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ITI Balanced Advantage Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
14.48 -0.42%
AUM (Fund Size)
54
Expense Ratio
2.37%
Exit load
"10% of units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load - 1% if redeemed or switched out on or before completion of 3 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units."
Risk
Very High Risk
AMC
ITI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.17
-0.08 %
Two Week 2025-07-03 ₹1,000.00 ₹994.73
-0.53 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.16
0.52 %
Three Months 2025-04-21 ₹3,000.00 ₹3,058.15
1.94 %
Six Months 2025-01-20 ₹6,000.00 ₹6,234.03
3.90 %
One Year 2024-07-18 ₹12,000.00 ₹12,380.67
3.17 %
Three Year 2022-07-19 ₹36,000.00 ₹42,972.48
19.37 %
Five Year 2020-07-20 ₹60,000.00 ₹78,439.51
30.73 %
Since Inception 2019-12-31 ₹68,000.00 ₹91,102.79
33.97 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 34%
Debt 29%
Others 8%

Sectors Holding in ITI Balanced Advantage Fund - Regular Plan - Growth

Petroleum Products
4%
Banks
7%
IT - Software
4%
Telecom - Services
3%
Industrial Products
3%
Finance
2%
Retailing
3%
Insurance
3%
Consumer Durables
1%
Diversified FMCG
1%
Automobiles
1%
Financial Technology (Fintech)
1%
Construction
1%
Cement & Cement Products
0%
Oil
0%
Power
0%
Electrical Equipment
0%
Capital Markets
0%
Healthcare Services
0%
Agricultural Food & Other Products
0%
IT - Services
0%
Other
37%

Companies Holding in ITI Balanced Advantage Fund - Regular Plan - Growth

Reliance Industries Limited
4.25%
HDFC Bank Limited
4.10%
Infosys Limited
3.61%
Bharti Airtel Limited
3.21%
Garware Hi-Tech Films Limited
3.09%
Bajaj Finance Limited
2.53%
Axis Bank Limited
2.52%
Swiggy Limited
2.09%
SBI Life Insurance Company Limited
1.98%
Titan Company Limited
1.96%
ITC Limited
1.95%
State Bank Of India
1.91%
Eternal Limited
1.77%
Mahindra & Mahindra Limited
1.67%
Tata Consultancy Services Limited
1.67%
ICICI Lombard General Insurance Company Limited
1.54%
PB Fintech Limited
1.35%
Larsen & Toubro Limited
1.35%
HDFC Life Insurance Company Limited
1.24%
UltraTech Cement Limited
0.96%
HCL Technologies Limited
0.96%
Aegis Vopak Terminals Limited
0.92%
NTPC Limited
0.89%
Power Grid Corporation Of India Limited
0.87%
ABB India Limited
0.85%
One 97 Communications Limited
0.81%
DAM Capital Advisors Limited
0.72%
Apollo Hospitals Enterprise Limited
0.50%
Cummins India Limited
0.50%
Tata Consumer Products Limited
0.49%
Dixon Technologies (India) Limited
0.42%
Tata Motors Limited
0.39%
Sagility India Limited
0.37%
Siemens Limited
0.25%
Siemens Energy India Limited
0.19%
8.13% Power Grid Corporation Of India Limited (25/04/2028)
2.64%
7.53% National Bank For Agriculture And Rural Development (24/03/2028)
2.07%
7.79% Small Industries Dev Bank Of India (19/04/2027)
1.94%
7.23% Power Finance Corporation Limited (05/01/2027)
1.92%
7.71% REC Limited (26/02/2027)
1.80%
7.89% Sundaram Finance Limited (22/09/2025)
1.78%
7.47% Small Industries Dev Bank Of India (25/11/2025)
1.27%
8% Mahindra & Mahindra Financial Services Limited (26/06/2025)
1.27%
7.59% National Housing Bank (08/09/2027)
0.65%
7.33% Indian Railway Finance Corporation Limited (27/08/2027)
0.64%
6.25% LIC Housing Finance Limited (20/06/2025)
0.25%
7.06% Government Of India (10/04/2028)
3.93%
HDFC Bank Limited (02/06/2025)
1.39%
Axis Bank Limited (16/07/2025)
1.00%
ICICI Securities Limited (30/07/2025)
1.50%
Axis Finance Limited (25/08/2025)
0.12%
91 Days Tbill (MD 12/06/2025)
0.51%
TREPS 02-Jun-2025
13.12%
Net Receivables / (Payables)
8.32%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.37
Expense Ratio Direct
0.63
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Rajesh Bhatia
Experience
Mr. Laukik Bagwe
Experience
Mr. Rohan Korde
Experience
Mr. Vasav Sahgal
Experience

Exit load

"10% of units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load - 1% if redeemed or switched out on or before completion of 3 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units."

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