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Home Mf Research Hsbc Money Market Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Money Market Fund - Regular Plan - Growth

Debt Debt Money Market
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
26.38 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.40%
Expense Ratio (Direct)
0.20%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,001.61
0.16 %
Two Week 2025-05-28 ₹1,000.00 ₹1,003.68
0.37 %
1 Month 2025-05-13 ₹1,000.00 ₹1,007.74
0.77 %
Three Months 2025-03-17 ₹3,000.00 ₹3,043.23
1.44 %
Six Months 2024-12-16 ₹6,000.00 ₹6,151.16
2.52 %
One Year 2024-06-12 ₹12,000.00 ₹12,545.00
4.54 %
Three Year 2022-06-13 ₹36,000.00 ₹40,443.66
12.34 %
Five Year 2020-06-15 ₹60,000.00 ₹70,852.72
18.09 %
Ten Year 2015-06-15 ₹120,000.00 ₹166,712.24
38.93 %
Since Inception 2005-08-10 ₹242,000.00 ₹414,617.79
71.33 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
8.28% KARNATAKA 06MAR2026 SDL - debt 1.60
8.67% KARNATAKA 24FEB26 SDL - debt 0.80
TAMIL NADU 08.24% 09SEP25 SDL - debt 0.79
Canara Bank - debt 0.74
Punjab National Bank Limited - debt 4.25
Bank of Baroda - debt 0.74
National Bank for Agriculture & Rural Development - debt 1.47
Axis Bank Limited - debt 2.94
Indian Bank - debt 2.94
HDFC Bank Limited - debt 2.17
Indian Bank^ - debt 2.24
Bank of India^ - debt 2.21
Union Bank of India - debt 1.48
Export Import Bank of India - debt 2.20
Small Industries Development Bank of India - debt 1.46
ICICI Bank Limited^ - debt 1.50
Bank of India - debt 1.49
Punjab National Bank Limited^ - debt 1.49
Kotak Mahindra Bank Limited - debt 1.48
IDFC First Bank Limited - debt 1.48
IndusInd Bank Limited - debt 1.47
HDFC Bank Limited^ - debt 1.47
Bharti Telecom Limited^ - debt 2.26
ICICI Securities Limited - debt 2.16
LIC Housing Finance Limited - debt 1.48
Birla Group Holdings Private Limited - debt 2.19
Kotak Mahindra Prime Limited - debt 1.48
Sundaram Finance Limited - debt 1.47
Muthoot Finance Limited - debt 0.73
Tata Capital Limited - debt 1.44
Cholamandalam Investment & Finance Company Limited - debt 1.44
364 DTB 19Mar2026 - debt 2.95
364 DTB 27Feb2026 - debt 2.22
364 DAYS T-BILL - 04DEC2025 - debt 1.50
364 DTB 01Jan2026 - debt 1.49
364 DTB 05Feb2026 - debt 1.48
364 DTB 12Mar2026 - debt 0.74
364 DTB 29Jan2026 - debt 0.30
CDMDF CLASS A2 AIF - 0.20
Treps - debt 0.54
Net Current Assets (including cash & bank balances) - cash -0.22
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Kapil Punjabi (17 Years), Shriram Ramanathan (22 Years),
  • Expense ration regular : 0.40
  • Expense ration direct : 0.20
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
Nil

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