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Home Mf Research Hsbc Liquid Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
2,600.87 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.22%
Expense Ratio (Direct)
0.12%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹1,001.15
0.11 %
Two Week 2025-06-08 ₹1,000.00 ₹1,002.20
0.22 %
One Month 2025-05-24 ₹1,000.00 ₹1,005.26
0.53 %
Three Months 2025-03-25 ₹3,000.00 ₹3,033.34
1.11 %
Six Months 2024-12-25 ₹6,000.00 ₹6,121.08
2.02 %
One Year 2024-06-23 ₹12,000.00 ₹12,468.02
3.90 %
Three Year 2022-06-24 ₹36,000.00 ₹40,187.51
11.63 %
Five Year 2020-06-24 ₹60,000.00 ₹70,701.13
17.84 %
Ten Year 2015-06-26 ₹120,000.00 ₹163,793.28
36.49 %
Since Inception 2012-12-29 ₹152,000.00 ₹227,553.91
49.71 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Bank of Baroda - Debt 0.46
Punjab National Bank Limited - Debt 1.13
Canara Bank - Debt 0.46
Indian Bank - Debt 0.45
Union Bank of India - Debt 1.14
Kotak Mahindra Bank Limited - Debt 1.13
Bank of Baroda^ - Debt 0.57
IndusInd Bank Limited^ - Debt 0.46
HDFC Bank Limited - Debt 0.23
Reliance Retail Ventures Limited^ - Debt 2.51
Titan Company Limited - Debt 2.28
Small Industries Development Bank of India - Debt 0.91
National Bank for Agriculture & Rural Development - Debt 0.68
ONGC Petro Additions Limited - Debt 1.81
Bajaj Housing Finance Limited - Debt 1.81
HDFC Securities Limited - Debt 1.36
Tata Capital Housing Finance Limited - Debt 0.91
Sikka Ports & Terminals Limited - Debt 1.35
ICICI Home Finance Company Limited - Debt 1.35
Birla Group Holdings Private Limited - Debt 0.23
Kotak Securities Limited - Debt 1.14
Aditya Birla Capital Limited - Debt 1.14
Reliance Jio Infocomm Limited - Debt 0.91
Network 18 Media & Investments Limited - Debt 0.68
APL Apollo Tubes Limited - Debt 0.91
NTPC Limited - Debt 0.90
Motilal Oswal Financial Services Limited - Debt 0.90
Indian Oil Corporation Limited - Debt 0.90
ICICI Securities Limited - Debt 0.45
Axis Securities Limited - Debt 0.67
Reliance Retail Ventures Limited - Debt 0.46
Bajaj Financial Securities Limited - Debt 0.68
Julius Baer Capital (India) Private Limited - Debt 0.45
Axis Finance Limited - Debt 0.68
SBICAP Securities Limited - Debt 0.67
Indian Oil Corporation Limited^ - Debt 0.57
Tata Consumer Products Limited - Debt 0.46
Godrej Consumer Products Limited - Debt 0.45
Hindustan Petroleum Corporation Limited - Debt 0.45
Motilal Oswal Finvest Ltd. - Debt 0.45
Muthoot Finance Limited - Debt 0.45
Pilani Investment and Industries Corporation Ltd - Debt 0.34
Godrej Industries Limited - Debt 0.34
Aditya Birla Housing Finance Limited - Debt 0.23
Godrej Agrovet Limited - Debt 0.23
91 DTB 28Aug2025 - Debt 2.58
91 DTB 05Jun2025 - Debt 2.28
91 DTB 17Jul2025 - Debt 2.27
91 DTB 21Aug2025 - Debt 2.26
182 DTB 19Jun2025 - Debt 2.05
91 DTB 01Aug2025 - Debt 1.60
182 DAYS T-BILL 07AUG25 - Debt 1.36
91 DTB 26Jun2025 - Debt 1.25
182 DAYS T-BILL 31JUL25 - Debt 0.91
364 DAYS T-BILL 31JUL25 - Debt 0.91
91 DTB 12Jun2025 - Debt 0.23
CDMDF CLASS A2 AIF - 0.20
Treps - Debt 5.25
Net Current Assets (including cash & bank balances) - Cash -1.68
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Kapil Punjabi (17 Years), Shriram Ramanathan (22 Years),
  • Expense ration regular : 0.22
  • Expense ration direct : 0.12
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
For redemption within 7 Calendar Days, varies from 0.0070% to 0.0000%

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