Home Mf Research Icici Prudential Liquid Fund Retail Growth
ICICI Prudential Mutual Fund

ICICI Prudential Liquid Fund - Retail Growth

Debt Debt Liquid
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2020-04-24)
450.78 0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.29%
Expense Ratio (Direct)
0.20%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2020-04-17 ₹1,000.00 ₹1,001.26
0.13 %
Two Week 2020-04-09 ₹1,000.00 ₹1,002.53
0.25 %
One Month 2020-03-25 ₹1,000.00 ₹1,008.48
0.85 %
Three Months 2020-01-25 ₹3,000.00 ₹3,032.36
1.08 %
Six Months 2019-10-27 ₹6,000.00 ₹6,097.85
1.63 %
One Year 2019-04-25 ₹12,000.00 ₹12,362.68
3.02 %
Three Year 2017-04-25 ₹36,000.00 ₹39,626.16
10.07 %
Five Year 2015-04-26 ₹60,000.00 ₹70,693.96
17.82 %
Ten Year 2010-04-27 ₹120,000.00 ₹173,229.19
44.36 %
Since Inception 2009-11-01 ₹128,000.00 ₹187,373.61
46.39 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
State Government of Gujarat - Debt 0.01
Power Finance Corporation Ltd. - Debt 0.79
Bajaj Housing Finance Ltd. - Debt 0.40
LIC Housing Finance Ltd. - Debt 0.10
Punjab National Bank - Debt 1.98
Bank Of India - Debt 0.99
Indian Bank - Debt 0.99
Bank Of Baroda - Debt 0.15
RBL Bank Ltd. - Debt 0.80
Canara Bank - Debt 1.09
HDFC Bank Ltd. - Debt 0.99
Karur Vysya Bank Ltd. - Debt 0.80
Federal Bank Ltd. - Debt 0.59
Equitas Small Finance Bank Ltd. - Debt 0.40
DCB Bank Ltd. - Debt 0.39
AU Small Finance Bank Ltd. - Debt 0.30
Small Industries Development Bank Of India. - Debt 0.05
Reliance Retail Ventures Ltd - Debt 0.05
NABARD - Debt 0.60
Bajaj Financial Security Ltd. - Debt 0.25
Reliance Jio Infocomm Ltd. - Debt 0.99
Export-Import Bank Of India - Debt 1.48
Bharat Heavy Electricals Ltd. - Debt 1.00
Kotak Securities Ltd. - Debt 0.40
Reliance Industries Ltd. - Debt 1.20
Bajaj Finance Ltd. - Debt 1.00
Aditya Birla Housing Finance Ltd. - Debt 0.20
Birla Group Holdings Pvt. Ltd. - Debt 0.20
Sikka Ports & Terminals Ltd. - Debt 0.10
Sundaram Home Finance Ltd. - Debt 0.80
TVS Credit Services Ltd. - Debt 0.79
Panatone Finvest Ltd. - Debt 0.79
Aditya Birla Real Estate Ltd. - Debt 0.79
Tata Realty & Infrastructure Ltd. - Debt 0.72
SBICAP Securities Ltd - Debt 0.15
Motilal Oswal Financial Services Ltd. - Debt 0.30
Nirma Ltd. - Debt 0.60
Julius Baer Capital (India) Pvt. Ltd. - Debt 0.25
Axis Securities Ltd. - Debt 0.20
NTPC Ltd. - Debt 0.60
Indian Oil Corporation Ltd. - Debt 0.59
Tata Capital Housing Finance Ltd. - Debt 0.59
HDFC Securities Ltd - Debt 0.35
Tata Housing Development Company Ltd. - Debt 0.20
Barclays Investments & Loans (India) Ltd. - Debt 0.25
CESC Ltd. - Debt 0.40
APL Apollo Tubes Ltd. - Debt 0.40
Kalpataru Projects International Ltd - Debt 0.40
Motilal oswal finvest Ltd - Debt 0.40
360 One Wam Ltd. - Debt 0.34
IGH Holdings Pvt Ltd. - Debt 0.20
Bharti Telecom Ltd. - Debt 0.39
Bajaj Auto Credit Ltd. - Debt 0.39
Alembic Pharmaceuticals Ltd. - Debt 0.30
Poonawalla Fincorp Ltd. - Debt 0.30
Minda Corporation Ltd. - Debt 0.10
PNB Housing Finance Ltd. - Debt 0.30
Tata Teleservices Ltd. - Debt 0.28
SEIL Energy India Ltd. - Debt 0.20
Aditya Birla Money Ltd. - Debt 0.20
Standard Chartered Capital Ltd. - Debt 0.20
JK Tyre & Industries Ltd. - Debt 0.20
DCM Shriram Ltd. - Debt 0.20
Godrej Agrovet Ltd. - Debt 0.10
Network18 Media & Investments Ltd. - Debt 0.20
360 ONE Prime Ltd - Debt 0.20
SRF Ltd. - Debt 0.20
Godrej Finance Ltd. - Debt 0.20
Mahindra Lifespace Developers Ltd. - Debt 0.15
Deutsche Investments India Pvt. Ltd. - Debt 0.15
SBI Global Factors Ltd. - Debt 0.14
Cholamandalam Securities Ltd. - Debt 0.10
Pilani Investment & Industries Ltd. - Debt 0.10
Pilani Investment & Industries Corp Ltd - Debt 0.10
HSBC Invest Direct Financial Services (India) Ltd. - Debt 0.10
Triveni Engineering & Industries Ltd. - Debt 0.05
Nexus Select Trust - Debt 0.10
91 Days Treasury Bills - Debt 0.05
182 Days Treasury Bills - Debt 0.55
364 Days Treasury Bills - Debt 0.18
Reverse Repo - Debt 2.87
Reverse Repo (19-6-2025) - Debt 1.07
Reverse Repo (21-8-2025) - Debt 0.90
