Home Mf Research Iti Banking And Financial Services Fund Regular Plan Growth

ITI Banking and Financial Services Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
15.11 -0.93%
AUM (Fund Size)
N/A
Expense Ratio
2.34%
Exit load
1% if redeemed or switched out on or before completion of 12 months from the date of allotment; Nil thereafter
Risk
N/A
AMC
ITI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹991.59
-0.84 %
Two Week 2025-07-03 ₹1,000.00 ₹995.46
-0.45 %
One Month 2025-06-18 ₹1,000.00 ₹1,014.11
1.41 %
Three Months 2025-04-21 ₹3,000.00 ₹3,051.97
1.73 %
Six Months 2025-01-20 ₹6,000.00 ₹6,462.37
7.71 %
One Year 2024-07-18 ₹12,000.00 ₹13,184.77
9.87 %
Three Year 2022-07-19 ₹36,000.00 ₹45,102.51
25.28 %
Since Inception 2021-12-06 ₹45,000.00 ₹58,458.67
29.91 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 80%
Debt N/A
Others 5%

Sectors Holding in ITI Banking and Financial Services Fund - Regular Plan - Growth

Banks
57%
Finance
17%
Insurance
4%
Capital Markets
1%
Financial Technology (Fintech)
1%
IT - Services
0%
Other
5%

Companies Holding in ITI Banking and Financial Services Fund - Regular Plan - Growth

HDFC Bank Limited
23.38%
ICICI Bank Limited
13.48%
Axis Bank Limited
8.84%
State Bank Of India
7.43%
Bajaj Finance Limited
5.76%
Kotak Mahindra Bank Limited
4.51%
Bajaj Finserv Limited
2.41%
PNB Housing Finance Limited
2.13%
HDFC Life Insurance Company Limited
2.09%
SBI Life Insurance Company Limited
2.03%
Shriram Finance Limited
1.88%
Cholamandalam Investment And Finance Company Ltd
1.80%
L&T Finance Limited
1.49%
Jio Financial Services Limited
1.45%
IIFL Finance Limited
1.38%
RBL Bank Limited
1.24%
Nuvama Wealth Management Limited
1.23%
Manappuram Finance Limited
1.13%
Housing & Urban Development Corporation Limited
1.02%
PB Fintech Limited
1.02%
Aditya Birla Capital Limited
1.01%
DCB Bank Limited
1.01%
IDFC First Bank Limited
0.98%
City Union Bank Limited
0.97%
Ujjivan Small Finance Bank Limited
0.95%
Aditya Birla Sun Life AMC Limited
0.95%
One 97 Communications Limited
0.93%
India Shelter Finance Corporation Limited
0.88%
Aptus Value Housing Finance India Limited
0.49%
Protean EGov Technologies Limited
0.47%
Net Receivables / (Payables)
5.66%

Risk Ratios

Std. Deviation NA
Beta NA
Sharpe Ratio NA
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.34
Expense Ratio Direct
0.44
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Nilay Dalal
Experience
Mr. Rohan Korde
Experience
Mr. Rajesh Bhatia
Experience

Exit load

1% if redeemed or switched out on or before completion of 12 months from the date of allotment; Nil thereafter

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