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Home Mf Research Hdfc Ultra Short Term Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Ultra Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
15.09 0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.69%
Expense Ratio (Direct)
0.37%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.49
0.15 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.14
0.31 %
1 Month 2025-05-05 ₹1,000.00 ₹1,006.07
0.61 %
Three Months 2025-03-05 ₹3,000.00 ₹3,039.92
1.33 %
Six Months 2024-12-05 ₹6,000.00 ₹6,137.61
2.29 %
One Year 2024-06-03 ₹12,000.00 ₹12,507.53
4.23 %
Three Year 2022-06-06 ₹36,000.00 ₹40,294.13
11.93 %
Five Year 2020-06-04 ₹60,000.00 ₹70,852.19
18.09 %
Since Inception 2018-09-18 ₹82,000.00 ₹101,531.04
23.82 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Gujarat SDL - Mat 080325 Sovereign Government Securities 0.99
Himachal Pradesh SDL Mat 161024 Sovereign Government Securities 0.86
Andhra Pradesh SDL - Mat 250225 Sovereign Government Securities 0.33
Rajasthan SDL Mat 110225 Sovereign Government Securities 0.33
Floating Rate GOI 2024 Sovereign Government Securities 0.33
Rajasthan SDL UDAY - Mat 150325 Sovereign Government Securities 0.25
9.15 GOI 2024 Sovereign Government Securities 0.22
Tamil Nadu SDL UDAY - Mat 220325 Sovereign Government Securities 0.20
GOI STRIPS - Mat 120325 Sovereign Government Securities 0.19
Gujarat SDL - Mat 150525 Sovereign Government Securities 0.17
Rajasthan SDL UDAY - Mat 310325 Sovereign Government Securities 0.13
Tamil Nadu SDL - Mat 110325 Sovereign Government Securities 0.07
Haryana SDL Uday - Mat 310325 Sovereign Government Securities 0.01
REC Limited. CRISIL - AAA Credit Exposure 6.59
National Bank for Agri & Rural Dev. CRISIL - AAA / ICRA - AAA Credit Exposure 5.40
Power Finance Corporation Ltd. CRISIL - AAA Credit Exposure 4.14
LIC Housing Finance Ltd. CRISIL - AAA Credit Exposure 3.69
Bharti Telecom Limited CRISIL - AA+ Credit Exposure 2.61
The Federal Bank Ltd. CRISIL - A1+ Cash Equivalent 2.48
Axis Bank Ltd. CRISIL - A1+ Cash Equivalent 2.41
Bank of Baroda IND - A1+ Cash Equivalent 2.11
Canara Bank CRISIL - A1+ Cash Equivalent 1.76
Kotak Mahindra Bank Limited CRISIL - A1+ Cash Equivalent 1.59
National Bank for Agri & Rural Dev. CRISIL - A1+ / ICRA - A1+ Cash Equivalent 1.12
Au Small Finance Bank Ltd. CRISIL - A1+ / IND - A1+ Cash Equivalent 0.95
Bank of India CRISIL - A1+ Cash Equivalent 0.95
Indusind Bank Ltd. CRISIL - A1+ Cash Equivalent 0.64
ICICI Bank Ltd. ICRA - A1+ Cash Equivalent 0.31
Embassy Office Parks REIT Real Estate Investment Trust REIT 4.29
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
160
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anil Bamboli (Over 30 years), Vikash Agarwal (Over 18 years),
  • Expense ration regular : 0.69
  • Expense ration direct : 0.37
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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