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HSBC Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
32.85 -0.24%
AUM (Fund Size)
85
Expense Ratio
1.51%
Exit load
If the units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 month from the date of allotment – Nil. If units redeemed or switched out are over and above 10% within 1 month from the date of allotment – 0.50%. If units are redeemed or switched out on or after 1 month from the date of allotment – Nil.
Risk
Moderately High
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.20
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹994.56
-0.54 %
One Month 2025-06-18 ₹1,000.00 ₹1,011.90
1.19 %
Three Months 2025-04-21 ₹3,000.00 ₹3,062.30
2.08 %
Six Months 2025-01-20 ₹6,000.00 ₹6,184.37
3.07 %
One Year 2024-07-18 ₹12,000.00 ₹12,238.23
1.99 %
Three Year 2022-07-19 ₹36,000.00 ₹43,326.73
20.35 %
Five Year 2020-07-20 ₹60,000.00 ₹80,959.92
34.93 %
Ten Year 2015-07-21 ₹120,000.00 ₹203,486.33
69.57 %
Since Inception 2011-09-26 ₹169,000.00 ₹339,111.48
100.66 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 43%
Debt 20%
Others 0%

Sectors Holding in HSBC Equity Savings Fund - Regular Plan - Growth

Banks
16%
Finance
6%
Retailing
6%
Cigarettes & Tobacco Products
2%
Petroleum Products
1%
Automobiles
1%
Telecom - Services
1%
Pharmaceuticals & Biotechnology
1%
Consumer Durables
2%
Capital Markets
1%
Healthcare Services
1%
Aerospace & Defense
1%
Industrial Manufacturing
2%
Electrical Equipment
1%
Power
1%
Ferrous Metals
0%
Beverages
0%
Diversified FMCG
0%
IT - Software
0%
Transport Services
0%
Financial Technology (Fintech)
0%
Industrial Products
0%
Insurance
0%
Leisure Services
0%
Realty
0%
Construction
0%
Other
20%

Companies Holding in HSBC Equity Savings Fund - Regular Plan - Growth

State Bank Of India
3.59%
Jio Financial Services Limited
3.48%
ETERNAL Limited
3.46%
HDFC Bank Limited
3.36%
Trent Limited
3.27%
Axis Bank Limited
2.94%
Kotak Mahindra Bank Limited
2.56%
Canara Bank
2.50%
ICICI Bank Limited
2.41%
Godfrey Phillips India Limited
2.15%
Reliance Industries Limited
1.98%
Tata Motors Limited
1.94%
Punjab National Bank Limited
1.93%
Bharti Airtel Limited
1.92%
Divi''s Laboratories Limited
1.82%
Bajaj Finance Limited
1.68%
Safari Industries India Limited
1.50%
Dixon Technologies (India) Limited
1.35%
Nippon Life India Asset Management Limited
1.28%
Max Healthcare Institute Limited
1.27%
Bharat Electronics Limited
1.17%
Mazagon Dock Shipbuilders Limited
1.17%
Kaynes Technology India Ltd
1.16%
IndusInd Bank Limited
1.15%
Cholamandalam Investment & Finance Company Limited
1.12%
LIC Housing Finance Limited
1.07%
Transformers And Rectifiers (India) Limited
1.04%
Power Grid Corporation Of India Limited
1.04%
Hindustan Aeronautics Limited
0.99%
Havells India Limited
0.98%
GE Vernova T&D India Limited
0.97%
Manappuram Finance Limited
0.96%
Mahindra & Mahindra Limited
0.91%
Sun Pharmaceutical Industries Limited
0.87%
Steel Authority Of India Limited
0.79%
Radico Khaitan Limited
0.77%
Torrent Pharmaceuticals Limited
0.70%
Tata Steel Limited
0.69%
ITC Limited
0.61%
Coforge Limited
0.52%
Tata Power Company Limited
0.49%
NTPC Limited
0.44%
Container Corporation Of India Limited
0.42%
Bandhan Bank Limited
0.39%
Indian Energy Exchange Limited
0.39%
Blue Star Limited
0.37%
PB Fintech Limited
0.13%
KEI Industries Limited
0.12%
BSE Limited
0.12%
CG Power And Industrial Solutions Limited
0.10%
ABB India Limited
0.09%
Bajaj Auto Limited
0.09%
Medi Assist Healthcare Services Limited
0.09%
Muthoot Finance Limited
0.07%
Hitachi Energy India Ltd.
0.06%
Persistent Systems Limited
0.06%
Tata Consultancy Services Limited
0.06%
The Indian Hotels Company Limited
0.05%
Sobha Limited
0.04%
Global Health Limited
0.04%
Aurobindo Pharma Limited
0.02%
Jyoti CNC Automation Limited
0.02%
United Spirits Limited
0.02%
ICICI Prudential Life Insurance Company Limited
0.02%
Prudent Corporate Advisory Services Limited
0.01%
Infosys Limited
0.01%
Larsen & Toubro Limited
0.01%
National Housing Bank
1.56%
Rec Limited
1.56%
7.06% GOI 10APR28
3.03%
7.04% GOVERNMENT OF INDIA 03JUN29 G-SEC
2.47%
7.38% GOI 20JUN2027
2.44%
5.22% GOVERNMENT OF INDIA 15JUN25 G-SEC
2.34%
7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC
1.65%
7.32% GOI BOND 13NOV2030
1.63%
7.10% GOVT 08-Apr-2034
1.63%
6.33% INDIA GOVT BOND 05MAY2035 GSEC
1.55%
6.92% INDIA GOVT BOND 18NOV2039 GSEC
0.96%
7.37% GOI 23OCT2028
0.81%
6.79% INDIA GOV BOND 07OCT2034 GSEC
0.80%
HDFC Bank Limited
2.21%
LIC Housing Finance Limited
3.00%
Trep
0.12%
Treps
0.36%
Net Current Assets (including Cash & Bank Balances)
-0.20%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderately High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.51
Expense Ratio Direct
0.61
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

If the units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 month from the date of allotment – Nil. If units redeemed or switched out are over and above 10% within 1 month from the date of allotment – 0.50%. If units are redeemed or switched out on or after 1 month from the date of allotment – Nil.

FAQs

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