Industrial Products
1%
Gas
0%
Other
1%

Companies Holding in HDFC Housing Opportunities - Regular Plan - Growth

HDFC Bank Ltd.
9.69%
ICICI Bank Ltd.
9.28%
Larsen And Toubro Ltd.
8.05%
Ambuja Cements Ltd.
6.69%
Prestige Estates Projects Ltd.
6.09%
NTPC Limited
6.05%
State Bank Of India
5.52%
Tata Steel Ltd.
4.31%
Kalpataru Projects International Ltd
4.30%
UltraTech Cement Limited
3.81%
Axis Bank Ltd.
3.60%
Birla Corporation Ltd.
2.32%
AkzoNobel India Ltd.
2.27%
Electronics Mart India Ltd
2.15%
Ashoka Buildcon Ltd.
1.99%
Hindalco Industries Ltd.
1.91%
Crompton Greaves Consumer Elec. Ltd.
1.77%
Repco Home Finance Ltd.
1.59%
Asian Paints Limited
1.54%
Kolte Patil Developers Limited
1.54%
Symphony Ltd.
1.48%
Havells India Ltd.
1.44%
Macrotech Developers Limited
1.40%
Finolex Cables Ltd.
1.20%
Bank Of Baroda
1.13%
Whirlpool Of India Ltd.
1.01%
CanFin Homes Ltd.
0.89%
Shriram Properties Limited
0.88%
Gujarat Gas Ltd.
0.87%
PNC Infratech Ltd.
0.85%
Bajaj Electricals Ltd.
0.78%
Indraprastha Gas Ltd.
0.78%
National Aluminium Co. Ltd.
0.68%
Kajaria Ceramics Ltd.
0.41%
TREPS - Tri-party Repo
1.91%
Net Current Assets
-0.18%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.22
Expense Ratio Direct
1.23
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

In respect of each purchase/switch in of units- an Exit load of 1% is payable if units are redeemed/switched out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?