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Home Mf Research Iti Balanced Advantage Fund Regular Plan Growth
ITI MUTUAL FUND

ITI Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : ITI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
14.46 0.92%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.36%
Expense Ratio (Direct)
0.62%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,007.61
0.76 %
Two Week 2025-06-05 ₹1,000.00 ₹1,008.42
0.84 %
One Month 2025-05-21 ₹1,000.00 ₹1,019.72
1.97 %
Three Months 2025-03-24 ₹3,000.00 ₹3,085.34
2.84 %
Six Months 2024-12-23 ₹6,000.00 ₹6,233.98
3.90 %
One Year 2024-06-20 ₹12,000.00 ₹12,431.66
3.60 %
Three Year 2022-06-21 ₹36,000.00 ₹43,314.08
20.32 %
Five Year 2020-06-22 ₹60,000.00 ₹79,106.13
31.84 %
Since Inception 2019-12-31 ₹67,000.00 ₹89,974.55
34.29 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Reliance Industries Limited Petroleum Products Equity 4.25
HDFC Bank Limited Banks Equity 4.10
Infosys Limited IT - Software Equity 3.61
Bharti Airtel Limited Telecom - Services Equity 3.21
Garware Hi-Tech Films Limited Industrial Products Equity 3.09
Bajaj Finance Limited Finance Equity 2.53
Axis Bank Limited Banks Equity 2.52
Swiggy Limited Retailing Equity 2.09
SBI Life Insurance Company Limited Insurance Equity 1.98
Titan Company Limited Consumer Durables Equity 1.96
ITC Limited Diversified FMCG Equity 1.95
State Bank of India Banks Equity 1.91
Eternal Limited Retailing Equity 1.77
Mahindra & Mahindra Limited Automobiles Equity 1.67
Tata Consultancy Services Limited IT - Software Equity 1.67
ICICI Lombard General Insurance Company Limited Insurance Equity 1.54
PB Fintech Limited Financial Technology (Fintech) Equity 1.35
Larsen & Toubro Limited Construction Equity 1.35
HDFC Life Insurance Company Limited Insurance Equity 1.24
UltraTech Cement Limited Cement & Cement Products Equity 0.96
HCL Technologies Limited IT - Software Equity 0.96
Aegis Vopak Terminals Limited Oil Equity 0.92
NTPC Limited Power Equity 0.89
Power Grid Corporation of India Limited Power Equity 0.87
ABB India Limited Electrical Equipment Equity 0.85
One 97 Communications Limited Financial Technology (Fintech) Equity 0.81
DAM Capital Advisors Limited Capital Markets Equity 0.72
Apollo Hospitals Enterprise Limited Healthcare Services Equity 0.50
Cummins India Limited Industrial Products Equity 0.50
Tata Consumer Products Limited Agricultural Food & other Products Equity 0.49
Dixon Technologies (India) Limited Consumer Durables Equity 0.42
Tata Motors Limited Automobiles Equity 0.39
Sagility India Limited IT - Services Equity 0.37
Siemens Limited Electrical Equipment Equity 0.25
Siemens Energy India Limited Electrical Equipment - 0.19
8.13% Power Grid Corporation of India Limited (25/04/2028) - Debt 2.64
7.53% National Bank For Agriculture and Rural Development (24/03/2028) - Debt 2.07
7.79% Small Industries Dev Bank of India (19/04/2027) - Debt 1.94
7.23% Power Finance Corporation Limited (05/01/2027) - Debt 1.92
7.71% REC Limited (26/02/2027) - Debt 1.80
7.89% Sundaram Finance Limited (22/09/2025) - Debt 1.78
7.47% Small Industries Dev Bank of India (25/11/2025) - Debt 1.27
8% Mahindra & Mahindra Financial Services Limited (26/06/2025) - Debt 1.27
7.59% National Housing Bank (08/09/2027) - Debt 0.65
7.33% Indian Railway Finance Corporation Limited (27/08/2027) - Debt 0.64
6.25% LIC Housing Finance Limited (20/06/2025) - Debt 0.25
7.06% Government of India (10/04/2028) - Debt 3.93
HDFC Bank Limited (02/06/2025) - Debt 1.39
Axis Bank Limited (16/07/2025) - Debt 1.00
ICICI Securities Limited (30/07/2025) - Debt 1.50
Axis Finance Limited (25/08/2025) - Debt 0.12
91 Days Tbill (MD 12/06/2025) - Debt 0.51
TREPS 02-Jun-2025 - Debt 13.12
Net Receivables / (Payables) - - 8.32
Risk Ratios
Standard Deviation
7.29
Beta
0.80
Sharpe Ratio
0.70
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rajesh Bhatia (), Mr. Laukik Bagwe (), Mr. Rohan Korde (), Mr. Vasav Sahgal (),
  • Expense ration regular : 2.36
  • Expense ration direct : 0.62
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid
Exit load
1% before 3 months, Nil after 3 months

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