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Home Mf Research Hdfc Ultra Short Term Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Ultra Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-13)
15.12 0.00%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.69%
Expense Ratio (Direct)
0.37%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹1,000.15
0.02 %
Two Week 2025-05-29 ₹1,000.00 ₹1,003.12
0.31 %
One Month 2025-05-14 ₹1,000.00 ₹1,006.47
0.65 %
Three Months 2025-03-17 ₹3,000.00 ₹3,039.08
1.30 %
Six Months 2024-12-16 ₹6,000.00 ₹6,138.32
2.31 %
One Year 2024-06-13 ₹12,000.00 ₹12,508.51
4.24 %
Three Year 2022-06-14 ₹36,000.00 ₹40,315.96
11.99 %
Five Year 2020-06-15 ₹60,000.00 ₹70,885.46
18.14 %
Since Inception 2018-09-18 ₹83,000.00 ₹102,740.97
23.78 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
LIC Housing Finance Ltd. - Debt 1.93
National Housing Bank - Debt 0.15
REC Limited. - Debt 0.03
Jamnagar Utilities & Power Pvt. Limited - Debt 0.50
CanFin Homes Ltd. - Debt 0.15
TATA Housing Development Co Ltd. - Debt 0.45
Godrej Industries Ltd. - Debt 0.39
HDB Financial Services Ltd. - Debt 0.30
TATA Capital Housing Finance Ltd. - Debt 0.30
Titan Company Ltd. - Debt 0.30
Aavas Financiers Ltd. - Debt 0.18
MANKIND PHARMA LIMITED - Debt 0.15
Citicorp Finance (India) Ltd. - Debt 0.15
Sundaram Finance Ltd. - Debt 0.15
Housing and Urban Development Corporation Ltd. - Debt 0.06
India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) - Debt 1.50
Vajra 009 (PTC backed by loan receivables originated by Veritas Finance Private Limited) - Debt 0.57
Universe Trust Dec 2024 (PTC backed by loan receivables originated by IKF Finance Limited) - Debt 0.48
Indigo 041 (PTC backed by loan receivables originated by Muthoot Capital Services Limited) - Debt 0.33
Vajra 014 (PTC backed by loan receivables originated by Veritas Finance Private Limited) - Debt 0.23
Vajra 006 (PTC backed by loan receivables originated by Veritas Finance Private Limited) - Debt 0.10
Vajra 004 (PTC backed by loan receivables originated by Veritas Finance Private Limited) - Debt 0.04
Punjab National Bank - Debt 0.57
Axis Bank Ltd. - Debt 0.29
Bank of Baroda IND - A1+ Debt 0.88
Canara Bank - Debt 0.14
IDFC First Bank Limited - Debt 1.47
Au Small Finance Bank Ltd. IND - A1+ Debt 1.48
Indian Bank - Debt 1.16
The Federal Bank Ltd. - Debt 0.29
Union Bank of India IND - A1+ Debt 0.87
Indusind Bank Ltd. - Debt 0.58
Bank of India - Debt 0.58
IDBI Bank Limited - Debt 0.58
Kotak Mahindra Bank Limited - Debt 0.58
Infina Finance Pvt. Ltd. - Debt 0.15
ICICI Securities Ltd - Debt 0.75
HSBC InvestDirect Financial Services (India) Ltd. - Debt 0.59
Sharekhan Limited - Debt 0.29
Hero Fincorp Ltd. - Debt 0.59
Toyota Financial Services India Ltd. - Debt 0.59
Deutsche Investments India Pvt. Ltd. - Debt 0.44
Export - Import Bank of India - Debt 0.29
Julius Baer Capital (India) Pvt. Ltd. - Debt 0.29
Aditya Birla Capital ltd. - Debt 0.15
ICICI SECURITIES PRIMARY DEALERSHIP - Debt 0.15
182 Days Tbill MAT 070825 - Debt 1.79
182 Days Tbill MAT 240725 - Debt 1.20
364 Days Tbill Mat 080126 - Debt 1.17
182 Days Tbill MAT 100725 - Debt 0.90
364 Days Tbill MAT 310725 - Debt 0.90
182 Days Tbill MAT 310725 - Debt 0.60
91 Days TBILL ISD 270325 MAT 260625 - Debt 0.60
TREPS - Tri-party Repo - Debt 0.25
Corporate Debt Market Development Fund - - 0.24
Net Current Assets - - 0.99
5.22% GOI MAT 150625 - Debt 3.88
5.75% Karnataka SDL Mat 100625 - Debt 0.43
GOI STRIPS - Mat 150625 - Debt 0.24
GOI STRIPS - Mat 160625 - Debt 0.21
Small Industries Development Bank - Debt 0.72
National Bank for Agri & Rural Dev. - Debt 0.43
IIFL Finance Limited - Debt 1.41
Power Finance Corporation Ltd. - Debt 0.04
ICICI Home Finance Ltd - Debt 1.37
Sikka Port and Terminal Ltd. - Debt 1.27
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) - Debt 0.46
Embassy Office Parks REIT - Debt 1.18
Bharti Telecom Limited - Debt 0.58
Poonawalla Fincorp Ltd - Debt 0.91
Muthoot Finance Ltd. - Debt 0.15
Mahindra Rural Housing Finance Ltd - Debt 0.15
Bajaj Housing Finance Ltd. - Debt 0.15
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
160
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anil Bamboli (Over 30 years), Vikash Agarwal (Over 18 years),
  • Expense ration regular : 0.69
  • Expense ration direct : 0.37
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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