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Home Mf Research Hsbc Low Duration Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
28.68 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.64%
Expense Ratio (Direct)
0.25%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.18
0.12 %
Two Week 2025-06-05 ₹1,000.00 ₹1,002.19
0.22 %
One Month 2025-05-21 ₹1,000.00 ₹1,005.06
0.51 %
Three Months 2025-03-24 ₹3,000.00 ₹3,064.27
2.14 %
Six Months 2024-12-23 ₹6,000.00 ₹6,210.76
3.51 %
One Year 2024-06-20 ₹12,000.00 ₹12,679.92
5.67 %
Three Year 2022-06-21 ₹36,000.00 ₹40,945.54
13.74 %
Five Year 2020-06-22 ₹60,000.00 ₹71,931.24
19.89 %
Ten Year 2015-06-23 ₹120,000.00 ₹168,451.26
40.38 %
Since Inception 2010-12-04 ₹178,000.00 ₹303,470.49
70.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank for Agriculture & Rural Development^ - Debt 8.04
Rec Limited - Debt 5.58
Indian Railway Finance Corporation Limited - Debt 4.55
Bharti Telecom Limited - Debt 4.53
Bajaj Housing Finance Limited - Debt 4.42
National Housing Bank - Debt 4.41
Power Finance Corporation Limited - Debt 3.65
Embassy Office Parks REIT - Debt 3.49
Muthoot Finance Limited - Debt 2.67
LIC Housing Finance Limited - Debt 1.82
Hinduja Leyland Finance Limited - Debt 1.74
IndoStar Capital Finance Limited - Debt 1.65
IIFL Finance Limited^ - Debt 1.59
Export Import Bank of India - Debt 4.11
National Bank for Agriculture & Rural Development - Debt 0.90
7.06% GOI 10APR28 - Debt 3.60
7.38% GOI 20JUN2027 - Debt 2.75
GOI FRB 04Oct2028 - Debt 2.64
GOI FRB - 22SEP33 - Debt 1.82
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC - Debt 1.73
7.02% GOVERNMENT OF INDIA 27MAY27 G-SEC - Debt 0.88
Kotak Mahindra Bank Limited - Debt 4.18
Bank of Baroda - Debt 4.15
Canara Bank - Debt 4.14
Small Industries Development Bank of India - Debt 4.13
Axis Bank Limited - Debt 4.11
HDFC Bank Limited - Debt 1.67
Pay Fixed/Receive Float_02/04/2027 - - -0.03
CDMDF CLASS A2 AIF - 0.25
Treps - Debt 2.37
Net Current Assets (including cash & bank balances) - Cash -0.93
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Shriram Ramanathan (22 Years), Mohd Asif Rizwi (14.5 Years),
  • Expense ration regular : 0.64
  • Expense ration direct : 0.25
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
NIL

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