Home Mf Research Hsbc Banking And Psu Debt Fund Regular Plan Growth

HSBC Banking and PSU Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
24.43 0.06%
AUM (Fund Size)
62
Expense Ratio
0.6100%
Exit load
Exit Load: Nil
Risk
Moderate
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.06
0.11 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.64
0.26 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.44
0.44 %
Three Months 2025-04-21 ₹3,000.00 ₹3,030.43
1.01 %
Six Months 2025-01-20 ₹6,000.00 ₹6,160.80
2.68 %
One Year 2024-07-18 ₹12,000.00 ₹12,600.50
5.00 %
Three Year 2022-07-18 ₹36,000.00 ₹40,584.32
12.73 %
Five Year 2020-07-20 ₹60,000.00 ₹70,614.64
17.69 %
Ten Year 2015-07-20 ₹120,000.00 ₹168,577.90
40.48 %
Since Inception 2007-09-20 ₹218,000.00 ₹379,844.42
74.24 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 40%
Others 0%

Sectors Holding in HSBC Banking and PSU Debt Fund - Regular Plan - Growth

Other
40%
AIF
0%

Companies Holding in HSBC Banking and PSU Debt Fund - Regular Plan - Growth

NTPC Limited
4.73%
Export Import Bank Of India^
1.83%
National Bank For Agriculture & Rural Development
0.61%
National Housing Bank
0.59%
Small Industries Development Bank Of India^
1.89%
National Bank For Agriculture & Rural Development^
3.26%
Power Finance Corporation Limited^
0.61%
LIC Housing Finance Limited
2.45%
Bajaj Finance Limited
2.45%
Axis Bank Limited
2.42%
Rec Limited^
2.41%
Indian Oil Corporation Limited^
1.85%
Indian Railway Finance Corporation Limited
0.73%
Power Finance Corporation Limited
0.59%
Power Grid Corporation Of India Limited
0.26%
Indian Oil Corporation Limited
1.42%
Small Industries Development Bank Of India
1.24%
Export Import Bank Of India
0.25%
Rec Limited
1.20%
Bajaj Finance Limited^
1.18%
Indian Railway Finance Corporation Limited^
1.18%
National Housing Bank^
1.18%
Bajaj Housing Finance Limited
1.18%
Embassy Office Parks REIT
0.23%
Kotak Mahindra Bank Limited
0.12%
6.75% GOI 23-Dec-2029
5.33%
7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC
3.63%
6.33% INDIA GOVT BOND 05MAY2035 GSEC
2.84%
6.79% INDIA GOV BOND 07OCT2034 GSEC
2.07%
7.10% GOVT 08-Apr-2034
1.86%
7.26% GOVERNMENT OF INDIA 06FEB33
1.26%
Canara Bank^
1.66%
Pay Fixed/Receive Float_28/03/2030
-0.04%
CDMDF CLASS A2
0.30%
Treps
0.75%
Net Current Assets (including Cash & Bank Balances)
0.02%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.6100
Expense Ratio Direct
0.2300
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mahesh Chhabria
14 years Experience
Mohd. Asif Rizwi
14.5 years Experience

Exit load

Exit Load: Nil

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