Home Mf Research Hsbc Low Duration Fund Regular Plan Growth

HSBC Low Duration Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
28.84 0.03%
AUM (Fund Size)
35
Expense Ratio
1.08%
Exit load
Nil (w.e.f. July 9, 2020)
Risk
Low to Moderate
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.30
0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.35
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.61
0.56 %
Three Months 2025-04-21 ₹3,000.00 ₹3,046.66
1.56 %
Six Months 2025-01-20 ₹6,000.00 ₹6,192.53
3.21 %
One Year 2024-07-18 ₹12,000.00 ₹12,663.88
5.53 %
Three Year 2022-07-19 ₹36,000.00 ₹40,944.38
13.73 %
Five Year 2020-07-20 ₹60,000.00 ₹71,999.19
20.00 %
Ten Year 2015-07-21 ₹120,000.00 ₹168,529.10
40.44 %
Since Inception 2010-12-04 ₹179,000.00 ₹306,155.07
71.04 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 77%
Others 0%

Sectors Holding in HSBC Low Duration Fund - Regular Plan - Growth

Other
77%
AIF
0%

Companies Holding in HSBC Low Duration Fund - Regular Plan - Growth

National Bank For Agriculture & Rural Development^
8.04%
Rec Limited
5.58%
Indian Railway Finance Corporation Limited
4.55%
Bharti Telecom Limited
4.53%
Bajaj Housing Finance Limited
4.42%
National Housing Bank
4.41%
Power Finance Corporation Limited
3.65%
Embassy Office Parks REIT
3.49%
Muthoot Finance Limited
2.67%
LIC Housing Finance Limited
1.82%
Hinduja Leyland Finance Limited
1.74%
IndoStar Capital Finance Limited
1.65%
IIFL Finance Limited^
1.59%
Export Import Bank Of India
4.11%
National Bank For Agriculture & Rural Development
0.90%
7.06% GOI 10APR28
3.60%
7.38% GOI 20JUN2027
2.75%
GOI FRB 04Oct2028
2.64%
GOI FRB - 22SEP33
1.82%
5.15% GOVERNMENT OF INDIA 09NOV25 G-SEC
1.73%
7.02% GOVERNMENT OF INDIA 27MAY27 G-SEC
0.88%
Kotak Mahindra Bank Limited
4.18%
Bank Of Baroda
4.15%
Canara Bank
4.14%
Small Industries Development Bank Of India
4.13%
Axis Bank Limited
4.11%
HDFC Bank Limited
1.67%
Pay Fixed/Receive Float_02/04/2027
-0.03%
CDMDF CLASS A2
0.25%
Treps
2.37%
Net Current Assets (including Cash & Bank Balances)
-0.93%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.08
Expense Ratio Direct
0.38
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shriram Ramanathan
22 Years Experience
Mohd Asif Rizwi
14.5 Years Experience

Exit load

Nil (w.e.f. July 9, 2020)

FAQs

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