Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Iti Balanced Advantage Fund Regular Plan Growth
ITI MUTUAL FUND

ITI Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : ITI MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
14.21 -0.29%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.36%
Expense Ratio (Direct)
0.62%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,000.41
0.04 %
Two Week 2025-05-19 ₹1,000.00 ₹1,000.28
0.03 %
1 Month 2025-05-05 ₹1,000.00 ₹1,014.90
1.49 %
Three Months 2025-03-05 ₹3,000.00 ₹3,121.05
4.03 %
Six Months 2024-12-05 ₹6,000.00 ₹6,150.26
2.50 %
One Year 2024-06-03 ₹12,000.00 ₹12,195.11
1.63 %
Three Year 2022-06-06 ₹36,000.00 ₹42,712.54
18.65 %
Five Year 2020-06-04 ₹60,000.00 ₹78,383.04
30.64 %
Since Inception 2019-12-31 ₹67,000.00 ₹88,463.27
32.03 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Mahindra & Mahindra Limited Automobile and Auto Components Equity 1.69
Tata Motors Limited Automobile and Auto Components Equity 0.65
Siemens Limited Capital Goods Equity 1.72
ABB India Limited Capital Goods Equity 1.16
Cummins India Limited Capital Goods Equity 0.60
Bharat Bijlee Limited Capital Goods Equity 0.50
Bharat Electronics Limited Capital Goods Equity 1.16
Larsen & Toubro Limited Construction Equity 0.49
Ambuja Cements Limited Construction Materials Equity 0.51
Titan Company Limited Consumer Durables Equity 1.96
Zomato Limited Consumer Services Equity 1.72
Tata Consumer Products Limited Fast Moving Consumer Goods Equity 0.53
ITC Limited Fast Moving Consumer Goods Equity 0.29
HDFC Bank Limited Financial Services Equity 4.35
ICICI Bank Limited Financial Services Equity 2.65
Axis Bank Limited Financial Services Equity 2.54
State Bank of India Financial Services Equity 2.12
SBI Life Insurance Company Limited Financial Services Equity 1.98
ICICI Lombard General Insurance Company Limited Financial Services Equity 1.70
REC Limited Financial Services Equity 1.30
HDFC Life Insurance Company Limited Financial Services Equity 1.18
PB Fintech Limited Financial Services Equity 1.15
Home First Finance Company India Limited Financial Services Equity 1.04
ICICI Securities Limited Financial Services Equity 0.96
The Federal Bank Limited Financial Services Equity 2.13
Sun Pharmaceutical Industries Limited Healthcare Equity 2.55
Mankind Pharma Limited Healthcare Equity 1.41
Concord Biotech Limited Healthcare Equity 1.21
Apollo Hospitals Enterprise Limited Healthcare Equity 0.50
Infosys Limited Information Technology Equity 4.45
Tata Consultancy Services Limited Information Technology Equity 2.02
HCL Technologies Limited Information Technology Equity 1.00
LTIMindtree Limited Information Technology Equity 2.14
Vedanta Limited Metals & Mining Equity 1.07
Adani Enterprises Limited Metals & Mining Equity 1.07
Tata Steel Limited Metals & Mining Equity 0.89
Hindalco Industries Limited Metals & Mining Equity 0.81
Reliance Industries Limited Oil Gas & Consumable Fuels Equity 5.21
NTPC Limited Power Equity 3.50
DLF Limited Realty Equity 0.38
Bharti Airtel Limited Telecommunication Equity 3.34
SIP Calculator
Risk Ratios
Standard Deviation
7.29
Beta
0.80
Sharpe Ratio
0.70
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rajesh Bhatia (31 years), Vishal Jajoo (15 years), Vikrant Mehta (28 years),
  • Expense ration regular : 2.36
  • Expense ration direct : 0.62
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : hybrid
Exit load
1% before 3 months, Nil after 3 months

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?