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Home Mf Research Icici Prudential Banking And Psu Debt Fund Retail Growth
ICICI Prudential Mutual Fund

ICICI Prudential Banking and PSU Debt Fund Retail Growth

Debt Debt Dynamic Bond
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2020-04-24)
21.63 -0.64%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.74%
Expense Ratio (Direct)
0.39%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2020-04-17 ₹1,000.00 ₹1,004.62
0.46 %
Two Week 2020-04-09 ₹1,000.00 ₹1,012.95
1.30 %
One Month 2020-03-26 ₹1,000.00 ₹1,023.10
2.31 %
Three Months 2020-01-27 ₹3,000.00 ₹3,004.84
0.16 %
Six Months 2019-10-29 ₹6,000.00 ₹6,069.36
1.16 %
One Year 2019-04-25 ₹12,000.00 ₹12,443.54
3.70 %
Three Year 2017-04-25 ₹36,000.00 ₹40,148.82
11.52 %
Five Year 2015-04-27 ₹60,000.00 ₹72,561.77
20.94 %
Since Inception 2010-09-06 ₹118,000.00 ₹176,490.72
49.57 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Government Securities - Debt 0.48
State Government of Maharashtra - Debt 0.40
State Government of Chhattisgarh - Debt 0.28
State Government of Karnataka - Debt 0.23
State Government of West Bengal - Debt 0.06
NABARD - Debt 0.03
HDFC Bank Ltd. - Debt 0.24
State Bank of India ( Tier II Bond under Basel III ) - Debt 1.04
LIC Housing Finance Ltd. - Debt 0.49
Mahanagar Telephone Nigam Ltd. BWR AA+(CE) Debt 0.78
Small Industries Development Bank Of India. - Debt 0.15
Rural Electrification Corporation Ltd. - Debt 0.05
Bharat Petroleum Corporation Ltd. - Debt 1.92
Power Finance Corporation Ltd. - Debt 0.24
HDFC Bank Ltd.( Tier II Bond under Basel III ) - Debt 0.25
Indian Bank ( Tier II Bond under Basel III ) - Debt 1.76
Housing and Urban Development Corporation Ltd. - Debt 0.48
DME Development Ltd. - Debt 0.31
Citicorp Finance (India) Ltd. - Debt 0.62
Axis Bank Ltd. - Debt 0.23
Bharat Sanchar Nigam Ltd. - Debt 0.49
Indian Railway Finance Corporation Ltd. - Debt 0.05
Kotak Mahindra Bank Ltd. - Debt 0.39
Tata Capital Housing Finance Ltd. - Debt 0.24
ICICI Home Finance Company Ltd. - Debt 0.24
ICICI Bank Ltd. - Debt 0.14
India Universal Trust AL1 - Debt 0.35
India Universal Trust AL2 - Debt 0.24
IDFC First Bank Ltd. - Debt 0.45
Punjab National Bank - Debt 0.23
Corporate Debt Market Development Fund (Class A2) Financial Services Debt 0.26
TREPS - Debt 1.28
Net Current Assets - Debt 3.17
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rohan Maru (15 years), Rohit Lakhotia (13 years),
  • Expense ration regular : 0.74
  • Expense ration direct : 0.39
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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