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Home Mf Research Iti Banking And Financial Services Fund Regular Plan Growth
ITI MUTUAL FUND

ITI Banking and Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : ITI MUTUAL FUND
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-20)
14.99 1.31%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.34%
Expense Ratio (Direct)
0.44%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,007.74
0.77 %
Two Week 2025-06-05 ₹1,000.00 ₹1,013.87
1.39 %
One Month 2025-05-21 ₹1,000.00 ₹1,016.12
1.61 %
Three Months 2025-03-24 ₹3,000.00 ₹3,086.72
2.89 %
Six Months 2024-12-23 ₹6,000.00 ₹6,508.54
8.48 %
One Year 2024-06-20 ₹12,000.00 ₹13,158.33
9.65 %
Three Year 2022-06-21 ₹36,000.00 ₹45,388.54
26.08 %
Since Inception 2021-12-06 ₹44,000.00 ₹57,002.28
29.55 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 23.38
ICICI Bank Limited Banks Equity 13.48
Axis Bank Limited Banks Equity 8.84
State Bank of India Banks Equity 7.43
Bajaj Finance Limited Finance Equity 5.76
Kotak Mahindra Bank Limited Banks Equity 4.51
Bajaj Finserv Limited Finance Equity 2.41
PNB Housing Finance Limited Finance Equity 2.13
HDFC Life Insurance Company Limited Insurance Equity 2.09
SBI Life Insurance Company Limited Insurance Equity 2.03
Shriram Finance Limited Finance Equity 1.88
Cholamandalam Investment and Finance Company Ltd Finance Equity 1.80
L&T Finance Limited Finance Equity 1.49
Jio Financial Services Limited Finance Equity 1.45
IIFL Finance Limited Finance Equity 1.38
RBL Bank Limited Banks Equity 1.24
Nuvama Wealth Management Limited Capital Markets Equity 1.23
Manappuram Finance Limited Finance Equity 1.13
Housing & Urban Development Corporation Limited Finance Equity 1.02
PB Fintech Limited Financial Technology (Fintech) Equity 1.02
Aditya Birla Capital Limited Finance Equity 1.01
DCB Bank Limited Banks Equity 1.01
IDFC First Bank Limited Banks Equity 0.98
City Union Bank Limited Banks Equity 0.97
Ujjivan Small Finance Bank Limited Banks Equity 0.95
Aditya Birla Sun Life AMC Limited Capital Markets Equity 0.95
One 97 Communications Limited Financial Technology (Fintech) Equity 0.93
India Shelter Finance Corporation Limited Finance Equity 0.88
Aptus Value Housing Finance India Limited Finance Equity 0.49
Protean eGov Technologies Limited IT - Services Equity 0.47
Net Receivables / (Payables) - - 5.66
Risk Ratios
Standard Deviation
NA
Beta
NA
Sharpe Ratio
NA
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Nilay Dalal (), Mr. Rohan Korde (), Mr. Rajesh Bhatia (),
  • Expense ration regular : 2.34
  • Expense ration direct : 0.44
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : equity
Exit load
1% if redeemed or switched out on or before completion of 12 months from the date of allotment; Nil thereafter

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