Home Mf Research Hdfc Ultra Short Term Fund Regular Plan Growth

HDFC Ultra Short Term Fund - Regular Plan - Growth

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  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
15.22 0.02%
AUM (Fund Size)
N/A
Expense Ratio
0.69%
Exit load
Nil
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.19
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.41
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.75
0.57 %
Three Months 2025-04-21 ₹3,000.00 ₹3,033.88
1.13 %
Six Months 2025-01-20 ₹6,000.00 ₹6,132.77
2.21 %
One Year 2024-07-18 ₹12,000.00 ₹12,502.63
4.19 %
Three Year 2022-07-19 ₹36,000.00 ₹40,320.70
12.00 %
Five Year 2020-07-20 ₹60,000.00 ₹70,978.67
18.30 %
Since Inception 2018-09-18 ₹84,000.00 ₹104,419.73
24.31 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 15%
Others 0%

Sectors Holding in HDFC Ultra Short Term Fund - Regular Plan - Growth

Other
14%
IND - A1+
1%

Companies Holding in HDFC Ultra Short Term Fund - Regular Plan - Growth

LIC Housing Finance Ltd.
1.93%
National Housing Bank
0.15%
REC Limited.
0.03%
Jamnagar Utilities & Power Pvt. Limited
0.50%
CanFin Homes Ltd.
0.15%
TATA Housing Development Co Ltd.
0.45%
Godrej Industries Ltd.
0.39%
HDB Financial Services Ltd.
0.30%
TATA Capital Housing Finance Ltd.
0.30%
Titan Company Ltd.
0.30%
Aavas Financiers Ltd.
0.18%
MANKIND PHARMA LIMITED
0.15%
Citicorp Finance (India) Ltd.
0.15%
Sundaram Finance Ltd.
0.15%
Housing And Urban Development Corporation Ltd.
0.06%
India Universal Trust AL2 (PTC Backed By Loan Receivables Originated By HDFC Bank Limited)
1.50%
Vajra 009 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
0.57%
Universe Trust Dec 2024 (PTC Backed By Loan Receivables Originated By IKF Finance Limited)
0.48%
Indigo 041 (PTC Backed By Loan Receivables Originated By Muthoot Capital Services Limited)
0.33%
Vajra 014 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
0.23%
Vajra 006 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
0.10%
Vajra 004 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
0.04%
Punjab National Bank
0.57%
Axis Bank Ltd.
0.29%
Bank Of Baroda
0.88%
Canara Bank
0.14%
IDFC First Bank Limited
1.47%
Au Small Finance Bank Ltd.
1.48%
Indian Bank
1.16%
The Federal Bank Ltd.
0.29%
Union Bank Of India
0.87%
Indusind Bank Ltd.
0.58%
Bank Of India
0.58%
IDBI Bank Limited
0.58%
Kotak Mahindra Bank Limited
0.58%
Infina Finance Pvt. Ltd.
0.15%
ICICI Securities Ltd
0.75%
HSBC InvestDirect Financial Services (India) Ltd.
0.59%
Sharekhan Limited
0.29%
Hero Fincorp Ltd.
0.59%
Toyota Financial Services India Ltd.
0.59%
Deutsche Investments India Pvt. Ltd.
0.44%
Export - Import Bank Of India
0.29%
Julius Baer Capital (India) Pvt. Ltd.
0.29%
Aditya Birla Capital Ltd.
0.15%
ICICI SECURITIES PRIMARY DEALERSHIP
0.15%
182 Days Tbill MAT 070825
1.79%
182 Days Tbill MAT 240725
1.20%
364 Days Tbill Mat 080126
1.17%
182 Days Tbill MAT 100725
0.90%
364 Days Tbill MAT 310725
0.90%
182 Days Tbill MAT 310725
0.60%
91 Days TBILL ISD 270325 MAT 260625
0.60%
TREPS - Tri-party Repo
0.25%
Corporate Debt Market Development Fund
0.24%
Net Current Assets
0.99%
5.22% GOI MAT 150625
3.88%
5.75% Karnataka SDL Mat 100625
0.43%
GOI STRIPS - Mat 150625
0.24%
GOI STRIPS - Mat 160625
0.21%
Small Industries Development Bank
0.72%
National Bank For Agri & Rural Dev.
0.43%
IIFL Finance Limited
1.41%
Power Finance Corporation Ltd.
0.04%
ICICI Home Finance Ltd
1.37%
Sikka Port And Terminal Ltd.
1.27%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)
0.46%
Embassy Office Parks REIT
1.18%
Bharti Telecom Limited
0.58%
Poonawalla Fincorp Ltd
0.91%
Muthoot Finance Ltd.
0.15%
Mahindra Rural Housing Finance Ltd
0.15%
Bajaj Housing Finance Ltd.
0.15%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 160

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.69
Expense Ratio Direct
0.37
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anil Bamboli
Over 30 years Experience
Vikash Agarwal
Over 18 years Experience

Exit load

Nil

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