Reverse Repo (17-6-2025) - Debt 0.40
Reverse Repo (20-6-2025) - Debt 0.30
Reverse Repo (19-8-2025) - Debt 0.20
Corporate Debt Market Development Fund (Class A2) Financial Services Debt 0.27
TREPS - Debt 1.19
Net Current Assets - Debt -11.41
State Government of Gujarat - Debt 0.01
Power Finance Corporation Ltd. - Debt 0.79
Bajaj Housing Finance Ltd. - Debt 0.40
LIC Housing Finance Ltd. - Debt 0.10
Punjab National Bank - Debt 1.98
Bank Of India - Debt 0.99
Indian Bank - Debt 0.99
Bank Of Baroda - Debt 0.15
RBL Bank Ltd. - Debt 0.80
Canara Bank - Debt 1.09
HDFC Bank Ltd. - Debt 0.99
Karur Vysya Bank Ltd. - Debt 0.80
Federal Bank Ltd. - Debt 0.59
Equitas Small Finance Bank Ltd. - Debt 0.40
DCB Bank Ltd. - Debt 0.39
AU Small Finance Bank Ltd. - Debt 0.30
Small Industries Development Bank Of India. - Debt 0.05
Reliance Retail Ventures Ltd - Debt 0.05
NABARD - Debt 0.60
Bajaj Financial Security Ltd. - Debt 0.25
Reliance Jio Infocomm Ltd. - Debt 0.99
Export-Import Bank Of India - Debt 1.48
Bharat Heavy Electricals Ltd. - Debt 1.00
Kotak Securities Ltd. - Debt 0.40
Reliance Industries Ltd. - Debt 1.20
Bajaj Finance Ltd. - Debt 1.00
Aditya Birla Housing Finance Ltd. - Debt 0.20
Birla Group Holdings Pvt. Ltd. - Debt 0.20
Sikka Ports & Terminals Ltd. - Debt 0.10
Sundaram Home Finance Ltd. - Debt 0.80
TVS Credit Services Ltd. - Debt 0.79
Panatone Finvest Ltd. - Debt 0.79
Aditya Birla Real Estate Ltd. - Debt 0.79
Tata Realty & Infrastructure Ltd. - Debt 0.72
SBICAP Securities Ltd - Debt 0.15
Motilal Oswal Financial Services Ltd. - Debt 0.30
Nirma Ltd. - Debt 0.60
Julius Baer Capital (India) Pvt. Ltd. - Debt 0.25
Axis Securities Ltd. - Debt 0.20
NTPC Ltd. - Debt 0.60
Indian Oil Corporation Ltd. - Debt 0.59
Tata Capital Housing Finance Ltd. - Debt 0.59
HDFC Securities Ltd - Debt 0.35
Tata Housing Development Company Ltd. - Debt 0.20
Barclays Investments & Loans (India) Ltd. - Debt 0.25
CESC Ltd. - Debt 0.40
APL Apollo Tubes Ltd. - Debt 0.40
Kalpataru Projects International Ltd - Debt 0.40
Motilal oswal finvest Ltd - Debt 0.40
360 One Wam Ltd. - Debt 0.34
IGH Holdings Pvt Ltd. - Debt 0.20
Bharti Telecom Ltd. - Debt 0.39
Bajaj Auto Credit Ltd. - Debt 0.39
Alembic Pharmaceuticals Ltd. - Debt 0.30
Poonawalla Fincorp Ltd. - Debt 0.30
Minda Corporation Ltd. - Debt 0.10
PNB Housing Finance Ltd. - Debt 0.30
Tata Teleservices Ltd. - Debt 0.28
SEIL Energy India Ltd. - Debt 0.20
Aditya Birla Money Ltd. - Debt 0.20
Standard Chartered Capital Ltd. - Debt 0.20
JK Tyre & Industries Ltd. - Debt 0.20
DCM Shriram Ltd. - Debt 0.20
Godrej Agrovet Ltd. - Debt 0.10
Network18 Media & Investments Ltd. - Debt 0.20
360 ONE Prime Ltd - Debt 0.20
SRF Ltd. - Debt 0.20
Godrej Finance Ltd. - Debt 0.20
Mahindra Lifespace Developers Ltd. - Debt 0.15
Deutsche Investments India Pvt. Ltd. - Debt 0.15
SBI Global Factors Ltd. - Debt 0.14
Cholamandalam Securities Ltd. - Debt 0.10
Pilani Investment & Industries Ltd. - Debt 0.10
Pilani Investment & Industries Corp Ltd - Debt 0.10
HSBC Invest Direct Financial Services (India) Ltd. - Debt 0.10
Triveni Engineering & Industries Ltd. - Debt 0.05
Nexus Select Trust - Debt 0.10
91 Days Treasury Bills - Debt 0.05
182 Days Treasury Bills - Debt 0.55
364 Days Treasury Bills - Debt 0.18
Reverse Repo - Debt 2.87
Reverse Repo (19-6-2025) - Debt 1.07
Reverse Repo (21-8-2025) - Debt 0.90
Reverse Repo (17-6-2025) - Debt 0.40
Reverse Repo (20-6-2025) - Debt 0.30
Reverse Repo (19-8-2025) - Debt 0.20
Corporate Debt Market Development Fund (Class A2) Financial Services Debt 0.27
TREPS - Debt 1.19
Net Current Assets - Debt -11.41
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rohan Maru (13 years), Darshil Dedhia (11 years), Nikhil Kabra (10 years),
  • Expense ration regular : 0.29
  • Expense ration direct : 0.20
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹99.00
  • Type : debt
Exit load
Exit load will be levied on investors within 7 days of their investment on a graded basis.

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