Home Mf Research Hsbc Credit Risk Fund Regular Plan Growth

HSBC Credit Risk Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-17)
32.46 0.03%
AUM (Fund Size)
N/A
Expense Ratio
1.68%
Exit load
{"up_to_10%":"Nil within 2 years","over_limit_1_year":"3%","over_limit_1_to_2_years":"2%","after_2_years":"Nil"}
Risk
N/A
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-10 ₹1,000.00 ₹1,001.16
0.12 %
Two Week 2025-07-02 ₹1,000.00 ₹1,002.45
0.24 %
One Month 2025-06-17 ₹1,000.00 ₹1,004.93
0.49 %
Three Months 2025-04-21 ₹3,000.00 ₹3,140.66
4.69 %
Six Months 2025-01-20 ₹6,000.00 ₹6,622.98
10.38 %
One Year 2024-07-18 ₹12,000.00 ₹13,822.01
15.18 %
Three Year 2022-07-18 ₹36,000.00 ₹45,061.50
25.17 %
Five Year 2020-07-20 ₹60,000.00 ₹79,679.77
32.80 %
Ten Year 2015-07-20 ₹120,000.00 ₹182,245.54
51.87 %
Since Inception 2009-10-08 ₹193,000.00 ₹371,504.55
92.49 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 72%
Others 0%

Sectors Holding in HSBC Credit Risk Fund - Regular Plan - Growth

Other
72%
AIF
0%

Companies Holding in HSBC Credit Risk Fund - Regular Plan - Growth

Nuvoco Vistas Corp Limited
8.06%
Tata Housing Development Company Limited
5.53%
ONGC Petro Additions Limited
4.15%
Aditya Birla Renewables Limited
4.10%
Small Industries Development Bank Of India^
3.98%
Nirma Limited
0.78%
National Bank For Agriculture & Rural Development
3.94%
JSW Steel Limited
3.86%
Tata Projects Limited
2.30%
Godrej Housing Finance Limited
3.21%
Aadhar Housing Finance Limited
2.31%
TVS Credit Services Limited
2.42%
Delhi International Airport Limited
2.41%
Vedanta Limited
2.36%
IndoStar Capital Finance Limited
2.30%
Aditya Birla Real Estate Limited
1.65%
IIFL Finance Limited^
1.87%
Hinduja Leyland Finance Limited
1.54%
Tata Power Company Limited
0.87%
Dhruva XXIV
2.90%
Vajra 011 Trust
2.25%
7.32% GOI BOND 13NOV2030
4.87%
6.92% INDIA GOVT BOND 18NOV2039 GSEC
4.79%
6.33% INDIA GOVT BOND 05MAY2035 GSEC
2.31%
7.10% GOVT 08-Apr-2034
1.62%
6.79% INDIA GOV BOND 07OCT2034 GSEC
1.59%
7.18% GOI 24-Jul-2037
0.83%
Bank Of Baroda
3.62%
CDMDF CLASS A2
0.25%
Treps
5.33%
Net Current Assets (including Cash & Bank Balances)
0.01%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.68
Expense Ratio Direct
0.86
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shriram Ramanathan
22 years Experience
Kapil Punjabi
17 years Experience

Exit load

{"up_to_10%":"Nil within 2 years","over_limit_1_year":"3%","over_limit_1_to_2_years":"2%","after_2_years":"Nil"}

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