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Home Mf Research Icici Prudential Banking And Psu Debt Fund Growth
ICICI Prudential Mutual Fund

ICICI Prudential Banking and PSU Debt Fund - Growth

Debt Debt Dynamic Bond
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
32.78 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.74%
Expense Ratio (Direct)
0.39%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.04
0.10 %
Two Week 2025-06-05 ₹1,000.00 ₹999.69
-0.03 %
One Month 2025-05-21 ₹1,000.00 ₹1,001.32
0.13 %
Three Months 2025-03-24 ₹3,000.00 ₹3,038.69
1.29 %
Six Months 2024-12-23 ₹6,000.00 ₹6,163.71
2.73 %
One Year 2024-06-20 ₹12,000.00 ₹12,600.36
5.00 %
Three Year 2022-06-21 ₹36,000.00 ₹40,828.85
13.41 %
Five Year 2020-06-22 ₹60,000.00 ₹72,102.30
20.17 %
Ten Year 2015-06-23 ₹120,000.00 ₹174,632.08
45.53 %
Since Inception 2010-01-01 ₹189,000.00 ₹355,484.77
88.09 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Government Securities - Debt 0.48
State Government of Maharashtra - Debt 0.40
State Government of Chhattisgarh - Debt 0.28
State Government of Karnataka - Debt 0.23
State Government of West Bengal - Debt 0.06
NABARD - Debt 0.03
HDFC Bank Ltd. - Debt 0.24
State Bank of India ( Tier II Bond under Basel III ) - Debt 1.04
LIC Housing Finance Ltd. - Debt 0.49
Mahanagar Telephone Nigam Ltd. BWR AA+(CE) Debt 0.78
Small Industries Development Bank Of India. - Debt 0.15
Rural Electrification Corporation Ltd. - Debt 0.05
Bharat Petroleum Corporation Ltd. - Debt 1.92
Power Finance Corporation Ltd. - Debt 0.24
HDFC Bank Ltd.( Tier II Bond under Basel III ) - Debt 0.25
Indian Bank ( Tier II Bond under Basel III ) - Debt 1.76
Housing and Urban Development Corporation Ltd. - Debt 0.48
DME Development Ltd. - Debt 0.31
Citicorp Finance (India) Ltd. - Debt 0.62
Axis Bank Ltd. - Debt 0.23
Bharat Sanchar Nigam Ltd. - Debt 0.49
Indian Railway Finance Corporation Ltd. - Debt 0.05
Kotak Mahindra Bank Ltd. - Debt 0.39
Tata Capital Housing Finance Ltd. - Debt 0.24
ICICI Home Finance Company Ltd. - Debt 0.24
ICICI Bank Ltd. - Debt 0.14
India Universal Trust AL1 - Debt 0.35
India Universal Trust AL2 - Debt 0.24
IDFC First Bank Ltd. - Debt 0.45
Punjab National Bank - Debt 0.23
Corporate Debt Market Development Fund (Class A2) Financial Services Debt 0.26
TREPS - Debt 1.28
Net Current Assets - Debt 3.17
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rohan Maru (15 years), Rohit Lakhotia (13 years),
  • Expense ration regular : 0.74
  • Expense ration direct : 0.39
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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